Student Medical insurance for US students overseas
There are over 300,000 US students studying abroad currently. It is important for these students to have proper student medical insurance while outside the United States since most domestic US health insurance has limited coverage outside US borders. You can compare popular international student plans and buy them online here .
International students often purchase their health insurance in the University. While this is most popular and convenient, it is often expensive. The plans offered on our website are cheaper and provide comparable coverage. You can compare the plans that we offer by getting quotes which also shows the coverage details. We can facilitate getting the insurance waiver form completed if required by your college.
These plans are also available for international students with M1 Visa taking part in vocational or technical training.
Student Secure Select, Patriot Exchange and Student Health Advantage Platinum do not provide coverage for wellness/routine and preventive care services.
Spouse and Childrens of F1 and J1 visa holders are issued the F2 and J2 visas respectively. While J1 visa holders have insurance requirements mandated by the US consulate, given the high health care costs in the US, it is prudent for F2 and J2 visa holders to also have proper insurance coverage.
International students on the F1 visa are allowed to enroll for optional practical training(OPT). This allows students to work off campus, or work without being enrolled for coursework in the university. Since students in this OPT visa status are not enrolled in coursework, they will be ineligible for some student insurance plans.
If more than two students are traveling overseas, you can buy the student group insurance plan. Buying a group insurance plan makes it easier to administer the plan as well as works out to be cheaper than buying individual student travel plans.
Smart Traveler Enrollment Program (STEP) This free service is offered by US Government for US citizens who are traveling or living abroad. You can enter your upcoming trip abroad which can be helpful for US department of state to help in case of an emergency.
Travel Documents before leaving the USA Before you are leave the States, be sure you have the correct paper work completed. You may need a current passport and the visa depending on the country you are visiting. These are important proofs of identity which you should carry with you at all times and carefully protect.
In case of an emergency abroad Imagine yourself trapped in an emergency situation while abroad and looking for help. When you travel, unexpected situations are common. Most insurance policies offer some concierge services to help the traveler while abroad. One safety step is to have contact details to the nearest US embassy office since that can also provide assistance in an emergency.
Travel with insurance coverage Visiting a doctor or hospital may not be in your plan while visiting abroad. However what happens in case you are forced to take medical assistance in case of an emergency situation? A proper student travel insurance coverage plan will be useful to pay medical bills, avoid financial loss, and even make sure get access to the care you may need.
Packing You may wonder as to what clothing to carry and which pair of shoes you should wear while traveling abroad. Try to avoid carrying too many valuables unnecessarily. Make sure that you have copies of your travel documents and that they are kept at different places in your luggage. It is advisable that you avoid carrying too many credit cards or bundles of cash. Travelers checks will be useful while abroad. It is a good idea to keep track of the serial numbers of the checks.
Destination research One of the most important tasks before leaving on your trip is to do some research on your destination. The destination you are visiting may not have the same laws or regulations you are used to in the States. Be aware of dress codes (formal or not) in your destination and be careful of any drugs (even prescription or over-the-counter ones) you might want to take with you. Never accept bags from strangers in airports, particularly in other countries, nor agree to carry something (even if it seems harmless) for someone else. If you don't want to stand out, leave your baseball caps and clothes with lettering/logos at home. Women should be sure short pants, short skirts, tank tops, etc. are acceptable where they are traveling. Most other cultures dress more formally and modestly than what we are used to State-side.