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Atlas America vs Safe Travels USA Comprehensive

Atlas America insurance vs Safe Travels USA Insurance

Compare travel insurance benefits offered by Atlas America vs Safe Travels USA Comprehensive Insurance plans. These two US travel insurance plans are comprehensive benefit visitor insurance plans for international travel which offer coverage for acute onset of pre-existing conditions. Compare price and benefits to find the best US travel medical insurance plan for your needs.

How much does visitor health insurance USA cost?

Atlas America vs Safe Travels USA Comprehensive cost comparison

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Compare Travel Plans Atlas Travel versus Safe Travel	Atlas America Plan Maximum Deductible Covers covid19 illness Buy Now	Safe Travels USA Comprehensive Plan Maximum Deductible Covers covid19 illness Buy Now
Insurance Providers
Coinsurance	Plan pays 100% of eligible expenses after the deductible up to the overall maximum limit.	In-network: Plan pays 100% Out-of-network: Plan pays 80% of eligible expenses up to $5K, then 100%
Length of Coverage	Minimum : 5 days Maximum : 364 days	Minimum : 5 days Maximum : 364 days
Renewability	Yes : Up to 364 days	Yes : 5 days to maximum of 1 year
Medical Benefits
Hospital room and board	Average semi-private room rate up to the maximum limit. Includes nursing service	The average semi private room rate
Urgent Care Clinic	Claims incurred in the U.S.- Up to $15 co-payment. (co-payment is waived for members with a $0 deductible) Claims incurred outside the U.S.- No co-payment.	$30 per Incident, if the $0 out of Network Deductible is chosen, there is no Co-Pay
Intensive care unit	Up to the overall maximum limit	Up to the overall maximum limit
Radiology / X-ray	Up to the maximum limit	Up to the maximum limit
Physical Therapy	Up to $50 maximum per day. Must be ordered in advance by a physician (not subject to deductible or coinsurance).	Limited to $50 per visit, one visit per day and 10 visits per Policy Period.
Emergency Services
Emergency local ambulance	Usual, reasonable and customary charges when covered illness or injury results in hospitalization as inpatient.	Covered
Emergency Medical Treatment of Pregnancy	Not Covered	$1K per Policy Period
Hospital emergency room	Outside the U.S: Up to the maximum limit Inside the U.S: Up to $200 co-payment for each use of emergency room for an illness unless you are admitted to the hospital. (no co-payment for emergency room treatment of an injury)	Not covered
Dental
Emergency dental treatment	Up to $300 (not subject to deductible or coinsurance).	$250 per Policy Period
Evacuation
Emergency medical evacuation	$1M lifetime maximum, except as provided under acute onset of pre-existing condition.	100% up to $2M
Emergency reunion	Up to $100K, maximum of 15 days (not subject to deductible or coinsurance)	$15K
Return of mortal remains or cremation/burial	Equal to the elected overall maximum limit - not subject to deductible or coinsurance or subject to the overall maximum limit.	100% up to $50K
Return of minor children	Up to $50K (not subject to deductible or coinsurance).	$5K
Political evacuation and repatriation	Up to $100K lifetime maximum (not subject to deductible or coinsurance).	$25K
Natural disaster evacuation	Up to $250 a day for 5 days (not subject to deductible or coinsurance).	$25K
Trip interruption	Up to $10K (not subject to deductible or coinsurance).	$5K maximum limit. Not subject to deductible
Acute Onset of Pre-Existing Condition
Acute Onset of Pre-Existing Conditions	Under age 70: Covers up to overall maximum limit. Age 70 to 79: Covers up to overall maximum limit. (excludes chronic and congenital conditions)	For ages up to and including 69 the limit is up to the Medical Policy Maximum purchased per Period of Coverage except for any coverage related to cardiac disease or cardiac conditions, which will be limited to $25K up to and including age 69 and $15K for ages 70 and above.Upon attaining age 70 Acute Onset benefits will be reduced to a Maximum of $35K, with a $25K Maximum Lifetime Limit for Emergency Medical Evacuation.
Life
AD&D	Members under age 18: Up to $5K lifetime maximum. Members age 18-69: Up to $25K lifetime maximum. Members age 70-74: Up to $12.5K lifetime maximum. Members age 75 and older: Up to $6,250 lifetime maximum. $250K maximum benefit any one family or group. Accidental death & dismemberment buy up: $25K	$25K principal sum.
Unique Advantages	Atlas Travel Insurance is designed for travelers on H1B/H4 visa holders or students on OPT status. Covers treatment of complications of pregnancy during the first 26 weeks of pregnancy.	It is a comprehensive plan. Acute onset of pre-existing conditions is included Co-insurance after the deductible, 100% up to the Policy Maximum.
Travel Insurance
US Network of hospitals and doctors	» US PPO Network	» US PPO Network
Underwriter	Lloyd's	Crum and Froster SPC
Rating	A++ (Superior) Standard & Poor’s Rating: AA-	AM Best Rating: “A+”
Brochure and Details	» Atlas America Insurance Brochure » Atlas America Insurance Details » Atlas America Insurance Reviews	» Safe Travels USA Comprehensive Brochure » Safe Travels USA Comprehensive Details » Safe Travels USA Comprehensive Reviews

Atlas America Insurance vs Safe Travels USA Comprehensive

International travelers visiting USA must be aware of the extremely high health care cost for visitors to USA. Hospitalization with expensive medical bills can be a terrifying without visitor insurance. Many insurance providers offer different visitor medical insurance for tourists to the US. It is prudent to compare US visitor insurance before buying travel health insurance for USA.Here the visitor can compare US visitor insurance cost of Atlas America insurance and Safe Travels USA Comprehensive insurance plans by reviewing their unique Visitors medical insurance benefits.

Atlas America Insurance is offered by WorldTrips which has been offering health insurance products to customers in 130 countries. It also has AM Best Rating: A++ (Superior) rating. Safe Travels USA Comprehensive is offered by Trawick International and has an AM Best Rating of “A+”.

Factors to consider while comparing WorldTrips and Trawick International

Following are some of the insurance aspects that an international tourist needs to focus on while comparing among Atlas America insurance and Safe Travels USA Comprehensive insurance:

Compare medical maximum coverage:

This is the maximum coverage that the plan would offer for the medical expenses. Atlas America insurance offers maximum coverage up to 1 million and Safe Travels USA Insurance offers coverage up to 2 million. The coverage may vary for older travelers with reduced plan maximum. Safe Travels USA Comprehensive Insurance is available up to 89 years.

Compare deductible options:

Atlas America insurance and Safe Travels USA Comprehensive insurance both offer a set of deductible options for the travelers to choose from. Atlas America insurance and Safe Travels USA Comprehensive have a range of deductible option from $0 up to $5K.

Compare provider network:

It is a network of health care providers. Insurance companies form these in order to control the costs of health care. An insurance plan would pay 100% of the eligible expenses if the insured is admitted to hospital or health care center within the provider network.

Compare coinsurance options:

Atlas America Insurance

plan pays 100%

Safe Travels USA Comprehensive Insurance

In PPO network: plan pays 100%
Out PPO network: pays 80% up to $5K, then 100%

Contrast the renewability options:

Sometime the travel plans may change and a US visitor may be required to extend their period of stay. Atlas America Insurance can be renewed for 364 days while Safe Travels USA Comprehensive can be renewed up to 1 years.

Pre-existing conditions coverage:

Atlas America Insurance offers coverage for acute onset of pre-existing conditions up to the age of 79. Safe Travels USA Comprehensive offers coverage for people age 69 and below up to Policy Maximum for Acute Onset of Pre-Existing and up to $25K for coverage related to cardiac disease or conditions. For people age 70 and above up to $35K for Acute Onset of Pre-Existing and up to $15K for coverage related to cardiac disease or condition.

FEATURES
Eligible Plan for USA Coverage
Parents Eligible to be insured
Acute on set of Pre-existing Cover
Renewable and Cancellable
Deductible Choice
A.M. Best Rating
Covid coverage
Underwriter
Provider
Buy now

Atlas America
Yes
Yes
Yes, covers up to 80 years
Yes
$0 to $250
"A" Excellent
Yes
Lloyds, London.
WorldTrips
Buy Now

Safe Travels USA Comprehensive
Yes
Yes
Yes
Yes
$0 to $5K
AM Best Rating: “A (Excellent)”
Yes
Crum & Forster SPC
Trawick International
Buy Now

Atlas America Insurance - Key Highlights

This plan is a comprehensive plan that provides worldwide coverage including or excluding the US.
This plan is available to both Non-US citizens and US citizens traveling outside their home country.
The deductible options for this plan are $0, $100, $250, $500, $1K, $2.5K and $5K per Certificate period.
The policy maximum options available with this plan are $50K, $100K,250K, $500K, $1M or $2M for people up to the age of 65 For people in the age range of 65 to 79, the options are $50K and $100K and for people above 80 the only option is $10K.
You will be eligible for coverage of acute onset of pre-existing conditions if you are younger than 80 and all the conditions mentioned in the brochure are met. This includes a $25K lifetime maximum for emergency medical evacuation.
Claims incurred in the US, there will be $200 emergency room co-payment for each use of the emergency room for illness unless you are admitted to the hospital. For claims outside the US, there is no co-payment. No co-payment for treatment of injury in emergency room.
Claims incurred in the US, there will be $15 Urgent Care center co-payment for each visit and the co-payment is waived for members with $0 deductible . For claims outside the US, there is no co-payment.
Trip Interruption coverage available for upto $10K not subject to deductible
Travel Delay coverage is available for upto $100 a day for a 12 hour delay requiring an unplanned overnight stay. This is subject to a maximum of 2 days - not subject to deductible.
Lost checked luggage up to $1K - not subject to deductible.
Political Evacuation available up to $100K lifetime maximum not subject to deductible.
Bedside visit up to $1.5K not subject to deductible.
Crisis Response - Ransom, Personal belongings and crisis response fees and expenses coverage is available as follows: Not subject to deductible or overall maximum limit - Up to age 18 - $10K per member, from age 18 to 69 - $50K per member, age 70 to 74 - $25K and for age 75+ $12.5K.
Emergency Medical Evacuation is covered for $1M lifetime maximum except as provided under acute onset of pre-existing condition (Not subject to deductible or overall maximum limit)

Safe Travels USA Comprehensive Insurance - Key Highlights

The policy provides maximum options starting from $50K and options of $100K, $250K, $500K up to $1M.
This travel insurance plan is available for Non-US citizens traveling to the USA and worldwide and is available for travelers up to 89 years of age.
The deductible options available on the plan are $0, $100, $250, $500, $1K, $2.5K, and $5K.
Wellness visit is available with coverage of $125 and this visit must occur within 21 days after the coverage becomes effective. For this benefit, a minimum purchase of 30 days of coverage is needed.
This travel health insurance plan covers Trip Interruption of $5K per policy period, Dental coverage for $250, and Coma benefit of $10K which are some of the benefits of this plan
The Safe Travels USA Comprehensive Insurance plan has a co-insurance percentage, which pays 100% for the in-network treatment within the PPO Network and 80% of eligible expenses are covered for treatment outside the PPO network up to the first $5K of the expense after which the plan pays 100%.
Optional riders for AD&D upgrade, Incidental home country coverage, and sports activities are available on this plan.
Travel medical insurance plan covers Covid-19 as any other illness.
Emergency medical Evacuation available up to $2M
Visitors insurance is available from a minimum of 5 days up to a maximum of 1 year and is renewable.
Coverage for acute onset of pre-existing conditions is included and a coverage of $25K is available for any covered condition.

Compare other popular short term travel health insurance cost to USA plans

Atlas America vs Patriot America Plus Atlas America vs Travel Medical Patriot America Plus vs Safe travels

Patriot Travel vs Travel Medical Atlas America vs Safe travels

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Atlas America vs Safe Travels USA Comprehensive insurance - FAQs

Atlas America insurance - FAQ's
Is WorldTrips travel insurance a reliable insurance company? Is WorldTrips insurance a good insurance company?

WorldTrips, a member of Tokio Marine HCC group of companies since 1998 has been offering several travel insurance and trip cancellation products for international travelers across the globe. Their Atlas travel insurance and Visitors Secure products are popular for product excellence, by giving affordable options for travelers to customize to meet the requirements of unique traveler needs. Individuals traveling for vacation, business men, students and group insurance works well for travelers traveling overseas. This Indianapolis based company is the first company to enable their products and services for visitors via the internet for both US citizens and non–US citizens traveling abroad and to the US.

Is there coverage for Covid-19 illness in WorldTrips travel insurance?

WorldTrips covid insurance is provided with the Atlas travel insurance plan to include coverage for Covid19 illness in their insurance coverage. The Atlas travel insurance products are available for both US Citizens and Non–US citizens. Travelers can get a quote among the various options they offer according to the travel requirements.

Is WorldTrips insurance a legit company?

WorldTrips for over 23 years is a well-recognized company in the US and across the globe for their vast network of hospitals and healthcare support system .The company offers several travel insurance plans for travelers with financial support , access to the best healthcare support and 24/7 emergency travel assistance.

Can I buy travel insurance from WorldTrips?

WorldTrips insurance previously known as Tokio Marine HCC – Medical Insurance Services Group has received A+ rating from the from S&P Global Ratings. WorldTrips travel insurance reviews indicate that it currently offers travel medical insurance for over 180 countries and trip protection insurance products for the US residents.

What cover does Worldtrip offer in their WorldTrips Covid travel insurance? Does it have Quarantine coverage for US travelers?

WorldTrips covid insurance includes coverage for covid19 illness just like any other illness in their Atlas travel insurance plans. The coverage for quarantine must be purchased for a minimum of 30 days along with the quarantine order by a physician or a government authority. Atlas insurance offers $50 per day for each day that travelers are quarantined abroad for a maximum of 10 days. The quarantine order should be based on the positive Covid-19 test report. The quarantine coverage is not available in the home country or it is not subject to deductible.

Why should I buy travel insurance from WorldTrips insurance?

World trips offers coverage around the world with the fully comprehensive travel medical insurance and trip protection products .WorldTrips was acquired by Tokio Marine in 2015 and functions as a member since the acquisition. WorldTrips insurance offer some of the unique travel medical and trip protection plans for international travelers worldwide.

Can visitors to USA buy Atlas America insurance who are already in USA for quite some time?

Yes, Atlas America insurance is a good option for visitors to US who have been here for some time and do not have a current insurance coverage. It is also an excellent plan for international students who are on the OPT status, H1B visa holders and for Spouses of H1B visa holders on the H4 visa status.

Does Atlas America insurance offer coverage for sports?

Atlas America covers eligible injuries and illness incurred while taking part in many popular vacation sports - skiing, snowboarding, snorkelling, water skiing, and others - at no additional cost. Certain extreme sports are excluded from coverage.

Does Atlas America offer coverage for maternity?

Well, Atlas America offers coverage for complications of pregnancy during the first 26 weeks of gestation.

Can I extend my medical coverage from Atlas America insurance if I want to extend my duration of stay in USA?

Yes, US Visitors who had initially bought for less than 364 days can renew Atlas America insurance online up to 364 days.

Does Atlas America insurance cover pre-existing conditions?

Atlas America is a best travel insurance pre existing conditions Insurance that offers coverage for acute onset of pre-existing are covered up to the age of 80 years. It excludes coverage for chronic and congenital conditions. For visitors aged up to 70 years, it offers coverage up to overall maximum limit. Visitors aged between 70 to 79 years can get coverage up to the overall maximum limit or $100K, whichever is lower.

How to use Atlas America visitor medical insurance in case of emergency in the United states?

Visitors can review this article on how to use Atlas America visitor medical insurance in case of emergency in the United States.

Does the Atlas America plan cover 100% outside PPO. Does it cover outside the United States and pay100% inside and outside PPO?

The Atlas America plan covers 100% of the expenses outside PPO. Yes, it provides worldwide coverage including and excluding USA.

What are the US state and country restrictions to buy Atlas America Visitors Insurance plan?

The Atlas Series is not available to individuals who are physically located in the states of New York, Maryland, or Washington; or in the countries of Canada or Australia at time of purchase.

How does Atlas America insurance offer coverage for medical expenses?

Atlas America insurance offers comprehensive coverage for visitors to USA. After the deductible amount. If the US visitor or traveler seeks treatment with the provider network namely “First Health care network or United health care.”. When Traveling Outside the United States, you need to visit Equian International Provider Network to find healthcare provider or doctor nearest you outside the US. In the US, after the deductible amount, Atlas America insurance pays 100% up to maximum limit. For detailed working example of how it works, you can review Atlas America insurance working example.
Does Atlas America insurance satisfy US visa requirements?
As a visitor to the United States, you will need to have a visa issued in your passport to be allowed in to country. You can find out whether or not you need a US visa by reviewing the visa waiver program list of countries by the US government. The type of visa that you need will be based on the reason of your travel to the US. Atlas America insurance offered by WorldTrips works ideally for visitors to the US applying for any of these visas.
Some of the common US visas are:

Visitor visa or Tourist Visa

Student visa (F1 visa)

J visa (exchange scholar visa)

H1B work visa

Fiancee visa
Safe Travels USA Comprehensive - FAQ's

Does Trawick International Safe Travels USA Comprehensive cover covid? Does Safe Travels USA Comprehensive Insurance cover coronavirus?

Trawick International offers coverage for Covid19 illness. The Safe Travels USA Comprehensive travel insurance covers Covid19 for coronavirus and will cover eligible medical expenses resulting from COVID-19/SARS-CoV-2. The eligible medical expenses are medically necessary expenses that are not subject to another plan exclusion.

Is Trawick international a good insurance company?

Trawick international is a US based full service travel insurance provider specializing in travel related coverage for tourists, students, scholars, businesses, groups, and all other global travelers. Trawick International travel Insurance offers short term visitor travel insurance for international travelers. Trawick international health insurance coverage includes travel medical coverage for tourists, students, scholars, businesses and groups. Trawick International insurance provides Travel Insurance, Trip cancellation and Student Travel Medical Insurance. Trawick International has designed the programs for those traveling to the USA, individuals traveling abroad, US Citizens who are traveling in the USA and non US citizens traveling from their home country but not visiting the USA.

What is the advantage of buying Safe Travels USA Comprehensive plan?

Safe Travels USA Insurance is an affordable Covid19 travel insurance. Safe Travels USA Comprehensive by Trawick International is ideal for visitors to the USA looking for cheap travel health insurance including coverage for COVID-19/SARS-CoV-2.

Who is eligible to enrol in the Safe Travels USA Comprehensive travel insurance plan by Trawick international ?

The Safe Travels USA Comprehensive travel insurance plan by Trawick international is available for Non US Citizens and US residents who are traveling to the United States or anywhere outside their home country. Safe Travels USA is not available for US citizens and US permanent residents (Green card holders).

Can a traveler extend or renew the Trawick international Safe Travels USA Comprehensive plan?

Yes, the Safe Travels USA Comprehensive plan can be renewed if initially purchased for more than Five days. There is an $5 fee for renewing the Trawick International Safe Travels USA Comprehensive plan

Compare Travel health insurance USA

Review WorldTrips Atlas America Online

Compare WorldTrips travel insurance of Atlas America for specific benefit limits for different covered medical expenses.

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Atlas Insurance plans

The Atlas travel insurance products are available for both US Citizens and Non–US citizens. Travelers can get a quote among the various options they offer according to the travel requirements.

Safe Travel insurance plans

Safe Travels Elite offers Scheduled Benefits accident and sickness medical coverage, is a fixed benefit , cheap US visitor medical insurance plan. The plan is available to foreign travelers coming to the US.

US visitors insurance providers

You can find reliable US insurance providers like International Medical Group(IMG), Seven Corners, WorldTrips, Global Underwriters, Travel Insure, GeoBlue, HTH Worldwide and INF insurance.

US visitors insurance providers

Expertise in offering travel insurance
20+ years!

Customers from
All U.S. states!

Customers from over
180 countries!

Atlas America insurance vs Safe Travels USA Insurance

How much does visitor health insurance USA cost?

Atlas America vs Safe Travels USA Comprehensive cost comparison

Atlas America Insurance vs Safe Travels USA Comprehensive

Factors to consider while comparing WorldTrips and Trawick International

Compare medical maximum coverage:

Compare deductible options:

Compare provider network:

Compare coinsurance options:

Contrast the renewability options:

Pre-existing conditions coverage:

Atlas America Insurance - Key Highlights

Safe Travels USA Comprehensive Insurance - Key Highlights

Compare other popular short term travel health insurance cost to USA plans

(877)-340-7910

Atlas America vs Safe Travels USA Comprehensive insurance - FAQs

Atlas America insurance - FAQ's

Safe Travels USA Comprehensive - FAQ's

Compare Travel health insurance USA

Review WorldTrips Atlas America Online

Trawick Safe Travels USA plans

Atlas America Insurance forum

Compare travel medical insurance

Covid19 Travel insurance

Types of the travel insurance

Factors for travel insurance

Senior citizens travel insurance

Compare Visitor health insurance

Travel Insurance USA Forum

Travel Insurance FAQ

Travel Insurance Blog

Travel Insurance Claims

Review travel medical insurance plans - Blogs and articles

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Safe Travel insurance plans

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