INF Standard Travel Insurance Plan

Ideal for Cashless ClaimsVisitors Worldwide Outside of USACovid-19 coverage

INF Standard Insurance Cost

Age & Citizenship
Destination
Start date
End date

INF Standard Plan Insurance Review

Insurance provider
INF
INF Standard Travel Plan rating
AM Best Rating: A
INF Standard Plan underwriter
Underwritten by Crum & Forster SPC
Plan life
364 days (Minimum Enrolment 30 days)
Policy maximum
  • Ages 0 to 69 years: $150k 250k 300k
  • Ages 70 to 99 years: $75k
Deductible options
  • Ages 0 to 69 years: $50 $100 $250 $500 $1k $2.5k $5k
  • Ages 70 to 99 years: $250 $500 $1k $2.5k $5k

INF Standard Plan Links

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  • Benefits
  • Reviews
  • Claims
  • Renewal
  • Cancellation
  • Fixed Benefit

INF Standard Plan For Visitor Accident & Sickness Insurance

The INF Standard Plan is our flagship fixed-benefit insurance plan for new sicknesses & accidents. The INF Standard Plan will cover all age groups. This includes individuals who are above 80 years old traveling through the United States or Canada.INF Standard Plan will cover any new sickness or accident.This plan is the only insurance for Visitors which covers Urinary Tract Infection. The INF Standard Plan was developed out of a need from the community to cover these types of high-risk illnesses.
Key Highlights of Visitors Care

INF Standard Plan Insurance - Key Highlights

  • This is a fixed plan and is not available to US residents and is only available to non-US residents
  • $25 In-Network urgent care copay
  • This plan has a minimum purchase requirement of 30 days
  • Pregnancy and childbirth coverage is available if the conception occurs after the policy effective date
  • COVID-19 Medically Necessary Testing & Treatment covered as any other new sickness
  • Covers accident & sickness
  • Specialist Visits direct billing via INF-Robin Assist
  • Covers All new medical conditions including Virus Related Sickness
  • Covers all ages 0-99
  • Fixed-Benefit Plan for Parents visiting the USA
  • Dental & Vision Discount Card Included.
  • Telehealth worldwide via Doctor
  • INF-Robin assist can make your appointments 24/7.
  • Direct billing via United ppo
  • Cashless guarantied via INF-robin assist

INF Standard Plan Insurance Summary


INF Standard Plan Insurance Eligibility
  • This plan is available for for Non-US Citizens & anyone visiting USA ,Canada,Mexico and traveling worldwide outside their home country.
  • Available for visitors already in the US with a 5 day waiting period for any new sickness and 15 days for Covid-19. It is also required for customers in this situation to send an I94 and health attestation form signed and dated.
  • The member also needs to submit their I-94 form.
  • Minimum Enrolment should be 30 days to buy INF Standard Plan.

INF Standard Plan cancellation

The Traveler can purchase an optional rider at the time of application. The optional riders provide additional coverage for a minimal charge.

  • Changes in dates can be made with no additional charge or penalty. This includes preponing or postponing coverage before the effective date of the plan. This is always our policy and will not changes
  • Policies can be cancelled before the start date of the policy with a minimal $25 cancellation fee. If the insured has not started their trip due to unforeseen circumstances, they may be eligible to cancel the policy.
  • For example, if a week has passed and they want cancel the policy- that is not possible. There's no cancellation of policy after start date
  • However, due to coronavirus- If it is day 1 of the policy only, we can still consider it for cancellation during this coronavirus period if the visitor has not yet begin their trip (on a case by case basis).

Steps to buy travel insurance


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INF Standard Plan - Frequently asked questions

01. Is there any pre-existing exclusions for INF plans?

Yes. There are six main exclusions (applies to all the INF plans) Cancer Dialysis Cataract / Vision sickness Mental Illness (depression / anxiety) Preventive / Maintenance care (except for INF Elite Plus and INF Premier Plus) Sleep Apnoea.

02. Can a Green Card holder buy INF plans?

Yes, Green Card holders are eligible to enroll in the INF Plans as long as they maintain a residence outside the US.

03. Can I purchase INF travel insurance plans if I am already abroad?

Yes, people who are already in the US, can buy the INF plans, but they must get prior permission to apply for INF plans. To do this, they must submit the following forms:

  • Latest I -94
  • Health attestation form
  • Any prior health insurance information (if applicable)

The I-94 form is a government doc that can be filled out on line, they should choose “Get most Recent” on the website here: https://i94.cbp.dhs.gov/ and you should complete this “health attestation form”.

Note: Hop Travel Assist plans are not available if visitors are already in abroad

04. Can I purchase INF travel medical insurance if I already have pre-existing conditions?

Yes, you can purchase INF travel medical insurance even if you have pre-existing conditions. INF offers INF Premier, INF Premier Plus, INF Elite, INF Elite Plus, INF Elite 90 plans that travel insurance with pre existing conditions. However, coverage for pre-existing conditions may have some limitations and exclusions depending on the plan and your specific condition. It is important to carefully review the policy details and ensure that the coverage meets your specific needs.

05. What is INF travel medical insurance for pre-existing conditions?

INF travel medical insurance for pre-existing conditions is a type of travel insurance that provides coverage for individuals who have pre-existing medical conditions.

The INF insurance plans are designed to provide coverage for medical emergencies and unexpected medical events that may occur while traveling. The plans include benefits such as hospitalization, doctor visits, prescription medication, emergency medical evacuation, and more.

INF offers best health insurance for visitors to USA with pre-existing conditions, including the INF Premier, INF Premier Plus, INF Elite, INF Elite Plus, INF Elite 90. These plans have varying levels of coverage and benefits, so it is important to review each plan carefully to determine which one best fits your specific needs.

06. What is the INF insurance cost for visitors to the United States?

The cost of the INF visitors insurance will vary depending on the age of the traveler, the type of coverage and the length of your trip. Typically, visitor’s insurance policies cost can start even as low as $1 per day, but will be much higher for older travelers seeking coverage for pre-existing conditions that INF insurance offers.

07. What are the different types of INF insurance for visitors to the USA?

The INF Elite Travel Insurance plan is INF’s comprehensive insurance for visitors traveling to the United States. There are 3 types of INF insurance Elite plans and the price of these plans varies depending on the coverage they provide. The INF Elite plan, INF Elite 90 plan and INF Elite Plus plan.

08. What is the difference between the three INF Elite insurance plans?

The INF Elite plan is a comprehensive travel medical insurance plan that offers coverage for emergency medical and dental expenses, medical evacuation, trip interruption, and other benefits for visitors to the USA. The INF Elite plan, INF Elite 90 plan and INF Elite Plus plan are all part of the Elite Network of plans offered by INF.

The INF Elite 90 plan is designed for travellers who need coverage of eligible medical expenses up to 90%.
The INF Elite Plus plan provides coverage for pre-existing conditions as defined in the plan, as per policy limitations, exclusions and maximums, with no benefit waiting period.
INF Elite Plus also provides Preventive & maintenance care benefits, which can be used for a number of different covered medical services and offers coverage for TDAP, Flu, etc Vaccines.

09. How do I apply for INF insurance?

You can apply for INF insurance online through American Visitor Insurance. You can also call them at +1 (877) 340 7910 to get more information on how to apply for INF insurance from licensed insurance agents.

10. What is the maximum length of coverage in INF insurance?

The maximum length of coverage for INF insurance is 364 days.

11. For which countries can I buy INF visitor insurance?

INF insurance is available for international visitors to the United States, Canada or Mexico.

12. What are the requirements for applying for INF insurance?

The main requirements for applying for INF insurance is the travelers passport details and the travel dates. You can apply for INF insurance online on American Visitor Insurance or call +1 (877) 340 7910 to get help in applying for INF insurance.

13. What is the eligibility to buy INF insurance?

To purchase INF insurance coverage, you must not be a citizen or permanent resident of the host country you are traveling to, ie the US, Mexico, or Canada. The coverage is available for non-U.S. residents and non-U.S. citizens traveling to the United States, Mexico or Canada between the ages of 14 days and 79 years. US green card holders can buy INF insurance if they have a residence outside the USA. The coverage duration is available from 5 days up to 364 days.

14. What is the minimum requirement to buy INF Elite and Premier plans?

There is a minimum purchase of 90 days required to buy these INF Elite plans.

15. What is the advantage of having the United Healthcare PPO in visitors insurance offered by INF?

The INF plans use the United Healthcare Preferred Provider Organisation (PPO). This means that even if the pre-existing coverage limit is low, customers will still be able to access the full PPO discounts via United Health Care (UHC).

For example : A customer has to go to the Emergency Room (ER) for blood pressure and get a bill of $10,000 and the customer has the INF HOP UltraPlus plan. Although the UltraPlus covers $700 for pre-existing, the customer will get the PPO discount on the bill since it is covered. This in itself can translate to very significant savings such as an 80% discount + $700 paid out. This means your total coverage was $8,700 and out of pocket expense is only $1,300.

16. Why are INF Full travel insurance pre existing conditions plans more expensive than other travel insurance covering pre existing conditions?

The Full pre-existing conditions coverage plans treat any issue related to a pre-existing condition like a New Accident and Sickness, subject to the policy maximum and deductible limits. This explains why 'Full pre-existing conditions visitor insurance coverage' plans are more expensive than coverage only for 'pre-existing conditions'.

17. Does INF travel insurance really offer coverage for all preexisting conditions?

In short the answer is Yes. INF insurance will cover any pre-existing conditions ranging from blood pressure, diabetes, to kidney complications and arthritis. All of these issues are all covered by the INF Premier, INF Premier Plus, INF Elite, INF Elite Plus, INF Elite 90 best travel insurance for pre existing conditions

Compare the best travel insurance for full pre-existing conditions plans Compare INF Full pre-existing conditions.

Note: **INF Premier, Elite, Elite Plus , Premier Plus and Elite 90 plans have a minimum purchase should be 90 days.

18.What is the advantage of buying INF Standard Plan Insurance?

Standard Plan Insurance Covid19 travel insurance by INF for coronavirus will cover eligible medical expenses resulting from covid19/SARS-CoV-2.

19.Does INF Standard Plan Insurance cover covid illness?

INF Covid19 travel insurance by Standard Plan travel insurance for coronavirus coverage will cover eligible medical expenses resulting from covid19/SARS-CoV-2. Eligible medical expenses are medically necessary expenses that are not subject to another plan exclusion.

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Plan Benefits of INF Standard Plan Insurance

  • Hospital Room (Average Semi-Private), Board, & Miscellaneous Plan 50k: Charges up to $1,300 a day maximum Up to 30 days
    Plan 100k: Charges up to $1,750 a day maximum ​Up to 30 days
    Plan 150k: Charges up to $1,900 a day maximum ​Up to 30 days
    Hospital Intensive Care Unit Plan 50k: Charges up to $525 maximum additional a day | Up to 8 Days
    Plan 100k: Charges up to $750 maximum additional a day | Up to 8 Days
    Plan 150k: Charges up to $850 maximum additional a day | Up to 8 Days
    Surgeon Plan 50k: Up to $3,000 maximum
    Plan 100k: Up to $5,000 maximum
    Plan 150k: Up to $6,000 maximum
    Anesthetics Plan 50k: Up to $750 maximum
    Plan 100k: Up to $1,250 maximum
    Plan 150k: Up to $1,250 maximum
    Assistance Surgeon Plan 50k: Up to $750 maximum
    Plan 100k: Up to $1,250 maximum
    Plan 150k: Up to $1,500 maximum
    Doctor’s Non-Surgical Visits Plan 50k: Up to $60 maximum a visit, 1 visit a day, to 30 visits
    Plan 100k: Up to $100 maximum a visit, 1 visit a day, to 30 visits
    Plan 150k: Up to $125 maximum a visit, 1 visit a day, to 30 visits
    Consultant Doctor, when requested by attending Doctor Plan 50k: Up to $400maximum
    Plan 100k: Up to $450 maximum
    Plan 150k: Up to $500 maximum
    Pre-Admission Tests within 14 days before hospital admission Plan 50k: Up to $1,000 maximum
    Plan 100k: Up to $1,100 maximum
    Plan 150k: Up to $1,200 maximum
  • Surgical Room and Supply Expenses Plan 50k: Up to $1,000 maximum
    Plan 100k: Up to $1,100 maximum
    Plan 150k: Up to $1,200 maximum
    Surgeon Plan 50k: Up to $3,000 maximum
    Plan 100k: Up to $5,000 maximum
    Plan 150k: Up to $6,000 maximum
    Anesthetist Plan 50k: Up to $750 maximum
    Plan 100k: ​Up to $1,250 ​maximum
    Plan 150k: ​Up to $1,500 maximum
    ssistance Surgeon Plan 50k: Charges up to $1,250
    Plan 100k: Charges up to $1,500
    Plan 150k: Charges up to $2,500
    Doctor’s Non-Surgical Visits Plan 50k: Up to $60 a visit maximum | 1 visit a day Up to 10 visits
    Plan 100k: Up to $100 a visit maximum | 1 visit a day Up to 10 visits
    Plan 150k: Up to $125 a visit maximum | 1 visit a day Up to 10 visits
    Diagnostic X-rays & Lab Services Plan 50k: Up to $400 maximum
    Plan 100k: Up to $650 maximum
    Plan 150k: ​Up to $750 maximum
    CAT Scan, PET Scan, or MRI Plan 50k: ​Up to $400 additional
    Plan 100k: Up to $650 additional
    Plan 150k: ​Up to $1,000 additional
  • Emergency local ambulance Plan 100k: Up to $450
    Plan 150k: Up to $500
    Plan 300k: Up to $1000
    Plan 500k: Up to $1,500
    Plan 1000k: Up to $2,500
    Hospital emergency room Plan 100k: Up to $500
    Plan 150k: Up to $750
    Plan 300k: Up to $2500
    Plan 500k: Up to $3,500
    Plan 1000k: Up to $5,000
    Rehabilitative braces or appliances Plan 100k: Up to $1,100
    Plan 150k: Up to $1,200
    Plan 300k: Up to $1,500
    Plan 500k: Up to $1,500
    Plan 1000k: Up to $1,500
  • Ambulance Services Plan 50k: Up to $400 maximum
    Plan 100k: Up to $450 maximum
    Plan 150k: ​Up to $500 maximum
    Rehabilitative Braces or Appliances Plan 50k: Up to $1,200 maximum
    Plan 100k: Up to $1,100 maximum
    Plan 150k: Up to $1,200 maximum
    Dental Treatment injury to Sound, Natural teeth (Due to Accident) Plan 50k: Up to $450. There are no benefits for dental services for immediate relief of pain.
    Plan 100k: Up to $500. There are no benefits for dental services for immediate relief of pain.
    Plan 150k: Up to $550. There are no benefits for dental services for immediate relief of pain.
    Chemotherapy and/or Radiation Therapy Plan 50k: Up to $1,000 maximum
    Plan 100k: Up to $1,150 maximum
    Plan 150k: Up to $1,250 maximum
    Physical & Occupational Therapy Plan 50k: Up to $35 a visit max, 1 Visit a day to 12 visits
    Plan 100k: Up to $45 a visit max, 1 Visit a day to 12 visits
    Plan 150k: Up to $50 a visit max, 1 Visit a day to 12 visits
    Private Duty Nurse Plan 50k: Up to $400 maximum
    Plan 100k: Up to $500 maximum
    Plan 150k: Up to $550 maximum
    Pregnancy & Childbirth (Conception must Occur After Policy Effective Date) Plan 50k: Up to $4,500 maximum
    Plan 100k: Up to $5,000 maximum
    Plan 150k: Up to $5,500 maximum
    Medical Evacuation Plan 50k: $15,000 maximum
    Plan 100k: $20,000 maximum
    Plan 150k: $25,000 maximum
    Repatriation of Remains Plan 50k: $10,000 maximum
    Plan 100k: $15,000 maximum
    Plan 150k: $20,000 maximum
    Accidental Death & Dismemberment Plan 50k: $25,000 Principal Sum
    Plan 100k: $25,000 Principal Sum
    Plan 150k: $25,000 Principal Sum

INF insurance does not cover medical tourism

INF insurance will not cover visitors to US if they are already sick, if a traveller is already in the hospital, expecting to use the insurance, if travelers have scheduled medical procedures, or if travelers are seeking on-going treatment. If a visitor proceeds to do any of the preceding, it may result in the cancellation of coverage, full refund of the amount paid, and all claims denied.
INF has a 5 day waiting period for new sickness / pre-existing coverage if the traveler has already arrived in the United States.

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