INF Elite Plus X Travel Insurance

Comprehensive travel insurance with full pre-existing conditions for non-us residents.

What is INF Elite Plus X insurance?

INF Elite Plus X travel health insurance is a comprehensive travel medical insurance plan that covers for Non-US Citizens & anyone visiting USA, Canada, Mexico and traveling worldwide outside their home country. This plan covers preventive & maintenance care and coverage for full body physicals and provides coverage for full pre-existing conditions up to 99 years of age, as well as other benefits such as emergency medical evacuation, repatriation of remains, accidental death and dismemberment, and telemedicine. This plan offers coverage for minimum of 90 days up to 364 days. Plan will pays 90% of eligible medical expenses up to the policy maximum inside PPO network and the plan will pay 70% of eligible medical expenses outside of the PPO network after the deductible met for United Healthcare PPO network.

INF Elite Plus X Insurance Reviews

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Insurance provider
INF
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Rating
AM Rating: A
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Period of Coverage
90 days to 364 days
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Underwriter
Crum & Forster SPC
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Best for
  • Non-U.S. residents
  • Full pre-existing condition
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PPO network
Part of United Healthcare network United Healthcare Provider Network
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Maximum limits
Age 0-69 years: $150,000 to $300,000
Age 70 to 99 years: $75,000
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Deductible options
Deductible options from
$100, $250, $500, $1,000, $2,500, or $5,000

What are the key highlights of INF Elite Plus X insurance?

  • Provides coverage for preventive and maintenance care.
  • Offers coverage for complete full body physicals.
  • Comprehensive coverage for pre-existing condition.
  • Priority pass lounge visits as addon.
  • Available for a minimum of 90 days and up to 364 days.
  • Emergency medical evacuation covered up to $50,000.
  • Accidental death and dismemberment is covered up to $25,000.
  • Urgent Care Clinic: In network - $25 copay, Out network - $50 copay.
  • Offers 24/7 travel assistance services.

Who is eligible for INF Elite Plus X insurance plan?

  • Available for non-U.S. citizens and non-U.S. residents traveling to the USA, Canada, or Mexico.
  • For ages 14 days to 99 years.
  • Coverage available from 90 to 364 days.

What is a Coinsurance in INF Elite Plus X insurance?

Co-insurance is the percentage of eligible expenses the company will pay after the deductible is met. If the insured receives treatment in the PPO Network, INF Elite Plus X insurance pays 90% of the preferred allowance. And Outside the PPO Network the plan pays 70% of Usual, Reasonable & Customary (URC) Charges.

How much does INF Elite Plus X insurance cost?

INF Elite plus insurance cost is ranges between $984 to $4,416 per 3 months, this is dependent on the age of the traveler, the plan maximum and the deductible.

The INF Elite Plus X insurance cost is greater for older travellers as they are more likely to need healthcare while traveling. Also, the higher the plan limit, the higher will be the premium, while the higher the deductible the lower will be the premium. Travelers up to age of 69 years can choose maximum limits of $150,000 and $250,000. Travelers aged 70 to 99 years can choose $75,000 coverage.

Here we are showing INF Elite Plus X insurance cost per 3 months with a deductible of $500. Minimum enrolment for this plan is 90 days.

Age of traveler Maximum $150,000 Maximum $250,000
18 - 29 years $414 $460
30 - 39 years $501 $558
40 - 49 years $594 $662
50 - 59 years $874 $981
60 - 69 years $1243 $1400

For ages 70 – 79 years the cost is $3,567 per 3 months with medical maximum of $75,000 and deductible $500.

For ages 80 – 89 years the cost is $4,416 per 3 months with medical maximum of $75,000 with deductible $500.

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Review and compare the best INF Elite Plus X Plan visitor medical insurance quotes.

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What are the benefits of INF Elite Plus X insurance?

  • Hospital room and board help Covered
    Intensive care unit help Covered
    Surgery help Covered
    Urgent Care Visits In Network: Covered with $25 copay
    Out Network: Covered with $50 copay
    Assistant Surgeon help Covered
    Doctor’s Non-Surgical Visits Covered
    Consultant Doctor, when requested by attending Doctor Covered
    Pre-Admission Tests within 14 days before hospital admission Covered
    Surgical Room & Supply Expenses Covered
    Surgeon Covered
    Diagnostic X-rays & Lab Services (PET, CAT, and MRI scans) Covered
    Physiotherapy $100 per visit up to a maximum of $1,0000
    Chemotherapy and/or Radiation Therapy Covered
    Emergency Medical Treatment of Pregnancy Covered
    Dental Treatment injury to Sound, Natural teeth (Due to Accident) help Covered
  • Emergency medical evacuation help Up to $50,000
    Return of mortal remains help Up to $50,000
    Emergency local ambulance Covered
  • Pre-Existing Conditions For age 0-69: $25,000 Maximum Benefit; subject to a $1.5k Deductible.
    For age 70-99: $20,000 Maximum Benefit; subject to a $1.5k Deductible
  • Accidental Death and Dismemberment help $25,000
    24/7 Travel Assistance Services Included
    Incurral Period 90 days after the date of Injury/Sickness

What is the INF Elite Plus X insurance PPO network?

A Preferred Provider Organization (PPO) is a network of highly qualified doctors, well-recognized hospitals, medical providers/facilities who are contracted by INF to offer services to insureds. This will help reduce the insured’s out-of-pocket costs.

United Healthcare Provider Network

INF maintains when inside the U.S., the UnitedHealthCare options network which is a longstanding reputable tier one network that gives you more access to more doctors and services.

To find a network doctor, hospital, lab, or healthcare provider in your area, start by searching for those who are part of our network. These healthcare providers have agreed to charge lower prices, which can help reduce your overall healthcare costs. By selecting a provider within our network, you ensure that you’re taking advantage of the cost savings associated with your health plan. Be sure to confirm that the provider is covered under your specific plan to maximize your benefits and minimize out-of-pocket expenses.

local_hospital INF Elite Plus X plan PPO network »

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INF Elite Plus X Insurance – FAQ’s

01. What is the advantage of buying INF Elite Plus X Insurance?

Elite Plus X Insurance Covid19 travel insurance by INF for coronavirus will cover eligible medical expenses resulting from covid19/SARS-CoV-2, Preventive & maintenance care and coverage for full body physicals.

02. Does INF Elite Plus X Insurance cover covid illness?

INF Covid19 travel insurance by Elite Plus X travel insurance for the coverage will cover eligible medical expenses.

03. How is the deductible paid and how is the plan maximum offered for INF Elite Plus X visitor insurance? Is it per injury/per sickness and is there a cap with the maximum coverage?

INF Elite Plus X visitor medical insurance will cover on a per incident (sickness) basis up to the policy maximum. And the deductible is applied per sickness as well. There's no "lifetime maximum" for the plan - theoretically you could go to the hospital 10 times and get $1.5 million in claims.

04. Does INF insurance cover medical tourism?

INF insurance will not cover visitors to US if they are already sick, if a traveller is already in the hospital, expecting to use the insurance, if travelers have scheduled medical procedures, or if travelers are seeking on-going treatment.

If a visitor proceeds to do any of the preceding, it may result in the cancellation of coverage, full refund of the amount paid, and all claims denied. INF has a 5 day waiting period for new sickness / pre-existing coverage if the traveler has already arrived in the United States.

05. What is INF Elite Plus X Insurance?

INF Elite Plus X Insurance is a comprehensive travel insurance plan for non-U.S. residents and non-U.S. citizens who are traveling to the United States, Canada, or Mexico. The plan covers COVID-19 like any new sickness, as well as pre-existing conditions related to COVID-19, such as worsening pre-existing conditions or acute onset of pre-existing conditions. The plan also covers preventive care and full body physicals.

06. What are the benefits and limits of INF Elite Plus X Insurance?

INF Elite Plus X Insurance offers three options for the policy maximum: $150k, $250K, and $300K. The deductible options are $50, $100, $250, $500, $1K, $2.5K, and $5K. The plan pays 80% or 90% of eligible medical expenses up to the policy maximum within the United Healthcare PPO network, and 60% of eligible medical expenses outside of the PPO network, after the deductible is satisfied. The plan also provides coverage for repatriation of remains, medical evacuation, accidental death and dismemberment, rental car coverage, financial default protection, and more. The plan has a maximum limit of $25,000 for pre-existing conditions with a deductible of $1.5K. You can compare the INF Elite Plus insurance benefits on American Visitor Insurance.

07. How can I cancel or extend INF Elite Plus X Insurance?

You can cancel or extend INF Elite Plus X Insurance online. You can cancel your plan before the effective date for a full refund, or after the effective date for a prorated refund minus a cancellation fee of $25. You can extend your plan for any amount of time after the initial coverage period, as long as you have not filed any claims.

INF Insurance related coverage

INF Elite X insurance

Visitors Worldwide Outside of USAFull Pre-existing condition

  • Plan will pays 80% of eligible medical expenses.
  • This plan offers coverage for minimum of 90 days up to 364 days.
  • $25 In-Network urgent care copay

INF Elite 90 X insurance

Comprehensive planFull Pre-existing condition

  • Plan will pays 90% of eligible medical expenses.
  • This plan offers coverage for minimum of 90 days up to 364 days.
  • This plan provides coverage for full pre-existing conditions up to 99 years of age.