Traveling abroad is exciting, but it also comes with risks especially when it comes to healthcare costs. Medical treatment in the USA, Canada, or Mexico can be extremely expensive, and many standard visitor insurance plans exclude pre-existing conditions. That’s where INF travel insurance stands apart.
At American Visitor Insurance, we partner with INF to provide visitors with plans that are specifically designed for travelers with or without pre-existing conditions. With coverage extending up to age 99, INF has become a trusted option for families bringing parents or relatives to North America.
INF offers a unique variety of visitor medical insurance solutions, giving travelers the flexibility to choose the right level of coverage.
INF Plans with Full Pre-Existing Condition Coverage:Plans like INF Elite X (comprehensive), INF Premier X (fixed-benefit), INF Elite Plus, and INF Premier Plus provide full coverage for pre-existing medical conditions, not just the acute onset. The Plus versions go a step further by including preventive care and maintenance benefits, making them especially valuable for long-term visitors who need routine check-ups and continued medical management. This makes these plans a rare and highly recommended choice in the market for senior travelers or visitors with ongoing health issues.
INF Plans with Acute Onset of Pre-Existing Coverage:For travelers who don’t need full pre-existing coverage but still want protection if a condition suddenly worsens, INF offers several plans with acute onset of pre-existing coverage, including:
Recommended plans:"I’ve been using INF every time my parents have come and visited for the last 18 years, or pretty much since Y2K. They are a community-based company and I can really tell they care for their customers. I’ve met many of their team members throughout the years, all of them are courteous and helpful in getting the claims paid and going the extra mile if there’s some sort of paperwork issue."
"I had a great experience with INF. They covered a Covid test for my mom who was feeling sick right after she came on her flight. Luckily she tested negative. I was happy with the overall service and cashless service. Always happy to recommend INF to friends and family!"
"I purchased this travel health insurance for my parents during their stay in the United states. The purchasing procedure was really quick and simple. I contacted support to get a breakdown of all the plans so I could choose the one that best suits my parents, and their support staff responded quickly."
INF visitor insurance plans that are easy to understand and designed to meet travelers’ needs. Here’s why INF plans stand out:
American Visitor Insurance makes it easy to compare all INF plans so you can choose the best plan for your family’s medical and travel needs.
Our support team is ready to assist you.
Through American Visitor Insurance, you can choose from some of the best INF travel insurance plans for visitors to the USA, Canada, or Mexico. Popular plans include Elite X, Elite Plus, Premier X, Premier Plus, SafeVista Protect, HOP Advantage and HOP Prestige. See below for a detailed comparison of coverage and benefits
Looking for the best INF travel insurance plan for your visit to the USA, Canada, or Mexico? Through American Visitor Insurance, you can compare popular plans including INF Standard, Premier X, Premier Plus, Elite X, Elite 90, Elite Plus, SafeVista, HOP! Advantage, and HOP! Prestige. Use this quick comparison to understand coverage, pre-existing condition benefits, and travel assistance options.
Plan Name | Plan Type | Pre-existing Coverage | Minimum Purchase | Policy Max | Best For |
---|---|---|---|---|---|
INF Premier Plus X | Fixed Benefit + Preventive | Full (Up to age 69) | 90 days | Up to $300,000 | Preventive + chronic care; budget-conscious travelers with ongoing conditions |
INF Premier X | Fixed Benefit | Full (Up to age 99 | 90 days | Up to $1,000,000 | Seniors needing affordable fixed plan with full pre-existing coverage |
INF Elite X | Comprehensive | Full (Up to age 99) | 90 days | Up to $1,000,000 | Visitors wanting comprehensive plan with wider coverage for existing issues |
INF Elite 90 X | Comprehensive | Full (Up to age 99) | 90 days | Up to $1,000,000 | Those wanting 90% coverage with full pre-existing benefits |
INF Elite Plus X | Comprehensive + Preventive | Full (Up to age 99) | 90 days | Up to $250,000 | High-end plan with preventive care and top-tier coverage |
SafeVista Protect | Comprehensive | Acute Onset Only (Up to 85 yrs) | 10 days | Up to $1,000,000 | Short-term visits, no chronic condition coverage |
INF Standard X | Fixed benefit | Not Covered | 30 days | Up to $150,000 | Healthy travelers looking for basic, budget-friendly coverage |
HOP! Advantage | Travel Medical + Assistance | Acute Onset Only (Up to 85 yrs) | 5 days | Up to $75,000 | Budget-conscious visitors seeking short-term coverage with travel assistance |
HOP! Prestige | Enhanced Travel Medical + Assistance | Acute Onset Only (Up to 85 yrs) | 5 days | Up to $100,000 | Visitors wanting higher coverage, acute onset protection, and 24/7 assistance |
Yes. There are six main exclusions (applies to all the INF plans) Cancer Dialysis Cataract / Vision sickness Mental Illness (depression / anxiety) Preventive / Maintenance care (except for INF Elite Plus and INF Premier Plus) Sleep Apnoea.
Yes, Green Card holders are eligible to enroll in the INF Plans as long as they maintain a residence outside the US.
Yes, people who are already in the US, can buy the INF plans, but they must get prior permission to apply for INF plans. To do this, they must submit the following forms:
The I-94 form is a government doc that can be filled out on line, they should choose “Get most Recent” on the website here: https://i94.cbp.dhs.gov/ and you should complete this “health attestation form”.
Note: Hop Travel Assist plans are not available if visitors are already in abroad
Yes, you can purchase INF travel medical insurance even if you have pre-existing conditions. INF offers INF Premier, INF Premier Plus, INF Elite, INF Elite Plus, INF Elite 90 plans that travel insurance with pre existing conditions. However, coverage for pre-existing conditions may have some limitations and exclusions depending on the plan and your specific condition. It is important to carefully review the policy details and ensure that the coverage meets your specific needs.
INF travel medical insurance for pre-existing conditions is a type of travel insurance that provides coverage for individuals who have pre-existing medical conditions.
The INF insurance plans are designed to provide coverage for medical emergencies and unexpected medical events that may occur while traveling. The plans include benefits such as hospitalization, doctor visits, prescription medication, emergency medical evacuation, and more.
INF offers best health insurance for visitors to USA with pre-existing conditions, including the INF Premier, INF Premier Plus, INF Elite, INF Elite Plus, INF Elite 90. These plans have varying levels of coverage and benefits, so it is important to review each plan carefully to determine which one best fits your specific needs.
The cost of the INF visitors insurance will vary depending on the age of the traveler, the type of coverage and the length of your trip. Typically, visitor’s insurance policies cost can start even as low as $1 per day, but will be much higher for older travelers seeking coverage for pre-existing conditions that INF insurance offers.
The INF Elite Travel Insurance plan is INF’s comprehensive insurance for visitors traveling to the United States. There are 3 types of INF insurance Elite plans and the price of these plans varies depending on the coverage they provide. The INF Elite plan, INF Elite 90 plan and INF Elite Plus plan.
The INF Elite plan is a comprehensive travel medical insurance plan that offers coverage for emergency medical and dental expenses, medical evacuation, trip interruption, and other benefits for visitors to the USA. The INF Elite plan, INF Elite 90 plan and INF Elite Plus plan are all part of the Elite Network of plans offered by INF.
The INF Elite 90 plan is designed for travellers who need coverage of eligible medical expenses up to 90%.
The INF Elite Plus plan provides coverage for pre-existing conditions as defined in the plan, as per policy limitations, exclusions and maximums, with no benefit waiting period.
INF Elite Plus also provides Preventive & maintenance care benefits, which can be used for a number of different covered medical services and offers coverage for TDAP, Flu, etc Vaccines.
You can apply for INF insurance online through American Visitor Insurance. You can also call them at +1 (877) 340 7910 to get more information on how to apply for INF insurance from licensed insurance agents.
The maximum length of coverage for INF insurance is 364 days.
INF insurance is available for international visitors to the United States, Canada or Mexico.
The main requirements for applying for INF insurance is the travelers passport details and the travel dates. You can apply for INF insurance online on American Visitor Insurance or call +1 (877) 340 7910 to get help in applying for INF insurance.
To purchase INF insurance coverage, you must not be a citizen or permanent resident of the host country you are traveling to, ie the US, Mexico, or Canada. The coverage is available for non-U.S. residents and non-U.S. citizens traveling to the United States, Mexico or Canada between the ages of 14 days and 79 years. US green card holders can buy INF insurance if they have a residence outside the USA. The coverage duration is available from 5 days up to 364 days.
There is a minimum purchase of 90 days required to buy these INF Elite plans.
The INF plans use the United Healthcare Preferred Provider Organisation (PPO). This means that even if the pre-existing coverage limit is low, customers will still be able to access the full PPO discounts via United Health Care (UHC).
For example : A customer has to go to the Emergency Room (ER) for blood pressure and get a bill of $10,000 and the customer has the INF HOP UltraPlus plan. Although the UltraPlus covers $700 for pre-existing, the customer will get the PPO discount on the bill since it is covered. This in itself can translate to very significant savings such as an 80% discount + $700 paid out. This means your total coverage was $8,700 and out of pocket expense is only $1,300.
The Full pre-existing conditions coverage plans treat any issue related to a pre-existing condition like a New Accident and Sickness, subject to the policy maximum and deductible limits. This explains why 'Full pre-existing conditions visitor insurance coverage' plans are more expensive than coverage only for 'pre-existing conditions'.
Difference between Acute Onset and Full Pre-existing condition coverage »
In short the answer is Yes. INF insurance will cover any pre-existing conditions ranging from blood pressure, diabetes, to kidney complications and arthritis. All of these issues are all covered by the INF Premier, INF Premier Plus, INF Elite, INF Elite Plus, INF Elite 90 best travel insurance for pre existing conditions
Compare the best travel insurance for full pre-existing conditions plans Compare INF Full pre-existing conditions.
Note: **INF Premier, Elite, Elite Plus , Premier Plus and Elite 90 plans have a minimum purchase should be 90 days.
If the Asthma condition has been stable for 12 months, it is NOT pre-existing in INF Elite or Premier. If it has been unstable (treatment required) in past 12 months- it IS pre-existing, and covered as a pre-existing condition.
Yes – INF travel insurance will cover the worsening of the condition, but not maintenance or preventive care.
No.
If the Arthritis condition has been stable for 12 months, it is NOT pre-existing in INF Elite or Premier. If it has been unstable (treatment required) in past 12 months- it IS pre-existing, and covered as a pre-existing condition.
No.
Yes – INF US travel insurance will cover the worsening of the condition, but not maintenance or preventive care.
If the Diabetes has been stable for 12 months (no change in Medication / sickness related to diabetes), it is NOT pre-existing in INF Elite or Premier. If it has been unstable (treatment required) in past 12 months- it IS pre-existing, and covered as a pre-existing condition.
Yes - INF US visitor insurance will cover the worsening of the condition, but not maintenance or preventive care.
No.
Yes- INF travel insurance for USA will cover a heart attack either as a new sickness or pre-existing condition, depending on how stable to insured’s condition was in the past 12 months.
Yes - INF visitors insurance for USA will cover the worsening of the condition, but not maintenance or preventive care.
You can easily apply for INF travel insurance online through American Visitor Insurance. The website allows you to get quotes, compare plans, and securely purchase coverage for your visit to the U.S., Canada, or Mexico.
American Visitor Insurance provides detailed plan comparisons, pricing, and enrollment options to help travelers make informed choices. Their user-friendly tools and FAQs simplify comparing benefits across different INF plans, so you can select the coverage that best fits your needs.
Licensed customer support staff are available to answer questions, assist with the online application process, help with policy cancellations if needed, and guide you through the claims process while using your INF insurance coverage in the USA.
Review quotes and coverage benefits for your needs to get the best protection for your next trip - fast and easy.