OPT student health insurance, OPT medical insurance

International Students on a F1 visa and Optional Practical Training (OPT) status (hence not taking any courses) can purchase best OPT insurance that we offer. Simply enter your age to get affordable quotes of different health insurance for f1 students on OPT plans.
Limited
  • Maximum coverage
  • Deductible
  • Fixed plan suitable for OPT holders until they qualify for domestic plans.
    No arrival time restriction in US
    Renewable for up to 5 years
    Plan maximum lifetime is 364 days
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  • Maximum coverage
  • Deductible
  • Comprehensive visitor plan and is available for OPT holders
    No deadline for arrival time in the US
    Maximum lifetime of plan is 364 days
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  • Maximum coverage
  • Deductible
  • Comprehensive health insurance for OPT students
    Excellent medical insurance for new immigrants and visiting scholars in the USA
    Plan maximum lifetime is 364 days.
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  • Maximum coverage
  • Deductible
  • Available for both US and Non US citizens traveling outside their home country.
    Visitor plan suitable for OPT holders
    Plan maximum lifetime is 364 days
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Why buy medical insurance when on the OPT status?

  • International Students with the F1 visa are eligible to get internship on a work permit for 36 months for STEM (Science, Technology, Engineering, Math) students and 12 months for non STEM students.
  • Since these students are no longer taking courses in the university, they are not eligible for student insurance.
  • International students cannot buy domestic insurance plans as they are not US citizens or US permanent residents (Green card holders).
  • We offer insurance plans for OPT students which are both affordable and comprehensive in their coverage.

Best medical insurance for an F1 under OPT

  • The OPT insurance, or the OPT student insurance plans that we offer can be purchased for as few as five days and can be renewed (some of them want initial purchase of three months for future renewal).
  • OPT health insurance will cover all new medical ailments, injuries or accidents that may occur after the effective date of the insurance.
  • These plans will however not cover pre-existing ailments, maternity, dental or vision care or any preventative care such as health checkups or immunizations.
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How much do OPT Student Health Insurance Plans cost?

The OPT Student Health Insurance Plans cost varies depending on the age of the OPT student and the duration of coverage required. The older the student the higher will be the OPT medical insurance cost. The longer the duration of travel insurance required, the greater will be the cost of OPT Health Insurance for F1 Students. Our Health insurance for OPT students quote comparison facility lists the opt student health insurance plans that satisfy your requirements comparing them based on price and benefit. Compare health insurance for OPT students and compare free OPT medical insurance quotes to find the best opt insurance online.

Is it mandatory to have health insurance on OPT?

The US immigration authorities do not make it mandatory for students on Optional Practical Training (OPT) status to buy student insurance. However, given the very cost of healthcare in the US, and the relatively low cost of OPT insurance for the relatively young students, it is very logical to buy good OPT insurance which will cover the health of the student while he/she is on the OPT status. Students on OPT status will not need any OPT student insurance if they have health insurance coverage from the institution where they are doing their Optional Practical training.

What is opt in insurance?

OPT insurance reference to the health insurance for international students in the United States when they are on the Optional Practical Training (OPT) status of the students visa (F1 visa). International students in the US who are in the STEM (Science, Technology, Engineering, Math) education stream are provided the OPT status after their required coursework for three years. International Students in the US who are not categorized under the STEM programs are usually given the OPT status for 1 year after completing their university coursework.

Are f1 students required to have health insurance?

International students on the F1 visa in the US are not mandated by the US immigration authorities to have health insurance. However most US universities insist that all international students have good student health insurance. Even if the Universities do not insist of student health insurance coverage, it is prudent to buy good international student medical insurance given the very high cost of healthcare in the US. Given the relatively young age of international students, the cost of student health insurance is quite low, and it is really very risky to be uninsured while living in the United States.

What is the best health insurance for international students?

The best health insurance for international students will depend on the unique needs of the student. There is no single plan which will qualify as the best student health insurance plan for all students. While some students will be looking for the cheapest student insurance, others will be looking for the most comprehensive coverage even if the cost is higher. The factors to be considered while buying student insurance are the coverage benefit details and the PPO network on the student insurance plan, the cost of the student insurance plan and the option to buy it on a monthly or quarterly basis.

Resourceful OPT medical insurance information

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