Covid 19 pandemic which started in late 2019 has destroyed the health and safety of humanity across the globe. Governments, the vaccine industry and researchers are committed towards the global efforts to care for the people affected by the virus, develop means to stop future outbreaks and contain the existing outbreak. The world’s biggest vaccination campaign has begun worldwide; about 104 million doses have been administered across 66 countries.
The vaccination will be carried on with phases where Phase 1b-frontline workers and citizens aged 75 years and older will be vaccinated and Phase 1c-People who are aged about 65-74 years and about 16 -64 years will be vaccinated. A US manufacturer Pfizer and BioNTech a German biotechnology company was the first to release late-stage trial data on 18th November 2020.The United Kingdom chose to be the first country to take the shot for emergency use of the vaccine from BioNTech-Pfizer and began to administer the dose on December 8, 2020.Canada on December 9th 2020 approved of vaccinations and the US Food and Drug Administration (FDA) on December 11th 2020.
About 22.4 million shots have been administered among the healthcare workers in the US by 14thDecember 2020. Ever since the vaccines have been approved about 32.9 million people in the US have received at one dose each and 9.8 million people have been fully vaccinated with two shots. The new President Joe Biden has announced a goal of administering 1.5 million doses of coronavirus vaccine each day. In the first week of February the Centers for Disease Control and Prevention said that about 1.49 million shots have been administered each day. The Biden administration also announced that as a part of bringing equity they will begin the distribution of vaccines to clinics in underserved areas.
European Union started its vaccine campaign on December 27th 2020 and it’s due to receive 12.5 million doses to cover 450 million people across 27 of its member states over the year 2021. The administration of the vaccine varies from country to country and state to state. Each of them with their own strategy targeting the healthcare workers and citizens aged above 65 years get vaccinated first.
In continuation to the global effort to curb Covid 19 pandemic on 3rd February 2021 the WHO Global Ambassador said that an immediate action needs to be taken to tackle noncommunicable diseases (NCDs) and an urgent need for stronger public health policies. The NCDs have accounted for over 74% of deaths globally and worsened the situation of the covid 19 patients. The pandemic has emphasized the danger of NCDs such as diabetes, hypertension, heart disease, cancer and respiratory diseases.
Researchers and scientists are still working to ensure that the best vaccine has been administered to humankind however vaccines alone will not completely stop the spread of the virus.
The travel situation worldwide has been changing frequently as we all deal with the on-going (seemingly endless) pandemic. Thanks to vaccinations, some travel is opening up and people are feeling a little more confident to take to the skies to visit distant lands. Heaven knows we can all use a break from our daily grind! Some countries are now requiring specific COVID coverage for visitors to their countries regardless of vaccination status. Some countries waive insurance requirements for those who are fully vaccinated (note that the definition of "fully" vaccinated changes over time).
Some countries have threatened to close their doors to unvaccinated travelers. So, travel during COVID is a bit more challenging than before, but not impossible. Luckily, here at American Visitor Insurance we have a range of products to fit most needs, particularly to meet country requirements for travel at very economical prices.
Furthermore, a growing number of travelers from the US are wanting to be sure that some sort of "quarantine" coverage is on their policies. At the current time, the US requires a negative COVID test to return to the US (that is, to get on the plane to return home). So, if you test positive, you will then be forced into quarantine or isolation for some days until you can test negative (hopefully, 5 days, but can be longer and may depend on your host country). Luckily, we have a plan now for US residents that includes this Covid Quarantine expenses coverage.
The Safe Travels Outbound is a travel medical insurance plan offered by Trawick International which has options of $50,000 to $500,000 medical maximum with deductible options of $0 to $2,500. The base plan offers a $2000 benefit for trip delay which can be used in case of quarantine. It is paid at $150 per person (testing positive) per day up to a total of $2000 (so up to about 13 days total). You can upgrade this benefit to $4,000 ($300/day) or $7000 ($500/day) to meet your needs.
US residents wanting to have trip cancellation benefits, can choose from some trip cancellation plans that also offer this trip delay benefit (specifically the Safe Travels Voyager offers the same upgrades to the travel delay benefit outlined above) Safe Travels Explorer Insurance is the trip cancellation insurance plan which offers coverage for quarantine up to $2,000.
Non-US residents can purchase the Safe Travels International or Safe Travels International Cost Saver to get the $2000 trip delay benefit as well which can be used for travel outside the US. Currently, there are no plans we sell to cover quarantine costs while in the US.
So, check your passports and dust off your suitcases! Getting the insurance you need to go to the Caribbean, South America, Asia, or anywhere that seems to have complicated requirements is EASY here at American Visitor Insurance. If you can't figure it out or you'd like some additional help, please call a friendly agent for help today!
As ever, we wish you safe and happy travels!
Generally, the accepted incubation period for the virus has been established at 14 days. This is not always the case, but many countries have adopted a standard two week quarantine period for their visitors and it seems likely you will show symptoms within this time frame should you have it. Further evidence shows that you are most contagious during the early part of your infection, so this period would allow that most contagious time to be over.
So, what we are really concerned about is: What if I get sick with COVID-19 during the first 14 days of my trip? What will the insurance company do? This is a valid question for both parties concerned. The answer is: we don’t know. It will depend on many factors. If the place you are going does good contact tracing, perhaps you will be notified that some place where you were, there was a confirmed case and you should quarantine for that reason. If you get sick after that, you will have some evidence of where you picked up the infection.
The US has been increasing its COVID testing and is even providing free testing in many locations, however the cost of a coronavirus test varies among the providers, labs and states. The typical charges for paid testing varies from $20 up to $200. The federal law requires all regular domestic health insurers to cover the costs of the insured for Covid19 test, however this has to be prescribed by a medical practitioner.
SARs CoV2-Covid19 is a respiratory infectious disease which spreads through a person’s cough, sneezes or breathes and enters the other person through mouth, nose and eyes. It also spreads via surfaces which are contaminated by an infected person. Hence it is difficult to stay safer and maintain social distancing in crowded places which makes travelling a higher risk in contacting Covid19. To avoid infection, one must be extra careful and wear a mask at all times along with washing ones hands frequently and maintaining social distancing as best as possible.
Wearing masks is one of the measures to overpower the transmission of the virus . Wearing of the mask alone is not sufficient for protection against Covid 19, however it is an important factor to prevent infection .One must follow all the public health recommendations provided by CDC to be safe.
Covid 19 is caused by a virus and not bacteria hence antibiotics should not be used as a treatment against coronavirus.
So far there has been no proof that Covid 19 can be spread via food and food containers. However it's good and safer to practice hygiene to prevent any infection arising from food.
Yes, we do offer COVID quarantine insurance coverage . Since all travelers coming to the US need to test for Covid before they are allowed to fly to the US, there is always a risk of testing Covid positive and being forced to Quarantine while outside the United States. US travelers can buy trip cancellation insurance with Quarantine coverage (covers both the health of the traveler and the trip cancellation expenses) or Travel insurance that covers Covid quarantine costs (cheaper but covers only the health of the traveler, not the trip cancellation expenses). International travelers who are Non US citizens can also buy travel insurance with Covid quarantine expenses covered
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