Trawick International Visitors Insurance for Pre-Existing Conditions
🛡️ Trawick International Pre-Existing Conditions Travel Insurance
Trawick travel insurance offers travel medical insurance for visitor to the USA and travelers abroad. Trawick International also has plans for people with previously existing health conditions, which will cover acute onset of pre-existing condition, and, depending on age and destination, will provide limited recurrence benefits. With American Visitor Insurance, you can easily compare the plans offered by Trawick International and select the one that meets your health needs, age group, and travel duration. These plans help travelers with medical concerns to stay protected and travel more confidently and safely, with peace of mind everywhere in the world.
❓ What Is a Pre-Existing Condition?
A pre-existing condition is any injury, illness, disease, or symptom that existed before the policy effective date. This includes:
- Conditions you have been diagnosed with.
- Conditions for which you take medication.
- Conditions for which you have received medical treatment.
- Symptoms that would lead a doctor to reasonably conclude the condition existed.
- Chronic illnesses such as diabetes, hypertension, heart disease, asthma, etc.
Important: You do not need a formal diagnosis for a condition to be considered pre-existing symptoms or medical history are enough.
🏥 How Trawick International Covers Pre-Existing Conditions?
Trawick International insurance provides limited but valuable protection for travelers with pre-existing medical conditions. While most plans do not cover full treatment for ongoing or chronic conditions, Trawick offers two important benefits: Acute Onset of a Pre-Existing Condition and Unexpected Recurrence of a Pre-Existing Condition. These benefits are designed to protect travelers if a previously stable condition suddenly becomes serious and requires urgent care during the trip.
medical_services Acute Onset of Pre-Existing Conditions
Trawick International travel insurance provides limited coverage for the acute onset of a pre-existing condition, meaning a sudden and unexpected flare-up that happens at least 48 hours after your coverage begins and requires urgent treatment within 24 hours. This Available in Trawick plans through American Visitor Insurance including Safe Travels Advantage, Safe Travels Elite, and Safe Travels USA Comprehensive. Coverage applies only once per policy period and ends when the condition is no longer acute or when you are discharged from the medical facility.
To qualify, the condition must have been stable for at least 30 days before the policy starts, and all plan rules must be met. You must not travel to seek medical treatment, ignore a doctor’s advice, or be undergoing a new or modified treatment program. Treatment must be obtained within 24 hours of symptoms, and you must be traveling outside your home country.
sync_problem Unexpected Recurrence of a Pre-Existing Condition
Trawick International covers one unexpected recurrence of a pre-existing condition per policy period, as long as it occurs at least 48 hours after coverage begins and requires urgent treatment within 24 hours. This benefit ends once the condition is no longer acute or when you are discharged from the medical facility. Coverage is available in several Trawick plans through American Visitor Insurance, including Safe Travels USA, Safe Travels USA Cost Saver, Safe Travels International, and Safe Travels International Cost Saver.
To qualify, the traveler must be under 70 years old, the condition must have been stable for at least 30 days before the policy starts, and all plan rules must be followed. Travelers cannot be traveling to seek treatment, ignore medical advice, or be undergoing a new or changed treatment plan. Treatment must be obtained within 24 hours, and coverage applies only when traveling outside your home country.
hourglass_top Look-Back Period
The look-back period is the timeframe an insurance provider reviews to determine whether a condition is considered pre-existing. During this period, the insurer checks if there were any symptoms, treatments, medication changes, or diagnoses related to a medical condition. Trawick International uses this look-back period to assess eligibility for pre-existing condition benefits in several plans, including Safe Travels Outbound through American Visitor Insurance.
💰 Which Is the Cheapest Travel Insurance for Pre-Existing Conditions From Trawick?
The cheapest travel insurance for pre-existing conditions is Safe Travels Advantage, with premiums starting at around $20 per month on American Visitor Insurance. Another affordable option is Safe Travels Elite from Trawick. Both plans offer acute onset of pre-existing condition coverage for travelers up to 89 years old.
Safe Travels Advantage Insurance
Safe Travels Advantage insurance is the cheapest travel insurance for non-US citizens traveling to the USA, offering acute onset of pre-existing conditions including cardiac conditions for travelers up to age 89.
Pre-Existing Coverage Details:- Acute onset of a pre-existing condition is covered up to the policy maximum for ages 0–69, up to $25,000 for ages 70–79, and up to $15,000 for ages 80–89.
- Cardiac conditions or stroke related to an acute onset are limited to $25,000 for ages 0–69 and $15,000 for ages 70–89.
- Safe Travels Advantage insurance offers policy maximum from $25,000 to $150,000 with $0 deductible.
- Coverage from 5 days to 364 days.
Safe Travels Elite Insurance
Safe Travels Elite offers higher coverage limits than the Safe Travels Advantage plan while still remaining affordable. The plan is available in multiple tiers Economy, Basic, Silver, Gold, Platinum, Diamond, and Diamond Plus giving travelers flexible coverage options for their trip to the USA.
Pre-Existing Coverage Details:- Acute onset of a pre-existing condition is covered up to the policy maximum for ages up to 89 years.
- Cardiac conditions or stroke related to an acute onset are limited to $25,000 for ages 0–69 and $15,000 for ages 70–89.
- Safe Travels Elite insurance offers policy maximums from $25,000 to $175,000.
- A $0 deductible is available for travelers up to age 69, while deductible options of $100 and $200 are available for ages 70 to 89.
- Coverage from 5 days to 364 days.
⭐ Which Is the Best Travel Insurance for Pre-Existing Conditions From Trawick?
The best travel insurance for pre-existing conditions when traveling to the USA is the Safe Travels USA Comprehensive plan, available through American Visitor Insurance. Other strong options include Safe Travels USA and Safe Travels USA Cost Saver, which also offer limited pre-existing condition benefits.
For travelers going outside the USA, the best plans with pre-existing condition coverage are Safe Travels International and Safe Travels International Cost Saver, both of which can be easily compared and purchased on American Visitor Insurance.
Safe Travels USA Comprehensive Insurance
The Safe Travels USA Comprehensive plan is Trawick International’s premium option, offering excellent coverage for visitors to the USA, including green card holders. It also provides coverage for the acute onset of pre-existing conditions up to age 89, including cardiac conditions, making it one of the best choices for seniors seeking strong medical protection in the USA.
Pre-Existing Coverage Details:- For persons under 70 years of age, the plan covers the acute onset of pre-existing conditions up to the policy’s medical maximum.
- For those aged 70 to 79, non-cardiac acute onset benefits are limited to $35,000, and for travelers 80 years and older, the benefit is limited to $20,000.
- In the case of cardiac and stroke-related acute onset incidents, the plan offers up to $25,000 for those under 70, and $15,000 for travelers aged 70 and above.
- Emergency medical evacuation covered up to $25,000 for any condition covered under Acute Onset of a Pre-Existing Condition.
- Policy maximum options from $50,000 to $1,000,000.
- Coverage from 5 days to 364 days.
Safe Travels USA Insurance
Safe Travels USA is an affordable and popular plan for non-US citizens visiting the USA, offering solid medical benefits and emergency care. It includes unexpected recurrence of pre-existing conditions up to age 69, including cardiac conditions, making it a reliable option for seniors and travelers with health concerns.
Pre-Existing Coverage Details:- Unexpected recurrence of pre-existing conditions covers up to $1,000 for travelers up to 69 years.
- In the case of cardiac and stroke-related acute onset incidents, the plan offers up to $25,000 for those under 70, and $15,000 for travelers aged 70 and above.
- Emergency medical evacuation covered up to $25,000 for any condition covered under unexpected recurrence of pre-existing condition.
- Policy maximum options from $50,000 to $1,000,000.
- Coverage from 5 days to 364 days.
Safe Travels USA Cost Saver Insurance
Safe Travels USA Cost Saver is a budget-friendly plan that provides essential medical coverage for visitors to the USA. It also includes unexpected recurrence of pre-existing conditions up to age 69, including cardiac conditions, giving cost-effective protection for travelers needing pre-existing condition support.
Pre-Existing Coverage Details:- Unexpected recurrence of pre-existing conditions covers up to $1,000 for travelers up to 69 years.
- In the case of cardiac and stroke-related acute onset incidents, the plan offers up to $25,000 for those under 70, and $15,000 for travelers aged 70 and above.
- Emergency medical evacuation covered up to $25,000 for any condition covered under unexpected recurrence of pre-existing condition.
- Policy maximum options from $50,000 to $1,000,000.
- Coverage from 5 days to 364 days.
Safe Travels International Insurance
Safe Travels International is one of the best travel insurance plans for non-US citizens traveling outside the USA, offering strong medical and emergency benefits at an affordable price. The plan includes unexpected recurrence of pre-existing conditions up to age 69, including cardiac conditions, making it a reliable choice for travelers who need limited pre-existing condition protection while exploring destinations worldwide.
Pre-Existing Coverage Details:- Unexpected recurrence of pre-existing conditions covers up to $2,500 for travelers up to 69 years.
- In the case of cardiac and stroke-related acute onset incidents, the plan offers up to $25,000 for those under 70, and $15,000 for travelers aged 70 and above.
- Emergency medical evacuation covered up to $25,000 for any condition covered under unexpected recurrence of pre-existing condition.
- Policy maximum options from $50,000 to $1,000,000.
- Coverage from 5 days to 364 days.
Safe Travels International Cost Saver Insurance
Safe Travels International Cost Saver is one of the best low-cost travel insurance options for non-US citizens traveling outside the USA, providing essential medical coverage at a very affordable price. It includes unexpected recurrence of pre-existing conditions up to age 69, including cardiac conditions, making it a budget-friendly choice for travelers who need basic protection with limited pre-existing condition coverage.
Pre-Existing Coverage Details:- Unexpected recurrence of pre-existing conditions covers up to $1,000 for travelers up to 69 years.
- In the case of cardiac and stroke-related acute onset incidents, the plan offers up to $25,000 for those under 70, and $15,000 for travelers aged 70 and above.
- Emergency medical evacuation covered up to $25,000 for any condition covered under unexpected recurrence of pre-existing condition.
- Policy maximum options from $50,000 to $1,000,000.
- Coverage from 5 days to 364 days.
💵 How Much Does Trawick International Pre-Existing Condition Travel Insurance Cost?
The cost of Trawick International travel insurance with pre-existing condition coverage in the USA ranges from about $18 to $580 per month. Pricing varies based on the traveler’s age, selected coverage maximum, and deductible.
| Plan Name | Plan maximum | Deductible | Age 20 | Age 40 | Age 60 | Age 70 |
|---|---|---|---|---|---|---|
| Safe Travels Advantage | $25,000 - $150,000 | $0 | $18 | $19 | $38 | $580 |
| Safe Travels Elite | $25,000 - $175,000 | $0 | $21 | $25 | $48 | N/A |
| Safe Travels USA Cost Saver | $50,000 - $1,000,000 | $250 | $39 | $71 | $139 | $237 |
| Safe Travels USA | $50,000 - $1,000,000 | $250 | $43 | $85 | $147 | $252 |
| Safe Travels USA Comprehensive | $50,000 - $1,000,000 | $250 | $50 | $90 | $172 | $294 |
| Safe Travels International | $50,000 - $1,000,000 | $250 | $34 | $103 | $225 | $397 |
| Safe Travels International Cost Saver | $50,000 - $1,000,000 | $250 | $23 | $70 | $153 | $296 |
🌎 Top Trawick Travel Insurance Options for Non-US Citizens With Pre-Existing Conditions
Non-US citizens visiting the USA or traveling internationally often need travel insurance that can provide some level of protection for pre-existing medical conditions. Trawick International offers several affordable and reliable plans that cover either the acute onset or unexpected recurrence of pre-existing conditions, depending on the destination and traveler’s age.
These plans are popular among seniors, parents visiting the USA, and travelers with known medical histories because they offer strong medical benefits, flexible coverage limits, and budget-friendly options. With American Visitor Insurance, travelers can easily compare all Trawick travel medical insurance plans and choose the best one based on age, destination, and coverage needs.
| Plan Name | Travel Area | Pre-Existing Condition Benefit Type | Age Eligibility | Best For |
|---|---|---|---|---|
| Safe Travels Advantage | USA | Acute Onset of Pre-Existing Conditions | Up to 89 | Cheapest plan for acute onset coverage |
| Safe Travels Elite | USA | Acute Onset of Pre-Existing Conditions | Up to 89 | More benefits & higher coverage than Advantage |
| Safe Travels USA | USA | Unexpected Recurrence of Pre-Existing Conditions | Up to 69 | Budget plan with limited recurrence coverage |
| Safe Travels USA Cost Saver | USA | Unexpected Recurrence of Pre-Existing Conditions | Up to 69 | Cheapest USA plan with recurrence coverage |
| Safe Travels USA Comprehensive | USA | Acute Onset of Pre-Existing Conditions | Up to 89 | Best plan for strong pre-existing coverage in USA |
| Safe Travels International | Outside USA | Unexpected Recurrence of Pre-Existing Conditions | Up to 69 | Best for non-US citizens traveling outside the USA |
| Safe Travels International Cost Saver | Outside USA | Unexpected Recurrence of Pre-Existing Conditions | Up to 69 | Cheapest plan for travel outside USA |
✅ Why Choose Trawick International for Pre-Existing Condition Coverage?
Trawick International is a trusted choice for travelers who need reliable protection for pre-existing medical conditions. Their plans offer flexibility, affordability, and strong benefits for non-US citizens, seniors, parents visiting the USA, and travelers with ongoing health concerns.
1. Wide Range of Plans for All Travel NeedsTrawick provides plans for travel to the USA, travel outside the USA, and both short- and long-term international trips making it easy to choose coverage that fits your destination and medical requirements.
2. Coverage for Acute Onset or Unexpected RecurrenceDepending on the plan, travelers receive coverage for the acute onset (up to age 89) or unexpected recurrence (up to age 69) of pre-existing conditions, including cardiac conditions, providing essential protection and peace of mind for those with known health issues.
3. Senior-Friendly Options (Up to Age 89)Plans like Safe Travels Advantage and Safe Travels Elite offer pre-existing condition benefits for older travelers something many insurers do not provide.
4. Affordable Plans With Strong BenefitsBudget-friendly options like Safe Travels Advantage, USA Cost Saver, and International Cost Saver deliver solid medical coverage at competitive prices.
5. Flexible Medical Coverage LimitsTrawick insurance offers coverage options ranging from $25,000 to $1,000,000, allowing travelers to choose a policy that fits their health needs and budget.
6. Easy Comparison Through American Visitor InsuranceTravelers can compare all Trawick travel insurance plans on American Visitor Insurance, making it simple to find the right plan based on age, destination, and coverage needs.
7. Trusted by International Travelers and SeniorsTrawick is widely chosen by visitors to the USA, senior travelers, green card holders, and those with chronic conditions for dependable medical protection during unexpected emergencies.
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❓ Trawick International Pre-existing Insurance - FAQs
1. What are the Trawick international insurance plans available for visitors to USA ?
There are several US visitors insurance plans offered by Trawick international for visitors to USA. Trawick offers more affordable fixed benefits plans namely 'Safe Travel Elite' and 'Safe Travel Elite Diamond for Seniors', as well as comprehensive coverage plans like 'Safe Travel USA comprehensive'.
You can compare the different plan options at:
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2. Is Trawick international a good insurance company?
Trawick international is a US based full service travel insurance provider specializing in travel related coverage for tourists, students, scholars, businesses, groups, and all other global travelers. Trawick International travel Insurance offers short term visitor travel insurance for international travelers.
Trawick international health insurance coverage includes travel medical coverage for tourists, students, scholars, businesses and groups. Trawick International insurance provides Travel Insurance, Trip cancellation and Student Travel Medical Insurance. Trawick International has designed the programs for those traveling to the USA, individuals traveling abroad, US Citizens who are traveling in the USA and non US citizens traveling from their home country but not visiting the USA.
3. Which is the ideal plan to cover acute onset of pre-existing conditions?
Safe travel USA comprehensive which offers the following coverage:
Up to age 69: Coverage up to the maximum limit per period of coverage
Age 70: Up to $25,000 per period of coverage
Maximum lifetime limit for emergency medical evacuation $25,000
Cardiac related condition:
Under 69 years - $25,000
70 years and above - $15,000
Safe Travel USA Comprehensive - More details
4. What are the different Trawick international insurance plans?
Trawick International provides numerous insurance options for all types of travelers, including tourists, students studying abroad, business people and corporates, families and groups of travelers . Some of the different Trawick International Insurance plans are:
5. What is the coverage area of Trawick international travel insurance?
Trawick international insurance is short term travel medical insurance designed for anyone, as long as they are outside their home country.
6. How much does Trawick international travel insurance cost?
The cost of the Trawick international insurance will vary depending on the age of the traveler, the type of coverage and the duration of travel. Typically, travel health insurance policies cost can start even as low as $1 per day, but will be much higher for older travelers and those seeking coverage for pre-existing conditions.
7. How do I purchase Trawick international travel medical Insurance?
You can purchase Trawick international insurance on American Visitor Insurance at buy Safe Travel Plans. you can also call them at (877)-340-7910 to get more information on how to apply for Trawick international travel health insurance from licensed insurance agents.
8. What are the requirements for purchasing Trawick international insurance?
The main requirements for applying for Trawick international insurance is the travelers passport details and the travel dates. You can apply for Trawick international insurance online on American Visitor Insurance or call (877)-340-7910 to get help while applying.
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