Safe Travels International plan provides travel medical and other benefits, coverage to non-US citizens traveling outside of their home country and not traveling to the United States. This plan is not available to anyone who has been outside their home country for more than 365 days prior to the coverage starting. This plan includes $2k of trip delay quarantine lodging expenses and Unexpected Recurrence of a Pre-Existing Medical Condition benefit of $20k up to age 65 and $10k over age 65. This coverage can be purchased for a minimum of 5 days up to a maximum of 364 days. If a minimum of 5 days is purchased, the policy term may be extended with uninterrupted coverage for up to 364 days. COVID-19 EXPENSES are covered and treated as any other sickness up to the amount selected
Trip Delay Max Upgrade
Unexpected Recurrence of a Pre-Existing Condition
Optional Sports Coverage
Cardiac Conditions Limit
For Claim Status please contact 866-696-0409 or 251-928-0939. These claims are not available in the Claims Portal.
Mail claim form and all necessary documents to:
Co-ordinated Benefit Plans LLC on Behalf of Global Benefits Group
PO Box 2069
Fairhope AL 36533
Claims are processed at CBP
The Traveler can purchase an optional rider at the time of application. The optional riders provide additional coverage for a minimal charge.
Yes, Safe Travels International insurance plan does cover Covid 19 testing if it is prescribed by a doctor. The plan however will not cover Covid 19 testing if the testing is done without a medical practitioner’s prescription such as if required for airline travel or for getting a country visa.
For Trawick International Travel insurance Policy Cancellation : If your travel insurance USA plan is cancelled you have to submit a written request to email@example.com for cancellation and refund of your travel medical insurance premium cost.
Cancellation before effective date:
Cancellation of the travel health insurance after effective date the following conditions apply if the Insured Person wishes to cancel the insurance and a written partial refund request has been made:
Safe Travels International Insurance is an affordable Covid19 travel insurance. Safe Travels International Insurance Covid19 travel insurance by Trawick International for coronavirus will cover eligible medical expenses resulting from COVID-19/SARS-CoV-2.
The Safe Travels International travel insurance plan by Trawick international is available for any travelers travelling outside their home country but does not cover for travel from US, in US and to US.
Safe Travels International offer medical coverage for Non-US citizens and Non-US residents traveling outside their home country but not to USA.
“Coronavirus/COVID-19 will be treated the same as any other sickness for any sickness related losses while you are insured”
Trawick International insurance is one of the most renowned US travel insurance company that was established in 1998. Trawick international offers a variety of International travel insurance, trip cancellation, Trip interruption and student insurance plans. Trawick insurance has been awarded with the highest honors from Forbes Advisor to be ranked first to be the Best Travel Insurance Companies. Trawick international insurance offers plans to meet diverse requirements with a premium to meet any budget.
The travel insurance covers offered by Trawick International are perfect for employees, corporations, schools, frequent world travellers, international students, study abroad programs, missionary trips and vacationers. Travellers can customize Trawick insurance plans to cover hospital stays, doctor visits, x-rays, prescriptions, ambulance, emergency evacuation, repatriation, flight insurance, trip interruption, trip cancellation, trip delay and lost baggage. They have a good worldwide network of physicians, hospitals and pharmacies that are very well recognized.
They offer many insurance options for all types of travelers, including tourists, students studying abroad, business people and corporates, families and groups of travelers . Some of the different Trawick International Insurance plans are
These are short term travel medical insurance designed for anyone, as long as they are outside their home country.
The cost of the Trawick’s travel insurance will vary depending on the age of the traveller, the type of coverage and the duration of travel. Typically, travel health insurance policies cost can start even as low as $1 per day, but will be much higher for older travelers and those seeking coverage for pre-existing conditions.
Trawick insurance has been offering high-quality and affordable travel insurance products to meet all categories of clients who travel outside of their home country since 1998, for over 25 years now. They have designed their products for those traveling to the USA, individuals traveling abroad outside their home country, US Citizens traveling both within the USA and overseas as well as non-US citizens traveling overseas but not visiting the USA.
Trawick International offers travel insurance to cover Covid related illness just like any other illness in their Safe Travels First Class Trip Protection and Safe Travels Voyager travel insurance plans. Trawick covid insurance coverage for quarantine related or accommodations due to a covered Trip Delay and an optional upgrade can also be included at an additional cost. The quarantine order should be based on the positive Covid-19 test report.
Trawick insurance offers worldwide coverage on medical insurance, travel insurance, trip insurance for trip cancellation or trip interruption, international student insurance, group travel insurance and several products aimed mainly for travelers to the USA, individuals traveling abroad, US Citizens for domestic travelers within the USA and non US citizens traveling overseas outside of their home country except USA.
Here are some travel insurance tips for travelers with pre-existing conditions
The following are the important factors to consider while purchasing visitors insurance for pre-existing conditions
Safe Travels USA Comprehensive and Safe Travels Elite plans from Trawick International offer Acute onset of Pre-existing condition coverage up to 89 years. Safe Travels USA and Safe Travels USA Cost Saver cover unexpected recurrence of a pre-existing medical conditions up to $1000 for age up to 89 years for residents visiting USA and worldwide.
For Non-US citizens traveling outside their home country excluding the US Safe Travels International and Safe Travels International Cost saver covers unexpected recurrence of a pre-existing medical conditions up to $1k. Another plan Safe Travels Outbound has a pre-existing conditions look back period up to 6 months for US citizens and US residents traveling outside the US.
There are many international travelers who travel with medical ailments and it is important for them to be well informed about visitors insurance for pre-existing conditions. Most US travel insurance plans exclude coverage for pre-existing conditions. The definition of pre-existing conditions varies for different insurance providers as they have a ‘look back’ period and any medical ailments during this look back period would be considered pre-existing.
At American Visitor Insurance, we have plans which provide coverage for acute onset of a pre-existing condition up to a clearly defined limit in the policy document. All of these details can be best understood by comparing visitors insurance for pre-existing conditions plans and reviewing the policy brochures.
The visitor medical insurance plans which cover pre-existing conditions clearly define what is a pre-existing condition, the look back period for pre-existing condition, whether the travel insurance coverage is limited to acute onset of pre-existing conditions or if it provides full coverage for pre-existing conditions and the coverage limit within the policy for pre-existing conditions. Any visitors travel health insurance for pre-existing conditions coverage will depend on all these factors.
Unfortunately, this simple question has a complicated answer. The answer is: it depends. Firstly, it depends on whether you are a US resident traveling outside the US or a visitor to the US. US residents can purchase trip cancellation insurance like the Safe Travels Voyager, Safe Travels Single Trip Protection, Safe Travels First Class Trip Protection, Safe Travels Explorer Plus and Safe Travels Journey plans and they can cover pre-existing medical condition exclusion waiver. These plans however may have specific requirements in order to waive the usual exclusion of coverage for pre-existing conditions (like purchase them within a certain number of days of your initial trip deposit or that you have a primary domestic insurance plan in the US), so you should check these details carefully if this is important to you.
Non-US residents or US residents traveling into the US have much more limited options to insure their pre-existing conditions are covered. Some plans offer coverage for "acute onset" of pre-existing conditions. However, this is misleading, since a careful look at their definition excludes chronic or congenital disorders from such coverage. Chronic illnesses are those that worsen over time and congenital disorders are issues one is born with. They exclude emergencies due to chronic illness because they will say that is not "acute" it is simply a worsening of your condition. There is a policy we know of that offer temporary medical insurance with coverage for acute onset of pre-existing conditions. It is Trawick International’s Safe Travels USA Comprehensive.
Firstly, they define pre-existing conditions in the following way: A pre-existing condition is a condition for which the insured received treatment or took medication for in the previous 12 months before the start of the policy. If the medication dosage has not changed and is taken as a maintenance medication, this would NOT count as a flare up or treatment of the condition. In that case, very stable conditions that have no flare ups in the past 12 months are not even excluded as pre-existing conditions. Conditions that have had flare ups or doctor recommended treatment or change in medication, are still covered by the plans but with a higher deductible and a lower maximum.
Trawick International’s Safe Travels USA Comprehensive covers Acute onset of Pre-existing condition coverage up to 69 years the limit is up to the Medical Maximum purchased per Period of Coverage. For any coverage related to cardiac disease, coverage is limited to $25,000 up to age 69 years and $15,000 for ages 70 and above. Above 70 years the Acute Onset benefits is reduced to a Maximum of $35k, with a $25k Maximum Lifetime Limit for Emergency Medical Evacuation. Any repeat recurrence within the same policy period will no longer be considered Acute onset of Pre-existing condition coverage and will not be eligible for additional coverage.
Safe Travels USA Comprehensive and Safe Travels Elite from Trawick International offers acute onset of Pre-existing condition coverage up to 89 years, Safe Travels USA and Safe Travels USA Cost Saver covers unexpected recurrence of a pre-existing medical conditions up to $1k for age up to 89 years for residents visiting USA and worldwide. For the Non-US citizens traveling outside their home country excluding the US Safe Travels International and Safe Travels International Cost saver covers unexpected recurrence of a pre-existing medical conditions up to $1k. Another plan Safe Travels Outbound have pre-existing conditions look back period up to 6 months for US citizens and US residents traveling outside of the US.
The "Acute Onset of a Pre-Existing Condition" is a sudden and unexpected outbreak or recurrence of a pre-existing medical condition which occurs without any advance warning either in the form of physician recommendations or symptoms and requires immediate care (within 24 hours of first symptoms).
A Pre-Existing Condition that is a chronic or congenital condition or that gradually becomes worse over time will not be considered acute onset. The acute onset coverage benefit does not include coverage for known, scheduled, required, or expected medical care, drugs or treatment existent or necessary prior to the effective date of coverage. An example of this might be someone who has a food allergy or bee allergy and is unknowingly exposed to their allergen and requires immediate medical attention.
This is an ideal plan for visiting Schengen countries to travel to Europe. The plan satisfies Schengen visa insurance requirements by choosing $0 deductible.
|Hospital room and board
|The average semi private room rate
|ICU Room and Board Charges
|Three times the average semi private room rate
|Well Doctor Visit
|Pays up to $125. One visit per person per policy period. This visit must occur within 21 days after the coverage is effective. Initial purchase of 30 days is necessary.
Please register here for this benefit Click here.
|Up to $25k per Policy Period for ages up to 69 or $15k per Policy Period for ages 70 and over per Policy Period
|Limited to $50 per visit, one visit per day and 10 visits per Policy Period.
|X-rays, Prescriptions and Ambulance
|Ancillary Hospital Expenses
|Physician's Non-Surgical Visits
|Physician's Surgical Expenses
|Assistant Physician's Surgical Expenses
|Emergency Medical Treatment of Pregnancy
|$2.5k per Policy Period
|Emergency local ambulance
|Dental Treatment (Injury and emergency alleviation of pain)
|$500 per Policy Period
|Emergency medical evacuation
|100% up to $2M
|Medically necessary repatriation
|100% up to $15k per Policy Period
|$7.5k (Per Policy Period does not cover lost trip cost)
|Return of mortal remains or cremation/burial
|100% up to $1M
|Return of minor children
|Natural Disaster Evacuation
|$10k per Policy Period, Up to $250 per day to a max of 5 days for Reasonable Expenses
|$1k per Policy Period
|$150 per night up to a maximum of 15 nights
|We will pay eligible medical expenses for up to 90 days beginning on the first day of diagnosis or treatment of a covered Sickness or Injury while a covered person is outside their home country
|$5k Per Policy Period
|Accidental Death & Dismemberment Principal Sum
|Unexpected Recurrence of a Pre-Existing Condition
|The first $20k of Covered Expenses up to age 65 or the first $10k of Covered Expenses for age 65 or over
|Accidental Death & Dismemberment - Felonious Assault and Violent Crime
|Adaptive Home and Vehicle
|10% up to $50k
|10% up to $50k
|$150 a day up to $2k ; Optional : $4k and $7k
|Option 1 - Increase to $50k maximum AD&D benefit – All Ages
Option 2 - Increase to $100,000 maximum AD&D benefit Ages 19 to 79 only
Option 3 - Increase to $250k maximum AD&D benefit Ages 19 to 69 only
Option 4 - Increase to $500,000 maximum AD&D benefit Ages 19 to 69 only
|Sports activity coverage
|Some Sports Covered
$50k per Policy Period
|Trip delay (including Accommodations and Lodging)
|Option 1: Maximum Benefit up to $4k subject to a $300
per day maximum
Option 2: Maximum Benefit up to $7k subject to a $500 per day maximum
Trawick International Covid Insurance for Quarantine plans provide coverage if someone contracts COVID while traveling. If they have additional expenses for quarantine (lodging, meals, etc.) they can claim these amounts. Additionally, if they miss a portion of their trip they can claim for the lost days. Safe Travels Voyager Covid insurance will be adequate while travelling overseas.
Yes, Trawick Quarantine travel Insurance would provide benefits.
They would need to save all receipts along with their positive results and file a claim for reimbursement.
Trawick International Travel Insurance for Covid Quarantine policies will extend throughout the quarantine. Benefits are available up to the maximum amount. Our Voyager plan has $2k of coverage built into the plans – customers have the option to increase coverage to $4k or up to $7k.
No – this would not be a covered reason. They would need to become ill for coverage.
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