Patriot Travel Medical Insurance Reviews

Patriot Travel Medical Insurance is designed to protect both US and non-US citizens while traveling internationally. Travel with one of the International medical group (IMG) Patriot travel insurance plans so that you can spend more time enjoying your international experience and less time worrying about your medical coverage. Patriot travel insurance provides coverage for individuals, families and groups while travelling outside their home country. Patriot Travel insurance offers short term travel medical insurance coverage inside USA and outside USA.

Popular IMG Patriot travel medical insurance plans

Patriot America Lite visitor insurance

  • Coverage for travelers traveling outside their home country whose destination includes the U.S. or its territories.
  • Deductible options from $0 to $2,500
  • Policy Maximum from $50,000 to $1,000,000
  • Renewable upto 24 continuous months
  • Patriot America Lite insurance is available for US citizens living outside USA but visiting the US
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Patriot America Lite visitor insurance

Patriot America Plus travel medical insurance

  • Non US citizens travelling to the USA, International travelers requiring continuing coverage.
  • Patriot America Plus offers coverage for pre-existing conditions
  • Deductible options from $0 to $2,500
  • Policy Maximum from $50,000 to $500,000
  • Renewable upto 24 continuous months
  • Patriot America Plus has coverage for covid19
  • Available for US citizens living outside USA but visiting the US
  • Patriot America Plus insurance offers coverage for Covid19 illness.
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Patriot America Lite visitor insurance

Patriot International Lite visitor insurance

  • Coverage for travelers traveling outside their home country whose destination excludes the U.S. and its territories.
  • Deductible options from $0 to $2,500
  • Policy Maximum from $50,000 to $2,000,000
  • Renewable upto 24 continuous months
  • Patriot International insurance schengen visa is very popular among travelers visiting European countries and applying for Schengen Visa.
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Patriot America Lite visitor insurance

Patriot Platinum travel insurance

  • Patriot Platinum Insurance is best suited for travelers expecting first-class medical coverage; vacationing families; individuals up to $8 million.
  • Deductible options from $0 to $25,000
  • Policy Maximum from $1,000,000 to $8,000,000
  • Renewable upto 24 continuous months
  • Patriot Platinum America insurance offers coverage for Covid19 illness.
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Patriot America Lite visitor insurance

Patriot Multitrip travel insurance

  • Patriot Multi Trip is designed by IMG to cover travelers taking multiple trips in a year.
  • Deductible options 4250
  • Policy Maximum 1,000,000
  • The annual plan is renewable up to a total 36 months and is available for U.S. and Non-U.S.citizens who are younger than age 76.
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Patriot America Lite visitor insurance

Patriot Group Travel insurance

  • It is an international travel medical insurance designed for any organization which has groups travelling together.
  • Deductible options from $0 to $2,500
  • Policy Maximum from $50,000 to $2,000,000
  • Renewable upto 24 continuous months
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Patriot America Lite visitor insurance

IMG travel insurance FAQs

Can I buy Patriot America Lite plan after arriving in the US?

Yes, but it has a time restriction for purchase of 30 days within which after arriving in the US. This is for travellers above age 65. For travelers below age 65, there is a 6 month time period after arriving in the US to buy the plan

Which is an ideal plan to buy for Schengen visa?

Patriot International insurance satisfies the Schengen visa requirements and also offers the visa letter as required by the consulates.

Which plan offers comprehensive coverage with the highest medical coverage?

Patriot Platinum Insurance offers coverage for travelers who want maximum coverage up to $8 million.

Which short term plan offers coverage pre-existing conditions for travelers visiting USA?

Above 60 years:
Patriot America Plus offers coverage for pre-existing conditions up to the age of 70 years
Patriot America Lite is available but doesn’t offer coverage for pre-existing conditions.

Above 70 years:
Patriot Platinum and Visitors Care coverage offers limited coverage.

Above 80 years:
Patriot Platinum as it offers coverage $20,000 for travelers over 80 years
Other plans - Visitors Care offer coverage of $10,000

Which are ideal plans offering pre-existing conditions cover for senior citizens

Sudden and Unexpected Recurrence of a Pre-existing Condition coverage offered by these plans
Patriot Platinum: $2,500 lifetime maximum.

Visitors CareThis plan offers acute on set of pre-existing coverage up to the plan maximum under 70 years.

Which is the most affordable plan offered by International medical group?

Visitors Care is a fixed benefit plans and most affordable plan. This plan has specific benefit limits for different covered medical expenses. These benefit limits are not the same as the plan medical maximum.

Does Patriot America Plus insurance cover Covid ? Does Patriot America Plus insurance cover Coronavirus ?

Patriot America Plus covid insurance coverage is available for plans purchased after September 1st, 2020. Patriot America plus insurance Coronavirus coverage includes eligible medical expenses resulting from COVID-19 up to the medical maximum.

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