What Is Safe Travels Sailaway Luxury Cruise Travel Insurance?
The Safe Travels Sailaway Luxury cruise travel insurance plan from Trawick International is the highest-level cruise insurance plan available in the Sailaway series. It is designed for U.S. residents booking luxury cruise vacations, world cruises, extended voyages, and bucket-list cruise travel experiences where comprehensive cruise trip insurance protection is essential.
With some of the highest coverage limits available in cruise travel insurance, optional Cancel For Any Reason cruise insurance, and $1,000,000 emergency evacuation coverage, the Sailaway Luxury plan helps protect both your cruise trip investment and your health while traveling internationally.
Key Highlights- Cruise trip cancellation insurance covering 100% of insured cruise trip cost up to $100,000.
- Primary Emergency Medical coverage up to $250,000 with $0 deductible.
- Optional 75% Cancel For Any Reason (CFAR) — purchased within 21 days of deposit.
- Optional Interruption For Any Reason (IFAR) — 75% of trip cost.
- Pre-Existing Condition coverage if purchased within 21 days of initial trip deposit.
- COVID-19, SARS-CoV-2 are covered and treated as any other sickness.
- Cruise-specific Itinerary Change benefit up to $1,000.
- 14-Day Free Look Period.
This plan is built for luxury cruise travelers, extended voyages, and high-value trips where the stakes are too high for basic coverage. Whether you are sailing a world cruise, luxury expedition cruise, or extended international cruise vacation, the Sailaway Luxury plan provides comprehensive travel insurance for cruise vacations with high coverage limits and flexible cancellation protection.
Safe Travels Sailaway Luxury Insurance Reviews
Who Is Eligible for Sailaway Luxury Insurance Plan?
- Available to U.S. residents purchasing cruise travel insurance for luxury or international cruise vacations.
- Maximum trip length: 90 days.
- Pre-existing condition waiver requires purchase within 21 days of initial deposit.
- CFAR and IFAR require purchase within 21 days of initial deposit; not available in New York or for travel to Israel.
- Massachusetts and Pennsylvania residents purchasing CFAR must do so at least 60 days before scheduled departure.
Who Is the Safe Travels Sailaway Luxury Plan Best For?
The Safe Travels Sailaway Luxury plan is ideal for travelers searching for the best cruise travel insurance for luxury cruise vacations and high-value trips.
U.S. residents booking high-value or luxury cruise vacations where a single cancelled trip could mean losing tens of thousands of dollars in non-refundable costs. It is also the right choice for anyone who wants the ultimate peace of mind — including the option to cancel for any reason at all and still recover 75% of their trip cost.
This Luxury travel insurance plan is a strong fit if you are:
- Booking a luxury cruise, world cruise, or extended international cruise vacation with high trip costs.
- Taking a once-in-a-lifetime cruise vacation where comprehensive cruise trip insurance is essential.
- Looking for Cancel For Any Reason cruise travel insurance flexibility.
- Traveling with pre-existing medical conditions and need the exclusion waiver (purchase within 21 days of deposit).
- Sailing to remote destinations where $1,000,000 evacuation coverage matters.
- Looking for $250,000 in primary emergency medical coverage with no deductible.
- Participating in adventure sports at ports of call.
- Wanting sports equipment rental coverage if your gear is delayed.
Travel Assistance Services
These travel assistance services are included with eligible cruise travel insurance plans to support travelers before and during their cruise vacation.
Traveler Lounge Pass — Start Your Luxury Stress-Free
The Safe Travels Sailaway Luxury plan includes the Traveler Lounge Pass at no additional cost. If your outbound flight to the cruise port is delayed by more than two hours, you receive complimentary airport lounge access with WiFi, refreshments, and charging stations automatically delivered via email and SMS.
To activate, register your flight and all travelers at least 24 hours before departure. No voucher request needed — access is sent automatically if your delay qualifies.
Runway Health — Pre-Cruise Medication Readiness
Runway Health is a pre-travel medication readiness consultation with a licensed clinician. Before your voyage begins, review your prescriptions to make sure you are prepared for extended international sailing — particularly important for luxury and world cruises visiting multiple countries with varying pharmacy access and medication regulations.
Best Cruise Travel Insurance for Cruise Vacations
Travelers planning luxury or high-value cruise vacations often search for the best cruise travel insurance to protect their investment. The Safe Travels Sailaway Luxury plan is designed specifically for travelers who need premium cruise insurance coverage with high limits for trip cancellation, medical emergencies, and travel disruptions.
This luxury cruise travel insurance plan is ideal for travelers taking world cruises, expedition cruises, or extended international cruise vacations who want the highest level of protection available.
What Are the Benefits of Safe Travels Sailaway Luxury Insurance?
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Trip Cancellation help 100% of Trip Cost up to $100,000 Trip Interruption help 150% of Trip Cost up to $150,000 Reinstate Frequent Traveler Awards $250 Itinerary Change - Pre-Paid Excursion $1,000 Trip Delay (6 Hours) help $2,000 Maximum ($300/day) Inconveience to You $250 Missed Connection (6 Hours) help $2,500 Pre-Existing Medical Condition Covered if purchased within 21 days of the Initial Trip Deposit Date. Emergency Evacuation help $1,000,000 Emergency Accident and Sickness Medical Expense help $250,000 Accidental Death & Dismemberment - 24 Hour Maximum Benefit help $25,000 Common Carrier Accidental Death help $25,000 Baggage and Personal Effects help $2,500 Maximum ($300/article) Baggage Delay (8 Hours) help $1,00 Maximum ($100/day) Repatriation of Remains help $1,000,000 Sports Equipment Rental (8 Hours) $250 Dental Expenses $750 Hospital Companion $1,000 Non-Medical Emergency Transportation
Natural Disaster, Security Situation, Political Situation, Pandemic SituationIncluded
Free Look Period and Refund Policy
This plan includes a free look period during which you may cancel and receive a full premium refund, provided no claim has been filed and your trip has not yet begun.
- Most states: 14 days
- Arkansas, Arizona, Delaware, Georgia, New York, Washington: 10 days
- Texas: 15 days
- Florida: 21 days
- Idaho, Indiana: 30 days
How Do I File a Claim With Safe Travels Sailaway Luxury Insurance?
To file a claim with Safe Travels Sailaway Luxury Insurance, follow these steps:
Download Form
Get claim form online
Call Support
(888) 301-9289
Submit Documents
Mail to Trawick International, P.O. Box 2069, Fairhope AL 36533.
Email Help
Trawickclaims@cbpinsure.com
Need Assistance Choosing The Right Plan?
Need help understanding your policy?
Our Customer Service team is available 24x7, putting your needs first every step of the way.
Safe Travels Sailaway Luxury Luxury Insurance – FAQs
The Safe Travels Sailaway Luxury is Trawick International's highest-tier cruise travel insurance plan, designed for U.S. residents embarking on luxury voyages, extended cruises, and high-value sailings. It offers the maximum coverage limits in the Sailaway series, including $250,000 in primary emergency medical coverage, $1,000,000 in evacuation protection, 100% trip cancellation up to $100,000, and exclusive optional Cancel For Any Reason and Interruption For Any Reason upgrades.
This plan is available to U.S. residents only. It covers trips up to a maximum of 90 days. It is not available for travel to OFAC-restricted countries including Cuba, North Korea, Iran, Syria, Russia, Ukraine/Crimea, Belarus, Sudan, Lebanon, and Palestine. CFAR and IFAR options are not available to New York residents or for travel to Israel.
If your cruise line changes the ship's itinerary without your approval for example, canceling a scheduled port stop and this prevents you from participating in a prepaid excursion or activity, you can be reimbursed for those non-refundable prepaid expenses up to $1,000. This is double the itinerary change benefit offered in the Sailaway Cruise tier. Not available in all states.
The inconvenience benefit provides a one-time payment of up to $250 if you experience a documented qualifying inconvenience caused by your travel supplier during the trip. All events must be documented by the travel supplier. This benefit is not available in all states.
Travelers should purchase cruise travel insurance as soon as possible after making the initial cruise deposit. Buying early may help travelers qualify for additional benefits such as the pre-existing condition waiver and optional upgrades.
Yes. The Safe Travels Sailaway Luxury plan offers an optional Cancel For Any Reason (CFAR) upgrade — a benefit exclusive to this plan and not available in the Sailaway Essential or Sailaway Cruise tiers. With CFAR, you can cancel your cruise for absolutely any reason not otherwise covered by the standard policy and still receive 75% of your prepaid, non-refundable trip costs back. To qualify for CFAR coverage:
- Purchase the Sailaway Luxury plan within 21 days of your initial trip deposit date.
- Insure the full non-refundable trip cost.
- Cancel your trip before the specified number of days prior to departure (see policy documents for exact timeframe).
- Residents of Massachusetts and Pennsylvania must purchase at least 60 days before scheduled departure.
Yes. The Safe Travels Sailaway Luxury plan also offers an optional Interruption For Any Reason (IFAR) upgrade — again exclusive to this tier and not available in the Essential or Cruise plans. While standard trip interruption only covers you if you cut your voyage short due to a specific covered reason listed in the policy, IFAR removes that requirement entirely.
With IFAR, if you need to end your cruise early for any reason at all — a personal decision, an unexpected family situation, a business emergency, or simply a change of plans — you can still recover 75% of your unused, non-refundable trip cost.
- Purchase the Sailaway Luxury plan within 21 days of your initial trip deposit date.
- Insure the full non-refundable trip cost.
- Your trip must have already commenced at the time of interruption.
Yes, pre-existing medical conditions are covered if you purchase the plan within 21 days of your initial trip deposit date and insure the full non-refundable trip cost. The look-back period for pre-existing conditions is 180 days. The Sailaway Luxury plan offers a longer purchase window for this waiver than the Sailaway Cruise plan, which requires purchase within 14 days.
Yes, during the free look period you may cancel and receive a full premium refund, provided no claim has been filed and your trip has not yet begun. The free look period is 14 days in most states, with variations: 10 days in Arkansas, Arizona, Delaware, Georgia, New York, and Washington; 15 days in Texas; 21 days in Florida; and 30 days in Idaho and Indiana.
You can compare and buy Safe Travels Sailaway Luxury travel insurance on American Visitor Insurance by reviewing the available Luxury travel insurance plans from Trawick International. Travelers can compare coverage benefits, trip cancellation protection, and Luxury medical travel insurance options based on their Luxury trip cost, travel needs, and budget, and then purchase the plan online securely before the Luxury departure.
What Are the Restrictions of Sailaway Luxury Insurance?
Safe Travels Sailaway Luxury cruise travel insurance is not available for travel to or in Lebanon, Cuba, North Korea, Palestine, Syria, Iran, Sudan, Ukraine/Crimea, Belarus, Russia or other OFAC-restricted countries.
