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US Citizen Travel Insurance – Frequently Asked Questions

Should I Buy Trip Cancellation Insurance or Travel Medical Insurance?

Which Travel Insurance Is Best for You?

✈️ Trip Cancellation Insurance
For US residents - Covers non-refundable trip costs (flight, hotel, cruise...) & medical expenses.
🩺 Travel Medical Insurance
For all international travelers - Provides medical coverage for illnesses, injuries, doctor visits, and hospital stays.
What’s the Difference Between Trip Cancellation and Travel Medical Insurance?
Traveling as a Group?
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Get Answers to All Your Questions

1. Travel Medical Insurance
  1. What is the difference between between Trip, Travel medical and Global medical insurance plans?
  2. I am a US citizen living outside US and I want to visit US for a short time. Is there a plan that provides 100% coverage without co insurance?
  3. I am a US citizen and I am 78. My wife is a US citizen as well and she is 75. Will we get coverage for pre existing while we are in US?
  4. Where do I get insurance plans for travelling outside USA?
  5. What are the popular travel health insurance coverage plans for US travelers traveling outside the USA?
  6. What are the popular travel health insurance coverage plans for US citizens residing outside US and visiting USA?
  7. What are the long stay Europe visa insurance requirements for a US citizen visiting Europe?
  8. What are the popular travel health insurance plans for US senior citizens and pensioners travelling outside US?
  9. Which are the popular annual multi trip health insurance plans for US travelers?
  10. What are the popular US travel destinations?
  11. Does visitor travel insurance cover covid19 illness?
2. Long Term Global Insurance
  1. What are the long term insurance plans for US expats travelling globally?
  2. What are the long term global insurance plans that I can buy for residing in the Latin American and Caribbean countries?
  3. What are the Long term global health insurance plans that offer exclusively coverage for dental, vision, maternity?
3. Trip Protection Insurance
  1. Please can you suggest some trip investment insurance plans for US citizens?
  2. What are the trip protection insurance plans?
4. US Student Insurance
  1. What are the popular US student study abroad insurance plans?
  2. What are the popular abroad destinations for US students studying overseas?
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5. Cancel for Any Reason

Have Questions?

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Travel Insurance – FAQs

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Importance of Travel Medical Insurance for US citizens traveling outside USA. Click here to read more

Visitor Insurance Resources

Useful visitor medical insurance resources to help you understand the importance of visitor insurance and guide to buy visitors insurance.

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Resources for International Travel Insurance

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Insurance FAQ Disclaimer

American Visitor Insurance and/or its associates have tried to answer these frequently asked questions to the best of our knowledge. However we make no guarantee regarding the accuracy of our answers. The exact answers for some of the questions can change periodically as insurance companies change their plans/policies. AmericanVisitorInsurance is not liable for any problem resulting from the content on this FAQ. If you do not agree with the terms of this disclaimer, please do not use any information in this FAQ..
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Best travel insurance providers

You can find reliable US insurance providers like International Medical Group(IMG), Seven Corners, WorldTrips, Global Underwriters, Travel Insure, GeoBlue, HTH Worldwide and INF insurance.

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