New US Immigrant Insurance, Compare to buy best US health insurance for new immigrants

US Immigrant health insurance plans offered here provide medical insurance for new US immigrants (Green Card holders sponsored by family members) and potential immigrants (H4 & F2 visa holders) till they are eligible for domestic insurance.

Compare and buy New US Immigrants health insurance

Immigrant's age
No. of dependent under 18
5. Citizenship
  
6. Countries where coverage is required
USA only ALL nations including USA ALL nations excluding USA
6. Mailing & permanent address
Same
7. How long has the traveler been in USA?
Coverage preference

Covid19 US Immigrant Insurance Plans

img logo TokioMarine HCCMIS Coronavirus immigrant health insurance namely Atlas America insurance offers Covid19 US immigrant health insurance coverage for unexpected medical expenses
Non-US Citizens traveling outside their home country Buy online
INF INF Covid19 immigrant health insurance namely Premier, Elite, Standard, Traveler USA offers coronavirus immigrant or green card health insurance coverage for medical expenses
This plan is available for Non-US Citizens and US Citizen Expatriates visiting the United States. Buy online
This plan is available for Non-US Citizens and US Citizen Expatriates visiting the United States Buy online
This plan is available for Non-US Citizens & US Citizen Expatriates visiting the United States. Buy online
This plan is available for Non-US Citizens & US Citizen Expatriates visiting the United States. Buy online
IMG International Medical Group Covid19 travel Insurance Patriot America Plus and Patriot Platinum offers coverage for medical expenses arising from Coronavirus.
Non US citizens traveling individually or in groups to the USA Buy online
Coverage for Non US citizens travelling outside their home country Buy online

US Immigrant insurance useful links


How to buy?

Types of Insurance

How to use the plan?

Insurance Glossary

Pre-existing conditions

US Expatriate Insurance




Please contact our licensed agents at 877-340-7910 or at info@americanvisitorinsurance.com, and we will provide possible plan options
Comprehensive plans pays for all expenses after the deductible and co-insurance component and are recommended given the high costs of health care in the US.
Visit USA Standard by Travel Insurance Services
Maximum coverage#1
Deductible#2
Key Features:  Standard Plan offers coverage for unexpected illness and injury along with travel assistance benefits. More...
$33.79 PER MONTH
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Patriot America Plus by International Medical Group
Maximum coverage#1
Deductible#2
Pre-existing conditions/ Covid coverage
Eligibility Under 65 years of age plan must be bought within 6 months of arrival in US. Over 65 years of age plan must begin within 30 days of arrival
Key Features: Great coverage for a great price. Offers coverage for pre-exixisting conditions upto plan maximum. More...
$37.00 PER MONTH
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Atlas America by TokioMarine HCC
Maximum coverage#1
Deductible#2
Key Features: Always eligible for purchase no matter what age and how long a person has been in the US More...
$42.16 PER MONTH
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Fixed benefits plans have specific benefit limits for different covered medical expenses. These benefit limits are not the same as the plan medical maximum.
Visitor's Care by International Medical Group
Maximum coverage#1
Deductible#2
Eligibility Over 65 years plan must begin within 30 days of arrival in the US
Key Features: Coverage for pre-existing conditions regardless of age More...
$38.00 PER MONTH
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Inbound USA Choice by Seven corners
Maximum coverage#1
Deductible#2
Eligibility Plan must be bought within 12 months of arrival in US
Key Features: It covers acute onset of pre existing condition up to the age of 79. More...
$49.91 PER MONTH
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INF Standard by INF
Maximum coverage#1
Deductible#2
Eligibility The minimum enrollment is 30 days for INF Standard
Key Features: This is the only insurance for visitors which covers Urinary Tract Infection. More...
$63.55 PER MONTH
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#1 Maximum Coverage is the maximum eligible medical expenses that the plan will cover.

#2 Deductible is the amount of expenses that must be paid out of pocket before an insurer will pay any expenses.

US Health insurance for new immigrants are long term plans, some being renewable even up to three years. They cover medical expenses incurred during sudden illness or injuries. Some plans like the Geo Blue Explorer can also cover pre-existing medical conditions and preventive care, but policy issuance is not guaranteed and needs have an underwriting approval.

Find the best US New Immigrants health insurance plans

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US immigrant insurance required for US visa

On October 4th, 2019, the Donald Trump administration announced that the US government will insist on proof of health insurance for arriving immigrants without which visas to enter the US will be denied. This rule is effective from November 3rd 2019. The Trump administration states that new immigrants who enter the US without proper US immigrant insurance add to the burden of US taxpayers for the cost of their healthcare.

Once this policy comes into effect, prospective new US immigrants would be asked for proof of immigrant health insurance coverage. The Visas can be denied if the consular office is not satisfied by the provided proof of health insurance in the US.

US Immigrant Insurance - Frequently asked questions

  • It is very risky for anyone to be uninsured in the US, especially new immigrants who soon after arriving in the USA are particularly vulnerable given the new environment that they are in.
  • There is a waiting period till new US immigrants are eligible for Medicare or to purchase domestic health insurance. Immigrants can however buy new US immigrant insurance plans as an interim coverage.

Yes, there is immigrant health insurance, or health insurance for permanent residents available. However it must be noted that domestic US medical insurance for Green card holders including Medicare and Medicaid have a waiting period of five years. US immigrants are eligible for Medicaid coverage only if they satisfy the resident state’s income or residency rules.

It is important to buy temporary US immigrant health insurance till Green card holders become eligible for domestic insurance plans. The visitor health insurance plans that we offer also work very well as health insurance while waiting for Green card. Given the high cost of US health care, it is very important to have health insurance for elderly immigrant parents and medical insurance for Green card holders even before they become eligible for domestic US plans

Likely US immigrant medical insurance customers

The coverage offered under affordable US immigrant insurance plans vary depending on the specific circumstances of new immigrants. Following are some of the eligibility criteria for green card holders:
  • Frequently traveling Green Card Holders (between the US and home country): Green card holders who travel to their home country or who may not be staying permanently in the USA are advised to buy new US immigrant health insurance coverage. You should be aware that new immigrants health insurance in USA will not provide coverage for preventative care (health check ups, vaccinations...) or has limited coverage for pre-existing medical conditions.
  • Green Card Holders permanently living in the USA: If a US green card holder is living permanently here then he or she is eligible for domestic health insurance plans. However this depends on the duration of stay in US. If you are below 65 years then you are eligible for domestic health insurance plans such as Blue Cross, Blue Shield, however they are usually eligible only after living in the US for 6 months or more. In this case also, purchasing insurance till they become eligible for domestic plans makes sense. For those above 65 years who are not yet eligible for Medicare or domestic health insurance, new immigrants over 65 can select INF insurance
  • Recent Green Card Holders or New Immigrants: New immigrants who can be parents or family members who have recently arrived in the USA can buy insurance depending on the duration of stay. These plans can be purchased for the period till you are eligible for domestic health insurance.
  • Applied for Green Card and waiting: If your children/grandchildren have applied for Green Card and waiting you can buy insurance coverage which will be suitable for them.
immigrant health insurance

Can I buy US immigrant health insurance after coming to the USA?

Yes! We do recommend that you make your purchase before you leave to start the day you leave your home country until the day you return (bearing in mind the policies are based off of EST). However, you can still buy a policy after you have started your journey. Of course, if you or your visitor is already sick and/or in the hospital, you will not get coverage for that incident. You must have an US immigrant insurance policy in place before something adverse occurs (which is why we recommend covering your entire trip from start to finish).

However, sometimes people wait to see what their visitors may want and to discuss options with them. Do not delay because some policies will no longer be an option if you wait too long. Generally, however, all options are open within the first month of arrival to your destination AND these limitations are only for plans which cover trips to the US. International travel has no limitations, so you can buy USA new immigrant health insurance at any time.
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US Immigrants health insurance plans highlights
  • Many options for short and long term stays in US and abroad.
  • Some plans are renewable monthly, quarterly, semi-annual, or annually.
  • Some plans can be enrolled even 24 months after arriving in the United States.
  • Affordable New US Immigrants health insurance plans provide an interim bridge coverage till you are eligible for US domestic health plans.
US Immigrants Medical Insurance Options
Short term health insurance options (5 Days - 12 Months) Long term health insurance options (one year or longer)
  • Options for long term major medical coverage
  • Options for Illegals in the US

Which category of Green card holder are you?

New US immigrant insurance

Immigrant Plans - Long term Plans

Perfect for people planning on immigrating to US but not yet left their home countries. Click here to read more

Green Card Holders Frequently traveling overseas

Green card holders who travel frequently to their home country. Click here to read more

Recent US Immigrants

New US immigrants who can be parents or family members or Fiancee (K visa) visitors. Click here to read more

Green Card Holders permanently living in US

Compare Green card holder insurance plans who may not immediately qualify for US domestic health insurance. Click here to read more

Applied for Green Card and waiting

Parents who have applied for Green Card and are waiting for approval can buy these insurance plans. Click here to read more

New US immigrant insurance blogs and articles

New US immigrant insurance

US Immigrant insurance plans

Compare popular US immigrant insurance plans suitable for immigrants regardless whether permanently in the US or traveling out or waiting for Green Cards... Click here to read more

Difference between visitors and immigrant Insurance

Find out the difference between US visitors insurance and new immigrant insurance. Compare and buy the best immigrant insurance for USA!... Click here to read more

US Health insurance mandatory for new US immigrants

The US government has made it compulsory for new immigrants coming to the US to have proper US immigrant health insurance coverage ... Click here to read more

Best travel health insurance for USA, Coronavirus yearly travel insurance for Covid 19

Business and Corporate travelers or any travelers taking frequent trips worldwide can find the Annual travel insurance with Coronavirus coverage plan by using the Covid19 Annual travel insurance compare tool. These are the top yearly travel insurance companies offering Covid-19 coverage.
Trawick Trawick International Covid19 yearly travel insurance Safe Travel Basic/Deluxe/Executive Annual provides annual comprehensive travel medical coverage for COVID 19.
  • Available for US residents only up to age 81 years
  • Maximum trip length is 30 days per trip
Buy online
seven corners logo Seven Corners annual multitrip covid19 insurance Wander Frequent Traveler Plus covers frequent international travelers and provides Covid19 annual travel insurance
  • Available for both US and Non US citizens up to 75 years
  • Maximum trip length is 30, 45, or 60 days per trip
Buy online
Tokio Marine HCCMIS TokioMarine HCCMIS Coronavirus annual travel insurance Atlas Multi trip offers coverage for unexpected medical expenses, including eligible expenses related to Covid19
  • Available for both US and Non US citizens up to 75 years
  • Maximum trip length is 30 or 45 days per trip
Buy online

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