Trawick International Reviews

Trawick International founded in 1998 is a U.S. travel insurance provider offering a wide range of travel insurance plans for both international tourists and domestic travelers. Their products include travel medical insurance, trip cancellation and interruption coverage, cruise travel coverage, and optional add-ons such as Cancel for Any Reason. It is important to review Trawick international travel insurance plan details carefully before buying it, here we show the coverage benefits allowing customers to compare options.

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What are the most popular plans offered by Trawick International?

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Safe Travels USA InsuranceComprehensive benefit

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star Rating: “A (Excellent)” edit_square Underwriter: Zurich Insurance Europe AG Belgian branch

Safe Travels USA Insurance is a Comprehensive benefit plan ideal for healthy, budget-conscious international travelers seeking basic medical coverage during short visits to the USA.

  • Coinsurance: Co-Insurance 90% of the first $2,500 then 100% up to the policy maximum
  • Direct billing: Through first Healthcare Provider Network first Healthcare Provider Network
  • Unexpected recurrence of pre-existing conditions: Covers up to $1,000 for travelers aged up to 69 years.
  • Urgent care : $30 per Incident / If the $0 Deductible is chosen, there is no Co-Pay
  • Emergency medical evacuation: Up to $1,000,000 per Period of Insurance
  • Emergency Reunion: Up to $15,000 per Period of Insurance
  • Trip Interruption: Up to $5,000 per Period of Insurance
  • Repatriation of Remains: Up to $50,000 per Period of Insurance
  • Return to Home Country Coverage: Up to $25,000
  • Optional add-on benefits
  • Policy maximum?
    $50,000, $100,000, $250,000, $500,000, $1,000,000

  • Deductible options?
    $0, $100, $250, $500, $1,000, $2,500, $5,000

  • Period of coverage?
    5 days to 364 days

Safe Travels USA Comprehensive Insurance Comprehensive benefit

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star Rating: “A (Excellent)” edit_square Underwriter: Zurich Insurance Europe AG Belgian branch

Safe Travels USA Comprehensive is a top Trawick International plan for non-U.S. citizens visiting the USA, offering up to $1 million coverage, acute onset of pre-existing condition benefits, and optional sports and return coverage.

  • Coinsurance: Co-Insurance 90% of the first $2,500 then 100% up to the policy maximum
  • Direct billing: Through first Healthcare Provider Network first Healthcare Provider Network
  • Acute onset of pre-existing condition: Coverage up to 89 years
  • Urgent care: $30 per Incident
  • Well Doctor Visit: Up to $125 - One Visit per Period of Insurance
  • Emergency medical evacuation: Up to $1,000,000 per Period of Insurance.
  • Medically Necessary Repatriation: Up to $15,000 per Period of Insurance.
  • Emergency Reunion: Up to $15,000 per Period of Insurance
  • Trip Interruption: Up to $5,000 per Period of Insurance
  • Repatriation of Remains: Up to $50,000 per Period of Insurance
  • Optional add-on benefits
  • Policy maximum?
    $50,000, $100,000, $250,000, $500,000, $1,000,000

  • Deductible options?
    $0, $100, $250, $500, $1,000, $2,500, $5,000

  • Period of coverage?
    5 days to 364 days

Safe Travels USA Cost Saver Insurance Comprehensive benefit

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star Rating: “A (Excellent)” edit_square Underwriter: Zurich Insurance Europe AG Belgian branch

Safe Travels USA Cost Saver is an affordable comprehensive travel insurance plan for non-U.S. citizens visiting the USA, offering essential medical benefits and up to $1,000 coverage for the unexpected recurrence of pre-existing conditions (up to age 70).

  • Coinsurance: After the deductible, 80% of the first $5,000 then 100% up to the Medical Maximum
  • Direct billing: Through first Healthcare Provider Network first Healthcare Provider Network
  • Unexpected recurrence of pre-existing conditions: Covers up to $1,000 for travelers aged up to 70 years.
  • Urgent care: $30 per Incident.
  • Emergency medical evacuation: Up to $1,000,000 per Period of Insurance.
  • Cardiac Conditions or Stroke Limit: Up to $25,000 per Period of Insurance for ages up to 69 or $15,000 per Period of Insurance for ages 70+.
  • Emergency Reunion: Up to $15,000 per Period of Insurance
  • Accidental Death and Dismemberment : $25,000 Principal Sum
  • Policy maximum?
    $50,000, $100,000, $250,000, $500,000, $1,000,000

  • Deductible options?
    $0, $100, $250, $500, $1,000, $2,500, $5,000

  • Period of coverage?
    5 days to 364 days

Safe Travels Elite Insurance Fixed benefit

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star Rating: “A (Excellent)” edit_square Underwriter: Zurich Insurance Europe AG Belgian branch

Safe Travels Elite is a budget-friendly fixed benefit travel insurance plan for non-U.S. citizens visiting the USA, offering high policy maximums up to $175,000 and coverage for unexpected medical expenses including COVID-19.

  • Direct billing: Through first Healthcare Provider Network first Healthcare Provider Network
  • Emergency medical evacuation: : $100,000 or Unlimited
  • Acute on set of pre-existing conditions: Covered up to 89 years.
  • Cardiac Conditions or Stroke Limit: $25,000 per Period of Insurance for ages 0-69/$15,000 per Period of Insurance for Ages 70-89
  • Return of Minor Children: $5,000 - $10,000 per Period of Insurance.
  • Accidental Death and Dismemberment: $25,000 - $35,000 Principal Sum.
  • Repatriation of Mortal Remains: $7,500 - $25,000 per Period of Insurance.
  • Policy maximum?
    $25,000, $50,000, $75,000, $100,000, $175,000

  • Deductible options?
    $0

  • Period of coverage?
    5 days to 364 days

Safe Travels Advantage InsuranceFixed benefit

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star Rating: “A (Excellent)” edit_square Underwriter: Zurich Insurance Europe AG Belgian branch.

Safe Travels Advantage is the cheapest travel insurance for non-U.S. citizens visiting the USA, offering fixed benefit coverage up to $150,000, $0 deductible, and coverage for COVID-19 and unexpected illnesses.

  • Coinsurance: 80% of the first $25,000 - per Period of Insurance.
  • Direct billing: Through first Healthcare Provider Network first Healthcare Provider Network
  • Acute onset of pre-existing condition: Covered up to the policy maximum for ages up to 89
  • Emergency medical evacuation: : $100,000 or Unlimited
  • Dental treatment: $600- $750 Per Incident
  • Return of Minor Children: $5,000 - $10,000 per Period of Insurance
  • Accidental Death and Dismemberment: $25,000 - $35,000 Principal Sum
  • Repatriation of Mortal Remains: $7,500 - $25,000 per Period of Insurance
  • Policy maximum?$25,000 $50,000 $100,000 $150,000

  • Deductible options?
    $0

  • Period of coverage?
    5 day to 364 days

Safe Travels International Insurance Comprehensive benefit

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star Rating: “A” edit_square Underwriter: Zurich Insurance Europe AG Belgian branch

Safe Travels International is a comprehensive travel medical insurance plan ideal for non-U.S. citizens traveling outside their home country (excluding the U.S.), including Schengen countries, with up to $1 million in coverage for medical emergencies, evacuation, and COVID-19 treatment..

  • Coinsurance:After the deductible, 100% up to the Medical Maximum.
  • Direct billing: Through first Healthcare Provider Network first Healthcare Provider Network
  • Unexpected recurrence of pre-existing conditions: Covers up to $2,500 for travelers aged up to 69 years.
  • Emergency Medical Evacuation: Up to $1,000,000 per Period of Insurance
  • Emergency Reunion: Up to $15,000 per Period of Insurance
  • Trip Delay: Maximum Benefit up to $2,000, subject to a $150 per day maximum
  • Policy maximum?$50,000, $100,000, $250,000, $500,000, $1,000,000

  • Deductible options?
    $0, $50, $100, $250, $500, $1,000, $2,500, $5,000

  • Period of coverage?
    5 days to 364 days

Safe Travels International Cost Saver Select Insurance Comprehensive benefit

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star Rating: "A" edit_square Underwriter: Zurich Insurance Europe AG Belgian branch

Safe Travels International Cost Saver is an economical travel insurance plan for non-U.S. citizens traveling outside their home country, offering up to $1 million in coverage including emergency medical and COVID-19 benefits.

  • Co-insurance: After the deductible, 80% of the first $5,000 then 100% up to the Medical Maximum.
  • Direct billing: Through first Healthcare Provider Network first Healthcare Provider Network
  • Unexpected recurrence of a pre-existing condition: Up to $1,000 for ages up to 69.
  • Emergency Medical Evacuation: Up to $1,000,000 per Period of Insurance
  • Emergency Reunion: Up to $15,000 per Period of Insurance
  • Trip Interruption : Up to $7,500 per Period of Insurance.
  • Accidental Death & Dismemberment: $25,000 Principal Sum.
  • Cardiac Conditions: Up to $25,000 per Period of Insurance for ages up to 69 or $15,000 per Period of Insurance for ages 70+
  • Repatriation of Mortal Remains : Up to $50,000 per Period of Insurance
  • Policy maximum?$50,000, $100,000, $250,000, $500,000, $1,000,000

  • Deductible options?
    $0, $50, $100, $250, $500, $1,000, $2,500, $5,000

  • Period of coverage?
    5 day to 364 days

Safe Travels Outbound Insurance Comprehensive benefit

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star Rating: “A” edit_square Underwriter: Nationwide Mutual Insurance Company

Safe Travels Outbound is a comprehensive travel insurance plan designed for U.S. citizens traveling outside the USA, offering coverage for medical expenses, trip interruption, emergency evacuation, and COVID-19-related treatment.

  • Direct billing: Through first Healthcare Provider Network first Healthcare Provider Network
  • Pre-Existing Condition: $2,500 for ages up to 69 (N/A for ages 70+).
  • Emergency Medical Evacuation: $500,000/Hospital Companion $15,000
  • Emergency Dental: $500
  • Trip Delay : Delays of 12+ hours: Up to $2,000 ($150/day).
  • Trip Interruption : $7,500.
  • Accidental Death & Dismemberment: $25,000 Principal Sum
  • Repatriation of Mortal Remains : $50,000
  • Policy maximum?$50,000, $100,000, $250,000, $500,000

  • Deductible options?
    $0, $50, $100, $250, $500, $1,000, $2,500, $5,000

  • Period of coverage?
    up to 180 days

Why choose Trawick International visitor insurance?

Trawick visitor medical insurance is popular with travelers to the United States for its broad range of benefits, plan variety, and strong underwriting. Key reasons to consider it:

  • 20+ years of experience: Established in 1998, Trawick has decades of experience serving international travelers with competitive pricing and broad plan options.
  • Comprehensive medical coverage: Benefits for new illnesses and accidents, hospital stays, physician visits, diagnostics, prescription drugs, and emergency medical evacuation & repatriation.
  • Large U.S. PPO network: Access in network providers through a major PPO (e.g., First Health) for direct billing and lower out of pocket costs.
  • Customizable plans: Choose from multiple visitor focused plans (e.g., Safe Travels USA family) with a range of deductibles and policy maximums (often up to $1,000,000, depending on age and plan).
  • Acute onset of pre existing conditions: Many Trawick visitor plans include benefits for the acute onset of pre existing conditions (age and dollar limits vary by plan).
  • COVID 19 coverage: Treated like any other eligible illness on most visitor plans, including testing and treatment when medically necessary.
  • Strong financial backing: Plans are underwritten by A.M. Best A (Excellent) rated carriers (such as Zurich Insurance Europe AG Belgian branch and Nationwide Mutual Insurance Company Company), supporting claims reliability.
  • 24/7 multilingual assistance: Round the clock help for medical referrals, care coordination, travel support, and claims guidance.
  • Flexible trip lengths: Suitable for short or extended visits, with options for extensions and renewable coverage (plan specific).

Who can buy Trawick International insurance plans?

Trawick International plans are ideal for:

  • Non-U.S. citizens visiting the United States
  • U.S. citizens traveling abroad
  • International travelers visiting countries other than their home country
  • Green Card holders
  • Schengen visa holder
  • U.S. residents traveling within the United States or abroad

What are the most popular Trawick International plans?

  • Safe Travels USA Comprehensive : A more robust plan with higher coverage limits (up to $1,000,000), wellness visit benefits, and flexible deductibles; enhanced features compared to the basic USA plan.
  • Safe Travels USA : A basic, budget friendly plan offering core medical coverage and emergency evacuation benefits for visitors to the USA.
  • Safe Travels Advantage : The cheapest travel insurance plan for non U.S. citizens visiting the USA, providing affordable coverage for medical needs and emergency evacuation.
  • Safe Travels International : Designed for non U.S. residents traveling outside their home country and the USA, covering illnesses, accidents, emergency medical evacuation, and repatriation, often meeting requirements for visas like the Schengen Visa.
  • Safe Travels International Cost Saver: A lower cost version of the International plan, offering essential medical and emergency coverage for budget conscious international travelers.

Trawick International insurance - FAQ’s

1. Who can purchase Trawick International insurance plans?

Non U.S. citizens visiting the USA, U.S. citizens traveling abroad, and international travelers visiting countries outside their home country. Age limits are typically 14 days to 89 years (plan specific).

2. Does Trawick International cover COVID 19?

Yes, most plans treat COVID 19 like any other eligible illness for testing and treatment. Check the plan’s policy certificate for specific details.

3. Can I buy Trawick International insurance after my trip has started?

Some travel medical plans allow purchase after departure, but trip protection plans usually require purchase before your trip begins.

4. What is the difference between Trawick International Trip Protection plans and Travel Medical plans?

Trip Protection plans cover trip cancellation/interruption, delays, baggage loss, and medical emergencies, while Travel Medical plans from Trawick International focus primarily on medical expenses and emergency evacuation.

5. What happens if I need medical care in the USA with a Trawick International plan?

Most Trawick International plans offer access to a U.S. PPO network (like First Health) with direct billing options to reduce out of pocket costs.

6. Do Trawick International plans meet Schengen Visa requirements?

Yes, Trawick International plans like Safe Travels International meet the €30,000 medical coverage requirement and provide a visa letter.

7. Are sports and adventure activities covered by Trawick International?

Recreational sports are included in many Trawick International plans, but high risk or professional sports may require an add on or be excluded.

8. Do I need to pay a deductible every time I receive care with a Trawick International plan?

In most Trawick International plans, the deductible applies once per policy period, per insured person, unless otherwise stated.

What is the provider network for Trawick International health insurance?

Trawick International insurance - Provider network and how to find hospital or doctor?
If you have this logo on your ID Card:
first Healthcare Provider Network
You can find a provider in the USA by using the following link www.firsthealthinternational.com

Please note: there are no Pharmacies or Dental Providers listed as In-Network for First Heath PPO. All Dental Providers and Pharmacies are Out of Network and any Out of Network Deductible will apply to eligible claims.

How do I file a claim with Trawick International travel insurance?

To file a claim with Trawick International travel insurance, follow these steps:

  1. Download the Claims Form: Access the Trawick International travel insurance claims form online.
  2. Contact Customer Support: Call the toll-free number (888) 301-9289 for guidance or assistance.
  3. Complete and Submit Documents: Fill out the claims form and send it, along with any required supporting documents, to the Co-ordinated Benefit Plans LLC on Behalf of Global Benefits Group:
    • Mailing Address: Trawick International, P.O. Box 2284, Fairhope,AL 36533.
  4. Email Assistance: For additional help or inquiries, email info@trawickinternational.
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