Patriot Group Travel Insurance, Best rate patriot travel insurance

Patriot Group travel insurance

It is an international travel medical insurance designed for any organization which has groups travelling together. The group should comprise of at least 5 or more members of the organization and traveling outside their country of residence. It covers pre-exisiting conditions for group of travelers while they are away from their home country.
For visitors under 65 years of age and visiting USA, their initial period of coverage must be within 6 months of arrival in the United States. For visitors over 65 years of age it must begin within 30 days of arrival. These requirements are waived if proof of previous valid international travel insurance is provided.
Ideal Plan for these groups:
- Students studying overseas.
- Foreign Au pairs, babysitters or nannies.
- Families sponsoring international exchange students.
- Overseas vacationers.
- Missionaries – individual or group.
- Family members visiting from overseas.
- Newly arrived immigrants

Patriot America Plus and Patriot Platinum America insurance offers coverage for Covid19 illness.

IMG Patriot Group Travel plan summary

Eligibility

Patriot America Group

Covers group of Non US citizens travelling outside their home country

Patriot International Group

Covers group of US citizens travelling outside USA with coverage for brief returns to the US

Coinsurance

For treatment received outside the U.S.: No coinsurance.
For treatment received within the U.S.:
- In the PPO Network: No coinsurance.
- Outside the PPO Network: The plan pays 80% of eligible expenses up to $5,000, then 100% up to the Maximum Limit.

Pre-existing condition

Patriot America Plus Group offers coverage for pre-existing condition

For US Citizens(Medical)
- Up to age 65 with primary health plan: Up to maximum limit.
- Up to age 65 witout primary health plan: $20,000 certificate period.
- Age 65 to age 70: $2,500 certificate period.
For Non US citizens(Medical)
- Up to age 70 years: Up to maximum limit or $500,000 whichever is less
Acute Onset of a Pre-existing Condition - Emergency Medical Evacuation
- Up to $25,000 maximum limit for up to age 65.

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Plan benefits of Patriot Group insurance

In-Patient Medical Benefits

Eligible medical expenses	Up to the maximum limit
Hospital room and board	Average semi-private room rate, including nursing services
Surgery	Up to the maximum limit
Intensive care unit	Up to the overall maximum limit.
Bedside visit	$1,500 maximum limit. Not subject to deductible
Hospital indemnity	$250 per overnight inpatient confinement, maximum limit of 10 overnights. Not subject to deductible

Out-Patient Medical Benefits

Pre-Certification	50% reduction of eligible medical expenses if pre-certification provisions are not met
Physician visits	Up to $15 copay for walk-in clinic. Up to $25 copay for urgent care center. (Copay not applicable when $0 deductible is selected)
Radiology / X-ray	Up to the maximum limit

Emergency Services

Emergency local ambulance	Up to the maximum limit.
Hospital emergency room	Outside the U.S: Up to the maximum limit Inside the U.S: Subject to a $250 deductible for each emergency room visit for treatment that does not result in direct inpatient hospital admission. Up to the maximum limit

Dental

Emergency dental treatment	$300 maximum limit due to accident or unexpected pain to sound natural teeth
Traumatic Dental Injury	Up to the maximum limit. Additional treatment for the same injury rendered by a dental provider will be paid at 100%

Evacuation

Emergency medical evacuation	$1,000,000 maximum limit. (independent of the maximum limit)
Emergency reunion	$50,000 maximum limit
Return of mortal remains or cremation/burial	$50,000 maximum limit for return of mortal remains or ashes to country of residence, or $5,000 maximum limit for cremation or local burial at the place of death.
Return of minor children	$50,000 maximum limit
Political evacuation and repatriation	$10,000 maximum limit

Trip Protection

Natural disaster	$250 per day and maximum limit of five days for accommodations. Not subject to deductible.
Trip interruption	Up to $5,000 maximum limit. Not subject to deductible
Terrorism	$50,000 maximum limit. Not subject to deductible
Lost luggage	Up to $50 per item; maximum of $250

Life

Accidental death & dismemberment	$25,000 principal sum
Common carrier accidental death	$50,000 per insured person and $250,000 maximum limit per lifetime and per family

Other Benefits

Extended care facility	Up to the maximum limit

IMG Patriot Group travel Insurance - Common Questions

International Medical Group (IMG) has been offering travel insurance products since 1990. Based in Indianapolis, IMG has more than 300 employees and offers 25+ travel insurance products for travelers to the US as well as for US citizens traveling overseas.

Their products are ideal people traveling to the United States as tourists on B1 visa, international students on F1 visa, Exchange scholars on J visa, professionals on the H1B visa as well as US travelers who are looking for trip cancellation insurance for travel insurance.

Yes, IMG offers travel insurance with coverage for Covid19 as for any other illness. Imglobal has trip cancellation insurance products (insures the cost of the trip as well as health of the traveler) as well as travel health insurance products (insurance only the health of the traveler). IMG also has products for international students, exchange scholars and expatriates.

Yes, IMG does offer Cancel for any reason coverage as an add-on product on some of their trip insurance plans.

International Medical Group (IMG) is an Indiana based company offering travel insurance products since 1990. IMG has over 320 employees and offers over 25 travel insurance products for travelers to the US as well as for US citizens traveling overseas.

International Medical Group (IMG) has been accredited by the Better Business Bureau since 2005 and has an A- rating.

Patriot Group Travel Medical Insurance

Patriot Group Travel Insurance, Patriot travel medical insurance

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