OPT student health insurance, OPT medical insurance

International Students on a F1 visa and Optional Practical Training (OPT) status (hence not taking any courses) can purchase best health insurance plans for OPT students that we offer. Simply enter your age to get affordable quotes of different health insurance for f1 students on OPT plans.

Health insurance for international students in the USA without coverage for Coronavirus

Given the Coronavirus pandemic, we have been receiving calls from several international students who are stranded in the United States without any medical insurance to cover them for COVID-19. This is because their existing student insurance policy either excludes coverage for Coronavirus or these students do not have any proper medical insurance coverage.
In this context , INF insurance offers the INF Elite Network Insurance and INF Advantage Insurance options for international students in the US and needing Coronavirus insurance coverage. The INF travel insurance policy is good if you are replacing an existing student policy that has expired or maybe you didn't have an insurance policy to begin with. International students in the US can purchase these plans. The INF Advantage plan is quite affordable and students are even buying this plan to supplement their existing insurance if it does not have coverage for COVID-19.
Please know we are here to help you make the best, informed decision to get coverage even for COVID-19! Let us know how we can assist you. Feel free to contact us by email or phone at any time.

Why buy US medical insurance for OPT?

  • International Students with the F1 visa are eligible to get internship on a work permit for 36 months for STEM (Science, Technology, Engineering, Math) students and 12 months for non STEM students.
  • Since these students are no longer taking courses in the university, they are not eligible for student insurance.
  • International students cannot buy domestic insurance plans as they are not US citizens or US permanent residents (Green card holders).
  • We offer affordable health insurance for opt students in the USA and provide health insurance comprehensive coverage to international student on OPT.

Best medical insurance for F1 students on OPT

  • The affordable health insurance for visa OPT, or the STEM OPT student insurance plans that we offer have cheap F1 opt insurance rate and can be purchased for as few as five days and can be renewed (some of them want initial purchase of three months for future renewal).
  • OPT health insurance F1 will cover all new medical ailments, injuries or accidents that may occur after the effective date of the insurance.
  • The Health insurance for students on opt will however not cover pre-existing ailments, maternity, dental or vision care or any preventative care such as health checkups or immunizations.
AVI customer service

NEED HELP? Contact Us
We are here to help you!


OPT student insurance FAQs

The OPT Student Health Insurance Plans cost varies depending on the age of the OPT student and the duration of coverage required. The older the student the higher will be the OPT medical insurance cost. The longer the duration of travel insurance required, the greater will be the cost of OPT Health Insurance for F1 Students. Our Health insurance for OPT students quote comparison facility lists the opt student health insurance plans that satisfy your requirements comparing them based on price and benefit. Compare health insurance for OPT students and compare free OPT medical insurance quotes to find the best opt insurance online.

The US immigration authorities do not make it mandatory for students on Optional Practical Training (OPT) status to buy student insurance. However, given the very cost of healthcare in the US, and the relatively low cost of OPT insurance for the relatively young students, it is very logical to buy good OPT insurance which will cover the health of the student while he/she is on the OPT status. Students on OPT status will not need any OPT student insurance if they have health insurance coverage from the institution where they are doing their Optional Practical training.

OPT insurance reference to the health insurance for international students in the United States when they are on the Optional Practical Training (OPT) status of the students visa (F1 visa). International students in the US who are in the STEM (Science, Technology, Engineering, Math) education stream are provided the OPT status after their required coursework for three years. International Students in the US who are not categorized under the STEM programs are usually given the OPT status for 1 year after completing their university coursework.

International F1 visa students on the OPT visa in the US are not mandated by the US immigration authorities to have US health insurance OPT. However most US universities insist to have good Student health insurance plan for OPT students. Even if the Universities do not insist of student health insurance coverage, it is prudent to buy good international student medical insurance given the very high cost of healthcare in the US. Given the relatively young age of international students, the cost of student health insurance is quite low, and it is really very risky to be uninsured while living in the United States.

The best health insurance for international students will depend on the unique needs of the student. There is no single plan which will qualify as the best student health insurance plan for all students. While some students will be looking for the cheapest student insurance, others will be looking for the most comprehensive coverage even if the cost is higher. The factors to be considered while buying student insurance are the coverage benefit details and the PPO network on the student insurance plan, the cost of the student insurance plan and the option to buy it on a monthly or quarterly basis.

Factors to consider for F1 students on OPT buying health insurance
Important factors to consider while buying university comparable student health insurance.
Click here
Welcome to American Visitor Insurance  -  Online Chat
Name is required
Email is required Email is invalid
Contact is required