INF Elite 90 X Travel Insurance for USA

Best Comprehensive travel insurance with full pre-existing conditions for non-us residents

INF Elite 90 X Travel Insurance

INF Elite 90 X Travel Insurance is a comprehensive travel medical insurance plan that covers for Non-US Citizens & anyone visiting USA, Canada, Mexico and traveling worldwide outside their home country. This plan provides coverage for full pre-existing conditions up to 99 years of age, as well as other benefits such as emergency medical evacuation, repatriation of remains, accidental death and dismemberment, and telemedicine. This plan offers coverage for minimum of 90 days up to 364 days. Plan will pays 90% of eligible medical expenses up to the policy maximum inside PPO network and the plan will pay 70% of eligible medical expenses outside of the PPO network after the deductible met for United Healthcare PPO network.

Key benefits of INF Elite 90 X Insurance

Minimum enrollment 90 days

Emergency Medical Evacuation

Full Pre-existing conditions

Urgent Care

United Healthcare Provider Network

Emergency Dental Treatment

INF Elite 90 X Plan insurance reviews

Policy maximum
  • Ages 0 to 69 years: $150k $250k $300k $500k $1M
  • Ages 70 to 99 years: $75k
Deductible options
  • Ages 0 to 69 years: $75 $100 $250 $500 $1k $2.5k $5k
  • Ages 70 to 99 years: $250 $500 $1k $2.5k $5k
Insurance provider
INF
INF Elite 90 X Plan rating
AM Best Rating: A
INF Elite 90 X Plan underwriter
Underwritten by Crum & Forster SPC
Plan life - 364 days (Minimum Enrolment 90 days)
Coinsurance
In Network - Plan covers 80% of the Preferred Allowance
100%
Out of Network - 70% of Usual, Reasonable & Customary (URC) Charges
70%

INF Elite 90 X Plan insurance - Key Highlights

  • Covers 90% of eligible medical expenses.
  • Pre-existing complications from covid-19 covered.
  • There is a minimum purchase of 90 days required to buy this plan.
  • Covers all new medical conditions.
  • Stable pre-existing conditions are covered as new sickness.
  • Acute onset is considered new sickness.
  • Urgent care & doctor visit arranged by MeMD.
  • COVID-19 medically necessary testing & treatment covered as any other new sickness.
  • $25 In-Network urgent care copay.
  • Sickness & Accident Plan with 80% in network coinsurance.
  • VIP airport assistance and 3 free priority pass lounge visits.
  • INF-Robin Assist can make your appointments 24/7.
  • Telehealth worldwide via Doctor.
  • This plan is not available to US residents and is only available to non-US residents.

INF Elite 90 X Plan Insurance Summary


Elite 90 X Plan insurance eligibility
  • This plan is available for Non-US Citizens & anyone visiting USA ,Canada,Mexico and traveling worldwide outside their home country.
  • Minimum Enrolment should be 90 days to buy INF Elite 90 Plan.
  • Available for visitors already in the US with a 5 day waiting period for any new sickness and 15 days for Covid-19. It is also required for customers in this situation to send an I94 and health attestation form signed and dated.
  • The member also needs to submit their I-94 form.

INF Elite 90 X Plan - PPO network

INF Elite 90 X Plans - Provider network and how to find hospital or doctor? United Healthcare Provider Network

Find a network doctor, hospital, lab or health care provider in your area. Health care providers who are in our network have agreed to charge lower prices, which helps lower your health care costs.

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Plan benefits of INF Elite 90 X health international insurance

  • Hospital Room (Average Semi-Private), Board, & Miscellaneous Covered
    Hospital Intensive Care Unit Covered
    Surgeon Covered
    Urgent Care Visits In- Network: Covered with $25 copay
    Out - Network: Covered with $50 copay
    Anesthetist Covered
    Assistance Surgeon Covered
    Doctor’s Non-Surgical Visits Covered
    Consultant Doctor, when requested by attending Doctor Covered
    Pre-Admission Tests within 14 days before hospital admission Covered
  • Surgical Room & Supply Expenses Covered
    Surgeon Covered
    Anesthetist Covered
    Assistance Surgeon Covered
    Doctor’s Non-Surgical Visits Covered
    Diagnostic X-rays & Lab Services Covered
    CAT Scan, PET Scan, or MRI Covered
  • Emergency local ambulance Covered
  • Dental Treatment injury to Sound, Natural teeth (Due to Accident) Covered
  • Repatriation of Remains Up to $20k
    Medical Evacuation Up to $25k
    Accidental Death and Dismemberment $25k
    Incurral Period 90 days after the date of Injury/Sickness
    Physiotherapy $50 per visit up to a maximum of $500
    Chemotherapy and/or Radiation Therapy Covered
    Emergency Medical Treatment of Pregnancy Covered
  • Pre-existing Conditions For age 0-69: $25k, $30k, $40k, or $50k Maximum Benefit; subject to a $1.5k, $2k, $2.5k, $5k, or $10k deductibles.
    Pre-existing Conditions Sub-Limits: $15k Hospital/ICU Room & Board / $15k Hospital Miscellaneous / $15k Surgeries /$7.5k Hospital Emergency / $5k Assistance Surgeon Expenses / $500 Prescriptions
    For age 70-99: 20k Maximum Benefit; subject to a $1.5k Deductible

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INF Elite 90 X Plan Insurance - Common Questions

01. What is the advantage of buying INF Elite 90 Insurance?

Elite 90 Insurance Covid19 travel insurance by INF for coronavirus will cover eligible medical expenses resulting from covid19/SARS-CoV-2.

02. Does INF Elite 90 Insurance cover covid illness?

INF Covid19 travel insurance by Elite 90 travel insurance for coronavirus coverage will cover eligible medical expenses resulting from covid19/SARS-CoV-2. Eligible medical expenses are medically necessary expenses that are not subject to another plan exclusion.

03. How is the deductible paid and how is the plan maximum offered for INF Elite visitor insurance? Is it per injury/per sickness and is there a cap with the maximum coverage?

INF Elite visitor medical insurance will cover on a per incident (sickness) basis up to the policy maximum. And the deductible is applied per sickness as well. There's no "lifetime maximum" for the plan - theoretically you could go to the hospital 10 times and get $1.5 million in claims.

04. Does INF insurance cover medical tourism?

INF insurance will not cover visitors to US if they are already sick, if a traveller is already in the hospital, expecting to use the insurance, if travelers have scheduled medical procedures, or if travelers are seeking on-going treatment.

If a visitor proceeds to do any of the preceding, it may result in the cancellation of coverage, full refund of the amount paid, and all claims denied. INF has a 5 day waiting period for new sickness / pre-existing coverage if the traveler has already arrived in the United States.

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INF Insurance related coverage

INF Elite Plus X insurance

Preventive careFull Pre-existing condition

  • Plan will pays 90% of eligible medical expenses.
  • This plan offers coverage for minimum of 90 days up to 364 days.
  • Covers Preventive & maintenance care and coverage for full body physicals.

INF Elite X insurance

Visitors Worldwide Outside of USAFull Pre-existing condition

  • Plan will pays 80% of eligible medical expenses.
  • This plan offers coverage for minimum of 90 days up to 364 days.
  • $25 In-Network urgent care copay

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