INF Elite Visitors medical insurance for the US and Canada
Traveling outside the country can be one of the most exciting experiences. Since the pandemic, international travel has finally regained its strength and many people are again traveling to the US and other countries. Visitors travel insurance is one of the most important things we need to focus on during international travel.The Visitors Insurance market is huge and there are several plans available for people going on international trips. Choosing the right plan to match our needs is the key task to be carried out by the traveler.
For people aged 0-69, it is not hard to find travel insurance with the best benefits. For people in the age range of 70-99, it starts getting tricky to find the right plan. People in the latter stage for the most part have pre-existing conditions and are looking to cover that in case of sudden recurrence. This can be very expensive in countries like the US where healthcare is expensive and for a visitor, it is even worse to travel without travel/health insurance.INF is a travel insurance company that has come up with plans for both age groups namely 0-69 and 70-99 to cover most of their requirements.
INF Elite plans are comprehensive plans available for people traveling to the US and provide flexible coverage.
What does visitors medical insurance cover?
- Health care expenses: Covers hospital expenses for sickness or accidents.
- Doctor visit: Insures Doctor visits for sudden injury or sickness.
- Pharmacy drugs: Doctor prescribed eligible pharmacy drugs expenses.
- Medical evacuation: Medical evacuation expenses to nearest facility included.
- Repat of remains: Repatriation of remains to home country included.
- Pre-existing conditions: Some plans insure acute onset of pre-existing conditions.
INF Elite Travel Medical Insurance
- INF Elite plan
- INF Elite 90 plan
- INF Elite Plus plan
INF Elite plan
Here are the highlights of this plan:- Plan is available only for Non-US residents and citizens.
- Plan provides policy maximum options of $150k, $250k, and $300k for the age range of 0-69.
- Plan provides a policy maximum of $75k for the age range of 70- 99.
- Necessary testing and treatment is covered like any other illness.
- The plan covers 80% of eligible expenses within the PPO network and 60% of URC charges for out-of-network expenses.
- All new medical conditions are covered.
- Acute onset of pre-existing conditions is considered new sickness.
- Comprehensive full coverage for pre-existing conditions including doctor appointments, blood tests, urgent care visits, specialist care, and hospital stays are covered.
- The plan comes with the POS Discount card which provides great savings on Dental, Vision, prescription and hearing products and services.
- Minimum Purchase of 90 days is required on the plan.
- United Healthcare PPO provides a direct billing facility.
INF Elite 90 plan
Here are the highlights of this plan:- Plan is available only for Non-US residents and citizens.
- Plan provides policy maximum options of $150k, $250k, and $300k for the age range of 0-69.
- Plan provides a policy maximum of $75k for the age range of 70- 99.
- Necessary testing and treatment is covered like any other illness.
- The plan covers 90% of eligible expenses within the PPO network and 70% of URC charges for out-of-network expenses.
- All new medical conditions are covered.
- Acute onset of pre-existing conditions is considered new sickness.
- Comprehensive full coverage for pre-existing conditions including doctor appointments, blood tests, urgent care visits, specialist care, and hospital stays are covered.
- The plan comes with the POS Discount card which provides great savings on Dental, Vision, prescription and hearing products and services.
- Minimum Purchase of 90 days is required on the plan.
- United Healthcare PPO provides a direct billing facility.
INF Elite Plus Plan
Here are the highlights of this plan:- Plan is available only for Non-US residents and citizens.
- Plan provides policy maximum options of $150k, $250k, and $300k for the age range of 0-69
- Plan provides a policy maximum of $75k for the age range of 70- 99
- Covers Preventive and Maintenance Care and coverage for full body physicals.
- Necessary testing and treatment is covered like any other illness
- The plan covers 90% of eligible expenses within the PPO network and 70% of URC charges for out-of-network expenses
- All new medical conditions are covered.
- Acute onset of pre-existing conditions is considered new sickness and policy cover up to the policy maximum for this case.
- Comprehensive full coverage for pre-existing conditions including doctor appointments, blood tests, urgent care visits, specialist care, and hospital stays are covered.
- Minimum Purchase of 90 days is required on the plan.
- United Healthcare PPO provides a direct billing facility.
We can see that the Elite 90 and the Elite Plus plan provide coverage for 90% of the eligible expenses within the network. The Elite Plus plan is at a higher price compared to the other two as it provides cover for preventive care and maintenance care which is unique and is not available in other plans.All the INF Elite plans are comprehensive options and provide great benefits for acute onset of pre-existing condition. People who have a condition that needs maintenance care , then these plans are best suited for them. The policy maximum of $75k for people in the age range of 70 - 99 is a great benefit which makes it a popular plan. United Health Care PPO network is another feature that makes the Elite plans more attractive. treatment and related sickness and treatment are covered like a new sickness.In all the three Elite plans a minimum purchase of 90 days needs to be satisfied.
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Visitors Insurance for travelers - Forum
INF travel medical insurance for people already in the US
My mother is already in the US. I am looking to buy an insurance for her. I was wondering if I can purchase the INF plans?
Regards,
Mohammad
Thank you for contacting us at American Visitor Insurance for your visitor medical insurance needs!.for seniors travel insurance to USA. The Safe Travels USA Comprehensive Seniors Insurance is unique in offering coverage for "acute onset" of pre-existing conditions for up to $25,000 for persons over 70 however chronic and congenital conditions are excluded from "acute onset" coverage. The price of the policy for younger travelers makes it an economical option for coverage of acute onset of pre-existing conditions up to the medical maximum for those under 70 years.
The policy is available from any state in the US or can be purchased from abroad. The policy is available with a $50,000 maximum or a $100,000 maximum (although the $100,000 maximum requires at least a $250 deductible). This policy will cover, but they ask you to pre-certify coverage (that is, call the insurance company before seeking testing or treatment).
If the person is already in the US, then they cannot purchase the HOP plans offered by INF. They can purchase any of the other INF plans, but there will be a 5 day waiting period for any new sickness and 15 days for. It is also required for customers in this situation to send an I94 and health attestation form signed and dated.
INF Travel insurance FAQ
01. What types of insurance plans does INF offer?
INF offers a variety of insurance plans, including travel medical insurance, group insurance, short-term health insurance, student insurance, and more.
02. What is the advantage of buying INF Elite Insurance?
Elite Network Insurance travel insurance by INF for coronavirus will cover eligible medical expenses resulting from /SARS-CoV-2.
03. Does INF Elite Plus Insurance cover illness?
INF travel insurance by Elite Plus travel insurance for coronavirus coverage will cover eligible medical expenses resulting from /SARS-CoV-2. Eligible medical expenses are medically necessary expenses that are not subject to another plan exclusion.
04. Does INF insurance cover medical tourism?
INF insurance will not cover visitors to US if they are already sick, if a traveller is already in the hospital, expecting to use the insurance, if travelers have scheduled medical procedures, or if travelers are seeking on-going treatment.
If a visitor proceeds to do any of the preceding, it may result in the cancellation of coverage, full refund of the amount paid, and all claims denied. INF has a 5 day waiting period for new sickness / pre-existing coverage if the traveler has already arrived in the United States.
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INF visitors medical insurance does not cover medical tourism
INF visitors insurance to the USA will not provide coverage if the customer is already sick, if a traveler is already in hospital, if travelers have scheduled medical procedures or if the traveler is seeking on-going treatment and expecting to use the INF visitor health insurance. If a visitor proceeds to do any of the preceding, it may result in the cancellation of coverage and all claims denied.
INF insurance has a 5 day waiting period for new sickness / pre-existing coverage if the visitor has already arrived in the United States.