TrueNorth Trip Protection Lite for Canadians

Essential and affordable trip protection for Canadian travelers to the USA or abroad.

TrueNorth Trip Protection Lite insurance cost calculator

Travelers (Age)
Origin

Canadians

Destination
Primary Residence
Trip cost
Start Date
End date

What is TrueNorth Trip Protection Lite travel insurance?

TrueNorth Trip Protection Lite is the cheapest trip cancellation insurance for Canadian residents, offering coverage for trip costs up to $25,000. It is designed for Canadians who want affordable protection for unexpected trip interruptions or cancellations, with optional emergency medical assistance.

TrueNorth Trip Protection plans offer Canadian residents both pre- and post-departure coverage. The plans are designed to protect prepaid non-refundable trip costs in case of trip cancellation or trip interruption, as well as unexpected post-departure expenses for trip delay, baggage delay, emergency medical, and AD&D. This policy is ideal for Canadian travelers seeking basic coverage for prepaid travel expenses without paying for additional benefits like medical or baggage insurance

After buying the plan, Traveler can get all the plan document and plan id card by using TrueNorth Trip Protection Lite login. At American Visitor Insurance, US Travelers can contact the TrueNorth Trip Protection Lite insurance customer service to get help on the plan details, quotes and other queries. Our licensed agents will be glad to help you!

TrueNorth Trip Protection Lite Insurance Reviews

handshake
Insurance provider
Trawick International
star_half
Rating
AM Rating: “A (Excellent)”
edit_square
Underwriter
AXIS Reinsurance Company (Canadian Branch)
checklist
Best for
  • Budget-conscious Canadian travelers
  • Short-term vacationers

Why choose TrueNorth Trip Protection Lite insurance?

TrueNorth Trip Protection Lite is affordable trip cancellation insurance for Canadians who want reliable trip cancellation and interruption protection at a low cost. It’s a great option if you already have sufficient medical coverage but still want to protect your travel investment against unexpected events.
Key benefits include:

  • Trip Cancellation: Up to $25,000 coverage for prepaid, non-refundable trip costs.
  • Unlimited Repatriation of Remains: Covers transportation costs in the event of death while traveling.
  • Wide Range of Covered Reasons: Includes illness, injury, supplier bankruptcy, inclement weather, lost travel documents, terrorism warnings, job loss, and injury or death of a family pet.
  • 24/7 Travel Assistance: Access to emergency help anytime, anywhere.
  • Budget-Friendly: Essential trip protection without paying for high medical limits.
  • 10-Day Free Look Period: Cancel within 10 days for a full refund if no travel has begun and no claims have been filed.

Who can buy Canadian trip protection plan?

  • Available for Canadian residents traveling to the USA or abroad.
  • You must be a Canadian resident covered by your provincial or territorial GHIP for your entire trip.
  • The maximum trip duration depends on your age:
    • 0–59 years - 90 days
    • 60–69 years - 60 days
    • 70–89 years- 16 days

What Is the Eligibility to Buy Trip Cancellation Insurance for Canadian travelers?

  • You must be a Canadian resident covered by a Canadian government health insurance plan (GHIP) in your province or territory for the entire duration of your trip.
  • Coverage is available for a maximum trip length of 90 days for travelers up to age 59, 60 days for travelers aged 60–69, and 16 days for travelers aged 70–89.
  • You must not have been diagnosed with a terminal illness, require kidney dialysis, or need assistance from another person with activities of daily living.
  • You must never have had a heart, kidney, liver, lung, or bone marrow transplant.
  • In the last 12 months, you have not been prescribed or used home oxygen therapy.

What are the conditions covered under trip cancellation and trip interruption?

  • Sickness, Injury, or death of You or your Traveling Companion.
  • Sickness, Injury, or death of a Family Member, Traveling Companion's Family Member, Business Partner, Key Employee, or Caregiver not on the Covered Trip with you.
  • Bankruptcy or Default of a Travel Supplier.
  • Cancellation of your cruise or tour.
  • A schedule change announced by the airline or due to a strike making the Covered Trip unusable.
  • Adverse Weather leading to delay resulting in losing a minimum of 30% of your holiday.
  • Termination or layoff impacting You, your Travelling Companion, or the Spouse of either of you.
  • Loss or theft of Your of your Travelling Companion's passport or travel documents.
  • Act of terrorism, war, impending war, or health concern leading to an Avoid All Travel warning.
  • Injury, Illness, or death of your Family Pet.

How much does Trip Protection Lite insurance for Canadians cost?

The TrueNorth Trip Protection Lite insurance cost ranges from $207 to $2,830 for a 15 day trip. The cost of trip insurance, including Trip cancellation insurance for US residents, depends on factors such as the traveler's age, trip duration, trip cost, maximum coverage, and any additional add-ons selected.

For example here we are showing Trawick international TrueNorth Trip Protection Lite cost for 15 days trip length and a trip cost of $1,500, $3,000 and $5,000 respectively.

Age of traveler Trip cost of $5,000 Trip cost of $10,000 Trip cost of $25,000
0 - 29 years $207 $415 $1,037
30 – 49 years $276 $553 $1,382
50 – 59 years $327 $654 $1,635
60 – 69 years $377 $754 $1,885
70 – 74 years $440 $880 $2,200
75 – 79 years $503 $1,006 $2,515
80 – 89 years $566 $1,132 $2,830

What are the benefits of TrueNorth Trip Protection Lite insurance?

  • Trip Cancellation help 100% up to $25,000
    Trip Interruption help 100% up to $25,000
    Travel Delay help $2,000
    Accommodations & Meals $350
    Special Events $1,000
    Repatriation of Remains Unlimited
    Cremation/Burial at Destination $3,000

TrueNorth Trip Protection Lite insurance - FAQ's

1. What is the best trip cancellation insurance for Canadians?

The best plan depends on your travel needs and budget. TrueNorth Trip Protection Lite available on American Visitor Insurance is an affordable trip cancellation insurance option for Canadian residents, providing coverage for trip costs up to $25,000. It’s ideal for Canadians who want to protect their travel investment against unexpected cancellations or interruptions without paying for extra coverage they may not need.

2. What is TrueNorth Trip Protection Lite plan?

TrueNorth Trip Protection Lite is a travel insurance plan for Canadian residents that covers basic protection for trip cancellation, trip interruption, trip delay, repatriation of remains, and 24/7 travel assistance. It does not cover emergency medical or baggage.

3. Who is eligible to purchase the TrueNorth Trip Protection Lite plan?

The plan is available to Canadian residents aged 0–89 who are covered under a provincial or territorial government health insurance plan. It is not available in Quebec, PEI, New Brunswick, Northwest Territories, Yukon, or Nunavut.

4. Is medical coverage under TrueNorth Trip Protection Lite insurance?

No. Trip Protection Lite has no emergency medical coverage. If you need medical coverage, add or upgrade to TrueNorth Medical or TrueNorth Trip Protection Plus.

5. Is baggage delay or loss covered under this plan?

No. The TrueNorth Trip Protection Lite plan does not cover for baggage delay, loss, or theft.

6. Can I cancel the TrueNorth Trip Protection Lite plan once it's purchased?

Yes. The plan has a 10-day free look period. If you cancel the policy within 10 days of purchase and have not commenced your trip or made a claim, you'll be entitled to a refund in full.

7. Can I buy Trip Protection Lite after I begin my trip?

No. The TrueNorth Trip Protection Lite plan needs to be purchased prior to your trip departure. It can't be acquired after you've already left.

8. Is this a good budget-friendly trip cancellation insurance option in Canada?

Yes, the TrueNorth Lite trip protection insurance is a cost-effective solution for travelers looking for budget friendly trip cancellation insurance from Canada.

9. Can I buy the TrueNorth Trip Protection Lite plan through American Visitor Insurance?

Yes, it is easy to compare and buy the TrueNorth Trip Protection Lite plan from American Visitor Insurance. Our website provides instant quote processing, comprehensive plan comparison, and expert assistance in guiding Canadian residents in selecting the best trip protection in accordance with their travel requirements.

10. What does trip cancellation insurance for Canadians usually cover?

Coverage generally includes:

  • Trip cancellation or interruption for prepaid, non-refundable expenses.
  • Trip delays, missed connections, or baggage delays.
  • Optional emergency medical assistance.
  • Plans like TrueNorth Trip Protection Lite illustrate these benefits for Canadians.
11. How do Canadians buy trip cancellation insurance online?

Canadian travelers can purchase policies instantly online through American Visitor Insurance. Plans such as TrueNorth Trip Protection Lite allow Canadians to get instant confirmation, with downloadable coverage documents, making it quick and easy to secure trip cancellation protection for their travel.

12. Can seniors get trip cancellation insurance in Canada?

Yes. Many plans are available for seniors, though maximum coverage periods may vary by age. For example, TrueNorth Trip Protection Lite covers up to 90 days for travelers under 60, 60 days for ages 60–69, and 16 days for ages 70–89.

13. Do Canadians need trip cancellation insurance when traveling?

Yes. Canadian provincial health plans do not cover prepaid trip costs if your trip is canceled or interrupted. Trip cancellation insurance, such as TrueNorth Trip Protection Lite through American Visitor Insurance, protects your travel investment against unexpected events like illness, family emergencies, or travel delays.

NEED HELP?

Contact our customer service team, we are here to help you!

How do I file a claim with TrueNorth Trip Protection Lite insurance?

To file a claim with TrueNorth Canadian Trip Protection Lite Insurance, follow these steps:

  1. Download the Claims Form: Access the TrueNorth Trip Protection Lite insurance claims form online.
  2. Contact Customer Support: Call the toll-free number (888) 301-9289 for guidance or assistance.
  3. Complete and Submit Documents: Fill out the claims form and send it, along with any required supporting documents, to the Co-ordinated Benefit Plans LLC on Behalf of Global Benefits Group:
    • Mailing Address: Trawick International, P.O. Box 2284, Fairhope,AL 36533.
  4. Email Assistance: For additional help or inquiries, email info@trawickinternational.
Know more about Trawick International Claims »

What are the restrictions of TrueNorth Trip Protection Lite plan?

TrueNorth Trip Protection Lite is not offering coverage for New Brunswick (NB), Northwest Territories (NT), Nunavut (NU), Prince Edward Island (PE), Quebec (QC), Yukon (YT) and not available for travel to Israel or countries restricted by Canada Global Affairs.

Summary of TrueNorth Trip Protection Lite insurance

Traveling from Canada, whether domestically or internationally, comes with unexpected risks that can disrupt your plans and lead to financial loss. Trip cancellation and interruption insurance protects your prepaid, non-refundable travel expenses if your trip is canceled or cut short due to unforeseen events such as illness, family emergencies, or travel delays.

One plan that stands out for Canadian travelers is TrueNorth Trip Protection Lite, available through American Visitor Insurance. This plan provides affordable trip protection insurance for Canadian travelers, covering trip costs up to $25,000. It is designed for Canadians who already have sufficient medical coverage but want to protect their travel investment against unexpected cancellations or interruptions.

Key Benefits of TrueNorth Trip Protection Lite:
  • Trip cancellation or interruption coverage for prepaid, non-refundable expenses.
  • Protection for trip delay, baggage delay, emergency medical, and AD&D.
  • Coverage for Canadian residents traveling domestically or internationally.
  • Maximum trip lengths: 90 days (age ≤59), 60 days (age 60–69), 16 days (age 70–89).
  • Affordable protection for travelers seeking basic coverage for prepaid travel expenses.

Whether you are visiting the USA or traveling abroad, TrueNorth Trip Protection Lite provides Canadians with peace of mind, helping ensure your trip is protected from the financial impact of unexpected events.

balanced

Compare Trawick International Travel Health Insurance Plans - Benefits, Coverage & Prices

Review quotes and coverage benefits for your needs to get the best protection for your next trip - fast and easy.