Visitors insurance types
One of the most important reasons for buying visitors insurance is the very high cost of healthcare if you are uninsured and outside your home country. The cost of healthcare in the US
is particularly high. There are different factors to consider while buying visitor medical insurance
. International travelers should know the difference between fixed benefits and comprehensive insurance plans
. They should also be aware of deductibles
and coverage for Pre-existing conditions
. An aware traveler can make an informed decision among the several options offered by different insurers.
What is the cheapest visitor travel insurance?
The cheapest travel insurance is for coverage if your destination is outside the US or fixed benefits plan coverage to the US. Neither of these may be suitable or appropriate to your situation. However, whatever your situation, we are dedicated to offering you quality, economical options for your travel needs.
What is the difference between Policy maximum and lifetime maximum?
Policy Maximum is the insurance amount on the policy purchased and it is the maximum amount that the policy can pay in case of any medical emergency. The Lifetime Maximum is the maximum time duration during which the policy is effective after which the policy is considered to be expired and invalid even if you have not filed any claim on the insurance.
Is visitor travel insurance a good idea?
It is definitely a good idea! Health Care can become highly expensive in countries like the US, where not having travel health insurance for USA
can take a toll on the medical expense. Having travel insurance can be a huge relief which comes in handy during any major unexpected sickness or injury while in a foreign country.