Safe Travels Advantage Insurance Fixed Benefit
star Rating: A (Excellent)
edit_square Underwriter: Crum & Forster SPC
Ideal for Parents and SeniorsGreen card holders
Safe Travels Advantage is designed for budget-conscious travelers visiting the USA for short-term trips. It provides essential medical coverage at very affordable premiums, making it an ideal choice for cheap travel insurance to USA, especially for last-minute travel.
- Coinsurance: Plan pays up to 80% then up to the policy maximum.
- Direct Billing: Available through the First HealthCare Provider Network.
- Acute Onset of Pre-Existing Conditions: Covered up to the policy maximum for travelers up to age 89.
- Cardiac Conditions or Stroke: Covers up to $25,000 for Ages 0-69 and $15,000 Ages 70-89.
- Emergency Medical Evacuation: Coverage of $100,000 or Unlimited, depending on plan selection.
Policy maximum?
$25,000 $50,000 $100,000 $150,000
Deductible options?
$0
Period of coverage?
5 days to 364 days
Maximum age limit
14 days to 89 years
- Great Value for Seniors: An affordable visitor insurance plan that covers acute onset of cardiac conditions and stroke up to $25,000 ($15,000 for travelers over age 80). Seniors can choose high policy maximums of up to $150,000, which also increases several fixed benefit limits. The plan additionally pays up to $125 for a wellness doctor visit during the first 30 days of coverage.
- Limited Fixed Benefits: As a fixed benefit plan, coverage is limited to scheduled benefit amounts rather than actual medical expenses. The plan pays 80% of eligible fixed benefits until the insured has paid $5,000 in coinsurance, after which it pays 100% of the scheduled benefit amount. Charges exceeding the plan's benefit limits remain the traveler's responsibility.
