Safe Travels USA Cost Saver Insurance

Ideal for Budget-minded travelersExcess temporary medical coverage

Safe Travels USA Cost Saver Insurance Cost

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Safe Travels USA Cost Saver insurance

Safe Travels USA Cost Saver is an EXCESS temporary accident and sickness medical coverage for the budget-minded traveler. It covers Non-US Citizens enroute to the USA, while in the USA, and in countries while on the way to the USA or the way home as well as countries on the itinerary. Covers Unexpected Recurrence of a Pre-existing condition up to $1k. Coverage can initially be purchased for a minimum of 5 days up to a maximum of 364 days. If a minimum of 5 days is purchased, the coverage may be extended, at the rates in force at the time of extension, for up to 364 days. This plan is not available to US Citizens traveling to the USA. This plan is not available to any individual who has been residing within the USA for more than 365 days prior to their Effective Date. There is a 5 day/$10 minimum premium.

Key benefits of Safe Travels USA Cost Saver

Comprehensive plan

Green card holders

Pre-existing conditions

PPO network

Renewability

Medical coverage

Trawick International Safe Travels USA Cost Saver insurance

Safe Travels USA Cost Saver offer excess medical coverage. This includes emergency medical evacuation, repatriation and security evacuation benefits. It is ideal for foreign residents visiting USA and then other countries worldwide. Travelers on transit visa in US can also purchase this plan.

Safe Travels USA Cost Saver reviews

Insurance provider
Trawick International
Safe Travels USA Cost Saver rating
AM Best Rating: “A (Excellent)”
Safe Travels USA Saver underwriter
Crum & Forster SPC
Policy maximum
50k $100k 250k 500k 1M
Plan life
5 days to 1 years, it can be Renewable
Safe Travels USA Cost Saver can be renewed online
Deductible options
$0 $50 $100 $250 $500 $1k $2.5k $5k

Safe Travels USA Cost Saver - Claim Status

For Claim Status please contact 866-696-0409 or 251-928-0939. These claims are not available in the Claims Portal.
Email: Trawickclaims@cbpinsure.com
Mail claim form and all necessary documents to:
Co-ordinated Benefit Plans LLC on Behalf of Global Benefits Group
PO Box 2069
Fairhope AL 36533
Claims are processed at CBP

Trawick International Safe Travels USA Cost Saver insurance summary


What is the Eligibility to buy Safe Travels USA Cost Saver
  • For non U.S. residents and non U.S. citizens, traveling to the USA or USA and then other countries
  • This plan is available for green card holders.
  • Travelers up to the age of 89 years
  • Coverage for minimum 5 days to maximum up to 364 days.
  • Coverage may be extended, at the rates in force at the time of extension, for up to 364 days.
  • This plan is not available to any individual who has been residing within the United States for more than 365 days prior to their Effective Date.
  • Rates are based on age, Policy Maximum Choice and Out of Network Deductible.

Safe Travels USA Cost Saver optional riders

The Traveler can purchase an optional rider at the time of application. The optional riders provide additional coverage for a minimal charge.

  • Accidental Death and Dismemberment Upgrade
  • What is Safe Travels USA Cost Saver travel insurance Chaperone Replacement Rider?
  • What is Enhanced AD & D Rider offered by Safe Travels USA Cost Saver travel health insurance?
  • What is Evacuation Plus Rider by Safe Travels USA Cost Saver medical insurance?
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Safe Travels USA Cost Saver Insurance - Key Highlights

  • The policy provides policy maximum options starting from $50k and provides coverage for $100k, $250k, $500k, and $1M
  • Travel insurance plan is available for Non-US citizens up to the age of 89 years traveling to the US and worldwide
  • Co-insurance 80% of the first $5k then 100% up to the policy maximum
  • Accident and Sickness Medical Policy maximum Choices $50k, $100k, $250k, $500k, $1M
  • The Safe Travels USA Cost Saver plan does not cover Covid -19 related illnesses.
  • Optional riders of AD&D upgrade, ChaperOne Replacement rider, and Evacuation Plus rider are available with this plan.
  • Wellness visit with coverage of $125 is available on this plan and the visit must occur within 21 days of the coverage becoming effective and a minimum of 30 days of purchase is needed.
  • Emergency Medical Evacuation/Medically Necessary Repatriation/Repatriation of Remains /Local Burial/Cremation.
  • UNEXPECTED RECURRENCE OF A PRE-EXISTING CONDITION - Limitations apply
  • COVID-19 EXPENSES are NOT covered on this plan.
  • Emergency Medical Evacuation is available for up to 2M.
  • Coma benefit of $10k is available in the plan.
  • For the unexpected recurrence of a pre-existing condition, the first $1k of covered expenses is covered.

Plan benefits of Safe Travels USA Cost Saver insurance

  • Accident and Sickness Medical Expense Up to the Policy Maximum Selected
    up to $25k per Policy Period for ages up to 69 or $15k per Policy Period for ages 70 and over
    COVID-19, SARS-CoV-2 Conditions: Covered the same as any other illness
    Prescription Drugs: Included when prescribed for a covered injury or illness
    Dental: Up to $250 per Policy Period for Injury or pain to sound natural teeth
    Hospital room and board The average semi private room rate
    ICU Room and Board Charges Three times the average semi private room rate
    Co-Insurance 80% of the first $5k then 100% up to the Policy Maximum
    Well Doctor Visit Pays up to $125. One visit per person per policy period. This visit must occur within 21 days after the coverage is effective. Initial purchase of 30 days is necessary.
    Please register here for this benefit Click here.
  • Outpatient Medical Covered
    Urgent Care Co-Pay $30 per Incident, if the $0 out of Network Deductible is chosen, there is no Co-Pay
    Cardiac Conditions Up to $25k per Policy Period for ages up to 69 or $15k per Policy Period for ages 70 and over per Policy Period
    Physiotherapy/Physical Medicine/Chiropractic Limited to $50 per visit, one visit per day and 10 visits per Policy Period.
    X-rays, Prescriptions and Ambulance Covered
    Ancillary Hospital Expenses Covered
    Physician's Non-Surgical Visits Covered
    Physician's Surgical Expenses Covered
    Assistant Physician's Surgical Expenses Covered
    Anesthesiologist Expenses Covered
    Telemedicine Covered
    Mental or Nervous Disorders $2.5k per Policy Period
  • Emergency illness with no direct hospitalization admission $200 additional deductible per visit only applies while receiving care in a hospital for an illness that does not result in hospital admittance
    Emergency room injury/accident or illness with direct hospital admission Usual customary charge to the selected policy maximum
    Emergency Medical Treatment of Pregnancy $1k per Policy Period
    Emergency local ambulance Covered
  • Dental Treatment (Injury and emergency alleviation of pain) $250 per Policy Period
  • Emergency medical evacuation 100% up to $2M
    Medically necessary repatriation 100% up to $15k per Policy Period
    Trip interruption $5k (Per Policy Period does not cover lost trip cost)
    Emergency reunion 15k
    Return of mortal remains or cremation/burial 100% up to $50,000
    Return of minor children 5k
    Political Evacuation 25k
    Natural Disaster Evacuation $10k per Policy Period, Up to $250 per day to a max of 5 days for Reasonable Expenses
    Lost luggage $1k per Policy Period
    Hospital Confinement $50 per night up to a maximum of $500 per Policy Period
    Benefit Period We will pay eligible medical expenses for up to 90 days beginning on the first day of diagnosis or treatment of a covered Sickness or Injury while a covered person is outside their home country
    Local Burial/Cremation Up to $5k
  • Accidental Death & Dismemberment $25k
    Up to the Policy Maximum Selected $25k
    Unexpected Recurrence of a Pre-Existing Condition The first $1k of Covered Expenses
  • Unexpected Recurrence of a Pre-Existing Condition Included up to $1k
  • Coma Benefit $10k
    Accidental Death & Dismemberment - Felonious Assault and Violent Crime $50k
    Adaptive Home and Vehicle $5k
    Seatbelt Benefit 10% up to $50k
    Airbag Benefit 10% up to $50k
An Overview: Safe Travels USA Cost Saver is an EXCESS temporary accident and sickness Medical/Evacuation/Repatriation plan for foreign residents coming to the USA or USA and then other countries. This plan is not available to any individual who has been residing within the United States for more than 365 days. Extendable up to 364 days. COVID-19 EXPENSES are NOT covered.
Compare Safe Travels Plans from Trawick International

Safe Travels USA Cost Saver insurance - Common Questions

01. Is Trawick International a good insurance company? Is Trawick International a reliable insurance company

Trawick International insurance is one of the most renowned US travel insurance company that was established in 1998. Trawick international offers a variety of International travel insurance, trip cancellation, Trip interruption and student insurance plans. Trawick insurance has been awarded with the highest honors from Forbes Advisor to be ranked first to be the Best Travel Insurance Companies. Trawick international insurance offers plans to meet diverse requirements with a premium to meet any budget.

The travel insurance covers offered by Trawick International are perfect for employees, corporations, schools, frequent world travelers, international students, study abroad programs, missionary trips and vacationers. Travelers can customize Trawick insurance plans to cover hospital stays, doctor visits, x-rays, prescriptions, ambulance, emergency evacuation, repatriation, flight insurance, trip interruption, trip cancellation, trip delay and lost baggage. They have a good worldwide network of physicians, hospitals and pharmacies that are very well recognized.

02. What are the different Trawick international insurance plans?

Trawick International provides numerous insurance options for all types of travelers, including tourists, students studying abroad, business people and corporates, families and groups of travelers . Some of the different Trawick International Insurance plans are:

03. What is the coverage area of Trawick international travel insurance?

Trawick international insurance is short term travel medical insurance designed for anyone, as long as they are outside their home country.

04. How much does Trawick international travel insurance cost?

The cost of the Trawick international insurance will vary depending on the age of the traveler, the type of coverage and the duration of travel. Typically, travel health insurance policies cost can start even as low as $1 per day, but will be much higher for older travelers and those seeking coverage for pre-existing conditions.

05. How do I purchase Trawick international travel medical Insurance?

You can purchase Trawick international insurance on American Visitor Insurance at buy Safe Travel USA. you can also call them at (877)-340-7910 to get more information on how to apply for Trawick international travel health insurance from licensed insurance agents.

06. What are the requirements for purchasing Trawick international insurance?

The main requirements for applying for Trawick international insurance is the travelers passport details and the travel dates. You can apply for Trawick international insurance online on American Visitor Insurance or call (877)-340-7910 to get help while applying.

07. Is there coverage for Covid-19 illness in Trawick International travel insurance?

Yes, Trawick international covid insurance is offered as short term comprehensive travel health insurance for covid as any other illness to international visitors to the USA and for US citizens traveling outside of the US borders. The Trawick Covid insurance coverage is given irrespective of the variant contracted.

08. Is there a Cancel for any reason insurance cover with Trawick International travel insurance?

Cancel for any reason can be included at an additional cost with the Safe Travels First Class Trip Protection and Safe Travels Voyager travel insurance plans by Trawick International.

09. Is Trawick International insurance a legit company?

Trawick International insurance reviews indicate that for 24 years now, Trawick insurance has been offering high-quality and affordable travel insurance products to meet all categories of clients who travel outside of their home country. Trawick International reviews show that it has designed their products for those traveling to the USA, individuals traveling abroad, US Citizens traveling within the USA and non-US citizens traveling overseas but not visiting the USA.

10. Can I purchase travel insurance from Trawick International?

Trawick insurance is a leading travel insurance provider of USA and international travel insurance. Trawick insurance has been a reputed legitimate company for several years. Trawick International insurance is currently offering travel medical insurance worldwide.

11. What cover does Trawick International offer in Covid travel insurance? Does Trawick covid insurance have Quarantine coverage for US travelers?

Trawick International covid insurance is offered to cover coronavirus illness just like any other illness in their Safe Travels First Class Trip Protection and Safe Travels Voyager travel insurance plans. Trawick covid insurance coverage for quarantine related or accommodations due to a covered Trip Delay and an optional upgrade can also be included at an additional cost. The quarantine order should be based on the positive Covid-19 test report. Trawick international covid insurance quarantine coverage is not available in the home country.

12. Why should I buy travel insurance from Trawick International?

Trawick insurance offers worldwide coverage on medical insurance, travel insurance, trip insurance for trip cancellation or trip interruption, international student insurance, group travel insurance and several products aimed mainly for travelers to the USA, individuals traveling abroad, US Citizens for domestic travelers within the USA and non US citizens traveling overseas outside of their home country except USA.

13. How do I cancel a Safe Travels USA Cost Saver Insurance from Trawick International?

For Trawick International Travel insurance Policy Cancellation : If your travel insurance USA plan is cancelled you have to submit a written request to info@trawickinternational.com for cancellation and refund of your travel medical insurance premium cost.

Cancellation before effective date:

  • A full refund would be considered

Cancellation of the travel health insurance after effective date the following conditions apply if the Insured Person wishes to cancel the insurance and a written partial refund request has been made:

  • If any claims have been filed with the Company, the Premium is fully earned and is non-refundable.
  • If no claims have been filed with the Company, then
    • a cancellation fee of US $25 will be charged;
    • only full month premiums will be considered as refundable;
  • If after a refund is made, it is determined that a claim was presented to the company on an Insured Person’s behalf, the Insured Person will be fully responsible for that claim in its entirety.
14. Who is eligible to enrol in the Safe Travels USA Cost Saver travel insurance plan by Trawick international ?

The Safe Travels USA Cost Saver travel insurance plan by Trawick international is available for Non US Citizens and US residents who are traveling to the United States or anywhere outside their home country. Safe Travels USA Cost Saver is also available for US citizens and US permanent residents (Green card holders).

15. Can a traveler extend or renew the Trawick international Safe Travels USA Cost Saver plan?

Yes, the Safe Travels USA Cost Saver plan can be renewed if initially purchased for more than Five days. There is an $5 fee for renewing the Trawick International Safe Travels USA Cost Saver plan

Travel Insurance for Pre-Existing Conditions

Here are some travel insurance tips for travelers with pre-existing conditions

  1. Choose a Visitor insurance for pre-existing conditions plan
  2. Read the policy document carefully to understand the coverage.
  3. Be informed of any waiting periods for coverage of pre-existing conditions.
  4. Consider buying a visitors insurance policy with higher coverage limits.
  5. Carry a copy of your medical records and list of medications with you when traveling.
  6. Ensure that you carry your medical prescription and medicines during your trip.
  7. Know how to access medical care in your destination.
  8. Contact your visitors insurance provider immediately in case of any medical emergency.
  9. Disclose all pre-existing conditions when buying visitors health insurance.
  10. Follow all necessary procedures to file a claim for reimbursement of medical expenses.

What are the factors for visitors insurance with pre-existing conditions coverage?

The following are the important factors to consider while purchasing visitors insurance for pre-existing conditions

  1. The definition of pre-existing conditions and the look back period under the policy.
  2. The eligibility age limit for pre-existing conditions coverage.
  3. Whether pre-existing condition coverage is limited to acute onset of pre-existing conditions.
  4. The coverage limit for pre-existing conditions which is different from the policy medical maximum.
  5. The deductible and out of pocket expenses for pre-existing conditions coverage.
  6. The renewability of the policy and its implication for pre-existing condition coverage.

Trawick International Pre-existing conditions travel insurance

Safe Travels USA Comprehensive and Safe Travels Elite plans from Trawick International offer Acute onset of Pre-existing condition coverage up to 89 years. Safe Travels USA and Safe Travels USA Cost Saver cover unexpected recurrence of a pre-existing medical conditions up to $1000 for age up to 89 years for residents visiting USA and worldwide.

For Non-US citizens traveling outside their home country excluding the US Safe Travels International and Safe Travels International Cost saver covers unexpected recurrence of a pre-existing medical conditions up to $1k. Another plan Safe Travels Outbound has a pre-existing conditions look back period up to 6 months for US citizens and US residents traveling outside the US.

Why is travel health insurance for pre-existing conditions coverage important?

There are many international travelers who travel with medical ailments and it is important for them to be well informed about visitors insurance for pre-existing conditions. Most US travel insurance plans exclude coverage for pre-existing conditions. The definition of pre-existing conditions varies for different insurance providers as they have a ‘look back’ period and any medical ailments during this look back period would be considered pre-existing.

At American Visitor Insurance, we have plans which provide coverage for acute onset of a pre-existing condition up to a clearly defined limit in the policy document. All of these details can be best understood by comparing visitors insurance for pre-existing conditions plans and reviewing the policy brochures.

How does travel insurance for pre-existing conditions work?

The visitor medical insurance plans which cover pre-existing conditions clearly define what is a pre-existing condition, the look back period for pre-existing condition, whether the travel insurance coverage is limited to acute onset of pre-existing conditions or if it provides full coverage for pre-existing conditions and the coverage limit within the policy for pre-existing conditions. Any visitors travel health insurance for pre-existing conditions coverage will depend on all these factors.

Pre-existing conditions coverage - FAQ's

01. How do I know if my pre-existing condition is covered by travel insurance?

Unfortunately, this simple question has a complicated answer. The answer is: it depends. Firstly, it depends on whether you are a US resident traveling outside the US or a visitor to the US. US residents can purchase trip cancellation insurance like the Safe Travels Voyager, Safe Travels Single Trip Protection, Safe Travels First Class Trip Protection, Safe Travels Explorer Plus and Safe Travels Journey plans and they can cover pre-existing medical condition exclusion waiver. These plans however may have specific requirements in order to waive the usual exclusion of coverage for pre-existing conditions (like purchase them within a certain number of days of your initial trip deposit or that you have a primary domestic insurance plan in the US), so you should check these details carefully if this is important to you.

Non-US residents or US residents traveling into the US have much more limited options to insure their pre-existing conditions are covered. Some plans offer coverage for "acute onset" of pre-existing conditions. However, this is misleading, since a careful look at their definition excludes chronic or congenital disorders from such coverage. Chronic illnesses are those that worsen over time and congenital disorders are issues one is born with. They exclude emergencies due to chronic illness because they will say that is not "acute" it is simply a worsening of your condition. There is a policy we know of that offer temporary medical insurance with coverage for acute onset of pre-existing conditions. It is Trawick International’s Safe Travels USA Comprehensive.

Firstly, they define pre-existing conditions in the following way: A pre-existing condition is a condition for which the insured received treatment or took medication for in the previous 12 months before the start of the policy. If the medication dosage has not changed and is taken as a maintenance medication, this would NOT count as a flare up or treatment of the condition. In that case, very stable conditions that have no flare ups in the past 12 months are not even excluded as pre-existing conditions. Conditions that have had flare ups or doctor recommended treatment or change in medication, are still covered by the plans but with a higher deductible and a lower maximum.

Trawick International’s Safe Travels USA Comprehensive covers Acute onset of Pre-existing condition coverage up to 69 years the limit is up to the Medical Maximum purchased per Period of Coverage. For any coverage related to cardiac disease, coverage is limited to $25,000 up to age 69 years and $15,000 for ages 70 and above. Above 70 years the Acute Onset benefits is reduced to a Maximum of $35k, with a $25k Maximum Lifetime Limit for Emergency Medical Evacuation. Any repeat recurrence within the same policy period will no longer be considered Acute onset of Pre-existing condition coverage and will not be eligible for additional coverage.

02. Do Trawick International travel insurance plans cover pre-existing conditions?

Safe Travels USA Comprehensive and Safe Travels Elite from Trawick International offers acute onset of Pre-existing condition coverage up to 89 years, Safe Travels USA and Safe Travels USA Cost Saver covers unexpected recurrence of a pre-existing medical conditions up to $1k for age up to 89 years for residents visiting USA and worldwide. For the Non-US citizens traveling outside their home country excluding the US Safe Travels International and Safe Travels International Cost saver covers unexpected recurrence of a pre-existing medical conditions up to $1k. Another plan Safe Travels Outbound have pre-existing conditions look back period up to 6 months for US citizens and US residents traveling outside of the US.

03. What does "acute onset of pre-existing conditions" mean?

The "Acute Onset of a Pre-Existing Condition" is a sudden and unexpected outbreak or recurrence of a pre-existing medical condition which occurs without any advance warning either in the form of physician recommendations or symptoms and requires immediate care (within 24 hours of first symptoms).

A Pre-Existing Condition that is a chronic or congenital condition or that gradually becomes worse over time will not be considered acute onset. The acute onset coverage benefit does not include coverage for known, scheduled, required, or expected medical care, drugs or treatment existent or necessary prior to the effective date of coverage. An example of this might be someone who has a food allergy or bee allergy and is unknowingly exposed to their allergen and requires immediate medical attention.

Safe Travels Primary and Secondary Travel Health Insurance Blog

Safe Travels Primary and Secondary International Travel Health Insurance

The Primary insurance plan is the one that starts to pay as soon as there is an unexpected injury/illness or when there is a medical expense without assuming that there is a secondary plan. In other words, the primary plan should pay regardless of the existence of the secondary plan just as if the patient had only the primary plan to cover him/her. The Secondary health insurance plan unlike the Primary under the coordination of benefits provision will then take into consideration the expenses that were not covered by the primary plan and will be considered for payment under the Secondary plan. Therefore, the Secondary plan will fill any gaps found in coverage from the Primary plan
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