INF Standard X Plan Reviews Insurance

INF Standard X travel insurance

Ratings
A by A.M. Best

Underwriter
Crum & Forster SPC

Ideal for Visitors Worldwide Outside of USAPregnancy and childbirth coverage

Standard X review

The INF Standard Plan is our flagship fixed-benefit insurance plan for new sicknesses & accidents. The INF Standard Plan will cover all age groups. This includes individuals who are above 80 years old traveling through the United States or Canada. INF Standard Plan will cover any new sickness or accident.

After buying the plan, At American Visitor Insurance, US Travelers can contact the Standard X Customer service to get help on the plan details, quotes and other queries. Our licensed agents will be glad to help you!

Brochures
INF Standard X insurance brochures
View INF Standard X insurance brochures in different age groups.

Description document age 0-69

Description document age 70-99
Benefits
Fixed Benefit
FIXED BENEFIT PLAN
Clearly defined limits under fixed benefits coverage. More affordable when compared to comprehensive plans, but with correspondingly less coverage. This works for small ailments, but can be inadequate for major expenses.
Cheapest options in the market definitely more affordable.
Fixed benefits plans are have specific benefit limits for different covered medical expenses. These benefit limits are not the same as the plan medical maximum.
Cancellation

INF Standard X visitor benefits - Key Highlights

This fixed benefit plan from INF.
Great Savings with UHC PPO Discounts.
INF-Robin Assist can make your appointments 24/7.
$25 In-Network Urgent Care Copay.
Covers accident & sickness.
Includes Dental & Vision Discount Coverage.
Coverage Worldwide incl. USA.

How much does INF standard X Insurance Cost per month?

INF Standard insurance cost per month is ranges between $50 to $425, this is dependent on the age of the traveler, the plan maximum and the deductible.

Understandably, the cost of INF Standard insurance is higher for older travellers as they are more likely to need healthcare while traveling. Also, the higher the plan limit, the higher will be the premium, while the higher the deductible the lower will be the premium. Travelers up to age of 69 years can choose maximum limits of $50,000, $100,000 and $150,000. Travelers aged 70 to 99 years can choose $50,000 or $100,000 coverage.

Here we are showing INF Standard cost per month with a deductible of $250.

Age of traveler	Medical Maximum $50,000	Medical Maximum $100,000	Medical Maximum $150,000
18 – 29 years	$50	$66	$77
30 – 39 years	$54	$72	$84
40 – 49 years	$58	$72	$91
50 – 59 years	$70	$94	$112
60 – 69 years	$77	$105	$125
70 – 79 years	$269	$333	Not Available
80 – 89 years	$335	$415	Not Available

Customer Reviews

Reviews, Ratings and Experiences

"I’ve been using INF every time my parents have come and visited for the last 18 years, or pretty much since Y2K. They are a community-based company and I can really tell they care for their customers. I’ve met many of their team members throughout the years, all of them are courteous and helpful in getting the claims paid and going the extra mile if there’s some sort of paperwork issue."

| Pranav

"I had a great experience with INF. They covered a Covid test for my mom who was feeling sick right after she came on her flight. Luckily she tested negative. I was happy with the overall service and cashless service. Always happy to recommend INF to friends and family!"

| Anjali

"I purchased this travel health insurance for my parents during their stay in the United states. The purchasing procedure was really quick and simple. I contacted support to get a breakdown of all the plans so I could choose the one that best suits my parents, and their support staff responded quickly."

| Joanna

Advantages & Disadvantages of INF Standard X Insurance

Standard X Insurance Advantages
- Fixed benefit plan for new sicknesses & accidents.
- Great Savings with UHC PPO Discounts.
- $25 In-Network Urgent Care Copay.
- Pregnancy and childbirth coverage is available if the conception occurs after the policy effective date.
Standard X Insurance Disadvantages
- This plan is not available to US residents.
- This plan does not covers pre-existing conditions.

An Overview of INF Standard X Insurance

Eligibility

It provides coverage for Non-US Citizens & anyone visiting USA ,Canada,Mexico and traveling worldwide outside their home country

Renewability

Standard X Plan Insurance can be renewed up to 364 days.

Plan Maximum

This the maximum coverage that the plan would offer for the medical expenses. Standard Plan insurance offers maximum coverage of $50,000,$100,000 and $150,000.

Deductible

Standard X Plan insurance has a range of deductible options from $50 to $5k.

A working example of using INF Standard X Plan insurance

Consider an Standard Plan Plan A example where your:

full_coverage
Insurance coverage $50,000
attach_money
Deductible $500 per certificate period
draft
Medical expenses Claims$15,500

Below is a simple calculation showing how much the plan/insurance company pays you:

Subtract the deductible from claims amount - $15,500 minus $500 equals $15,000.Insured bears $500.
The insurance provider pays fixed amounts based on the schedule of benefits (as shown in the table) and you have to pay the remaining balance.

Expense	Amount billed	Amount Insurance Pays	Amount Insured Owes
Deductible	$500	$0	$500
Hospital Room & Board including Laboratory Tests, X-rays, Prescription Medical and other miscellaneous	$2,000/day for 3 days	Up to $1,300/day, 3 day maximum	$2,100
Surgical Treatment	$7,000	$3,000	$4,000
Prescription Drugs	$600	$100	$500
Diagnostic X-rays & Lab Services	$1,400	$400	$1000
Total:	$15,500	$7,400	$8,100

Plan details of INF Standard X insurance

Click here to read more »

INF Standard X Insurance - FAQ's

Yes, there are many travel insurance options for seniors over 70 from the USA. Many US travel insurance providers offer policies specifically designed for older travelers, and some policies may have no age limit for coverage. However, it is important to note that the cost of travel medical insurance for seniors is higher than for younger travelers due to increased health risks and the likelihood of pre-existing conditions. Additionally, coverage and benefits may vary depending on the policy, and it is important to carefully review policy terms and conditions to ensure that you get the coverage you need.

Some US insurance providers that offer travel medical insurance for seniors over 70 from the USA include Trawick International, Seven Corners, IMG and WorldTrips. It's recommended to research and compare different policies on American Visitor Insurance based on costs, benefits and coverage for pre-existing conditions to find the best traveller insurance and value for your needs.

The most important insurance coverage for senior travelers is extent of medical coverage. Seniors are more likely to have pre-existing medical conditions and may be at higher risk for medical emergencies while traveling, making it essential to have adequate medical coverage in case of illness or injury. Travel medical coverage can include coverage for hospitalization, emergency medical treatment, and medical evacuation if needed.

In addition to travel medical coverage, senior travelers may also want to consider trip cancellation and interruption coverage, which can help protect against financial loss if they need to cancel or cut short their trip due to unforeseen circumstances such as illness or weather-related events. There is the option available for US travelers to buy travel insurance with cancel for any reason, which gives full flexibility to cancel a trip.

Among other important insurance coverage for senior travelers is the coverage for lost or stolen luggage, travel delays or missed connections, and accidental death or dismemberment. Older travelers should compare different US travel insurance policies to find the best coverage and value for their individual needs on American Visitor Insurance.

Yes, it is possible to find cheap travel insurance for seniors over 70. Many insurance providers offer specialized travel insurance plans that cater to the needs of older adults. By comparing quotes from different insurers and considering factors such as coverage options, deductibles, and pre-existing condition coverage, seniors can find affordable travel insurance that suits their specific requirements. It is advisable to shop around and explore various options to find the most cost-effective travel insurance policy for seniors over 70.

Older travelers can easily compare different travel insurance over 70 plans on American Visitor Insurance which allows you to compare features, benefits, and prices of different policies. Travelers can review travel insurance plans based on your specific needs and preferences. For example, if you are looking for visitor insurance which focuses on the health of the traveler, you can compare insurance based on the specific coverage for medical ailments, coverage for pre-existing conditions, the co-insurance and deductible for the insurance plan Some of the factors that you should consider while comparing visitor insurance health insurance for the traveler are:

The maximum medical coverage available for the age of the traveler
The cost of insurance and deductible and co-insurance expenses
The Preferred provider organisation (PPO) network of the insurance provider and user reviews
The coverage for pre-existing conditions and any exclusions and limitations of the policy
The customer assistance and emergency helpline of the insurer

Visitor health insurance which insures mainly the health of the traveler against accident or sickness when he/she is traveling overseas is very important since healthcare is very expensive, especially in the USA. Visitor health insurance is important even if you have health insurance in your home country which you believe will work in the US. The main reason for this is that US insurance providers negotiate with the healthcare providers in the US to get a better pricing for medical services, something that is not available to international insurance providers. This makes US healthcare very expensive even with travel medical insurance coverage which do not have negotiated rates with US healthcare providers.

Visitor insurance which focuses on insuring the travel expenses along with the health of the traveler is very important to protect travelers from unforeseen risks and emergencies that may occur during their trip. Travel insurance can provide coverage for various situations such as:

Medical expenses due to illness or injury
Trip cancellation or interruption due to unforeseen reasons
Loss or delay of baggage or personal belongings
Passport or travel document theft or loss
Emergency evacuation or repatriation
Legal liability or personal accident
Travel assistance and support

Having the best visitor insurance is really important given its relative cost to that of the trip and the cost of healthcare overseas. Visitor insurance can help you save money, time, and hassle in case something goes wrong during your trip. It can also give you peace of mind and confidence to enjoy your travel experience. Therefore, travel insurance is strongly recommended for travelers to travel safely and securely.

It is easy to find the best visitor insurance online by comparing several insurance options on American Visitor Insurance based on cost as well as coverage benefits offered.

The cost of travel health insurance which focuses on the health of the traveler depends on factors such as:

The age and health of the traveler (older the traveler, higher the cost)
The destination and duration of your trip (cost in US is most expensive)
The amount of medical maximum coverage chosen (higher the coverage, higher the cost)
The deductible and co-insurance of the insurance
Any add-on benefits (pre-existing conditions coverage etc.. cost more)

INF Standard X Plan - PPO network

INF Standard X Plans - Provider network and how to find hospital or doctor?

Find a network doctor, hospital, lab or health care provider in your area. Health care providers who are in our network have agreed to charge lower prices, which helps lower your health care costs.

Find Provider Network