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Popular health insurance for US Students studying abroad






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  • flightIncidental home country up to a cumulative 15 days
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  • attach_moneyDeductible $250
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  • calendar_monthMonthly payment optioncancel
  • flightIncidental home country up to a cumulative 14 days
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  • descriptionPaper Application
  • calendar_monthMonthly payment optioncheck_circle
  • descriptionIncidental home country up to a cumulative 15 days
  • pregnant_womanMaternitycheck_circle
  • travelEvacuation/Repatriationcheck_circle
  • ecg_heartPre-existing conditions coverage after 12 months.
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How do I choose the best health insurance for students studying abroad?

Health insurance for US Students studying abroad

The best health insurance for american students studying abroad is a very positive experience, something all students will look back with very fond memories. Studying abroad is a wonderful opportunity to experience a new culture and learn a new local language and new traditions which along with the college education adds to the memorable experience.

If you are a person who loves to explore and visit new places and know about the history and culture and conduct research of any sort then this can be your dream come true! Studying abroad allows students to be deeply involved in the new culture not just for a few days or weeks but for months, giving the individual a chance to really live as a local to experience the new culture first hand.

Stepping out of a life that you have always lived and to experience a new life can be an eye opener and gives a better insight about yourself and lets you look at your own thoughts and ideas in new light.

As exciting as it sounds, finding out about schools abroad, how to get there and the processes to be followed might not be an easy task. The first thing would be to find out if your school or University in the US has a Study Abroad program.

If they do, then that makes it easy for you to get rolling! You need approval from your School to study abroad. This means that you need to complete the Study Abroad program application which might consist of an application, transcripts, essay, new recommendations…Normally Schools and Universities in US have a list of schools that they are partnered with other countries.

Before you make a decision to study abroad make sure that the place you choose is in your School’s list. If not, you can always make arrangements through a third party program. Remember that this is going to be a little more expensive than you School’s study abroad program.

Once you are all set with choosing your study abroad program, it is time for you to make a check off some important things that you need for studying abroad. You need your updated passport, Visa and International Student Health Insurance. Make sure that the school you choose abroad has your choice of major and that you can transfer your credits back and you have funds and you have your accommodation fully planned for while you are studying abroad.

One of the most important things that is going to make your trip and stay worthwhile and hassle free is good student travel insurance. You may also need to consider some vital student insurance factors for choosing the best coverage. You can compare some popular student health insurance quotes online. Make sure that you have adequate health insurance plan that has the benefits that you prefer and need during your stay abroad.

Is medical insurance required for students studying abroad?

Yes, health insurance is required for studying abroad. Many universities and study abroad programs require health insurance as part of their enrollment to ensure students have access to medical care while studying abroad. Even if not required, having medical insurance for students studying abroad is highly recommended to protect against unexpected medical expenses, including illnesses, injuries, or emergencies while studying in a foreign country.

Why is health insurance important for U.S. students studying abroad?

Health insurance for US students studying abroad is essential to ensure they have access to necessary medical care in case of illness or injury while in a foreign country. It provides financial protection against high medical costs, covers emergency services, and often includes benefits like medical evacuation and repatriation.

Health insurance for study abroad ensures access to necessary care without high costs, particularly in countries with privatized healthcare. Additionally, many universities and study-abroad programs require proof of health insurance as part of their enrollment criteria or visa approval. This compliance ensures that students are prepared for any health-related issues while abroad. Students can compare and buy best health insurance while studying abroad on American Visitor insurance online. For more details please contact us at (877)-340-7910 or email and our licensed agents will be glad to help you!

Does student travel insurance include trip cancellation or interruption benefits?

Many student travel insurance plans offer trip cancellation and trip interruption to protect students financially if they need to cancel or interrupt their travel plans due to unforeseen circumstances.

  • Trip Cancellation: This benefit reimburses students for prepaid, non-refundable expenses, such as flight tickets, accommodation, and tour fees, if they have to cancel their trip for a covered reason, such as a medical emergency, serious illness, or injury.
  • Trip Interruption: If a student has to shorten their trip or return home early due to a covered event (such as medical emergency, family emergency, or unexpected events related to their studies), this benefit will reimburse them for the costs incurred due to the interruption, like additional transportation fees or unused, non-refundable trip expenses.

What does international student insurance cover?

US study abroad health insurance - FAQ

1. Why do US students need student health insurance abroad?

US Students who study outside their home country should compare and buy good student medical insurance. As students in a foreign land, they should be focusing on their academic pursuits and not be burdened by stressful issues such as huge medical bills.

Healthcare in most developed countries is very expensive and since US students are outside their home country, and exposed to a new living environment, cuisine and weather, they are also vulnerable to fall sick.

The domestic health insurance may not cover students while in a foreign country. It is therefore very important to have the best travel insurance for students studying abroad to keep one secure in the event of a medical emergency.

2. What happens if a student gets sick while abroad without insurance?

If a student falls ill or gets injured abroad without insurance, they could face high medical costs and limited access to quality care. They would be responsible for covering all medical expenses out of pocket, including emergency treatment and hospital stays. In severe cases, they could face additional challenges with medical evacuation or repatriation, which could add extra expenses.

3. Is evacuation and repatriation included in health insurance study abroad plans?

Yes, evacuation and repatriation are included in study abroad health insurance plans. The GeoBlue Navigator insurance plan includes comprehensive coverage for medical evacuation and repatriation. Specifically, it offers a maximum benefit of $250,000 for emergency medical evacuation, ensuring that members can be transported to the nearest appropriate medical facility or back to the U.S. when medically necessary.

4. Does health insurance for American students studying abroad cover medical care overseas?

Yes, health insurance for American students studying abroad covers medical care overseas, including emergency treatment, hospital stays, doctor visits, and prescription medications. It ensures that students have access to healthcare while abroad, protecting them from high medical costs in foreign countries. However, coverage details can vary by plan, so students can compare and review the policy details to find the best student health insurance abroad.

What are the best health insurance for students studying abroad?

The best health insurance for studying abroad provides comprehensive coverage for unexpected illness or injuries. These plans offers medical emergencies, hospital stays, doctor visits, and more while overseas. Additional benefits include coverage for medical evacuation, repatriation, and trip interruption coverage ensuring students have complete protection while abroad.

How much does health insurance for US student abroad costs?

The US student abroad cost ranges from $25 to $463 per month. The price depends on the factors such as student's age, coverage duration, medical benefits, deductible, and co-insurance.

Insurance Plans Policy maximum Deductible Cost *
StudentSecure Smart WorldTrips $100,00 $0 $25
StudentSecure Budget WorldTrips $250,000 $0 $47
Patriot Exchange IMG $50,000 to $500,000 $0 to $500 $46 - $60
Student Health Advantage IMG $500,000 $250 $76
Navigator Student GeoBlue Unlimited Coverage $0 $463

* The best student health insurance abroad cost per month for an international student aged 20 years. Source: AMERICAN VISITOR INSURANCE®

At American Visitor Insurance we offer the best student insurance for US students studying outside USA. This is very important for US students while outside the USA to have the best health insurance coverage for sudden sickness or unexpected injury. One can compare student insurance USA plans based on cost and benefits. Do contact our customer support for clarification or if the University has specific requirements.

One can buy the student insurance USA online, to instantly get the student insurance USA ID Card and policy details. These can used to avail any of the student insurance benefits.

Click here for popular countries for US Students study abroad »

How can I buy the best health insurance studying abroad?

1: Finding the available best health insurance for international plans

Complete the student insurance quotes request form by providing details of the student and insurance requirements.

2: Compare the different medical insurance options

Compare the price and the benefits of the different travel insurance options to identify what fits your needs best.

3: Buy the student health insurance that you like best

Purchase the plan that fits your requirements and budget best by using a credit card and completing the online application.

4: Review the students medical insurance plan documents received by email

Review the travel insurance policy documents received by email closely for coverage details and relevant contact numbers.

Step by step student travel insurance

International student health insurance reviews

"After rigorous searching for suitable student health insurances online, I stumbled upon the American visitor Insurance website and the customer representatives were really patient and helpful in guiding me with the best plan that suits me."

Ron W

"We want to appreciate the fine service provided by your friendly employees from the NJ office, in helping us navigate insurance plans and successfully purchase plans for my parents. They are extremely courteous, patient, efficient and knowledgeable"

Konstantin V.B

"Your customer service provided me with perfect service and helped me very much to find policy I needed (for J2 visa). She was very polite and answered all my questions. I'm fully satisfied with the service. Thank you very much!"

Amanda

What determines the cost of best travel insurance for students studying abroad?

  • Student’s age: The student’s age determines the cost of US student medical insurance. The prices for f1 visa US student insurance increases with the age of the student.
  • The length of coverage: The price of student health insurance in the US can be either monthly or on a daily basis. The price increases with the duration of coverage required.
  • Maximum medical coverage: Student health insurance USA cost is directly dependent on the medical maximum coverage required. The cost of F1 student medical insurance is less for lower medical maximum and increases with higher medical maximum coverage.

GeoBlue Voyager Insurance for US Students

Geoblue Voyager plans offers coverage for Students or teachers going abroad for a semester.

Voyager Choice Insurance

  • Applicant's home country must be the US,
  • Covers pre-existing conditions for medical services and medical evacuation, for individuals with a current U.S. health plan,
  • US primary health plan required.
  • Access to doctors and hospitals in 190 countries.

Voyager Essential Insurance

  • Applicant's home country must be the US.
  • Pre-existing conditions are covered with a 180-day exclusion.
  • Does not require a primary health plan.
  • Access to doctors and hospitals in 190 countries.
  • This plan is available from 1 day to 182 days.

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US student trip cancellation Insurance

Student travel insurance with trip cancellation coverage is also called trip cancellation insurance or trip interruption insurance and offers coverage to protect students against financial losses in case they need to cancel or interrupt their travel plans for covered reasons. Student trip cancellation insurance is useful for US students who are studying outside the USA or participate in international educational trips. This Student trip cancellation insurance helps reimburse non-refundable expenses incurred for the trip, such as airfare, accommodations, and other prepaid costs.

Do U.S. students need health insurance while studying in Europe?

Health insurance U.S. students school in Europe
When studying in Europe, U.S. students are recommended to have student health insurance to access medical care and meet visa or university requirements. Most European countries require international students to provide proof of health insurance as part of their student visa application. The GeoBlue Navigator plan is highly recommended for U.S. students studying in Europe, as it is widely accepted and offers comprehensive coverage designed for study abroad students. Provides unlimited annual and lifetime medical maximum. Having health insurance while studying abroad is essential not only for meeting visa requirements but also for protecting against high medical expenses that can arise from unexpected illnesses or injuries. Without insurance, students may face significant out-of-pocket costs for medical care.

How can I find the cheapest F1 student health insurance?

Cheapest medical insurance for F1 students

International students studying abroad, along with their education get an opportunity to experience a new culture, see different parts of the world and meet new people with varied backgrounds. We work with all reputed US insurance providers to offer excellent F1 student health insurance.

American Visitor Insurance has a compare F1 visa student travel insurance tool along with article's and FAQ's with to help students fine the best health insurance for F1 students. The compare foreign student insurance tool displays the cost and coverage details of students medical insurance that satisfy f1 visa health insurance requirements. Students can easily find cheap health insurance for international students by comparing both cost and other F1 visa student insurance coverage benefits.

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Which are the best insurance companies for international students in USA?

You can find reliable US insurance providers like International Medical Group(IMG), WorldTrips, GeoBlue insurance.

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