Patriot Group Travel Insurance

  • It is an international travel medical insurance designed for any organization which has groups travelling together. The group should comprise of at least 5 or more members of the organization and traveling outside their country of residence. It covers pre-exisiting conditions for group of travelers while they are away from their home country.
  • Ideal Plan for these groups:
    • Students studying overseas.
    • Foreign Au pairs, babysitters or nannies.
    • Families sponsoring international exchange students.
    • Overseas vacationers.
    • Missionaries – individual or group.
    • Family members visiting from overseas.
    • Newly arrived immigrants

Patriot Group Travel insurance plan highlights

  • Lifetime Maximum Limit Options?: $50,000; $100,000; $500,000; $1,000,000; $2,000,000.
  • Deductible Options?: $0; $100; $250; $500; $1,000 or $2,500 per each injury or sickness.
  • Insurance Provider: International Medical Group
  • Plan Name: Patriot Group Travel
Customer Care
  • Comprehensive
  • Claims
  • Provider Network
  • Renewal
International Medical Group’s Patriot Group Travel plan summary


Underwriter
Eligibility
  • Patriot International Group covers group of US citizens travelling outside USA with coverage for brief returns to the US
  • Patriot America Group covers group of Non US citizens travelling outside their home country
  • For visitors under 65 years of age and visiting USA, their initial period of coverage must be within 6 months of arrival in the United States. For visitors over 65 years of age it must begin within 30 days of arrival. These requirements are waived if proof of previous valid international travel insurance is provided.

Plan Options
  • Plan Life: 10 days to 2 years.
  • Policy Maximum?: $50,000; $100,000; $500,000; $1,000,000; $2,000,000.
  • Deductible?: $0; $100; $250; $500; $1,000 or $2,500 per each injury or sickness.
  • Coinsurance?:
    • For treatment received outside the U.S.: No coinsurance.
    • For treatment received within the U.S.:
      • In the PPO Network: No coinsurance.
      • Outside the PPO Network: The plan pays 80% of eligible expenses up to $5,000, then 100% up to the Maximum Limit.

Pre-existing Condition


Acute onset of pre-existing condition coverage?
  • For US Citizens(Medical)
    • Up to age 65 with primary health plan: Up to maximum limit.
    • Up to age 65 witout primary health plan: $20,000 certificate period.
    • Age 65 to age 70: $2,500 certificate period.
  • For Non US citizens(Medical)
    • Up to age 70 years: Up to maximum limit or $500,000 whichever is less
  • Acute Onset of a Pre-existing Condition - Emergency Medical Evacuation
    • Up to $25,000 maximum limit for up to age 65.

Plan benefits of Patriot Group Travel insurance

drugs Prescription Drugs

Up to the Maximum Limit.

clinic Hospital Daily Indemnity

$100/night, maximum 10 days.

ball Sports & Activities Coverage

Up to Maximum Limit (optional).

bomb Terrorism Coverage

Up to $50,000 maximum limit.

hand Political Evacuation

Up to $10,000 maximum limit.

accident Accidental Death & Dismemberment

$25,000 principal sum.

evacuation Emergency Medical Evacuation

Up to $1,000,000 maximum limit (independent of the Maximum Limit).

hospital Hospital Room and Board

Average semi-private room rate up to the maximum limit. Includes nursing service.

person Common Carrier Accidental Death

$50,000 to Beneficiary; maximum of $250,000 per family.

child Return of Minor Children

Up to $50,000.

Dental Emergency Dental Treatment

$300 maximum limit due to accident or unexpected pain to sound natural teeth.

Return of Mortal Remains Return of Mortal Remains or Cremation or Burial

Up to $50,000 for Return of Mortal Remains or $5,000 for Cremation or Burial.

person Lost Luggage

Up to $50 per item of personal property; maximum of $250 per Period of Coverage.
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