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The OPT Student Health Insurance Plans cost varies depending on the age of the OPT student and the duration of coverage required. The older the student the higher will be the OPT medical insurance cost. The longer the duration of travel insurance required, the greater will be the cost of OPT Health Insurance for F1 Students. Our Health insurance for OPT students quote comparison facility lists the opt student health insurance plans that satisfy your requirements comparing them based on price and benefit. Compare health insurance for OPT students and compare free OPT medical insurance quotes to find the best opt insurance online.
The US immigration authorities do not make it mandatory for students on Optional Practical Training (OPT) status to buy student insurance. However, given the very cost of healthcare in the US, and the relatively low cost of OPT insurance for the relatively young students, it is very logical to buy good OPT insurance which will cover the health of the student while he/she is on the OPT status. Students on OPT status will not need any OPT student insurance if they have health insurance coverage from the institution where they are doing their Optional Practical training.
OPT insurance reference to the health insurance for international students in the United States when they are on the Optional Practical Training (OPT) status of the students visa (F1 visa). International students in the US who are in the STEM (Science, Technology, Engineering, Math) education stream are provided the OPT status after their required coursework for three years. International Students in the US who are not categorized under the STEM programs are usually given the OPT status for 1 year after completing their university coursework.
International F1 visa students on the OPT visa in the US are not mandated by the US immigration authorities to have US health insurance OPT. However most US universities insist to have good Student health insurance plan for OPT students. Even if the Universities do not insist of student health insurance coverage, it is prudent to buy good international student medical insurance given the very high cost of healthcare in the US. Given the relatively young age of international students, the cost of student health insurance is quite low, and it is really very risky to be uninsured while living in the United States.
The best health insurance for international students will depend on the unique needs of the student. There is no single plan which will qualify as the best student health insurance plan for all students. While some students will be looking for the cheapest student insurance, others will be looking for the most comprehensive coverage even if the cost is higher. The factors to be considered while buying student insurance are the coverage benefit details and the PPO network on the student insurance plan, the cost of the student insurance plan and the option to buy it on a monthly or quarterly basis.
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