Global Medical Gold Health Insurance
Annually renewable worldwide medical insurance program for individuals and families
Global Medical Gold Health Insurance
IMG Global Medical Gold Insurance is long-term, annually-renewable, major medical insurance that provides worldwide health insurance coverage to people of all nationalities.
Key Benefits of Global Medical Gold Insurance
medical_information Preventative Coverage
dentistry Emergency medical evacuation
pregnant_woman Maternity
dentistry Non-Emergency Dental
ecg_heart Pre-existing condition
hiking Adventure sports
Global Medical Gold insurance Reviews
Global Medical Gold Links
Global Medical Gold insurance - Key Highlights
- Global Medical Gold health Insurance offers superior and high class benefits to global travelers
- This plan provides worldwide coverage for Non-US citizens.
- This plan covers maternity and new born care
- US citizens who reside outside of the US for at least 6 months of the next 12 months to be eligible for this plan.
- Global Medical Gold plan is available for individuals from the age range of 14 days to 74 years. The coverage ends at 75 years of age.
- This plan has a maximum lifetime of 365 days.
IMG Global Medical Gold health insurance summary
Global Medical Gold insurance Eligibility
- Individuals and families of any nationality.
- Applicant's age must be between 14 days to 74 years. Travelers aged 75 years and above are not eligible and the coverage will end at 75 years.
- US citizens must reside abroad or must leave US on the effective date and plan to reside outside US for atleast six of the next twelve months.
- Worldwide coverage for non US Citizens
Global Medical Gold optional riders
- Lifetime Maximum Limit?: $5M per individual.
- Deductible?: $250 to $25k per period of coverage.
- Deductible Carry Forward: Included.
- Treatment Outside the U.S.: 50% of deductible waived, up to a maximum of $2.5k. No coinsurance.
- Treatment Inside the U.S. (using Medical Concierge): 50% of deductible waived, up to a maximum of $2.5k. No coinsurance.
- Treatment Inside the U.S. (PPO Network): Subject to deductible. No coinsurance.
- Treatment Inside the U.S. (Non PPO Network): Subject to deductible. Plan pays 80% of the next $5k of eligible expenses, then 100% to the overall maximum per period of coverage.
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Compare Global Medical Gold quotess »Plan benefits of Global Medical Gold insurance
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Hospital room and board help Subject to deductible and coinsurance for average private room rate Surgery help Subject to deductible and coinsurance Intensive care unit help Subject to deductible and coinsurance Assistant Surgeon help 20% of primary surgeon’s charge Hospital Indemnity(Inpatient hospitalization outside the U.S. only)? help Private Hospitals: $400 maximum limit per overnight and $4,000 maximum limit per period of coverage
Public Hospitals: $500 maximum limit per overnight and $5,000 maximum limit per period of coverage. Not subject to deductible or coinsurance -
Chemotherapy or Radiation Therapy help Subject to deductible and coinsurance Physical therapy help Subject to deductible and coinsurance. $50 maximum per visit Treatment Outside the U.S. help 50% of deductible waived, up to a maximum of $2.5k. No coinsurance Treatment Inside the U.S. (using Medical Concierge) help 50% of deductible waived, up to a maximum of $2.5k. No coinsurance Treatment Inside the U.S. (PPO Network) help Subject to deductible. No coinsurance Treatment Inside the U.S. (Non PPO Network) help Subject to deductible. Plan pays 80% of the next $5,000 of eligible expenses, then 100% to the overall maximum per period of coverage Office visits and Diagnostic/X-Ray Subject to deductible and coinsurance CAT Scans, MRI, Echocardiography, Endoscopy, Gastroscopy, Cystoscopy Subject to deductible and coinsurance Transplants help $1M lifetime maximum Complementary Medicine help $500 maximum limit per period of coverage Podiatry Care help $750 maximum limit -
Emergency local ambulance(Injury or Illness resulting in an inpatient hospital admission) help Subject to deductible and coinsurance.U.S. only Emergency Room Accident help Up to the maximum limit Emergency room illness help Subject to deductible and coinsurance.Additional $250 deductible if not admitted as an inpatient Treatment Due to Unexpected Pain to Sound, Natural Teeth 100% Traumatic Dental Injury Treatment at a hospital facility help Up to the lifetime maximum limit Non-Emergency Dental Optional Rider -
Emergency medical evacuation help Up to maximum limit. Not subject to deductible or coinsurance Emergency reunion help $10k maximum limit. Not subject to deductible Return of mortal remains or cremation/burial help $25k lifetime maximum. Not subject to deductible or coinsurance Child Preventative Care( Through age 18) help $200 per period of coverage. Not subject to deductible or coinsurance. Adult Preventative Care(Age 19 or older) help $250 per period of coverage. Not subject to deductible or coinsurance. -
Pre-Existing Conditions Limitation help $250 lifetime maximum.
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IMG Global Medical Plans Insurance - Common Questions
01. Is IMG travel insurance legit? Is IMG a real insurance company?
International Medical Group (IMG) has been offering travel insurance products since 1990. Based in Indianapolis, IMG has more than 300 employees and offers 25+ travel insurance products for travelers to the US as well as for US citizens traveling overseas.
Their products are ideal people traveling to the United States as tourists on B1 visa, international students on F1 visa, Exchange scholars on J visa, professionals on the H1B visa as well as US travelers who are looking for trip cancellation insurance for travel insurance.
02. Does IMG sell Cancel for Any Reason Insurance?
Yes, IMG does offer Cancel for any reason coverage as an add-on product on some of their trip insurance plans.
03. What does IMG insurance stand for?
International Medical Group (IMG) is an Indiana based company offering travel insurance products since 1990. IMG has over 320 employees and offers over 25 travel insurance products for travelers to the US as well as for US citizens traveling overseas.
04. Is IMG a good travel insurance company?
International Medical Group (IMG) has been accredited by the Better Business Bureau since 2005 and has an A- rating.
Global Medical Gold Claims Information
Claims Department
International Medical Group P.O.Box 9162 Farmington Hills, MI 48333
Email: customercare@imglobal.com
Know more about IMG Claims »
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