Comprehensive plan provides exhaustive coverage when compared to fixed or scheduled benefit plans. The plan pays for all expenses after the deductible and co-insurance component. The plan is recommended given the high costs of health care arouond the world. The plan is worth every penny of premium paid in the event of catastrophic medical emergencies.
These plans do not have benefit limits based on the type of medical expense.
Benefits for covered medical expenses go all the way up to the plan maximum (less deductible and co-insurance)
Global medical gold is a comprehensive benefit plan.
Global Medical Insurance is available to individual and families for all nationalities residing outside their home country.
Adult and child wellness benefit available.
Deductible per period of coverage and 50% waiver of deductible if service is taken within the PPO network.
Refund of full premium if policy cancellation request is received within 15 days of receipt of the relevant insurance documents.
Policy cancellation request after this period will be granted at the sole discretion of IMG administrator.
Non-US Citizens may avail of this plan wherever in the world they may be with no restrictions on time spent in any country
Mental/Nervous: $10,000/period of coverage, $50,000 Lifetime benefit, available after 12 months of continuous coverage.
Emergency evacuationUp to lifetime maximum limit.Not subject to deductible or coinsurance
Emergency Reunion$10,000 lifetime maximum.Not subject to deductible or coinsurance
Interfacility Ambulance TransferSubject to deductible and coinsurance.U.S. only
Return of mortal remains$25,000 lifetime maximum. Not subject to deductible or coinsurance
Complementary Medicine$500 maximum limit per period of coverage
Traumatic Dental InjuryUp to the lifetime maximum limit
Treatment Due to Unexpected Pain to Sound, Natural Teeth$100 per period of coverage
Non-Emergency Treatment at a Dental Provider due to an Accident$500 per period of coverage
Non-Emergency DentalOptional Rider
Hospital Indemnity (Inpatient hospitalization outside the U.S. only)Private Hospitals: $400 maximum limit per overnight and $4,000 maximum limit per period of coverage Public Hospitals: $500 maximum limit per overnight and $5,000 maximum limit per period of coverage.
Supplemental Accident$300 of eligible medical expenses following an accident.
Adult Preventative Care (Age 19 or older)$250 per period of coverage.
Child Preventative Care ( Through age 18)$200 per period of coverage.
Pre-Existing Conditions Limitation$50,000 lifetime maximum; $5,000 per period of coverage for unknown conditions. Available after 24 months of continuous coverage*
Cheap international health insurance - Global insurance