IMG

International Marine Medical Insurance

International Marine Medical Insurance, Marine health insurance - IMG International Marine Medical Insurance Worldwide group medical insurance for professional marine captains and crew.

Plan Summary

  • Policy maximum: US $5,000,000 per insured per certificate period.
  • Underwriter: Underwritten by Sirius International Insurance Corporation, Sirius International is a White Mountains Insurance Group company.
  • Worldwide group insurance for expert marine crew
  • Primary to the vessel's Protection and Indemnity insurance plan (P&I)
  • Coverage for person and dependents

Plan benefits of International Marine Medical Insurance

Benefits Coverage
Coverage Type Primary to P&I
Coverage Area Worldwide
Rate Guarantee Initial 12 months
Maximum limit per period of coverage $5,000,000 per Insured Person
Deductible $100 to $10,000 maximum limit
Chiropractic Care In-network : up to the 50%
Out-of-network : up to the 50%
Medical expenses incurred internationally : up to the 50%
Wellness - Available after 1 year on plan Up to the $250
Illness or Accident Subject to deductible & coinsurance
In-patient & Out-patient Subject to deductible & coinsurance
Emergency Room - Injury Not subject to Emergency Room Deductible in U.S. (subject to deductible & coinsurance outside U.S.)
Emergency Room - Illness Subject to an additional $250 deductible if treatment does not require admittance to the hospital (waived outside U.S.)
Emergency Local Ambulance Subject to deductible & coinsurance
Hospital Indemnity Overnight maximum limit: $100; maximum overnight limit: 20; maximum limit: $2,000; only available internationally
Emergency Medical Evacuation Up to the $1,000,000
Emergency Reunion Up to the $10,000
Supplemental Accident Up to the $300 per covered accident
Return of Mortal Remains Up to the $25,000; $10,000 local burial/cremation maximum limit
Transplant Up to the $1,000,000
Home Nursing Care, Extended Care Facility Subject to deductible & coinsurance
Physical Therapy $75 maximum limit per visit;medical order or treatment plan required
Prescriptions Subject to deductible & coinsurance
Mental or Nervous, Substance Abuse, & Counseling Up to the $20,000
Sudden & Unexpected Reoccurrence Up to the the calendar 12 months
Exams Up to the $100/24 months
Corrective lenses and/or frames Up to the $150/24 months
Pregnancy & Newborn Care Newborn routine care, diagnostic tests, and routine immunizations for the first 31 days of life; subject to deductible and coinsurance
Pregnancy Complications Subject to deductible & coinsurance
Amateur Sailboat Racing Subject to deductible & coinsurance
Crew Member Return Up to the $2,500
Emergency Dental Subject to deductible & coinsurance; accident-related

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