F1 and F2 Visa insurance information
The F1 Visa is issued for full time students enrolled in any University in the US, college, high school, private elementary school, seminary, conservatory or a language training program in the US. For any dependents like unmarried children under age 21 or the spouse who accompany F1 Visa
holder will be issued F2 Visa
during their stay here in the US. These visas are issued for the length of their education program. The F1 visa also allows visa holders a period of practical training know as Optional Practical training (OPT)
when the F1 visa holder is not a full time student within the university but is a intern or a trainee.
Obama Care and F1/F2 Visa
Schools in the US offer health insurance plans for student on the F1 Visa. Although there is no set requirements for health insurance for F2 Visa, it is highly important for everyone in the US to have health insurance as medical expenses are extremely high in the US where you might end up spending all your savings and be wiped out with no money in case you come across any medical emergency. After the introduction of the Affordable Care Act (commonly known as Obamacare) since 2014, Schools are offering student health insurance plans compliant with the Obamacare
. These plans do not have policy maximum, pre-existing coverage exists along with coverage for maternity and preventive care.