Every year, many Indian parents travel to the USA to visit their children, whether they are studying, working, or have settled there permanently. While the visit is a joyful and memorable experience, it's important to be well-prepared especially when it comes to health and medical safety. Being in a new country with a different healthcare system brings risks, and having proper travel medical insurance ensures peace of mind throughout the trip.
Unlike India, where healthcare is often more affordable or publicly subsidized, medical treatment in the USA operates on a fee-for-service model. This means that every medical service whether it’s a routine check-up, a prescription, or an emergency surgery must be paid for at the time of treatment. There is no universal health coverage for visitors, and the costs can be shockingly high.
Even a basic doctor consultation in the U.S. may cost anywhere from $150 to $300, while more serious emergencies such as hospital stays or surgeries can run into thousands or even tens of thousands of dollars. For elderly visitors, who may have chronic conditions or simply be more vulnerable to infections, fatigue, or falls, this can pose a serious financial risk. Without proper travel medical insurance, the burden of paying these expenses falls entirely on the visitor or their family.
Having travel medical insurance provides both financial protection and peace of mind. For Indian parents visiting the USA, plans from trusted providers like Trawick International offer coverage for doctor visits, ER care, hospital stays, diagnostic tests, and emergency evacuation. Trawick’s Safe Travels plans are tailored for seniors, with options that include coverage for acute onset of pre-existing conditions and COVID-19.
These plans also offer 24/7 assistance, access to PPO hospital networks, and multilingual support—ensuring help is always available. Buying travel insurance is not just smart—it’s essential. It protects your parents from unexpected medical costs and ensures they receive quality care during their visit.
Technically, yes — Indian parents can travel to the USA without medical insurance. But should they? Definitely not. Even healthy travelers face unexpected risks such as food poisoning, flu, respiratory infections, falls in unfamiliar surroundings, or heat-related illnesses especially in warmer U.S. states. More serious events like emergency surgeries or hospitalizations can result in overwhelming medical bills.
Having a travel medical insurance plan such as the Safe Travels series from Trawick International offers essential protection. These plans are specifically designed for international visitors and provide coverage for urgent medical care, hospital stays, and even acute onset of pre-existing conditions.
With Trawick’s support services, including access to PPO networks and 24/7 assistance, Indian parents can travel with peace of mind, knowing they’re protected from both financial and medical risks.
Trawick International offers a variety of travel medical insurance plans designed for international visitors—including Indian parents traveling to the USA. The ideal plan depends on the traveler's age, health condition, trip duration, budget, and desired coverage level. Below are the top Trawick visitor insurance plans recommended for parents:
Safe Travels Advantage by Trawick International is a cheapest fixed benefit plan for parents visiting the USA. It provides essential coverage for medical emergencies, accidents, and acute onset of pre-existing conditions, making it a smart choice for short stays at the lowest cost.
Policy maximum?
$25,000, $50,000, $100,000 $150,000
Deductible options?
$0
Period of coverage?
5 days to 364 days
Safe Travels Elite by Trawick International is an affordable fixed-benefit insurance plan tailored for parents traveling to the USA. It offers good coverage for unexpected medical situations, including accidents, illness, and the acute onset of pre-existing conditions. With higher benefit limits than entry-level options, it's a reliable and cost-effective solution for parents making a short visit to their children in the U.S.
Policy maximum?
$25,000, $50,000, $75,000, $100,000, $175,000
Deductible options?
$0
Period of coverage?
5 days to 364 days
Safe Travels USA Comprehensive by Trawick International is a excellent comprehensive travel medical insurance plan ideal for parents visiting the USA. It offers strong protection for medical emergencies, hospitalization, and COVID-19 treatment. The plan also covers the acute onset of pre-existing conditions for travelers up to 89 years of age, making it a reliable choice for senior visitors needing broader coverage throughout their stay in the United States stay.
Policy maximum?
$50,000, $100,000, $250,000, $500,000, $1,000,000
Deductible options?
$0, $100, $250, $500, $1,000, $2,500, $5,000
Period of coverage?
5 days to 364 days
Safe Travels USA is an ideal plan for parents visiting the USA who want affordable, basic comprehensive coverage for medical emergencies, doctor visits, and hospitalization without paying for high-end features. It also includes coverage for the unexpected recurrence of pre-existing conditions (not acute onset), and covers COVID-19 like any other illness, making it a practical mid-range choice for short visits.
Policy maximum?
$50,000, $100,000, $250,000, $500,000, $1,000,000
Deductible options?
$0, $100, $250, $500, $1,000, $2,500, $5,000
Period of coverage?
5 days to 364 days
Safe Travels USA Cost Saver by Trawick International is an affordable comprehensive travel medical insurance plan, ideal for parents visiting the USA who want good medical protection at a lower premium. It offers coverage for medical emergencies, doctor visits, hospitalization, and the unexpected recurrence of pre-existing conditions (not acute onset),it’s a smart choice for budget-conscious families seeking broader protection than fixed benefit plans.
Policy maximum?
$50,000, $100,000, $250,000, $500,000, $1,000,000
Deductible options?
$0, $100, $250, $500, $1,000, $2,500, $5,000
Period of coverage?
5 days to 364 days
The cost of IMG travel insurance for parents starts from $28. The cost can vary depending on several key factors such as the traveler’s age, plan type, policy maximum, and deductible.
In the table below, you’ll find the monthly premium ranges for each Trawick plan based on age group and coverage level. This helps families choose the right insurance for their parents visiting the USA.
Plan name | Plan max coverage | Deductible | Age 50 | Age 60 | Age 70 |
---|---|---|---|---|---|
Safe Travels Advantage | $25,000 - $150,000 | $0 | $28 - $85 | $39 - $102 | $60 - $166 |
Safe Travels Elite | $25,000 - $175,000 | $0 | $37 - $114 | $50 - $134 | $103 - $151 |
Safe Travels USA Cost Saver | $50,000 - $1,000,000 | $250 | $117 - $197 | $139 - $250 | $237 - $299 |
Safe Travels USA | $50,000 - $1,000,000 | $250 | $127 - $234 | $147 - $295 | $252 - $332 |
Safe Travels USA Comprehensive | $50,000 - $1,000,000 | $250 | $148 - $278 | $172 - $351 | $294 - $470 |
Trawick offers multiple plans designed specifically for parents visiting the USA.
Yes, Trawick offers coverage for the acute onset or unexpected recurrence of pre-existing conditions, depending on the plan making it ideal for Indian and international parents with known health issues.
Yes, Trawick travel insurance is well-suited for elderly parents, with many plans offering coverage for travelers up to 89 years of age. These plans are designed to meet the healthcare needs of senior visitors, including benefits for hospitalization, emergency medical treatment, and the acute onset of pre-existing conditions.
Options like Safe Travels USA Comprehensive provide extensive coverage with high limits, while Safe Travels Elite and Safe Travels Advantage offer more affordable alternatives with essential benefits for seniors. Whether you’re looking for robust protection or a cost-effective solution, Trawick has options tailored for elderly parents visiting the USA.
Yes. Trawick includes COVID-19 coverage in most of its plans for parents, treating it as any other illness. This provides peace of mind during ongoing global health concerns.
Yes, Trawick plans offer cashless treatment options for parents through the First healthcare network PPO Network. This makes it easier to access hospitals and clinics in the USA without paying out of pocket upfront.
Yes, you can purchase Trawick visitor insurance for your parents even after their arrival in the USA. However, it’s recommended to buy coverage before or on the day of arrival to avoid delays or uncovered days.
Trawick offers flexible options for visiting parents, with policy maximums ranging from $25,000 to $1,000,000 and deductibles starting from $0. This allows families to customize plans based on health history, age, and budget.
Yes. Trawick provides some of the most affordable visitor insurance plans for parents, such as Safe Travels Advantage and Safe Travels Elite, without compromising essential benefits.
Yes, Trawick insurance plans offer several optional add-ons that are particularly helpful for parents visiting the USA. Plans like Safe Travels USA Comprehensive and Safe Travels USA allow travelers to include riders such as AD&D (Accidental Death & Dismemberment), Return to Home Country Coverage, and Trip Interruption or Emergency Reunion Benefits.
These add-ons enhance the policy by providing extra protection in case of unexpected events, travel delays, or medical emergencies. For families concerned about senior parents traveling long distances, these optional benefits offer valuable peace of mind throughout their stay in the United States.
When Indian parents travel to the United States, having proper medical coverage is not optional it’s essential. Trawick International, through its Safe Travels plans, offers trusted, flexible, and affordable travel medical insurance that’s well-suited for senior travelers.
Here’s how Trawick stands out with comprehensive visitor health insurance designed to protect aging parents abroad:
Trawick International offers several plans that include coverage for the acute onset of pre-existing conditions, a critical feature for Indian parents and elderly travelers visiting the USA.
Trawick offers travel insurance plans specifically tailored for senior visitors up to age 89—an age group often underserved by other insurers.
Why it matters: Many insurance providers limit coverage after age 70 or 75. Trawick stands out by offering affordable, age-inclusive plans, giving elderly parents and senior travelers continued access to vital health protection during their visit to the USA.
Trawick plans provide a strong support system for parents visiting the USA, combining key emergency services with valuable extras:
Trawick International offers a wide range of visitor insurance plans, making it easy to choose coverage that suits your parents’ health needs and your family’s budget:
Trawick International makes visiting the USA safer, simpler, and more secure for Indian parents. With generous medical coverage limits, support for the acute onset of pre-existing conditions, eligibility for seniors up to 89 years of age, and 24/7 worldwide assistance, Trawick stands out as one of the most reliable and parent-friendly visitor health insurance providers available today.