Global Medical Gold insurance by IMG Reviews

Global Medical Gold Insurance Cost, Global health insurance cost

Start Date
End Date
Payment Type
Global Medical Gold Insurance
Insurance provider
International Medical Group
Global Medical Gold Rating
AM Best Rating: "A" (Excellent)
Policy maximum?
$5,000,000 per individual.
Deductible options?
$250 to $25,000 per period of coverage
Compare Global Medical Plans
Compare Global Medical Plans
Plan life?
Global Medical Gold insurance Underwriter
Underwritten by Sirius International Insurance Corporation, a White Mountains Insurance Group Company.

Global Medical Gold Insurance

IMG Global Medical Gold insurance

  • This insurance is an ideal expatriate medical insurance plan for those who need a full range of medical benefits but for limited period of time.
  • Applicant's age must be between 14 days to 74 years. Travelers aged 75 years and above are not eligible and the coverage will end at 75 years.
  • Plan maximum options available up to $5 million.
  • The Global Medical Gold insurance includes COVID19 coverage up to the policy maximum.

Global Medical Gold Insurance Eligibility:
It is eligible for individuals and families of any nationalty.

View complete details of benefits

A working example of using Global Medical Gold (Offered by IMG) *

  • Insurance coverage is $5,000,000
  • Deductible is $250 per certificate period
  • Your claims for medical expenses is $26,250
Below is a simple calculation showing how much the plan/insurance company pays you:
  1. Subtract the deductible from claims amount - $26,250 minus $250 equals $26,000. Insured bears $250
Global Medical Gold
Expense Amount billed Amount Insurance Pays Amount Insured Owes
Deductible $250 $0 $250
Surgery $10,500 $10,500 $0
Emergency Reunion $15,500 $10,000 $5,500
Total $26,250 $20,500 $5,750
* Disclaimer:- We have done everything to the best of our ability to make the insurance information up-to-date and accurate. However this information does change periodically and we cannot guarantee 100% accuracy.
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Global Medical Gold Insurance Information

Global Medical Gold Advantages

  • Global medical gold is a comprehensive benefit plan.
  • Global Medical Insurance is available to individual and families for all nationalities residing outside their home country.
  • Adult and child wellness benefit available.
  • Deductible per period of coverage and 50% waiver of deductible if service is taken within the PPO network.
  • Refund of full premium if policy cancellation request is received within 15 days of receipt of the relevant insurance documents.
  • Policy cancellation request after this period will be granted at the sole discretion of IMG administrator.
  • Non-US Citizens may avail of this plan wherever in the world they may be with no restrictions on time spent in any country
  • Mental/Nervous: $10,000/period of coverage, $50,000 Lifetime benefit, available after 12 months of continuous coverage.
  • Freedom to choose your health care provider

Global Medical Gold Disadvantages

  • This plan not covers maternity

What are some insurance terms important in Global Medical Gold Insurance reviews?

  • Plan Maximum coverage of Global Medical Gold travel insurance:
    This the maximum coverage that the plan would offer for the medical expenses. Global Medical Gold insurance offers plan maximum options of $5,000,000 per individual.
  • What is a deductible in Global Medical Gold visitors insurance?
    This is the initial amount the traveler needs to pay before the insurance actually start paying. Remember higher deductible have less premium than a plan with lower deductible.Global Medical Gold insurance has deductible option from $250 to $25,000 per period of coverage.
  • What is a provider network of Global Medical Gold Medical Insurance?
    It is a network of health care providers. Insurance companies form these in order to control the costs of health care. An insurance plan would pay 100% of the eligible expenses if the insured is admitted to hospital or health care center within the provider network.
  • Renewability of Global Medical Gold Travel health insurance
    Global Medical Gold Insurance can be renewed lifetime.
  • Eligibility to buy Global Medical Gold Insurance Online
    It is eligible for individuals and families of any nationalty.Applicant's age must be between 14 days to 74 years. Travelers aged 75 years and above are not eligible and the coverage will end at 75 years.Worldwide coverage for non US Citizens.
  • Global Medical Gold Pre-existing conditions for travelers
    Global Medical Gold insurance offers Pre-existing condition limitation for $50,000 lifetime maximum; $5,000 per period of coverage after 24 months
  • Global Medical Gold Insurance underwritten by Sirius International Insurance Corporation and rating "A" (Excellent) by AM Best Rating.

IMG Global Medical Plans Insurance - Common Questions

Is IMG travel insurance legit? Is IMG a real insurance company?

International Medical Group (IMG) has been offering travel insurance products since 1990. Based in Indianapolis, IMG has more than 300 employees and offers 25+ travel insurance products for travelers to the US as well as for US citizens traveling overseas. Their products are ideal people traveling to the United States as tourists on B1 visa, international students on F1 visa, Exchange scholars on J visa, professionals on the H1B visa as well as US travelers who are looking for trip cancellation insurance for travel insurance.

Does IMG travel insurance cover Covid?

Yes, IMG offers travel insurance with coverage for Covid19 as for any other illness. Imglobal has trip cancellation insurance products (insures the cost of the trip as well as health of the traveler) as well as travel health insurance products (insurance only the health of the traveler). IMG also has products for international students, exchange scholars and expatriates.

Does IMG sell Cancel for Any Reason Insurance?

Yes, IMG does offer Cancel for any reason coverage as an add-on product on some of their trip insurance plans.

What does IMG insurance stand for?

International Medical Group (IMG) is an Indiana based company offering travel insurance products since 1990. IMG has over 320 employees and offers over 25 travel insurance products for travelers to the US as well as for US citizens traveling overseas.

Is IMG a good travel insurance company?

International Medical Group (IMG) has been accredited by the Better Business Bureau since 2005 and has an A- rating.

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International Medical Group(IMG) Insurance related coverage

International Medical Group(IMG) Insurance related coverage

Global Medical Gold Insurance Restrictions

Global Medical Gold Insurance is not offering coverage for residents of Belarus, Russia, or Ukraine and travelers visiting Belarus, Russia, or Ukraine.


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