INF Standard X Plan Insurance Reviews

INF Standard X travel insurance

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Ratings
A Excellent
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Underwriter
Crum & Forster SPC

Ideal for Elderly visitorsPregnancy and childbirth coverage

Standard X review

INF Standard travel insurance is a fixed-benefit medical insurance plan designed for international visitors to the USA, Canada, and Mexico. It offers affordable coverage for new illnesses, injuries, doctor visits, and emergency services during travel. Ideal for parents, seniors, and tourists without pre-existing conditions, INF travel insurance provides peace of mind with budget-friendly premiums and simple online enrollment.

After buying the plan, Traveler can get all the INF Standard X login. At American Visitor Insurance, US Travelers can contact the INF Standard X customer service to get help on the plan details, quotes and other queries. Our licensed agents will be glad to help you!

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  • draft Fixed Benefit
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INF Standard X insurance reviews

Reviews, Ratings and Experiences

"I’ve been using INF every time my parents have come and visited for the last 18 years, or pretty much since Y2K. They are a community-based company and I can really tell they care for their customers. I’ve met many of their team members throughout the years, all of them are courteous and helpful in getting the claims paid and going the extra mile if there’s some sort of paperwork issue."
  |   Pranav
"I had a great experience with INF. They covered a Covid test for my mom who was feeling sick right after she came on her flight. Luckily she tested negative. I was happy with the overall service and cashless service. Always happy to recommend INF to friends and family!"
  |   Anjali
"I purchased this travel health insurance for my parents during their stay in the United states. The purchasing procedure was really quick and simple. I contacted support to get a breakdown of all the plans so I could choose the one that best suits my parents, and their support staff responded quickly."
  |   Joanna

An overview of INF Standard X insurance

checklistWho is eligible for INF Standard X insurance?

INF Standard travel insurance is available for non-U.S. citizens aged 0 to 99 who are visiting the United States, Canada, or Mexico, including parents and relatives of U.S. residents.

syncIs the INF Standard X plan renewable?

Yes, the plan is renewable up to 364 days

request_quoteWhat is the plan maximum for INF Standard travel insurance?

The Plan Maximum for INF Standard insurance typically ranges from $50,000 to $150,000, depending on the option selected during purchase and the age of the insured.

attach_moneyWhat are the deductible options for INF Standard X plan?

This plan offers deductible options of $50, $100, $250, $500k, $1,000, $2,500 and $5,000.

Does INF Standard insurance covers Pre-existing ?

INF Standard Travel Insurance does NOT cover pre-existing conditions. This INF health insurance plan only protects against new illnesses or injuries that happen during your trip. If you need coverage for pre-existing medical conditions, consider upgrading to other INF plans such as the INF Standard or INF Elite plans, which offer broader protection.

What are the pros and cons of INF Standard X insurance?

Standard X Insurance Pros
  • Ideal for parents, seniors, and international visitors.
  • Great Savings with United Health Care PPO.
  • Cashless Guaranteed via INF-Robin Assist.
  • $25 In-Network Urgent Care Copay.
  • Pregnancy and childbirth coverage is available if the conception occurs after the policy effective date.
Standard X Insurance Cons
  • This plan is not available to US residents.
  • Does not covers pre-existing conditions.

How much does INF standard X insurance cost per month?

INF Standard insurance cost per month is ranges between $50 to $402, this is dependent on the age of the traveler, the plan maximum and the deductible.

Understandably, the cost of INF Standard insurance is higher for older travellers as they are more likely to need healthcare while traveling. Also, the higher the plan limit, the higher will be the premium, while the higher the deductible the lower will be the premium. Travelers up to age of 69 years can choose maximum limits of $50,000, $100,000 and $150,000. Travelers aged 70 to 99 years can choose $50,000 or $100,000 coverage.

Here we are showing INF Standard cost per month with a deductible of $250.

Age of traveler Medical Maximum $50,000 Medical Maximum $100,000 Medical Maximum $150,000
18 – 29 years $49 $64 $75
30 – 39 years $53 $70 $82
40 – 49 years $56 $75 $88
50 – 59 years $68 $91 $109
60 – 69 years $75 $102 $122
70 – 79 years $261 $323
80 – 89 years $324 $402

Plan details of INF Standard X insurance

INF Standard X Plan Insurance - FAQ's

1.Who is eligible for INF Standard X travel insurance?

The INF Standard Travel Insurance Plan is available to all non-U.S. citizens, including Green Card holders, H-1B visa holders, permanent residents, students on F1/F2 visas, and individuals on OPT. It is suitable for travelers of all age groups (0 to 99 years) and can be used for trips to the United States or Canada.

2.Does INF Standard Plan Insurance cover covid illness?

INF Covid19 travel insurance by Standard Plan travel insurance for coronavirus coverage will cover eligible medical expenses resulting from covid19/SARS-CoV-2. Eligible medical expenses are medically necessary expenses that are not subject to another plan exclusion.

3.Can I cancel INF Standard insurance after the policy starts?

Yes, you can cancel policy after the policy start date, but it's important to understand the refund policy and potential implications.

  • No refunds are available once the policy has begun.
  • The premium is considered fully earned, regardless of whether claims were made
  • The insured must acknowledge that INF is not liable for any medical expenses following cancellation while in the United States
4.Why should i purchase the INF Standard travel insurance plan?

The INF Standard Travel Insurance Plan is a reliable and affordable option for visitors to the U.S., especially for seniors or those seeking essential medical coverage without high premiums.It covers doctor visits, hospitalization, emergency services, urgent care, prescription drugs, and even COVID-19 treatment like any other illness.

The plan also provides access to a large PPO network through United Healthcare, making it easier to find in-network doctors and hospitals for cashless claims. Telemedicine services are included, allowing travelers to consult with a doctor virtually for non-emergency concerns. The INF Standard plan can be purchased even after arriving in the U.S. (subject to waiting periods) and is available for travelers up to age 99.

5.How do I apply for the INF Standard travel insurance plan?

Applying for INF Standard X travel insurance plan is quick and easy. Visit the American Visitor Insurance website, compare plans, select the INF StandardX Plan, and complete the online application with your travel and personal details. After payment, you'll receive instant confirmation and policy documents by email. No medical exam is needed, and if you have any questions or need assistance, you can call their support team at (877)-340-7910.

How does INF Standard X insurance works?

Consider an Standard Plan Plan A example where your:

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    Insurance coverage $50,000

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    Deductible $500 per certificate period

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    Medical expenses Claims$15,500

Below is a simple calculation showing how much the plan/insurance company pays you:
  1. Subtract the deductible from claims amount - $15,500 minus $500 equals $15,000.Insured bears $500.
  2. The insurance provider pays fixed amounts based on the schedule of benefits (as shown in the table) and you have to pay the remaining balance.
Expense Amount billed Amount Insurance Pays Amount Insured Owes
Deductible $500 $0 $500
Hospital Room & Board including Laboratory Tests,
X-rays, Prescription Medical and other miscellaneous
$2,000/day for 3 days Up to $1,300/day,
3 day maximum
$2,100
Surgical Treatment $7,000 $3,000 $4,000
Prescription Drugs $600 $100 $500
Diagnostic X-rays & Lab Services $1,400 $400 $1000
Total: $15,500 $7,400 $8,100

What is the INF Standard X insurance PPO network?

A Preferred Provider Organization (PPO) is a network of highly qualified doctors, well-recognized hospitals, medical providers/facilities who are contracted by INF to offer services to insureds. This will help reduce the insured’s out-of-pocket costs.

United Healthcare Provider Network

INF maintains when inside the U.S., the UnitedHealthCare options network which is a longstanding reputable tier one network that gives you more access to more doctors and services.

To find a network doctor, hospital, lab, or healthcare provider in your area, start by searching for those who are part of our network. These healthcare providers have agreed to charge lower prices, which can help reduce your overall healthcare costs. By selecting a provider within our network, you ensure that you’re taking advantage of the cost savings associated with your health plan. Be sure to confirm that the provider is covered under your specific plan to maximize your benefits and minimize out-of-pocket expenses.

local_hospital INF Standard X plan PPO network »

How do I file a claim with INF Standard X insurance?

To file a claim with INF Standard X Insurance, follow these steps:

  1. Download the Claims Form: Access the INF Standard X insurance claims form online.
  2. Contact Customer Support: For guidance or assistance, call the toll-free number 888-207-1694 or contact us via WhatsApp at 380-234-2040 (available 24/7 worldwide).
  3. Complete and Submit Documents: Fill out the claims form and send it, along with any required supporting documents, to the Claims Department:
    • Mailing Address: Robin Assist, P.O. Box 211879, Dallas, TX 75211.
  4. Email Assistance: For additional help or inquiries, email claims@robinassist.com.
Know more about INF Claims »

Summary of INF Standard X insurance plan

The INF Standard Plan is a good choice for non-U.S. residents, especially seniors visiting the USA, Canada, or Mexico. It provides fixed benefits for new illnesses and injuries, covering hospitalization, urgent care, and emergency medical services. The plan offers access to the United healthcare PPO network for quality care and 24/7 assistance, and is also available to green card holders. It features flexible durations and easy enrollment, aiming to provide peace of mind for international visitors.