
The Safe Travels Voyager is designed for those who are looking for the highest benefit limits available to protect a trip. This plan covers trips up to $100k for trip cancellation and includes $250k per person of primary medical coverage. The plan covers pre-existing medical conditions when purchase of the plan is within 21 days of initial deposit, prior to the Final Payment, the full, non-refundable trip cost is insured, and you are medically able to travel on the policy effective date. Trip delay includes minimum coverage of $3k for potential accommodations/lodging expenses.
This plan offers several Optional Coverages including:Cancel for Any Reason (CFAR) provides reimbursement for 75% of the prepaid, non-refundable, forfeited payments you paid for your trip if you cancel your trip for any reason not otherwise covered by this policy. Must be purchased with the initial plan and within 21 days of initial deposit, prior to the Final Payment and the full, nonrefundable trip cost is insured. To use the CFAR option, you must cancel your trip in its entirety, at least 2 days prior to your scheduled departure date.
Trip Delay
Pre-existing condition exclusion waiver Covered
Optional Interruption for Any Reason (IFAR)
Primary Emergency Medical
10 Day Free Look Period
Cancel for Any Reason (CFAR)
Safe Travels Voyager Trip Protection Insurance offers coverage to US citizens and US residents. It covers Trip Cancellation coverage from $150 to $10k. The Safe Travels Voyager insurance plans provide a visa letter stating that the travel insurance covers Covid 19 illness. This visa letter can be downloaded online after completing the travel insurance purchase.
For Claim Status please contact 727-725-7522 or use the Claims Portal.
Email: NWTravClaims@cbpinsure.com
Mail the claim form and all necessary documents to
Co-ordinated Benefit Plans, LLC On Behalf of Nationwide Mutual Insurance Company and Affiliated Companies P.O. Box 26222
Tampa, FL 33623
Trawick International Covid Insurance for Quarantine plans provide coverage if someone contracts COVID while traveling. If they have additional expenses for quarantine (lodging, meals, etc.) they can claim these amounts. Additionally, if they miss a portion of their trip they can claim for the lost days. Safe Travels Voyager Covid insurance will be adequate while travelling overseas.
Yes, Trawick Quarantine travel Insurance would provide benefits.
They would need to save all receipts along with their positive results and file a claim for reimbursement.
Trawick International Travel Insurance for Covid Quarantine policies will extend throughout the quarantine. Benefits are available up to the maximum amount. Our Voyager plan has $2k of coverage built into the plans – customers have the option to increase coverage to $4k or up to $7k.
No – this would not be a covered reason. They would need to become ill for coverage.
Contact our customer service team, we are here to help you!
Here are some travel insurance tips for travelers with pre-existing conditions
The following are the important factors to consider while purchasing visitors insurance for pre-existing conditions
Safe Travels USA Comprehensive and Safe Travels Elite plans from Trawick International offer Acute onset of Pre-existing condition coverage up to 89 years. Safe Travels USA and Safe Travels USA Cost Saver cover unexpected recurrence of a pre-existing medical conditions up to $1000 for age up to 89 years for residents visiting USA and worldwide.
For Non-US citizens traveling outside their home country excluding the US Safe Travels International and Safe Travels International Cost saver covers unexpected recurrence of a pre-existing medical conditions up to $1k. Another plan Safe Travels Outbound has a pre-existing conditions look back period up to 6 months for US citizens and US residents traveling outside the US.
There are many international travelers who travel with medical ailments and it is important for them to be well informed about visitors insurance for pre-existing conditions. Most US travel insurance plans exclude coverage for pre-existing conditions. The definition of pre-existing conditions varies for different insurance providers as they have a ‘look back’ period and any medical ailments during this look back period would be considered pre-existing.
At American Visitor Insurance, we have plans which provide coverage for acute onset of a pre-existing condition up to a clearly defined limit in the policy document. All of these details can be best understood by using our facility for comparing visitors insurance for pre-existing conditions and reviewing the policy brochures.
The visitor health insurance plans which cover pre-existing conditions clearly define what is a pre-existing condition, the look back period for pre-existing condition, whether the travel insurance coverage is limited to acute onset of pre-existing conditions or if it provides full coverage for pre-existing conditions and the coverage limit within the policy for pre-existing conditions. Any visitors travel health insurance coverage for pre-existing conditions will depend on all these factors.
Unfortunately, this simple question has a complicated answer. The answer is: it depends. Firstly, it depends on whether you are a US resident traveling outside the US or a visitor to the US. US residents can purchase trip cancellation insurance like the Safe Travels Voyager, Safe Travels Single Trip Protection, Safe Travels First Class Trip Protection, Safe Travels Explorer Plus and Safe Travels Journey plans and they can cover acute onset of pre-existing conditions. These plans however may have specific requirements in order to waive the usual exclusion of coverage for pre-existing conditions (like purchase them within a certain number of days of your initial trip deposit or that you have a primary domestic insurance plan in the US), so you should check these details carefully if this is important to you.
Non-US residents or US residents traveling into the US have much more limited options to insure their pre-existing conditions are covered. Some plans offer coverage for "acute onset" of pre-existing conditions. However, this is misleading, since a careful look at their definition excludes chronic or congenital disorders from such coverage. Chronic illnesses are those that worsen over time and congenital disorders are issues one is born with. They exclude emergencies due to chronic illness because they will say that is not "acute" it is simply a worsening of your condition. There is a policy we know of that offer temporary medical insurance with coverage for acute onset of pre-existing conditions. It is Trawick International’s Safe Travels USA Comprehensive.
Firstly, they define pre-existing conditions in the following way: A pre-existing condition is a condition for which the insured received treatment or took medication for in the previous 12 months before the start of the policy. If the medication dosage has not changed and is taken as a maintenance medication, this would NOT count as a flare up or treatment of the condition. In that case, very stable conditions that have no flare ups in the past 12 months are not even excluded as pre-existing conditions. Conditions that have had flare ups or doctor recommended treatment or change in medication, are still covered by the plans but with a higher deductible and a lower maximum.
Trawick International’s Safe Travels USA Comprehensive covers Acute onset of Pre-existing condition coverage up to 69 years the limit is up to the Medical Maximum purchased per Period of Coverage. For any coverage related to cardiac disease, coverage is limited to $25,000 up to age 69 years and $15,000 for ages 70 and above. Above 70 years the Acute Onset benefits is reduced to a Maximum of $35k, with a $25k Maximum Lifetime Limit for Emergency Medical Evacuation. Any repeat recurrence within the same policy period will no longer be considered Acute onset of Pre-existing condition coverage and will not be eligible for additional coverage.
Safe Travels USA Comprehensive and Safe Travels Elite from Trawick International offers acute onset of Pre-existing condition coverage up to 89 years, Safe Travels USA and Safe Travels USA Cost Saver covers unexpected recurrence of a pre-existing medical conditions up to $1k for age up to 89 years for residents visiting USA and worldwide. For the Non-US citizens traveling outside their home country excluding the US Safe Travels International and Safe Travels International Cost saver covers unexpected recurrence of a pre-existing medical conditions up to $1k. Another plan Safe Travels Outbound have pre-existing conditions look back period up to 6 months for US citizens and US residents traveling outside of the US.
The "Acute Onset of a Pre-Existing Condition" is a sudden and unexpected outbreak or recurrence of a pre-existing medical condition which occurs without any advance warning either in the form of physician recommendations or symptoms and requires immediate care (within 24 hours of first symptoms).
A Pre-Existing Condition that is a chronic or congenital condition or that gradually becomes worse over time will not be considered acute onset. The acute onset coverage benefit does not include coverage for known, scheduled, required, or expected medical care, drugs or treatment existent or necessary prior to the effective date of coverage. An example of this might be someone who has a food allergy or bee allergy and is unknowingly exposed to their allergen and requires immediate medical attention.
Review and compare the best Safe Travels Voyager Trip Protection insurance quotes.
Buy Safe Travels Voyager Trip Insurance »The Safe Travels Voyager has a high amount of coverage for Covid19 medical expenses. Under this policy travelers can also insure the non-reimbursable part of the trip. Given the Covid19 pandemic, it is advisable to get this coverage should your trip gets cancelled due to a border closure and where you need protection. By including “Cancel for any reason” (CFAR) you can recover up to 75 % of your expensesfor a future trip.
Should you not buy this add-on cover, then the only reimbursement you are eligible for is the standard set of reasons under trip cancellation policies. For more details and conditions see the brochure. The CFAR rider should be purchased soon after the initial trip deposit is made within 10 days. With this cover you will get a visa letter stating that you have COVID19 coverage and coverage for quarantine.
* Please note that the “Cancel for any reason” is NOT available for residents of NY and WA.The Safe Travels Voyager is designed for those who are looking for the highest available benefit limits to protect your trip. This plan covers trips up to $100k for trip cancellation and includes a $250k per person limit primary medical coverage with coverage for pre-existing medical conditions when purchased within 21 days of deposit and before final payment.
Optional Cancel for Any Reason | 75% of the Insured Trip Cost within 21 days of trip deposit - some restrictions apply. Not available in NY or WA. |
Optional Interruption for Any Reason | If purchased, covers 50% of Non-Refundable Trip Cost. Not available in NY or WA. |
Optional Trip Delay (Including accommodations/lodging) | $4k (6 hours/$300 per day) $7k (6 hours/$500 per day) |
Accidental Death & Dismemberment -24-Hour | Additional $25k, $50k, or $100k |
Medical Expense (Primary) | Additional $250k (trips 1 - 31 days in length) |
Covid is treated as any other illness under all of Trawick's trip cancellation plans. If a traveler (or travel companion) test positive and cannot go that is a covered reason to contact claims for reimbursement on insured trip costs.
Cancel for Any Reason available up to 75% of their insured trip costs. Please remind Customer Care of Trawick International (1-251-661-0924 or 1-888-301-9289) of the 10 day free look to cancel for any reason before utilizing the additional CFAR benefit.
They offer many insurance options for all types of travelers, including tourists, students studying abroad, business people and corporates, families and groups of travelers . Some of the different Trawick International Insurance plans are
The accommodation benefit is a trip delay benefit on the policy. The Trip Delay benefit can be used in case of quarantine or other delay for at least 6 hours on your trip. Be sure you keep all documentation of your delay and receipts of extra expenses incurred during that time. Covered trip delay expenses may include: pre-paid unused and nonrefundable expenses of accommodations, reasonable food and lodging expenses, expenses of rejoining your tour/group and even a one-way economy fare ticket to return you to your originally scheduled return destination. If you are kenneling pets at a facility near your home and they will have to stay longer, this can be reimbursed as well as expenses they incur if you are traveling with your pets! Note that the Safe Travels Voyager now allows you to increase your trip delay expense to $4k or even $7k. If you are traveling with pets or think you may have additional expenses, this may be a good option for you!.
YES! This is the only US based company we are aware of that offers the minimum $2k trip delay benefit (they call it a quarantine/accommodation benefit). Others offer cover for COVID-19, but the key component is the trip delay benefit. Unfortunately, you cannot purchase only this part of the plan. However, since it meets ALL the requirements (exceeds the $50k coverage which includes COVID-19 illness), you don’t need to have anything else! Furthermore, you will get a "Visa Letter" for each person on the policy which will explicitly state all the relevant benefits of the policy AND the fact that it covers COVID-19 like any other illness.
More questions? Concerns? Feel free to call us anytime at 877-340-7910!
Trawick International insurance is one of the most renowned US travel insurance company that was established in 1998. Trawick international offers a variety of International travel insurance, trip cancellation, Trip interruption and student insurance plans. Trawick insurance has been awarded with the highest honors from Forbes Advisor to be ranked first to be the Best Travel Insurance Companies. Trawick international insurance offers plans to meet diverse requirements with a premium to meet any budget.
The travel insurance covers offered by Trawick International are perfect for employees, corporations, schools, frequent world travellers, international students, study abroad programs, missionary trips and vacationers. Travellers can customize Trawick insurance plans to cover hospital stays, doctor visits, x-rays, prescriptions, ambulance, emergency evacuation, repatriation, flight insurance, trip interruption, trip cancellation, trip delay and lost baggage. They have a good worldwide network of physicians, hospitals and pharmacies that are very well recognized.
Provider network and how to find hospital or doctor?
Please note: there are no Pharmacies or Dental Providers listed as In-Network for First Heath PPO. All Dental Providers and Pharmacies are Out of Network and any Out of Network Deductible will apply to eligible claims.
If you have this logo on your ID Card:Frequently asked questions and answer about travel insurance plans
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