Impact of Covid19 on international studies, Best international student health insurance

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Covid19 International Students health insurance in the USA

Coronavirus or Covid19 is a pandemic which has captured the global economy crunching all activities and bringing them to unexpected halt with devastating impact. The virus has ravaged all of the popular global study destinations like the U.S, Europe, Canada, Asia, Australia and Germany. Universities have been in lockdown mode and virtual classes have been replaced with campus activities.

Students who are currently in their home countries are apprehensive about travel restrictions, study budgets, and challenges in completing their existing study course. And some students who are already studying abroad have become more pessimistic of their expectations of what will be the impact of COVID-19 in their future study plans. They will probably consider online learning, or postpone their studies. Regardless of the decision, students who are planning or are studying abroad need to be prepared for all unforeseen circumstances while they are studying in the current situation of Covid-19.

There are many things that a student needs to have completed as a part of their checklist while studying abroad, in the given situation health, finance, and safety tops the checklist. Living with a life-threatening virus around a student has to be safe enough and if contracted virus then need to have good student insurance or be financially stable. To help a student be financially stress free with a good student coverage, we at American Visitor Insurance are committed to assist international students with the best medical insurance coverage for Covid-19.

In the US, it was earlier mandatory that international students required to purchase a medical insurance which was compliant to the Affordable care act, ACA(Obamacare). With the Trump Administration removing this requirement, international students can buy student medical insurance that is offered with America Visitor Insurance. As long as a student is enrolled in the University they can purchase student insurance. Currently few student insurance plans are offering coverage for Covid 19. The one popular exception is the Student Secure insurance plan offered by Tokio Marine HCC (HCCMIS) which covers Covid19 illness if it is purchased after May 15th 2020.

In the present situation several F1 visa international students, not enrolled in any classes are stranded in the US. These international students are not restricted to only buy student insurance plans but they can purchase short term US visitors medical insurance. International students can review and compare visitor insurance plans and find plans with Covid coverage that fit their needs.

International Medical Group is offering coverage for Covid19 medical expenses. Following are the popular Covid19 international student health insurance that offers coverage for medical expenses from coronavirus. International students can also review and compare student health insurance for Covid19 and find the best plan with Covid coverage that fit their needs.

Impact of covid19 on international university education and the need for good student medical insurance

Studying abroad, outside one’s home country is always a dream for many students. Each year many thousands of students who aspire to study abroad enroll into higher education in a university abroad. The United States, Canada, the UK, Australia, Netherlands, France and Germany are some of the most popular destinations for international students. However, due to the sudden breakout of the coronavirus pandemic restrictions have been placed all across the globe, that has shattered dreams or delayed plans for studying abroad in the near future. Students who are already studying abroad are seeing major disruptions. Mid-term closing of universities, suspended programs, real classes replaced by virtual classes and disrupted air travel and visa processes have all disrupted university education in most nations.

Students are anxious to know if they will be able to complete the course that they had applied for in the due course of time, if they will be able to get the preferred jobs that they had applied for before the outbreak of Covid-19. Students worrying about their visa expiry, cut off dates to start working post their course, some students who were recalled back to their home country are apprehensive if they can return to the universities that they were studying to complete their course. CIEE, the study abroad provider organization even decided on March 15 2020 to suspend all spring semester programs worldwide.

Quacquarelli Symonds (QS) report states that about 50 % of Science, technology, engineering and mathematics (STEM) students in India have dropped the plan to study abroad post the Covid-19 pandemic. Similarly students worldwide are unsure of what the future holds for them.

In the wake of the COVID-19 students and universities equally are adapting quickly to altering circumstances. Institutions have reacted very quickly to the increasing demand for online delivery of courses. A surprising percentage of students currently studying abroad are taking classes online. Aspiring students can speak to international student’s resolution in pursuing the study abroad to see if there are viable study abroad opportunities such as online learning or delaying their study plans abroad.

Studying outside the home country amongst the coronavirus pandemic is very stressful. Constant worry if you have contracted Covid-19, whether or not you have health insurance coverage for covid-19? There is a need for the best international medical insurance. It’s very important to have a medical insurance while you are away from home studying and living by yourself abroad. Proper student medical insurance will cover you for all unforeseen medical expenses like doctors’ fees, operation charges, laboratory charges and all treatment given to you in an event of emergency hospitalization. Not having good student medical insurance outside the home country is very risky and expensive, you will land up paying huge bills in case of any injury or unexpected medical emergency. So it’s best to be careful. Studying abroad remains a priority for many students, however COVID-19 has made it difficult to answer the question of when and how to make their dream of studying abroad come true .

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