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» Global Medical Platinum Details
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| Plan Highlights |
| Most economical global coverage |
Cheapest and offers limited coverage |
Short term comprehensive coverage |
Long term comprehensive enhanced coverage including dental and vision benefits |
 Lifetime Maximum Limit |
| $1 million/individual |
$5 million/individual |
$5 million/individual |
$8 million/individual |
 Deductible (Per Period of Coverage): |
| $250 to $10,000 |
$250 to $10,000 |
$250 to $25,000 |
$100 to $25,000 |
 Optional Coverage at additional cost |
Global Term Life Insurance including Accidental Death & Dismemberment;
Dental/Rider |
Global Term Life Insurance including Accidental Death & Dismemberment;
Dental/Rider |
Global Term Life Insurance including Accidental Death & Dismemberment;
Dental/Rider |
Global Term Life Insurance including Accidental Death & Dismemberment;
Terrorism
Adventure Sports Rider; |
 Emergency evacuation (not subject to deductible or coinsurance) |
| Up to $50,000 maximum per period of coverage. Not subject to deductible or coinsurance. |
Up to $50,000 maximum per period of coverage. Not subject to deductible or coinsurance. |
Up to maximum limit for first 3 years; then $250,000 limit per person per certificate period |
Up to maximum limit |
 Emergency Reunion |
| $10,000 lifetime maximum |
No Coverage |
$10,000 lifetime maximum |
$10,000 lifetime maximum |
 Return of Mortal Remains (not subject to deductible or coinsurance) |
| $10,000 lifetime maximum - not subject to deductible or coinsurance. |
$25,000 lifetime maximum per insured |
$25,000 lifetime maximum per insured for first 3 years; then $15,000 lifetime maximum per insured |
$50,000 lifetime maximum per insured |
 Child Wellness (Under 18 years of age) |
| No Coverage |
3 visits per period of coverage - $70 maximum per period - Available after 12 months of continuous coverage |
$200 maximum per period of coverage - not subject to deductible or coinsurance. Available after 12 months of continuous coverage |
$400 maximum per period of coverage - not subject to deductible or coinsurance. Available after 6 months of continuous coverage |
 Adult Wellness |
| No Coverage |
No Coverage |
$250 per period of coverage. For travelers aged 30 years and above. Available after 12 months of continuous |
$500 per period of coverage. For travelers aged 18 years and above. Available after 6 months of continuous coverage |
 Maternity |
| No Coverage |
No Coverage |
No Coverage |
$2,500 deductible per pregnancy.
$50,000 lifetime maximum.
$200 newborn wellness benefit for the first 12 months after birth.
Newborn care & congenital disorders maximum of $250,000 for the first 31 days after birth. |
 Non Emergency Dental |
| Optional Rider |
Optional Rider |
Optional Rider |
$750 maximum per calendar year; $50 individual deductible per calendar year.
Schedule of Benefits: Class I 90% (deductible is waived); Class II 70%; Class III 50%; 6-month waiting period. |
| Emergency Dental due to Accident |
| $1,000 per period of coverage |
$1,000 per period of coverage |
100% for first 3 years then $500 per period of coverage |
100% |
| Emergency Dental due to Sudden Unexpected Pain |
| No Coverage |
No Coverage |
$100 per period of coverage |
$750 maximum per calendar year; $50 individual deductible per calendar year.
Schedule of Benefits: Class I 90% (deductible is waived); Class II 70%; Class III 50%; 6-month waiting period. |
 Recreational Scuba |
| Not Covered |
Not Covered |
Usual Reasonable and Customary |
Usual Reasonable and Customary |
 Hospital Indemnity (Outside the U.S. only) |
Private Hospitals: $400 per overnight and $4,000 maximum limit per calendar year.
Public Hospitals: $500 per overnight and $5,000 maximum limit per calendar year. |
