Annually renewable worldwide medical insurance program for individuals and families
IMG Global Medical Silver is a long-term worldwide medical insurance available for individuals and families of all nationalities. U.S. citizens must plan to be residing outside U.S. on or before their effective date and renewal dates, for at least six out of the next 12 months. This is an annually renewable medical coverage. This plan is available from 14 days to 74 years.
Global Medical Silver visitors insurance can be purchased from 5 days to 364 days which can be further renewed up to 2 years.
Traveler can get all Traveler can get the Global Medical Silver insurance id card and all the plan document by using Global Medical Silver insurance login. At American Visitor Insurance, International Travelers can contact the Global Medical Silver insurance customer service to get help on the plan details, quotes and other queries. Our licensed agents will be glad to help you!
The Traveler can purchase an optional rider at the time of application. The optional riders provide additional coverage for a minimal charge.
| Hospital room and board help | Subject to deductible and coinsurance for average private room rate |
| Surgery help | Up to the maximum limit |
| Intensive care unit help | Subject to deductible and coinsurance |
| Assistant Surgeon help | 20% of primary surgeon’s charge |
| Hospital Indemnity(Inpatient hospitalization outside the U.S. only)? help | Private Hospitals: $400 maximum limit per overnight and $4k maximum limit per period of coverage Public Hospitals: $500 maximum limit per overnight and $5k maximum limit per period of coverage. Not subject to deductible or coinsurance |
| Chemotherapy or Radiation Therapy help | Subject to deductible and coinsurance |
| Physical therapy help | Subject to deductible and coinsurance. $40 maximum per visit - 10 visit limit per event. Available for 90 days following inpatient treatment or outpatient surgery |
| Treatment Outside the U.S. help | 50% of deductible waived, up to a maximum of $2.5k. No coinsurance |
| Treatment Inside the U.S. (using Medical Concierge) help | 50% of deductible waived, up to a maximum of $2.5k. No coinsurance |
| Treatment Inside the U.S. (PPO Network) help | Subject to deductible. No coinsurance |
| Treatment Inside the U.S. (Non PPO Network) help | Subject to deductible. Plan pays 80% of the next $5,000 of eligible expenses, then 100% to the overall maximum per period of coverage |
| Office visits and Diagnostic/X-Ray | $300 maximum per visit - lab tests; $250 maximum per visit - diagnostic X-rays $500 maximum limit - specialists/physician charges (pre-inpatient / post-inpatient) Subject to deductible and coinsurance |
| CAT Scans, MRI, Echocardiography, Endoscopy, Gastroscopy, Cystoscopy | Subject to deductible and coinsurance. $600 maximum limit per examination |
| Transplants help | $250k lifetime maximum |
| Traumatic Dental Injury Treatment at a hospital facility help | $1k per period of coverage |
| Non-Emergency Dental | Optional Rider |
| Emergency local ambulance(Injury or Illness resulting in an inpatient hospital admission) help | $1.5k maximum limit per event. Not subject to deductible or coinsurance |
| Emergency Room Accident help | Up to the maximum limit |
| Emergency room illness help | Subject to deductible and coinsurance. Covered only if admitted as inpatient |
| Emergency medical evacuation help | $50k maximum per period of coverage. Not subject to deductible or coinsurance |
| Emergency reunion help | $10k maximum limit. Not subject to deductible |
| Return of mortal remains or cremation/burial help | $10k maximum limit. Not subject to deductible |
| Healthy Travel Preventative Coverage help | $250 lifetime maximum. Not subject to deductible or coinsurance. Applies to vaccinations and preventative prescription drugs administered by a physician within 30 days prior to the insured person’s initial effective date and before departing to any destination |
| Vision help | Optional Rider |
| Orphan or Biologic Drugs (Available when all conditions are met) » Approved in writing by company » Medically necessary » Not experimental or investigational Applies to period of coverage max. Max limit applies towards lifetime max. |
Inpatient Treatment maximum limit: $250k. Outpatient Surgery: up to the maximum limit. Subject to deductible and coinsurance. Does not apply to maximumlimit per event |
| Pre-Existing Conditions Limitation help | Excluded |
| Prescription Coverage help | Subject to deductible and coinsurance.Available for 90 days following related inpatient treatment or outpatient surgery.$600 maximum limit per event(includes dressings and durable medical equipment) |
Global Medical Silver Insurance is not offering coverage for residents of Belarus, Russia, or Ukraine and travelers visiting Belarus, Russia, or Ukraine.
Contact our customer service team, we are here to help you!
emergency medical evacuation, emergency room accident, preventive care, prescription drugs, and physical therapy.
You can choose to pay annually, semi-annually, quarterly, or monthly.
With the Global Medical Silver Insurance plan, you have the flexibility to choose your healthcare provider, both within and outside the U.S. However, coverage and coinsurance rates may differ based on whether the provider is in-network or out-of-network.
For example, in-network providers in the U.S. usually provide 100% coverage after the deductible, while out-of-network providers may have different terms and higher costs.
Global Medical Silver may offer coverage for acute onset of pre-existing conditions, but coverage for pre-existing conditions varies depending on the specific plan and its terms and conditions.
To file a claim with Global Medical Silver, follow these steps:
AHealth insurance plans for international expatriates.