FAQs and Answers by Green Card Holders and US new immigrants

The Trump administration announced on October 4th 2019 that new US immigrants must show proof of adequate US immigrant health insurance while applying for Immigrant visa. This rule will come into effect on November 3rd 2019 and the visa can denied if the immigrant fails to show the proof of US immigrant health insurance.

While the details of the proposed immigrant insurance requirements are still to be announced, the Best US immigrant insurance plans that we offer on American Visitor Insurance work as short term health insurance which new US immigrants can use till they are eligible for domestic US insurance plans.
Yes. New Immigrants or Green Card holders who can be parents or family members can buy a travel medical insurance either short term or long term during their stay here. These plans can be purchased for the duration until you are eligible for domestic health insurance. You can also buy this insurance for your children/grand children who have applied for Green Card and waiting for its arrival to fill the gap.
US citizen or legal permanent resident 65 or older qualify for Medicare. If you are a new immigrant and you are 65 or older and have never worked in US you do not qualify for Medicare.If you do not qualify you can purchase it if:
  • You are 65 years or older
  • You have recentlu become US citizen by naturalization and have not worked enough to qualify for social security benefits
  • You are a legal permanent resident and have lived in US continuously for 5 years and do not qualify for social security benefits
No. You can include only qualified family members in your health insurance plan who are your children and spouse.
There are Inbound plans available from the Seven Corners insurance company namely Inbound Guest Plan L and Inbound Immigrant which provide a good policy maximum coverage for people above 80 .These are however fixed benefit plans. For travellers above 80 years, there is limited maximum coverage under comprehensive plans. For people between 70 and 80 years, there are both fixed and comprehensive plans available. Please see this page to view the available plans by getting quotes
For the age range of 70 and above, Patriot Platinum plan which is a comprehensive option can provide a coverage of $2500 for acute onset of pre existing condition. Unfortunately, for the age group of 80 and above, pre existing conditions are not covered.
Comprehensive plans provide coverage of up to $20,000 for the people in the age range of 80 and above. Inbound Guest Plan L and Inbound Immigrant are the popular Fixed plans that are suitable for this age group.

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AmericanVisitorInsurance and/or its associates have tried to answer these frequently asked questions to the best of our knowledge. However we make no guarantee regarding the accuracy of our answers. The exact answers for some of the questions can change periodically as insurance companies change their plans/policies. AmericanVisitorInsurance is not liable for any problem resulting from the content on this FAQ. If you do not agree with the terms of this disclaimer, please do not use any information in this FAQ.

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