Cancel Insurance Policy, Visitor Insurance Cancellation, Student Insurance Cancellation

Insurance Plan	Brochure	Cancellation Process
For all IMG plans - Provider Access	For IMG Policy Cancellation: If you are not satisfied with a plan, you may submit a written request to cancel@imglobal.com for cancellation and refund of your premium. If you have filed claims, your premium is non refundable.
Patriot America Lite Insurance	Brochure	Cancellation before effective date: Full refund of premium. Cancellation after effective date: $50 cancellation fee will be charged by the insurance company. Only full month premium will be considered for refund.
Patriot International Lite Insurance	Brochure
Patriot Exchange Insurance	Brochure
Patriot Group Exchange Insurance	Brochure
Patriot Platinum Insurance	Brochure
Visitors Care Insurance	Brochure	Cancellation before effective date: Full refund of premium. Cancellation after effective date: $25 cancellation fee will be charged by the insurance company. Refund will be be pro-rated based on the amount of time remaining in your period of coverage.
Global Medical Silver Insurance	Brochure	The insured is given a 15 days duration to review the fulfillment kit contents. During this 15 days duration if the insured is not happy, a written request may be submitted for cancelletion and full premium is refunded. After the 15 days duration, any cancellation will be granted at the sole disertion of IMG as the plan administrator and the refund will be received based on the established refund schedule, not a pro-rated basis.
Global Medical Gold Insurance	Brochure
Global Medical Platinum Insurance	Brochure
Global Crew Medical Insurance	Brochure
Travel Lite	Brochure	The plan may be cancelled within 10 days after the receipt, provided you have not departed on your trip or filed a claim. The plan cost will then be refunded. The plan is non-refundable after 10 day.
Travel SE	Brochure
Travel LX	Brochure

	For World Trips Policy Cancellation : For any reason if you want to cancel the plan, you must submit your cancellation request to orders@worldtrips.com in order to receive a refund or premium. Only members who have no claims are eligible for premium refund.
Insurance Plan	Brochure	Cancellation Process
Atlas America Insurance	Brochure	Cancellation before effective date: Full refund of premium. Cancellation after effective date: $25 cancellation fee will be charged by the insurance company. Only unused portion of the plan cost will be refunded.
Atlas International Insurance	Brochure
Visitor Secure Insurance	Brochure
Student Secure Insurance (Select, Smart, Budget, Elite)	Brochure	Cancellation before effective date: Full refund of premium. Cancellation after effective date: $25 cancellation fee will be charged by the insurance company. Only unused portion of the plan cost will be refunded. After 60 days, no refunds are granted.

Insurance Plan	Brochure	Cancellation Process
	For Seven Corners Policy Cancellation : If your travel plan is cancelled you have to submit a written request to cancel@sevencorners.com for cancellation and refund of your premium. The subject of the email must contain the first name and last name of the policy holder. While the body of the email must contain the name of the policy holder, birth date, certificate number and date of cancellation. If you have filed claims for reimbursement, your premium is non refundable.
Travel Medical Basic Insurance	Brochure	Cancellation before effective date: Full refund of premium. Cancellation after effective date: A cancellation fee will be charged will be charged by the insurance company. Unused portion of the plan cost will be refunded.
Travel Medical Choice Insurance	Brochure
Travel Medical USA Visitor Basic	Brochure
Travel Medical USA Visitor Choice	Brochure
Travel Medical Annual Multi-Trip Insurance	Brochure		The unused portion of the plan cost may be refunded, minus a cancellation fee, if you have not submitted a claim.
Trip Protection Basic	Brochure		Non refundable.
Trip Protection Choice	Brochure
Trip Protection Elite	Brochure
Trip Protection Economy	Brochure

Insurance Plan	Brochure	Cancellation Process

Diplomat America Insurance	Brochure	Cancellation before effective date: A $25 processing fee will be charged by the insurance company Cancellation after effective date: Premium is considered fully earned and is non-refundable. Partial refunds are not available
Diplomat LongTerm Insurance	Brochure
Diplomat International Insurance	Brochure


Insurance Plan	Brochure	Cancellation Process
Trip Protector Insurance	Brochure	Cancellation within 10 days of the plan receipt: The ID card must be returned to HTH Worldwide within 10 days of receipt along a letter stating your desire to cancel the plan. If you have not departed on your trip before the date of the letter, a full refund of your premium amount will be returned. Cancellation after 10 days of the plan receipt: If cancellation is after 10 days, premium is refunded in whole months only.
Trip Protector Preferred Insurance	Brochure

Insurance Plan

Brochure

Cancellation Process

Trip Protector Insurance

Brochure

Cancellation within 10 days of the plan receipt:

The ID card must be returned to HTH Worldwide within 10 days of receipt along a letter stating your desire to cancel the plan.
If you have not departed on your trip before the date of the letter, a full refund of your premium amount will be returned.

Cancellation after 10 days of the plan receipt:

If cancellation is after 10 days, premium is refunded in whole months only.

Trip Protector Preferred Insurance

Brochure

Insurance Plan	Brochure	Cancellation Process

Voyager Choice	Brochure	Notify writing indicating your desire to cancel. If you have not departed on your trip before the date of the communication, you will receive a full refund.
Voyager Essential	Brochure
Trekker Choice	Brochure
Trekker Essential	Brochure

Insurance Plan	Brochure	Cancellation Process
	For Trawick International Policy Cancellation : If your travel plan is cancelled you have to submit a written request to info@trawickinternational.com, for cancellation and refund of your premium.
Safe Travels USA	Brochure	Cancellation before effective date: A full refund would be considered Cancellation after effective datethe following conditions apply if the Insured Person wishes to cancel the insurance and a written partial refund request has been made: If any claims have been filed with the Company, the Premium is fully earned and is non-refundable. If no claims have been filed with the Company, then a cancellation fee of US $50 will be charged; only full month premiums will be considered as refundable; If after a refund is made, it is determined that a claim was presented to the company on an Insured Person’s behalf, the Insured Person will be fully responsible for that claim in its entirety.
Safe Travels USA Cost Saver	Brochure
Safe Travels Advantage	Brochure
Safe Travels USA Comprehensive	Brochure
Safe Travels Elite	Brochure
Safe Travels International	Brochure
Safe Travels International Cost Saver	Brochure

Changes in dates can be made with no additional charge or penalty. This includes preponing or postponing coverage before the effective date of the plan. This is always our policy and will not changes
Policies can be cancelled before the start date of the policy with a minimal $25 cancellation fee. If the insured has not started their trip due to unforeseen circumstances, they may be eligible to cancel the policy
- For example, if a week has passed and they want cancel the policy- that is not possible. There's no cancellation of policy after start date
- However, due to coronavirus- If it is day 1 of the policy only, we can still consider it for cancellation during this coronavirus period if the visitor has not yet begin their trip (on a case by case basis).

Visitors Medical and Student Insurance Cancellation

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