What is Safe Travels USA insurance?
Safe Travels USA Insurance is a travel medical insurance plan that provides coverage for medical expenses and other travel related benefits who are temporarily visiting the US. This is a Comprehensive plan available for non-US citizens aged 5 days up to 364 days.
Safe Travels USA insurance is not available to US citizens residing in the U.S for more than 365 days prior to the effective date of the coverage. Covers sudden and unexpected recurrence of pre-existing conditions up to $1,000 of covered expenses for ages up to 70 years. Safe Travels USA participates in First Health PPO network which is a very widely recognized PPO network all over the U.S. COVID-19 expenses are covered and treated as any other sickness. This plan offers three optional benefits for a minimal charge.
After buying the plan, Traveler can get all the plan document and plan id card by using Safe Travels USA login. At American Visitor Insurance, US Travelers can contact the Safe Travels USA insurance customer service to get help on the plan details, quotes and other queries. Our licensed agents will be glad to help you!
Safe Travels USA Insurance Reviews
How much is Safe Travels USA travel insurance coverage?
What is a deductible in Safe Travels USA insurance?
What is a Coinsurance in Safe Travels USA insurance?
What are the key highlights of Safe Travel USA insurance?
- This is a Comprehensive plan.
- This plan is available for green card holders.
- Coverage ranges from a minimum of 5 days to a maximum of 364 days and is renewable.
- Co-Insurance 90% of the first $2,500 then 100% up to the policy maximum.
- Limited Coverage for an unexpected recurrence of a Pre-Existing Condition.
- Optional Sports Activity coverage and Return to Home Country coverage available.
- Provides 24-hour travel assistance services.
Who is eligible for Safe Travel USA insurance plan?
- For Non-U.S. residents and non-U.S. citizens traveling outside their home country, including the United States.
- For ages 14 days to 89 years.
- This plan is not available to anyone who has lived in the United States for more than 365 days prior to their Effective Date.
Can the Safe Travels USA insurance be extended or renewed?
How much does Safe Travels USA insurance cost per month?
The Safe Travels USA insurance cost per month ranges between $43 to $853. This is dependent on the age of the traveler, the plan maximum and the deductible.
Understandably, the cost of Safe Travels USA insurance is higher for older travellers as they are more likely to need healthcare while traveling. Also, the higher the plan limit, the higher will be the premium, while the higher the deductible the lower will be the premium. Travelers up to age of 64 years can choose maximum limits of $50,000, $100,000, $250,000, $500,000, $1,000,000. Travelers aged 65 to 79 years can choose $50,000 or $100,000 coverage. For travelers above 80 years only $50,000 maximum coverage is available.
Here we are showing Safe Travels USA travel insurance cost per month with a deductible of $250.
| Age of traveler | Medical Maximum | ||||
|---|---|---|---|---|---|
| $50,000 | $100,000 | $250,000 | $500,000 | $1,000,000 | |
| 18 - 29 years | $43 | $54 | $61 | $77 | $83 |
| 30 - 39 years | $58 | $80 | $84 | $102 | $106 |
| 40 - 49 years | $85 | $107 | $120 | $146 | $157 |
| 50 - 59 years | $127 | $160 | $180 | $227 | $234 |
| 60 -64 years | $147 | $193 | $239 | $287 | $295 |
| 65 - 69 years | $160 | $217 | |||
| 70 - 79 years | $252 | $332 | |||
For senior travelers aged 80 to 99, the cost is $853, with a maximum coverage of $50,000 and a deductible of $250.
What are the benefits of Safe Travels USA insurance?
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Hospital room and board help The average semi private room rate Urgent Care Co-Pay help $30 per Incident (Not subject to Deductible); copayment not applicable if the Deductible is $0 Walk In Clinic help $15 copay. Copay is not applicable when the $0 deductible is selected. Not subject to deductible Well Doctor Visit help $125 - One Visit per Period of Insurance Physician's Visit Covered Cardiac Conditions and Stroke Expenses Up to $25,000 per Period of Insurance for ages up to 69 or $15,000 per Period of Insurance for ages 70+ Emergency Room Sickness $200 Additional deductible per visit Emergency Room Injury/Accident Covered Hospital Intensive Care Unit help 3 times the average semi-private room rate Diagnostic X-rays and Lab Services Covered Prescription Drugs and Medications help Up to the plan Maximum Emergency Medical Treatment of Pregnancy Up to $1,000 Mental or Nervous Disorders Up to $2,500 Physiotherapy/Physical Medicine/Chiropractic help $50 per visit per day (10 visits per Period of Insurance) Dental Treatment Up to $250 Diagnostic X-rays and Lab Services Covered -
Ambulance Service help Covered Natural Disaster Evacuation help $10,000 ($250/day to a max of 5 days) Political Evacuation help $25,000 Emergency Medical Evacuation help 100% up to $1,000,000 (up to $25,000 for any condition covered under Unexpected Recurrence of a Pre-Existing Condition) Repatriation of Mortal Remains help 100% up to $50,000 Local Burial/Cremation $5,000 Return of Minor Children or Grandchildren or Traveling Companion help $5,000 Emergency reunion help $15,000 Medically Necessary Repatriation 100% up to $15,000 -
Unexpected Recurrence of a Pre-Existing Condition $1,000 per Period of insurance for those up to age 70 -
Accidental Death and Dismemberment help $25,000 Principal Sum Return to Home Country Coverage Up to $25,000 - provides coverage during the Period of Insurance, in your Home Country while on an Incidental Trip Sports Activity Coverage Up to $50,000. Provides coverage while performing, practicing, or participating listed Sports only. Collision and Extreme Sports are excluded.
What Optional Riders are included in Safe Travels USA insurance?
The Traveler can purchase an optional rider at the time of application. The optional riders provide additional coverage for a minimal charge.
1. Sports Activity Coverage
- Covers up to $50,000 - provides coverage while performing, practicing, or participating listed Sports only. Collision and Extreme Sports are excluded.
- If coverage is purchased for Class 1: this benefit provides coverage to the Covered Person while performing, practicing, or participating in archery, tennis, swimming, cross country, track, volleyball, and golf.
- If coverage is purchased for Class 2: includes following sports, ballet, baseball, basketball, cheerleading, equestrian, fencing, field hockey, football (except division 1), gymnastics, hockey (no league play), karate, lacrosse, polo, rowing, rugby, soccer, and softball.
- Any Sport Activity not expressly covered hereunder is excluded from this Policy unless the activity is noncontact and engaged in by You solely for leisure, recreation, entertainment, or fitness purposes only.
2. Accidental Death and Dismemberment Upgrade
| Option 1 | Increase to $50,000 maximum AD&D benefit | Additional $0.25 per person per day |
| Option 2 | Increase to $100,000 maximum AD&D benefit | Additional $0.50 per person per day |
| Option 3 | Increase to $250,000 maximum AD&D benefit | Additional $1.75 per person per day |
| Option 4 | Increase to $500,000 maximum AD&D benefit | Additional $4.00 per person per day |
- Persons up to age 69 are eligible for all Options
- Persons age 70-79 are eligible for Option 1 and 2
- Persons age 80 and older are eligible for Option 1 only
- Children are eligible for Option 1 only
3. Return to Home Country Coverage
- Covers up to $25,000 - provides coverage during the period of insurance, in your home country while on an incidental trip.
- For trips up to 60 days (total) per 12 months of coverage purchased. To be eligible your period of insurance must be greater than 30 days and are returning to the home country after the trip began. More Details »
Quotes for Trawick Safe Travels USA Travel Medical Insurance!
Review and compare the best Safe Travels for Visitors to the USA quotes.
Compare SafeTravelsUSA Insurance quotes »Safe Travels USA insurance - PPO network
If you have this logo on your ID Card:
You can find a provider in the USA by using the following link www.firsthealthinternational.com
Please note: there are no Pharmacies or Dental Providers listed as In-Network for First Heath PPO. All Dental Providers and Pharmacies are Out of Network and any Out of Network Deductible will apply to eligible claims.
Safe Travels USA insurance - FAQ's
Yes. Safe Travels USA Visitor Medical Insurance covers the unexpected recurrence of a pre-existing condition up to $1,000 for individuals up to 70 years old.
Safe Travels USA insurance is available to non-US citizens or non-US residents, including green card holders travelling to the usa. This plan is not availbel for US residents and anyone who has lived in the United States for more than 365 days prior to their Effective Date.
Yes.Safe Travels USA plan offers Sports activity coverage as (Optional) up to $50,000 - provides coverage while performing, practicing, or participating in Class 1 or Class 2 Sports only. Extreme Sports are excluded. Hockey League play is excluded.
Class 1: Archery, tennis, swimming, cross country, track, volleyball, and golf.
Class 2: Ballet, baseball, basketball, cheerleading, equestrian, fencing, field hockey, football except division 1, gymnastics, hockey no league play, karate, lacrosse, polo, rowing, rugby, soccer, & softball.
Extreme Sports: Sports means any high-risk non-team sport or recreation activity that is dangerous and if performed optimally, even by the highly skilled, risks loss of life or limb.
For Trawick International Travel insurance Policy Cancellation: If your travel insurance USA plan is cancelled you have to submit a written request to info@trawickinternational.com for cancellation and refund of your travel medical insurance premium cost.
Cancellation before effective date:
- A full refund would be considered
Cancellation of the travel health insurance after effective date the following conditions apply if the Insured Person wishes to cancel the insurance and a written partial refund request has been made:
- If any claims have been filed with the Company, the Premium is fully earned and is non-refundable.
- If no claims have been filed with the Company, then
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- a cancellation fee of US $25 will be charged;
- only full month premiums will be considered as refundable;
- If after a refund is made, it is determined that a claim was presented to the company on an Insured Person’s behalf, the Insured Person will be fully responsible for that claim in its entirety.
Safe Travels USA is a travel insurance for USA plan, including comprehensive medical coverage up to $1,000,000 for accidents and sickness medical insurance. The plan provides limited coverage for unexpected recurrence of a Pre-existing condition up to $1000, access to a wide PPO network for reduced out-of-pocket. With flexible coverage durations ranging from 5 to 364 days and optional add-ons for specific activities, Trawick International ensures travelers have tailored protection and support during their visit to the U.S.
Yes, the Safe Travels USA plan can be renewed if initially purchased for more than Five days. There is an $5 fee for renewing the Trawick International Safe Travels USA plan
Yes. Safe Travels USA visitor medical insurance covers Cardiac Conditions or Stroke Limit covers up to $25,000 per Period of Insurance for ages up to 69 or $15,000 per Period of Insurance for ages 70 and above.
Well. Trawick International Safe Travels USA providers coverage for emergency medical treatment of pregnancy up to $1000.
The cost of Safe travels usa visitor insurance is dependent on the following factors: The age of the traveler, the length of insurance coverage, The Plan Limit and the deductible.
The higher the plan limit, the higher will be the premium, while the higher the deductible the lower will be the premium. Travelers can choose maximum limits of $50k, $100k, $500,000, $10,00,000 depending on the age of traveler. To get a Safe travels quote Click here.
Safe Travels usa travel insurance offers three add-on benefits . The optional riders provide additional coverage for a minimal charge. The Traveler can purchase an optional rider at the time of application.
- Sports Activity Coverage
- Accidental Death and Dismemberment Upgrade
- Return to Home Country Coverage
Safe Travels USA Insurance is not available for travel to Antarctica or for Nigerian citizens.
How do I file a claim with Safe Travels USA Insurance?
To file a claim with Safe Travels USA Insurance, follow these steps:
- Download the Claims Form: Access the Safe Travels USA insurance claims form online.
- Contact Customer Support: Call the toll-free number 866-696-0409 or 251-928-0939 for guidance or assistance.
- Complete and Submit Documents: Fill out the claims form and send it, along with any required supporting documents, to the Co-ordinated Benefit Plans LLC on Behalf of Global Benefits Group:
- Mailing Address: Trawick International, P.O. Box 2069, Fairhope AL 36533.
- Email Assistance: For additional help or inquiries, email GBGClaims@cbpinsure.com.
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Safe Travels Primary and Secondary Travel Health Insurance Blog
The safe travel usa primary insurance plan is the one that starts to pay as soon as there is an unexpected injury/illness or when there is a medical expense without assuming that there is a secondary plan. In other words, the primary plan should pay regardless of the existence of the secondary plan just as if the patient had only the primary plan to cover him/her. The Secondary health insurance plan unlike the Primary under the coordination of benefits provision will then take into consideration the expenses that were not covered by the primary plan and will be considered for payment under the Secondary plan. Therefore, the Secondary plan will fill any gaps found in coverage from the Primary plan.
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