Best comprehensive travel insurance plan for travel outside USA
Safe Travels International Cost Saver plan provides travel Medical and other benefits the plan including $2,500 of Unexpected Recurrence of a Pre-existing Condition benefit. This plan is for anyone while traveling from their Home Country but not to the United States of America. It can be purchased for a minimum of 5 days up to a maximum 364 days. If a minimum of 5 days is purchased, the policy term may be extended with uninterrupted coverage for up to 364 days.
After buying the plan, Traveler can get all the plan document and plan id card by using Safe Travels International Cost Saver login. At American Visitor Insurance, International Travelers can contact the Safe Travels International customer service to get help on the plan details, quotes and other queries. Our licensed agents will be glad to help you!
The Safe Travels International cost saver cost per month ranges between $24 to $488. This is dependent on a few factors namely the age of the traveler, the plan maximum and the deductible.
Understandably, the cost of Safe Travels International cost saver insurance is higher for older travellers as they are more likely to need healthcare while traveling The higher the plan limit, the higher will be the premium, while the higher the deductible the lower will be the premium. Travelers up to age of 64 years can choose maximum limits of $50,000, $100,000, $250,000, $500,000, $1,000,000. Travelers aged 65 to 79 years can choose $50,000 or $100,000 coverage. For travelers above 80 years only $50,000 maximum coverage is available.
For Example here we are showing Safe Travels International cost saver travel insurance cost per month with deductible of $250.
Age of traveler | Medical Maximum | ||||
---|---|---|---|---|---|
$50,000 | $100,000 | $250,000 | $500,000 | $1,000,000 | |
18 - 21 years | $24 | $31 | $32 | $33 | $37 |
22 – 29 years | $36 | $41 | $45 | $50 | $56 |
30 – 39 years | $43 | $50 | $58 | $67 | $76 |
40 - 49 years | $73 | $82 | $85 | $92 | $122 |
50 - 59 years | $127 | $145 | $150 | $156 | $164 |
60 -64 years | $159 | $191 | $198 | $208 | $235 |
65 - 69 years | $185 | $203 | $207 | $213 | $243 |
70 - 79 years | $306 | $392 |
For senior travelers aged 80 to 99, the cost is $488, with a maximum coverage of $50,000 and a deductible of $250.
Hospital room and board | The average semi private room rate |
ICU Room and Board Charges | Three times the average semi private room rate |
Well Doctor Visit | Pays up to $125. One visit per person per policy period. This visit must occur within 21 days after the coverage is effective. Initial purchase of 30 days is necessary. Please register here for this benefit Click here. |
Outpatient Medical | Covered |
Cardiac Conditions | Up to $25,000 per Policy Period for ages up to 69 or $15,000 per Policy Period for ages 70 and over per Policy Period |
Physiotherapy/Physical Medicine/Chiropractic | Limited to $50 per visit, one visit per day and 10 visits per Policy Period. |
X-rays, Prescriptions and Ambulance | Covered |
Ancillary Hospital Expenses | Covered |
Physician's Non-Surgical Visits | Covered |
Physician's Surgical Expenses | Covered |
Assistant Physician's Surgical Expenses | Covered |
Anesthesiologist Expenses | Covered |
Prescription Drugs | Covered |
Emergency Medical Treatment of Pregnancy | $2,500 per Policy Period |
Emergency local ambulance | Covered |
Dental Treatment (Injury and emergency alleviation of pain) | $500 per Policy Period |
Emergency medical evacuation | 100% up to $2M |
Medically necessary repatriation | 100% up to $15,000 per Policy Period |
Trip interruption | $7,500 (Per Policy Period does not cover lost trip cost) |
Emergency reunion | 15,000 |
Return of mortal remains or cremation/burial | 100% up to $1,000,000 |
Return of minor children | 5000 |
Political Evacuation | 25,000 |
Natural Disaster Evacuation | $10,000 per Policy Period, Up to $250 per day to a max of 5 days for Reasonable Expenses |
Lost luggage | $1k per Policy Period |
Hospital Confinement | $150 per night up to a maximum of 15 nights |
Benefit Period | We will pay eligible medical expenses for up to 90 days beginning on the first day of diagnosis or treatment of a covered Sickness or Injury while a covered person is outside their home country |
Local Burial/Cremation | $5000 Per Policy Period |
Accidental Death & Dismemberment Principal Sum | $25,000 |
Unexpected Recurrence of a Pre-Existing Condition | $2,500 for ages up to 69 (N/A for ages 70+) |
Coma Benefit | $10,000 |
Accidental Death & Dismemberment - Felonious Assault and Violent Crime | $50,000 |
Adaptive Home and Vehicle | $5000 |
Seatbelt Benefit | 10% up to $50,000 |
Airbag Benefit | 10% up to $50,000 |
Hijacking and Air or Water Piracy | Covered |
The Traveler can purchase an optional rider at the time of application. The optional riders provide additional coverage for a minimal charge.
This optional coverage is available for the primary insured person only. This coverage is in addition to the Accidental Death and Dismemberment already included in the plans. Coverage must be purchased for a minimum of three months.
Option 1 | Increase to $50,000 maximum AD&D benefit | Additional $0.25 per person per day |
Option 2 | Increase to $100,000 maximum AD&D benefit | Additional $0.50 per person per day |
Option 3 | Increase to $250,000 maximum AD&D benefit | Additional $1.75 per person per day |
Option 4 | Increase to $500,000 maximum AD&D benefit | Additional $4.00 per person per day |
Groups may purchase the Chaperone/Faculty Leader Replacement Rider in the event that an insured person who is designated as a Chaperone/Faculty Leader by the sponsoring organization has an unexpected death of a relative, a medical emergency, or the substantial destruction of the principal residence in his/her home country, which causes the insured person to have to cancel or interrupt travel, this plan covers reimbursement up to $3,000 for the expense of a round trip economy airline ticket for a replacement Chaperone/Faculty Leader. (avaliable on group plans)
Available to insureds up to age 65. It provides coverage for medical evacuations for sudden and unexpected medical conditions that are non life-threatening, and where hospitalization is medically necessary. It also provides coverage for evacuations as a result of a natural disaster. This rider must be purchased for a minimum purchase of 3 months regardless of the minimum number of days being traveled.
Review and compare the best Safe Travels International travel insurance quotes.
Compare Safe Travels insurance quotes »Please note: there are no Pharmacies or Dental Providers listed as In-Network for First Heath PPO. All Dental Providers and Pharmacies are Out of Network and any Out of Network Deductible will apply to eligible claims.
The Safe Travels International Cost saver travel insurance plan by Trawick international is available for any travelers travelling outside their home country but does not cover for travel from US, in US and to US.
There is a minimum premium of $10.00 for this plan. This plan is available up to 89+ years.
Cardiac condition coverage is available up to $25,000 per period of insurance for individuals up to age 69 and up to $15,000 for those aged 70 and above.
Cardiac condition coverage is available up to $25,000 per period of insurance for individuals up to age 69 and up to $15,000 for those aged 70 and above.
The cost of Safe Travels International Cost Saver visitor medical insurance is dependent on the following factors:
The age of the traveler, the length of insurance coverage, The Plan Limit and the deductible. The higher the plan limit, the higher will be the premium, while the higher the deductible the lower will be the premium. Travelers can choose maximum limits of $50,000, $100,000,$250,000, $500,000, $1,000,000 depending on the age of traveler.To get a quote Click here »
Yes, For ages up to and including 69 the Maximum is $2,500 per Period of Insurance. Upon attaining age 70 Unexpected Recurrence of Pre-existing Condition benefits are not available.
To file a claim with Safe Travels International Cost Saver Insurance, follow these steps:
Contact our customer service team, we are here to help you!