INF Safe Traveler USA 90 Insurance with pre-existing conditions coverage

INF Safe Traveler USA 90

INF Safe Traveler USA 90 Insurance is a comprehensive travel medical insurance plan that covers for Non-US Citizens & anyone visiting USA, Canada, Mexico and traveling worldwide outside their home country. This plan provides medical benefits such as emergency medical evacuation, repatriation of remains, accidental death and dismemberment, and telemedicine. This plan offers coverage for minimum of 30 days up to 364 days. Plan will pays 90% of eligible medical expenses up to the policy maximum inside PPO network and the plan will pay 70% of eligible medical expenses outside of the PPO network after the deductible met for United Healthcare PPO network.

INF Safe Traveler USA 90 Insurance reviews

Insurance provider
INF

INF Safe Traveler USA 90 Plan rating
AM Best Rating: A

INF Safe Traveler USA 90 Plan underwriter
Underwritten by Crum & Forster SPC

Plan life
364 days (Minimum Enrolment 30 days)

Policy maximum

Ages 0 to 69 years: $150k 250k 300k
Ages 70 to 99 years: $75k

Deductible options

Ages 0 to 69 years: $50 $100 $250 $500 $1k $2.5k $5k
Ages 70 to 99 years: $250 $500 $1k $2.5k $5k

Coinsurance of INF Safe Traveler USA 90

In Network- Plan covers 90% of the Preferred Allowance

90%

Out of Network

70%

70% of Usual, Reasonable & Customary (URC) Charges

INF Safe Traveler USA 90 insurance cost – FAQ’s

Safe Traveler USA 90 Insurance Covid19 travel insurance by INF for coronavirus will cover eligible medical expenses resulting from covid19/SARS-CoV-2.

The maximum length of coverage for INF insurance is 364 days.

International travelers are eligible for INF Safe Traveler USA 90 Insurance if they are non-US citizens traveling outside their home country for a minimum of 5 days up to a maximum of 364 days.

The cost of INF Safe Traveler USA 90 Insurance depends on the age of the traveler, the destination, coverage period, policy maximum, and deductible. One can choose from two levels of coverage: $150K or $300K for new sicknesses and accidents, and $50K or $100K for pre-existing conditions. One can also choose from different medical access expenses: $0, $100, $250, $500, $1K, $2,500, or $5K.

One can renew the INF Safe Traveler USA 90 Insurance online or by completing a paper renewal form. There is a $5 renewal fee to renew the plan. One can cancel the plan before the effective date for a full refund. After the effective date, one can cancel the plan and request a refund if there are no claims filed on the policy . There is a $50 cancellation fee and refunds are prorated based on unused days.

No, adventure sports are not covered by Safe Traveler USA 90 plan.

Some of the limitations of Safe Travelers USA 90 plan are:

It is not a travel insurance policy, but a travel assistance membership program. This means that it does not reimburse you for any expenses incurred on your own, but only arranges for direct billing with in-network providers on your behalf.
It requires you to coordinate with Hop! Assist within a certain time to access coverage. For non-life-threatening medical assistance, you need to notify Hop! Assist within 7 days of the first symptom.
It does not cover adventure sports activities
It is not available for U.S. residents, only for non-U.S. citizens traveling outside their home country.
It has a $15 application fee and a $5 renewal fee.
It does not allow cancellations after the policy effective date.

Safe Traveler USA 90 Insurance does not cover pre-existing conditions. It only covers acute onset of pre-existing conditions up to a certain limit, depending on the age and plan option of the traveler.

INF Safe Traveler USA 90 Insurance works with the First Health PPO network in the US. This is a national network of board-certified doctors and healthcare facilities that can provide you with quality care and reduce your out-of-pocket costs.

INF Insurance Plans - Faq's

Yes, Green Card holders are eligible to enroll in the INF Plans as long as they maintain a residence outside the US.

Yes, people who are already in the US, can buy the INF plans, but they must get prior permission to apply for INF plans. To do this, they must submit the following forms:

Latest I -94
Health attestation form
Any prior health insurance information (if applicable)

The I-94 form is a government doc that can be filled out on line, they should choose “Get most Recent” on the website here: https://i94.cbp.dhs.gov/ and you should complete this “health attestation form”.

Note : Hop Travel Assist plans are not available if visitors are already in abroad

Yes, you can purchase INF travel medical insurance even if you have pre-existing conditions. INF offers INF Premier, INF Premier Plus, INF Elite, INF Elite Plus, INF Elite 90, Hop Travel Assist, Hop Mindoro Assist, Hop WorldHopper and Hop Trip Assist Plus plans that provide coverage for pre-existing conditions. However, coverage for pre-existing conditions may have some limitations and exclusions depending on the plan and your specific condition. It is important to carefully review the policy details and ensure that the coverage meets your specific needs.

INF travel medical insurance for pre-existing conditions is a type of travel insurance that provides coverage for individuals who have pre-existing medical conditions.

The INF insurance plans are designed to provide coverage for medical emergencies and unexpected medical events that may occur while traveling. The plans include benefits such as hospitalization, doctor visits, prescription medication, emergency medical evacuation, and more.

INF offers several insurance plans for travelers with pre-existing conditions, including the INF Premier, INF Premier Plus, INF Elite, INF Elite Plus, INF Elite 90, Hop Travel Assist, Hop Mindoro Assist, Hop WorldHopper and Hop Trip Assist Plus. These plans have varying levels of coverage and benefits, so it is important to review each plan carefully to determine which one best fits your specific needs.

The cost of the INF visitors insurance will vary depending on the age of the traveler, the type of coverage and the length of your trip. Typically, visitor’s insurance policies cost can start even as low as $1 per day, but will be much higher for older travelers seeking coverage for pre-existing conditions that INF insurance offers.

You can apply for INF insurance online through American Visitor Insurance. You can also call them at +1 (877) 340 7910 to get more information on how to apply for INF insurance from licensed insurance agents.

The maximum length of coverage for INF insurance is 364 days.

INF insurance is available for international visitors to the United States, Canada or Mexico.

The main requirements for applying for INF insurance is the travelers passport details and the travel dates. You can apply for INF insurance online on American Visitor Insurance or call +1 (877) 340 7910 to get help in applying for INF insurance.

INF insurance plans are available for Non-US Citizens & anyone visiting USA ,Canada,Mexico and traveling worldwide outside their home country between the ages of 14 days and 99 years.The coverage duration is available from 5 days up to 364 days.

The INF plans use the United Healthcare Preferred Provider Organisation (PPO). This means that even if the pre-existing coverage limit is low, customers will still be able to access the full PPO discounts via United Health Care (UHC).

For example : A customer has to go to the Emergency Room (ER) for blood pressure and get a bill of $10,000 and the customer has the INF HOP UltraPlus plan. Although the UltraPlus covers $700 for pre-existing, the customer will get the PPO discount on the bill since it is covered. This in itself can translate to very significant savings such as an 80% discount + $700 paid out. This means your total coverage was $8,700 and out of pocket expense is only $1,300.

INF Safe Traveler USA 90 Insurance Plan Benefits

Hospital Room (Average Semi-Private), Board, & Miscellaneous	Covered
Hospital Intensive Care Unit	Covered
Surgeon	Covered
Urgent Care Visits	In- Network: Covered with $25 copay Out - Network: Covered with $50 copay
Anesthetist	Covered
Assistance Surgeon	Covered
Doctor’s Non-Surgical Visits	Covered
Consultant Doctor, when requested by attending Doctor	Covered
Pre-Admission Tests within 14 days before hospital admission	Covered

Surgical Room & Supply Expenses	Covered
Surgeon	Covered
Anesthetist	Covered
Assistance Surgeon	Covered
Doctor’s Non-Surgical Visits	Covered
Diagnostic X-rays & Lab Services	Covered
CAT Scan, PET Scan, or MRI	Covered

Emergency local ambulance Covered
Dental Treatment injury to Sound, Natural teeth (Due to Accident) Covered

Repatriation of Remains	Up to $20k
Medical Evacuation	Up to $25k
Accidental Death and Dismemberment	$25k
Incurral Period	90 days after the date of Injury/Sickness
Physiotherapy	$50 per visit up to a maximum of $500
Chemotherapy and/or Radiation Therapy	Covered
Emergency Medical Treatment of Pregnancy	Covered