One request that is often seen coming from visitors visiting US is on the pregnancy and maternity coverage availability in the insurance plan. Some ask for this benefit before conceiving and most of them want to know about this coverage while they are pregnant.
It is important to note that the travel insurance plans or visitor insurance plans which are for short term and temporary basis do not provide coverage for an existing pregnancy. Pregnancy is considered high risk period and insurance company do not cover it. Most customers have a hard time getting this detail clear in their mind. Travel or Visitor Insurance plans are mostly for unexpected, unforeseen illness and injuries.American Visitor Insurance offers several student plans and longer term Global Plans that offer pregnancy and maternity coverage. However, please note, all these plans have a waiting period. These are mostly student plans catered for international students and Global plans which are for permanent residents, Non US citizens and US Expats anywhere in the world.
Travelling in the midst of the coronavirus pandemic brings worries for pregnant women. Childbirth during a pandemic is very risky and needs complete protection against coronavirus. For the wellbeing of pregnant women its best to purchase a good Travel Insurance cover with Covid 19 coverage while travelling.