There are factors to consider while buying visitor medical insurance. International travelers should know the difference between fixed benefits and comprehensive insurance plans. They should also be aware of deductibles and co-insurance and coverage for Pre-existing conditions.
An aware traveler can make an informed decision among the several options offered by different insurers.
#1 Maximum Coverage is the maximum eligible medical expenses that the plan will cover.
#2 Deductible is the amount of expenses that must be paid out of pocket before an insurer will pay any expenses.
#3 Percentage of the eligible expenses paid by the plan.
#4 Optional pre-existing condition rider covers for Stroke or Myocardial Infarction.