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INF Travel insurance options

Answer these questions to find the best insurance plan for your needs (International travelers, students, all US visa’s and Schengen visa).
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What is the traveler's destination?

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What is the nationality of the traveler?

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Is the traveler looking for?

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Does the traveler need Schengen Visa Insurance or Long term Europe Visa insurance?

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What is the Visa of the traveler?

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What is the Visa of the traveler?

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Does the traveler have any pre-existing medical conditions?

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Type of Insurance?

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Spouse's Age (if travelling)
Dependents(< 18 years & if travelling)
 
 
 
 
 
 
 
 
 
 
 
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Resourceful Travel health insurance information

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Visitor insurance resources

Visitors travel insurance for medical emergency outside your home country. Know more
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Types of travel insurance online

Understanding different types of travel health insurance plans.Know more
Compare pre-existing

Visitors insurance factors

Important factors while deciding on the best travel insurance for USA. Know more
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Travel insurance claims procedure

Travel insurance online claims process for getting medical care in a hospital.Know more

Travel health insurance

Travel health insurance plan maximum

There are several travel health insurance plans available for the visitors traveling outside their home country. These plans usually cover unexpected travel and medical emergencies .They cover sickness and injury as well as have benefits for repatriation and evacuation, luggage loss and delay and trip interruption. However, one of the most important benefit that most travelers, in particular older travelers need is the coverage for pre-existing medical conditions. While there are several comprehensive travel insurance plans that provide coverage for acute onset of pre-existing conditions, there are many restrictions for older age groups.

INF travel insurance plans offer the most comprehensive coverage for acute onset of pre-existing conditions and accident and sickness for travelers visiting their families in the US and Canada. This relieves the stress of choosing insurance plans with pre-existing coverage and gives the travelers confidence to travel outside their home country. These plans serve many people who are visitors and who specifically need coverage for pre-existing conditions.

Some plans cover even the routine checkup associated with the pre-existing conditions. This pre-existing condition coverage makes INF plans unique when compared to other travel insurance options. INF plans are therefore ideal for US citizens going outside of the US and other foreign nationals traveling to the US or Canada.

INF travel insurance

INF offers both Fixed as well as Comprehensive travel insurance plans.
Let's have a look at the fixed benefit INF plans:
  1. INF Premier plan: This is a fixed plan that is available for US citizens traveling outside of the US and foreign nationals coming to the US. This plan is available with a policy maximum of $100,000 and $150,000 and the deductible options of $75, $250 and $500. This plan covers pre existing conditions which includes coverage for blood test, lab work, hospital stay...apart from other benefits for unexpected medical incidents. People up to age 99 receive coverage for pre existing conditions. People in the age range of 0-69 receive pre existing benefit in the range of $20,000/$30,000/$40,000/$60,000 subjected to the deductible of $1000 and $5000. For people above the age of 70, coverage is available for $15,000/$25,000 subjected to deductible of $1000/$5000.
  2. INF Standard plan: This plan provides a policy maximum of $150,00 for people in the age range of 0-69 and maximum of $50,000 and $100,000 is available for people from 69-99. No coverage for pre existing conditions is available with this plan.
The following are the comprehensive INF plan options:
There are 2 plans namely INF Elite insurance and INF Traveler USA. All of these plans provide a policy maximum of $150,000 up to the age of 69. For people above 70 up to the age of 99, the policy maximum option of $75,000 is available with these plans. Pre existing condition coverage is available in the INF Elite insurance US visitors insurance. Coverage of $25,000 is available with deductible of $1500 with the INF Elite plan up to age 70. From the age of 70-99, the Elite plan covers $20,000 with a deductible of $1500. Elite US visitor insurance is not available for visitors who are already in the USA

Covid-19 travel insurance for international travelers

While travelling in the midst of a coronavirus pandemic and given the increased number of cases due to the Delta and Omicron variant, one must ensure that they have the right travel health insurance with proper Covid-19 coverage. At America visitor insurance travelers can get visitors insurance for Covid -19 illness.

We offer a range of options for visitors where they can compare using our Visitors insurance for Covid19 comparison tool based on the factors like the travelers age, duration of travel, the maximum coverage required, deductible and the need for pre-existing conditions or for covid coverage. Travelers can narrow down their search further by applying the “filter” option for Covid19 available in the tool. Please know we are here to help you make the best, informed decision to get coverage even for COVID-19! Let us know how we can assist you. Feel free to contact us by email or phone at any time.

INF Travel Insurance - Pre-existing Questions

Is Asthma a pre-existing condition for INF travel insurance?

If the Asthma condition has been stable for 12 months, it is NOT pre-existing in INF Elite or Premier. If it has been unstable (treatment required) in past 12 months- it IS pre-existing, and covered as a pre-existing condition.

Is Asthma covered in INF travel insurance?

Yes – INF travel insurance will cover the worsening of the condition, but not maintenance or preventive care.

Do I need to declare mild asthma for travel insurance?

No.

Is Arthritis a pre-existing condition for travel insurance?

If the Arthritis condition has been stable for 12 months, it is NOT pre-existing in INF Elite or Premier. If it has been unstable (treatment required) in past 12 months- it IS pre-existing, and covered as a pre-existing condition.

Do I have to declare rheumatoid arthritis on travel insurance?

No.

Does INF travel insurance covers arthritis?

Yes – INF US travel insurance will cover the worsening of the condition, but not maintenance or preventive care.

Is Diabetes considered pre-existing condition?

If the Diabetes has been stable for 12 months (no change in Medication / sickness related to diabetes), it is NOT pre-existing in INF Elite or Premier. If it has been unstable (treatment required) in past 12 months- it IS pre-existing, and covered as a pre-existing condition.

Is diabetes covered under INF travel insurance?

Yes - INF US visitor insurance will cover the worsening of the condition, but not maintenance or preventive care.

Do we have to declare pre diabetes on travel insurance?

No.

Does INF travel insurance cover heart attacks?

Yes- INF travel insurance for USA will cover a heart attack either as a new sickness or pre-existing condition, depending on how stable to insured’s condition was in the past 12 months.

Which INF travel insurance covers heart conditions?

Yes - INF visitors insurance for USA will cover the worsening of the condition, but not maintenance or preventive care.

INF Travel insurance FAQ

What INF visitor insurance plans cover COVID19 disease?

INF Premier insurance and INF Elite insurance covers COVID19 as any new sickness only if the person did not have the sickness before purchasing the insurance.

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US visitors insurance providers

You can find reliable US insurance providers like International Medical Group(IMG), Seven Corners, WorldTrips, Global Underwriters, Travel Insure, GeoBlue, HTH Worldwide and INF insurance.

US visitors insurance providers

IMG
SevenCorners
WorldTrips
Global Underwriters
GeoBlue
Trawick
TravelInsure
INF
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