What is Safe Travels USA Cost Saver insurance?
Safe Travels USA Cost Saver is a cheapest comprehensive travel insurance for USA. Plan is designed for non-U.S. citizens, Green card holders and travelers on transit visas in the U.S. Provides excess temporary accident and sickness medical coverage for the budget-minded travelers. Covers Unexpected Recurrence of a Pre-existing condition up to $1,000. Coverage is available for travelers aged 14 days to 70 years, for a minimum of 5 days and up to a maximum of 364 days.
Safe Travels USA Cost Saver participates in First Health PPO network which is a very widely recognized PPO network all over the U.S. Covid-19 treatment is excluded. Learn more about how Cost saver US insurance works.
After buying the plan, Traveler can get all the plan document and plan id card by using Safe Travels USA Cost Saver login. At American Visitor Insurance, US Travelers can contact the Safe Travels USA Cost Saver customer service to get help on the plan details, quotes and other queries. Our licensed agents will be glad to help you!
Safe Travels USA Cost Saver Insurance Reviews
How much is Safe Travels USA Cost Saver travel insurance coverage?
What is a deductible in Safe Travels USA Cost Saver insurance?
What is a Coinsurance in Safe Travels USA Cost Saver insurance?
What are the key highlights of Safe Travel USA Cost Saver insurance?
- This is a Comprehensive plan.
- This plan is available for green card holders.
- Coverage ranges from a minimum of 5 days to a maximum of 364 days and is renewable.
- Available for non U.S. residents and non U.S. citizens, traveling to the USA or USA and then other countries
- Coinsurance is 80% of the first $5,000 of covered expenses then 100% up to the policy maximum.
- Covers Unexpected Recurrence of a Pre-existing condition up to $1000 and limitations apply.
- COVID-19, SARS-CoV-2 EXPENSES are NOT covered on this plan.
Who is eligible for Safe Travel USA Cost Saver insurance plan?
- For non U.S. residents and non U.S. citizens, traveling to the USA or USA and then other countries.
- For ages 14 days to 89 years.
- Coverage may be extended, at the rates in force at the time of extension, for up to 364 days.
- This plan is not available to any individual who has been residing within the United States for more than 365 days prior to their Effective Date.
Can the Safe Travels USA Cost Saver insurance be extended or renewed?
How much does Safe Travels USA Cost Saver insurance cost per month?
Safe Travels USA cost saver cost per month ranges between $39 to $674. This is dependent on the age of the traveler, the plan maximum and the deductible.
Understandably, the cost of Safe Travels USA cost saver insurance is higher for older travellers as they are more likely to need healthcare while traveling. The higher the plan limit, the higher will be the premium, while the higher the deductible the lower will be the premium. Travelers up to age of 64 years can choose maximum limits of $50,000, $100,000, $250,000, $500,000, $1,000,000. Travelers aged 65 to 79 years can choose $50,000 or $100,000 coverage. For travelers above 80 years only $50,000 maximum coverage is available.
Here we are showing Safe Travels USA cost saver travel insurance cost per month with deductible of $250.
| Age of traveler | Medical Maximum | ||||
|---|---|---|---|---|---|
| $50,000 | $100,000 | $250,000 | $500,000 | $1,000,000 | |
| 18 - 29 years | $39 | $49 | $55 | $62 | $68 |
| 30 - 39 years | $48 | $65 | $75 | $74 | $79 |
| 40 - 49 years | $71 | $87 | $98 | $105 | $117 |
| 50 - 59 years | $117 | $146 | $175 | $184 | $197 |
| 60 -64 years | $139 | $180 | $217 | $234 | $250 |
| 65 - 69 years | $162 | $205 | |||
| 70 - 79 years | $237 | $299 | |||
For senior travelers aged 80 to 99, the cost is $674, with a maximum coverage of $50,000 and a deductible of $250.
What are the benefits of Safe Travels USA Cost Saver insurance?
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Hospital room and board help The average semi private room rate Urgent Care Co-Pay help $30 per Incident (Not subject to Deductible); copayment not applicable if the Deductible is $0 Walk In Clinic help $15 copay. Copay is not applicable when the $0 deductible is selected. Not subject to deductible Well Doctor Visit help $125 - One Visit per Period of Insurance Physician's Visit Covered Cardiac Conditions and Stroke Expenses Up to $25,000 per Period of Insurance for ages up to 69 or $15,000 per Period of Insurance for ages 70+ Emergency Room Sickness $200 Additional deductible per visit Emergency Room Injury/Accident Covered Hospital Intensive Care Unit help 3 times the average semi-private room rate Diagnostic X-rays and Lab Services Covered Prescription Drugs and Medications help Up to the plan Maximum Emergency Medical Treatment of Pregnancy Up to $1,000 Mental or Nervous Disorders Up to $2,500 Physiotherapy/Physical Medicine/Chiropractic help $50 per visit per day (10 visits per Period of Insurance) Dental Treatment Up to $250 Diagnostic X-rays and Lab Services Covered -
Ambulance Service help Covered Natural Disaster Evacuation help $10,000 ($250/day to a max of 5 days) Political Evacuation help $25,000 Emergency Medical Evacuation help 100% up to $1,000,000 (up to $25,000 for any condition covered under Unexpected Recurrence of a Pre-Existing Condition) Repatriation of Mortal Remains help 100% up to $50,000 Local Burial/Cremation $5,000 Return of Minor Children or Grandchildren or Traveling Companion help $5,000 Emergency reunion help $15,000 Medically Necessary Repatriation 100% up to $15,000 -
Unexpected Recurrence of a Pre-Existing Condition $1,000 per Period of insurance for those up to age 70 -
Accidental Death and Dismemberment help $25,000 Principal Sum Telemedicine Included Travel Assistance Included
What Optional Riders are included in Safe Travels USA Cost Saver insurance?
The Traveler can purchase an optional rider at the time of application. The optional riders provide additional coverage for a minimal charge.
1. Accidental Death and Dismemberment Upgrade
| Option 1 | Increase to $50,000 maximum AD&D benefit | Additional $0.25 per person per day |
| Option 2 | Increase to $100,000 maximum AD&D benefit | Additional $0.50 per person per day |
| Option 3 | Increase to $250,000 maximum AD&D benefit | Additional $1.75 per person per day |
| Option 4 | Increase to $500,000 maximum AD&D benefit | Additional $4.00 per person per day |
- Persons up to age 69 are eligible for all Options
- Persons age 70-79 are eligible for Option 1 and 2
- Persons age 80 and older are eligible for Option 1 only
- Children are eligible for Option 1 only.
2. What is Safe Travels USA Cost Saver travel insurance Chaperone Replacement Rider?
Groups may purchase the Chaperone/Faculty Leader Replacement Rider in the event that an insured person who is designated as a Chaperone/Faculty Leader by the sponsoring organization has an unexpected death of a relative, a medical emergency, or the substantial destruction of the principal residence in his/her home country, which causes the insured person to have to cancel or interrupt travel, this plan covers reimbursement up to $3,000 for the expense of a round trip economy airline ticket for a replacement Chaperone/Faculty Leader. (avaliable on group plans)
3. What is Enhanced AD & D Rider offered by Safe Travels USA Cost Saver travel health insurance?
This optional coverage is available for the primary insured person only. This coverage is in addition to the Accidental Death and Dismemberment already included in the plans. Coverage must be purchased for a minimum of three months.
4. What is Evacuation Plus Rider by Safe Travels USA Cost Saver medical insurance?
Available to insureds up to age 65. It provides coverage for medical evacuations for sudden and unexpected medical conditions that are non life-threatening, and where hospitalization is medically necessary. It also provides coverage for evacuations as a result of a natural disaster. This rider must be purchased for a minimum purchase of 3 months regardless of the minimum number of days being traveled.
- Non Life-threatening Medical Evacuation - Up to a maximum of $25,000.
- Natural Disaster Evacuation - Up to a maximum of $5,000.
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Compare travel insurance for USA visitors quotes »Safe Travels USA Cost Saver insurance - PPO network
If you have this logo on your ID Card:
You can find a provider in the USA by using the following link www.firsthealthinternational.com
Please note: there are no Pharmacies or Dental Providers listed as In-Network for First Heath PPO. All Dental Providers and Pharmacies are Out of Network and any Out of Network Deductible will apply to eligible claims.
Safe Travels USA Cost Saver insurance - FAQ's
Safe Travels USA Cost Saver visitor medical insurance is designed for Non-us citizens visiting USA. This plan includes coverage for unexpected recurrence of pre-existing conditions, emergency medical evacuation, repatriation and security evacuation benefits. Travelers aged up to 89 years visiting USA and on transit visa in the US are eligible to buy this medical insurance.
Yes. Safe Travels USA Cost Saver Visitor Medical Insurance covers the unexpected recurrence of a pre-existing condition up to $1,000 for individuals up to 70 years old.
Yes. This plan offers coverage for green card holders visiting USA.
The cost of Safe Travels USA Cost Saver travel medical insurance is dependent on the following factors:
The age of the traveler, the length of insurance coverage, maximum coverage and the deductible. The higher the maximum coverage, the higher will be the premium, while the higher the deductible the lower will be the premium. Travelers can choose maximum coverage limits of $50,000, $100k,$250K, $500k, $1Million depending on the age of traveler. To get a quote Click here
You can buy Safe Travels USA Cost Saver Insurance on American Visitor Insurance. You can also call us at (877)-340-7910 to get more information on how to purchase Cheap travel insurance for USA from licensed insurance agents.
Safe Travels USA Cost Saver accident and sickness medical insurance is available for Non-US Citizens enroute to the USA, while in the USA, and in countries while on the way to the USA or the way home as well as countries on the itinerary. Green card holders also eligible for this plan.
Yes. Safe Travels USA Cost Saver covers sports activity up to $50,000 which is an optional rider. It provides coverage while performing, practicing, or participating in Class 1 or Class 2 Sports only. Extreme Sports are excluded. Hockey League play is excluded.
- Class 1: Archery, tennis, swimming, cross country, track, volleyball, and golf.
- Class 2: Ballet, baseball, basketball, cheerleading, equestrian, fencing, field hockey, football except division 1, gymnastics, hockey no league play, karate, lacrosse, polo, rowing, rugby, soccer, & softball.
- Extreme Sports: Sports means any high-risk non-team sport or recreation activity that is dangerous and if performed optimally, even by the highly skilled, risks loss of life or limb.
For Trawick International Travel insurance Policy Cancellation : If your travel insurance USA plan is cancelled you have to submit a written request to info@trawickinternational.com for cancellation and refund of your travel medical insurance premium cost.
Cancellation before effective date:
- A full refund would be considered
Cancellation of the travel health insurance after effective date the following conditions apply if the Insured Person wishes to cancel the insurance and a written partial refund request has been made:
- If any claims have been filed with the Company, the Premium is fully earned and is non-refundable.
- If no claims have been filed with the Company, then
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- a cancellation fee of US $25 will be charged;
- only full month premiums will be considered as refundable;
- If after a refund is made, it is determined that a claim was presented to the company on an Insured Person’s behalf, the Insured Person will be fully responsible for that claim in its entirety.
The Safe Travels USA Cost Saver travel insurance plan by Trawick international is available for Non US Citizens and US residents who are traveling to the United States or anywhere outside their home country. Safe Travels USA Cost Saver is also available for US citizens and US permanent residents (Green card holders).
Yes, the Safe Travels USA Cost Saver plan can be renewed if initially purchased for more than Five days. There is an $5 fee for renewing the Trawick International Safe Travels USA Cost Saver plan
How do I file a claim with Safe Travels USA Cost Saver Insurance?
To file a claim with Safe Travels USA Cost Saver Insurance, follow these steps:
- Download the Claims Form: Access the Safe Travels USA insurance claims form online.
- Contact Customer Support: Call the toll-free number 866-696-0409 or 251-928-0939 for guidance or assistance.
- Complete and Submit Documents: Fill out the claims form and send it, along with any required supporting documents, to the Co-ordinated Benefit Plans LLC on Behalf of Global Benefits Group:
- Mailing Address: Trawick International, P.O. Box 2069, Fairhope AL 36533.
- Email Assistance: For additional help or inquiries, email GBGClaims@cbpinsure.com.
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Safe Travels Primary and Secondary Travel Health Insurance Blog
The Primary insurance plan is the one that starts to pay as soon as there is an unexpected injury/illness or when there is a medical expense without assuming that there is a secondary plan. In other words, the primary plan should pay regardless of the existence of the secondary plan just as if the patient had only the primary plan to cover him/her. The Secondary health insurance plan unlike the Primary under the coordination of benefits provision will then take into consideration the expenses that were not covered by the primary plan and will be considered for payment under the Secondary plan. Therefore, the Secondary plan will fill any gaps found in coverage from the Primary plan.
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