International Travel Insurance for US citizens

Compare the Best Trip Insurance Plans

• IMG Trip Insurance

  The trip insurance offered by IMG is a three-tiered series of plans:

  • iTravelInsured Travel Lite
  • iTravelInsured Travel SE
  • iTravelInsuredTravel LX

  These plans offer coverage for unexpected medical expenses due to accident or sickness as well as insure your trip expense investment in case of a trip cancellation or delay.

  iTravelInsured Travel LX insurance has 'Cancel for any reason' benefit included and provides coverage up to $100,000.

  The iTravelInsured Travel SE and iTravelInsured Travel LX plans offer Trip Delay benefit up a maximum of $2,000 per person and $2,500 per person respectively which satisfy many countries Covid travel insurance quarantine requirements.
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• Safe Travels Trip Protection Insurance

  Safe Travels Trip protection insurance plans for trip cancellation expenses from Trawick International offer coverage for non refundable trip expenses incurred when a trip is cancelled.

  These are popular plans for trip related expenses.

  • Safe Travels Protect
  • SafeTravels Armor
  • Safe Travels Defend
  • Safe Travels Rental Plus

  Compare Trawick Trip Insurance Plans »

• Trip Protector Preferred Insurance

  • Available for US citizens and residents traveling outside the United States.
  • Includes $2000 in travel delay benefits for Covid quarantine/lodging.
  • Trip cancellation up to $50,000/Trip interruption up to 200% of trip cost.
  • Offers $500,000 medical for sickness and injury/$1,000,000 medical transportation.

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• Seven Corners Trip Protection Insurance Plans

  The Trip Protection Series by Seven Corners offers plans with good, better, best plan with Trip Protection Basic and Trip Protection Choice.
  There is an additional cost for the number of days which exceed 30 days, but you can have a trip last up to 180 days.

  Trip Protection Elite from Seven Corners offers cancel for any reason for residents of Missouri, New York, Pennsylvania and Washington travelling in the United States /internationally.
  You can have a trip last up to 90 days.

  Cruise Travel Insurance provides comprehensive protection designed specifically for cruise travelers. Key features include optional Cancel For Any Reason (CFAR) and Interruption For Any Reason (IFAR) upgrades.

  Optional coverage for loss of ski days and equipment and lost golf rounds and rental. Note that insuring a trip for $0 to $500 gives the same, lowest rate available.

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• Travel Insurance Services Trip Protection Insurance Plans

  Travel Insurance Select Insurance and Trip Care Complete Insurance from Travel Insurance Services, offers choice of three options to meet your needs and budget: Elite, Plus, and Basic.

  These plans includes coverage for trip cancellation, trip interruption, trip delay, medical expense, emergency evacuation, and baggage loss/delay coverage. Each option includes different features, benefits, and coverage limits.

  Optional Cancel for Any Reason Benefit

  • Travel Insurance Select Plus and Elite plans offer this benefit if purchased within 21 days of the date initial payment/deposit is received (not available to residents of NY).
  • Trip Care Complete Insurance also offers “Optional Cancel for Any Reason Benefit” up to 75% of Trip Cost.

  Compare Trip Protection Insurance Plans »

At American Visitor Insurance, we assist travelers from nearly anywhere as they travel away from home! It is important to consider purchasing an insurance plan to cover trip cancellation. In that way, if something happens between the time you pay for your trip and the departure date which doesn’t allow you to actually take your trip, you can get a refund for your non-reimbursable deposits and costs associated with the trip.

The cost of such insurance is less dependent on the length of the trip (although most have maximum day limits) and more dependent on the cost of the trip you are insuring. There are plans available for very high cost trips (exceeding $10,000 per person), such as safaris, long cruises, etc. as well as plans for more modestly priced trips. Benefits are usually 100% of non-refundable trip costs. These benefits are often reduced to 75% for the ‘Cancel for any Reason’ benefit. These policies are very complete and well thought out.

If you do go on your trip, the policy will cover you for unexpected medical expenses and you will also have a trip interruption benefit if you should not be able to complete your trip for some reason (illness, weather, etc). In the case of the trip interruption benefit, the cost you insured for will come into play. There will be trip delay, if you miss a flight or connection, and help to catch your cruise if necessary. Also, the coverage for baggage loss is good and they have even thought of helping you get your pet or children taken care of if they accompany you on your travels.

Customers always ask me how much they should put down to insure their trips. This is a very important question to consider. Firstly, because it directly affects the cost of your insurance policy and secondly because it will put a maximum on your trip cancelation and interruption benefit. First of all, you can only ever get back the non-refundable portion of your trip cost. And, you must be able to show the loss. For example, when I booked a trip to Europe some time back over a summer, I prepaid for all our hotels.

The refund policy was only 10%, so I could have insured 90% of the cost in that case. You must look carefully for the refund policy of all pre-paid costs associated with your trip in order to get this amount correct. Airbnb are not consistent across the same city, so you will have to assess this individually for each part of your trip. While some plans allow you to put down a total trip cost or an average trip cost per person, some will want you to be specific for each traveler. Make sure you keep track of costs accurately again to keep the cost of the insurance down and your refund as accurate as possible.

Technically, you can insure for any portion of the trip that you want. However, in order to get some benefits, some plans require that you insure all of your pre-paid, non-refundable expenses (such as the waiver for the pre-existing condition exclusion, ‘cancel for any reason’ benefit, or cancel for any work reason benefit).

You can buy it at any time before your travel dates, however, since you are insuring the value of your trip, the sooner the better in case something happens to interfere with your travel. For example, maybe you’ve planned a trip for next October. Then, you find out that you will be required to be in court at that time.

If you haven’t already purchased your trip cancellation plan, you will not be able to get the refund since you already know about this conflict. Furthermore, you always get a 10 day ‘look free’ period after you purchase your plan which gives you a few days to make sure you got the product that you really want.

Many plans will cover pre-existing medical conditions (that is, they will waive the exclusion of pre-existing medical conditions) if you purchase your policy within a certain number of days of the initial trip deposit. In that case, for older travelers or those with such conditions, it is advantageous to get the policy within their deadline to get the additional peace of mind of more complete medical coverage should something happen.

Of course, we hope that you get to go on your trip without a hitch and that you stay happy and healthy though your trip, but these policies offer you some peace of mind, that even if things go wrong; from the minor inconvenience of missing a connecting flight to the major headache of trying to find appropriate medical care in an unfamiliar country or finding you are not able to take your vacation as planned in the first place, you will be taken care of by companies that have experience and the ability to work abroad. Let us help you find the right plan for your situation at American Visitor Insurance!

We’re glad you found your way to American Visitor Insurance. Our website is dedicated to getting you the least expensive, but most appropriate policy to put your mind at ease when you travel whether it’s on a getaway to Hawaii or an adventure across the globe to Mt. Fuji. We offer policies for pretty much anyone traveling nearly anywhere! If you are an older US resident planning a trip (up to 99 years), we have a relatively new policy that you should consider. IMG has been in the travel insurance business for many years with travel and trip insurance products for all travelers.

Their latest trip cancellation plan is called iTravelInsured Choice Insurance and iTravelInsured Choice Cruise Insurance. It is economically priced for trips that cost less than $10,000 per person (their other products can insure more expensive trips). While trip cancellation plans are often pricey, if you are an older traveler, they actually offer very competitive rates and often have much higher medical maximums and lower deductibles than straight travel insurance plans. Technically, you are not required to insure all of your trip or all your pre-paid non-refundable expenses. Minimum trip cost that can be insured is $500.

The most you insure for should be the total pre-paid, non-refundable portion of your trip cost. You will have to show your loss to get this benefit paid to you. Furthermore, if you go on your trip, this policy will provide coverage up to $100,000 for medical expenses as well as emergency medical evacuation of $500,000. There is no deductible on this plan. Also covered is baggage loss or delay, trip delay and trip interruption.

The reimbursement for the trip interruption benefit will be the proportion of remaining trip multiplied by the insured amount of the policy. The policy will also help with lost or stolen passports, credit cards, and personal items.

If you are looking to insure a trip outside the US and are dismayed at the low maximums available and high costs, particularly if you are over 80 years of age, we recommend having a look and thinking about choosing a trip cancellation plan like iTravelInsured Choice Insurance offered by IMG. It may give you a better rate and higher maximum than a plain travel insurance plan that does not include a trip cancellation benefit.

We’re glad you found your way to American Visitor Insurance. Our website is dedicated to getting you the least expensive, but most appropriate policy to put your mind at ease when you travel whether it’s on a getaway to Hawaii or an adventure across the globe to Mt. Fuji. We offer policies for pretty much anyone traveling nearly anywhere! If you are an older US resident planning a trip (up to 99 years), we have a relatively new policy that you should consider. IMG has been in the travel insurance business for many years with travel and trip insurance products for all travelers.

The plans offer a benefit called emergency medical evacuation. This benefit can move you from your cruise ship to the closest hospital that can attend you. It can also move you between hospitals if your current hospital cannot accommodate your needs. Also, it can move you to a hospital close to your home if a physician deems it necessary.