Safe Travels USA Cost Saver is an EXCESS temporary accident and sickness medical coverage for the budget-minded traveler. It covers Non-US Citizens enroute to the USA, while in the USA, and in countries while on the way to the USA or the way home as well as countries on the itinerary. Covers Unexpected Recurrence of a Pre-existing condition up to $1k. Coverage can initially be purchased for a minimum of 5 days up to a maximum of 364 days. If a minimum of 5 days is purchased, the coverage may be extended, at the rates in force at the time of extension, for up to 364 days. This plan is not available to US Citizens traveling to the USA. This plan is not available to any individual who has been residing within the USA for more than 365 days prior to their Effective Date. There is a 5 day/$10 minimum premium.
Green card holders
Safe Travels USA Cost Saver offer excess medical coverage. This includes emergency medical evacuation, repatriation and security evacuation benefits. It is ideal for foreign residents visiting USA and then other countries worldwide. Travelers on transit visa in US can also purchase this plan.
For Claim Status please contact 866-696-0409 or 251-928-0939. These claims are not available in the Claims Portal.
Mail claim form and all necessary documents to:
Co-ordinated Benefit Plans LLC on Behalf of Global Benefits Group
PO Box 2069
Fairhope AL 36533
Claims are processed at CBP
The Traveler can purchase an optional rider at the time of application. The optional riders provide additional coverage for a minimal charge.
|Accident and Sickness Medical Expense||Up to the Policy Maximum Selected
up to $25k per Policy Period for ages up to 69 or $15k per Policy Period for ages 70 and over
COVID-19, SARS-CoV-2 Conditions: Covered the same as any other illness
Prescription Drugs: Included when prescribed for a covered injury or illness
Dental: Up to $250 per Policy Period for Injury or pain to sound natural teeth
|Hospital room and board||The average semi private room rate|
|ICU Room and Board Charges||Three times the average semi private room rate|
|Co-Insurance||80% of the first $5k then 100% up to the Policy Maximum|
|Well Doctor Visit||Pays up to $125. One visit per person per policy period. This visit must occur within 21 days after the coverage is effective. Initial purchase of 30 days is necessary.
Please register here for this benefit Click here.
|Urgent Care Co-Pay||$30 per Incident, if the $0 out of Network Deductible is chosen, there is no Co-Pay|
|Cardiac Conditions||Up to $25k per Policy Period for ages up to 69 or $15k per Policy Period for ages 70 and over per Policy Period|
|Physiotherapy/Physical Medicine/Chiropractic||Limited to $50 per visit, one visit per day and 10 visits per Policy Period.|
|X-rays, Prescriptions and Ambulance||Covered|
|Ancillary Hospital Expenses||Covered|
|Physician's Non-Surgical Visits||Covered|
|Physician's Surgical Expenses||Covered|
|Assistant Physician's Surgical Expenses||Covered|
|Mental or Nervous Disorders||$2.5k per Policy Period|
|Emergency illness with no direct hospitalization admission||$200 additional deductible per visit only applies while receiving care in a hospital for an illness that does not result in hospital admittance|
|Emergency room injury/accident or illness with direct hospital admission||Usual customary charge to the selected policy maximum|
|Emergency Medical Treatment of Pregnancy||$1k per Policy Period|
|Emergency local ambulance||Covered|
|Dental Treatment (Injury and emergency alleviation of pain)||$250 per Policy Period|
|Emergency medical evacuation||100% up to $2M|
|Medically necessary repatriation||100% up to $15k per Policy Period|
|Trip interruption||$5k (Per Policy Period does not cover lost trip cost)|
|Return of mortal remains or cremation/burial||100% up to $50,000|
|Return of minor children||5k|
|Natural Disaster Evacuation||$10k per Policy Period, Up to $250 per day to a max of 5 days for Reasonable Expenses|
|Lost luggage||$1k per Policy Period|
|Hospital Confinement||$50 per night up to a maximum of $500 per Policy Period|
|Benefit Period||We will pay eligible medical expenses for up to 90 days beginning on the first day of diagnosis or treatment of a covered Sickness or Injury while a covered person is outside their home country|
|Local Burial/Cremation||Up to $5k|
|Accidental Death & Dismemberment||$25k|
|Up to the Policy Maximum Selected||$25k|
|Unexpected Recurrence of a Pre-Existing Condition||The first $1k of Covered Expenses|
|Unexpected Recurrence of a Pre-Existing Condition||Included up to $1k|
|Accidental Death & Dismemberment - Felonious Assault and Violent Crime||$50k|
|Adaptive Home and Vehicle||$5k|
|Seatbelt Benefit||10% up to $50k|
|Airbag Benefit||10% up to $50k|
Trawick International insurance is one of the most renowned US travel insurance company that was established in 1998. Trawick international offers a variety of International travel insurance, trip cancellation, Trip interruption and student insurance plans. Trawick insurance has been awarded with the highest honors from Forbes Advisor to be ranked first to be the Best Travel Insurance Companies. Trawick international insurance offers plans to meet diverse requirements with a premium to meet any budget.
The travel insurance covers offered by Trawick International are perfect for employees, corporations, schools, frequent world travelers, international students, study abroad programs, missionary trips and vacationers. Travelers can customize Trawick insurance plans to cover hospital stays, doctor visits, x-rays, prescriptions, ambulance, emergency evacuation, repatriation, flight insurance, trip interruption, trip cancellation, trip delay and lost baggage. They have a good worldwide network of physicians, hospitals and pharmacies that are very well recognized.
Trawick International provides numerous insurance options for all types of travelers, including tourists, students studying abroad, business people and corporates, families and groups of travelers . Some of the different Trawick International Insurance plans are:
Trawick international insurance is short term travel medical insurance designed for anyone, as long as they are outside their home country.
The cost of the Trawick international insurance will vary depending on the age of the traveler, the type of coverage and the duration of travel. Typically, travel health insurance policies cost can start even as low as $1 per day, but will be much higher for older travelers and those seeking coverage for pre-existing conditions.
Yes, Trawick international covid insurance is offered as short term comprehensive travel health insurance for covid as any other illness to international visitors to the USA and for US citizens traveling outside of the US borders. The Trawick Covid insurance coverage is given irrespective of the variant contracted.
Trawick International insurance reviews indicate that for 24 years now, Trawick insurance has been offering high-quality and affordable travel insurance products to meet all categories of clients who travel outside of their home country. Trawick International reviews show that it has designed their products for those traveling to the USA, individuals traveling abroad, US Citizens traveling within the USA and non-US citizens traveling overseas but not visiting the USA.
Trawick insurance is a leading travel insurance provider of USA and international travel insurance. Trawick insurance has been a reputed legitimate company for several years. Trawick International insurance is currently offering travel medical insurance worldwide.
Trawick International covid insurance is offered to cover coronavirus illness just like any other illness in their Safe Travels First Class Trip Protection and Safe Travels Voyager travel insurance plans. Trawick covid insurance coverage for quarantine related or accommodations due to a covered Trip Delay and an optional upgrade can also be included at an additional cost. The quarantine order should be based on the positive Covid-19 test report. Trawick international covid insurance quarantine coverage is not available in the home country.
Trawick insurance offers worldwide coverage on medical insurance, travel insurance, trip insurance for trip cancellation or trip interruption, international student insurance, group travel insurance and several products aimed mainly for travelers to the USA, individuals traveling abroad, US Citizens for domestic travelers within the USA and non US citizens traveling overseas outside of their home country except USA.
For Trawick International Travel insurance Policy Cancellation : If your travel insurance USA plan is cancelled you have to submit a written request to email@example.com for cancellation and refund of your travel medical insurance premium cost.
Cancellation before effective date:
Cancellation of the travel health insurance after effective date the following conditions apply if the Insured Person wishes to cancel the insurance and a written partial refund request has been made:
The Safe Travels USA Cost Saver travel insurance plan by Trawick international is available for Non US Citizens and US residents who are traveling to the United States or anywhere outside their home country. Safe Travels USA Cost Saver is also available for US citizens and US permanent residents (Green card holders).
Yes, the Safe Travels USA Cost Saver plan can be renewed if initially purchased for more than Five days. There is an $5 fee for renewing the Trawick International Safe Travels USA Cost Saver plan
Here are some travel insurance tips for travelers with pre-existing conditions
The following are the important factors to consider while purchasing visitors insurance for pre-existing conditions
The visitor health insurance plans which cover pre-existing conditions clearly define what is a pre-existing condition, the look back period for pre-existing condition, whether the travel insurance coverage is limited to acute onset of pre-existing conditions or if it provides full coverage for pre-existing conditions and the coverage limit within the policy for pre-existing conditions. Any visitors travel health insurance coverage for pre-existing conditions will depend on all these factors.
Safe Travels USA Comprehensive and Safe Travels Elite plans from Trawick International offer Acute onset of Pre-existing condition coverage up to 89 years. Safe Travels USA and Safe Travels USA Cost Saver cover unexpected recurrence of a pre-existing medical conditions up to $1000 for age up to 89 years for residents visiting USA and worldwide.
For Non-US citizens traveling outside their home country excluding the US Safe Travels International and Safe Travels International Cost saver covers unexpected recurrence of a pre-existing medical conditions up to $1k. Another plan Safe Travels Outbound has a pre-existing conditions look back period up to 6 months for US citizens and US residents traveling outside the US.
There are many international travelers who travel with medical ailments and it is important for them to be well informed about visitors insurance for pre-existing conditions. Most US travel insurance plans exclude coverage for pre-existing conditions. The definition of pre-existing conditions varies for different insurance providers as they have a ‘look back’ period and any medical ailments during this look back period would be considered pre-existing.
At American Visitor Insurance, we have plans which provide coverage for acute onset of a pre-existing condition up to a clearly defined limit in the policy document. All of these details can be best understood by using our facility for comparing visitors insurance for pre-existing conditions and reviewing the policy brochures.
Unfortunately, this simple question has a complicated answer. The answer is: it depends. Firstly, it depends on whether you are a US resident traveling outside the US or a visitor to the US. US residents can purchase trip cancellation insurance like the Safe Travels Voyager, Safe Travels Single Trip Protection, Safe Travels First Class Trip Protection, Safe Travels Explorer Plus and Safe Travels Journey plans and they can cover acute onset of pre-existing conditions. These plans however may have specific requirements in order to waive the usual exclusion of coverage for pre-existing conditions (like purchase them within a certain number of days of your initial trip deposit or that you have a primary domestic insurance plan in the US), so you should check these details carefully if this is important to you.
Non-US residents or US residents traveling into the US have much more limited options to insure their pre-existing conditions are covered. Some plans offer coverage for "acute onset" of pre-existing conditions. However, this is misleading, since a careful look at their definition excludes chronic or congenital disorders from such coverage. Chronic illnesses are those that worsen over time and congenital disorders are issues one is born with. They exclude emergencies due to chronic illness because they will say that is not "acute" it is simply a worsening of your condition. There is a policy we know of that offer temporary medical insurance with coverage for acute onset of pre-existing conditions. It is Trawick International’s Safe Travels USA Comprehensive.
Firstly, they define pre-existing conditions in the following way: A pre-existing condition is a condition for which the insured received treatment or took medication for in the previous 12 months before the start of the policy. If the medication dosage has not changed and is taken as a maintenance medication, this would NOT count as a flare up or treatment of the condition. In that case, very stable conditions that have no flare ups in the past 12 months are not even excluded as pre-existing conditions. Conditions that have had flare ups or doctor recommended treatment or change in medication, are still covered by the plans but with a higher deductible and a lower maximum.
Trawick International’s Safe Travels USA Comprehensive covers Acute onset of Pre-existing condition coverage up to 69 years the limit is up to the Medical Maximum purchased per Period of Coverage. For any coverage related to cardiac disease, coverage is limited to $25,000 up to age 69 years and $15,000 for ages 70 and above. Above 70 years the Acute Onset benefits is reduced to a Maximum of $35k, with a $25k Maximum Lifetime Limit for Emergency Medical Evacuation. Any repeat recurrence within the same policy period will no longer be considered Acute onset of Pre-existing condition coverage and will not be eligible for additional coverage.
Safe Travels USA Comprehensive and Safe Travels Elite from Trawick International offers acute onset of Pre-existing condition coverage up to 89 years, Safe Travels USA and Safe Travels USA Cost Saver covers unexpected recurrence of a pre-existing medical conditions up to $1k for age up to 89 years for residents visiting USA and worldwide. For the Non-US citizens traveling outside their home country excluding the US Safe Travels International and Safe Travels International Cost saver covers unexpected recurrence of a pre-existing medical conditions up to $1k. Another plan Safe Travels Outbound have pre-existing conditions look back period up to 6 months for US citizens and US residents traveling outside of the US.
The "Acute Onset of a Pre-Existing Condition" is a sudden and unexpected outbreak or recurrence of a pre-existing medical condition which occurs without any advance warning either in the form of physician recommendations or symptoms and requires immediate care (within 24 hours of first symptoms).
A Pre-Existing Condition that is a chronic or congenital condition or that gradually becomes worse over time will not be considered acute onset. The acute onset coverage benefit does not include coverage for known, scheduled, required, or expected medical care, drugs or treatment existent or necessary prior to the effective date of coverage. An example of this might be someone who has a food allergy or bee allergy and is unknowingly exposed to their allergen and requires immediate medical attention.
The Primary insurance plan is the one that starts to pay as soon as there is an unexpected injury/illness or when there is a medical expense without assuming that there is a secondary plan. In other words, the primary plan should pay regardless of the existence of the secondary plan just as if the patient had only the primary plan to cover him/her. The Secondary health insurance plan unlike the Primary under the coordination of benefits provision will then take into consideration the expenses that were not covered by the primary plan and will be considered for payment under the Secondary plan. Therefore, the Secondary plan will fill any gaps found in coverage from the Primary plan
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