| Brochure & Details links |
|
|
|
|
| Underwriter |
Safe Travels International Insurance Underwriter
GBG Insurance Limited |
Safe Travels International Cost Saver Insurance Underwriter
GBG Insurance Limited |
Safe Travels Outbound Insurance Underwriter
Nationwide Mutual Insurance Company |
Safe Travels Outbound Cost Saver Insurance Underwriter
Nationwide Mutual Insurance Company |
| Rating |
Safe Travels International Insurance Rating
AM Best Rating: B++ |
Safe Travels International Cost Saver Insurance Rating
AM Best Rating: B++ |
Safe Travels Outbound Insurance Rating
AM Best Rating: “A+” |
Safe Travels Outbound Cost Saver Insurance Rating
AM Best Rating: “A+” |
| Plan Type |
| Primary Coverage |
Secondary Coverage
This plan pays after any other insurance you have pays on your claims. Other coverage can be medical, homeowners, Medicare, another travel coverage, workers compensation to name a few. If no other coverage exists, this plan becomes primary. |
Primary Coverage |
Secondary coverage for travelers |
| Coinsurance |
| 100% of Covered Expenses up to the policy maximum |
100% of Covered Expenses up to the policy maximum |
Not Covered |
Not Covered |
| Maternity |
| Emergency medical treatment of $2,500 |
Emergency medical treatment of $2,500 |
Not Covered |
Not Covered |
| Pre-Existing Coverage |
| Unexpected recurrence of a pre-existing condition up to the first $20,000 of covered expenses up to age 65 or the first $10,000 over age 65 |
Unexpected recurrence of a pre-existing condition up to the first $20,000 of covered expenses up to age 65 or the first $10,000 over age 65 |
180 Days |
180 Days |
| Emergency Medical Evacuation |
| 100% up to $2,000,000(Not subject to the medical Deductible) |
100% up to $2,000,000(Not subject to the medical Deductible) |
$500,000 |
$100,000 |
| Repatriation of Remains |
| 100% up to $1,000,000(Not subject to the medical Deductible) |
100% up to $1,000,000(Not subject to the medical Deductible) |
$25,000 |
$25,000 |
| Dental Treatment |
| $500 per Policy Period(Injury and emergency alleviation of pain) |
$500 per Policy Period(Injury and emergency alleviation of pain) |
Up to $500 due to dental accident
Up to $100 due to dental emergency |
Up to $500 due to dental accident
Up to $100 due to dental emergency |
| Trip Interruption |
| $7,500 per policy period |
$7,500 per policy period |
$7,500 |
$7,500 |
| Hospital Room & Board Charge |
| The average semi private room rate |
The average semi private room rate |
$7,500 |
$7,500 |
| Lost Baggage |
| $1,000 per Policy Period |
$1,000 per Policy Period |
$1,000 ($250/item, $500/combined limit for valuables) |
$500($100/item, $250/combined limit for valuables) |
| Accidental Death & Dismemberment |
| $25,000 or $10,000 |
$25,000 or $10,000 |
$25,000 |
$10,000 |
