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Covid-19 travel insurance for international travelers

While travelling in the midst of a coronavirus pandemic, one must ensure that they have the right travel health insurance with proper Covid-19 coverage. At America visitor insurance travelers can get visitors insurance for Covid -19 illness.

We offer a range of options for visitors where they can compare using our Visitors insurance for Covid19 comparison tool based on the factors like the travelers age, duration of travel, the maximum coverage required, deductible and the need for pre-existing conditions or for covid coverage.
Travelers can narrow down their search further by applying the “filter” option for Covid19 available in the tool.

Please know we are here to help you make the best, informed decision to get coverage even for COVID-19! Let us know how we can assist you. Feel free to contact us by email or phone at any time.

Travel Insurance with covid coverage

Travel insurance America

When you are in the US, it is very important not to ignore American travel insurance coverage. International visitors in America are not entitled to buy domestic health insurance programs but they can buy travel insurance America. Travel insurance has emerged as one of the important travel documents for travelers to America. Travel insurance cover offers protection for all unexpected emergencies and injuries along with pandemic insurance coverage.

There are different types of coverage (fixed benefit vs comprehensive travel insurance), plan restrictions, covid-19 plans vital factors to consider under America travel health insurance and it can be best understood by comparing quotes and benefits online. Given below is an overview of America travel insurance plans to help travelers decide what coverage suits their requirements.

Travel Insurance for America

Cost for America travel insurance

Visitor insurance plans are highly regulated and no agency can lower the rates or other incentives to buy a specific plan. However, our American travel insurance compare engine can help travelers choose the best plan according to their individual insurance requirements. The fixed benefit plans are cheaper when compared to comprehensive plans but the coverage is more limited under fixed plans. The price of visitor insurance is directly related to the age of the travelers and maximum medical coverage selected. For example, if you are choosing $25,000 or less medical coverage then the price will be cheaper as opposed to if you choose 50,000 or $100,000 medical coverage. The higher the medical coverage and duration of stay, the costlier will be the premium cost of International Visitor Travel Health Insurance plans.

Fixed Vs Comprehensive benefit America travel insurance plans:

Some of the important differences between fixed and comprehensive benefit plans are:

  • Fixed benefit plans have specific limitations on the covered medical expenses whereas there will not be any limits on covered expenses under comprehensive benefit plans.
  • The benefits limits are not the same as plan medical maximum under fixed benefit whereas under comprehensive plans can go all the way up to the plan maximum.
  • More affordable and lower premium costs under fixed benefit plans while comprehensive plans have higher premium rates.
  • The coverage offered is limited under fixed benefit visitor insurance plans while under comprehensive plans the benefits is more and with wider coverage.

American travelers insurance with pre-existing conditions

Many travelers to the US especially parents and older travelers, need visitor insurance with coverage for common existing medical ailments. The cost of routine physician visit is very expensive in the US. The common ailments like Diabetes Mellitus with Hyperglycemia admitted to an emergency room would cost around $25,000. Stroke resulting in ICU for about 10 days would cost $120,000, Heart attack treatment with medical bills for ambulance, hospital emergency room, ICU, EKG and MRI heart scans and continuing care from cardiologists would cost about $20,000, The average treatment cost of acute kidney failure in the USA was over $22,000 in 2018. There are some visitor insurance plans from INF that offer coverage for pre-existing medical ailments.

Those who are looking for visitor insurance coverage for pre-existing conditions should know that there are only few plans offered by insurers. Some of the fixed and comprehensive benefit plans offered under visitor medical insurance are:

Compare America travel insurance plans:

Insurance customers at American Visitor Insurance can get free quotes and compare visitor medical insurance USA plans online. Complete a simple compare American travel insurance form to compare quotes offered by prominent US insurance companies. Travelers can compare deductibles, premium cost, medical benefits, coverage details... using the compare facility. There are a few plans which have a time limit before which customers should buy best visitor insurance USA plan after the arrival in the USA. Read the visitors insurance for USA brochures to get complete information about a plan.

USA travel insurance coverage highlights:

What does Travel Medical Insurance cover? What is travel Insurance USA?

Some of the other important travel health insurance for USA benefits are listed below. Travelers can compare visitor travel insurance to review specific coverage details offered by the different companies and insurance plans.

Medical coverage for accidents and emergency medical ailments:
The high cost of healthcare in the US makes it imperative for travelers to have good travel health insurance while traveling outside ones home country. The best travel insurance medical maximum coverage varies based on the travel insurance plan chosen, however travelers have the option of getting coverage up to $1,000,000. The available medical maximum coverage however decreases for travelers over 70 years.

Doctors visit:
This allows travelers to visit Doctors for sudden unanticipated medical ailments (continuing treatment for pre-existing ailments and preventive care are not covered). The Co-pay and deductible will vary depending on the travel insurance plan chosen, travelers do have the option of No Co-pay and $0 deductible.

Pharmacy drugs:
Doctor prescribed eligible pharmacy drugs are covered up to $50,000, but this varies from plan to plan.

Surgery:
Emergency surgery treatment will be covered. The maximum available amount for surgery is typically $50,000, but this varies from plan to plan.

Medical Evacuation:
The best travel insurance provides coverage for medical evacuation up to $1,000,000 if the traveler has to be evacuated to get access to proper medical treatment in the event of a medical emergency.

Repatriation of remains:
The repatriation of remains benefit pays for the repatriation expenses back to the home country in the event of death of the traveler for any reason. While this depends on the travel insurance plan chosen, one can get repatriation coverage up to $50,000.

Emergency dental coverage:
Emergency dental coverage up to $300 is available for acute onset of pain to natural teeth.

Given all these benefits, it is important that international travelers buy the best travel insurance given the relative low cost of travel insurance when compared to the cost of healthcare. This is particularly important for Seniors citizens, as older travelers are most vulnerable and likely to need the benefits offered by the best USA travel insurance plans.





  • Policy Maximum#1
  • Deductible#2
  • COVID19 Coverage
  • Key Features:  Acute onset of pre-existing conditions coverage of $10,000 for visitors up to 64 years and $5,000 for 65 to 74 years in USA.
  • Policy Maximum#1
  • Deductible#2
  • COVID19/Pre-existing Coverage
  • Key Features: Great coverage for a great price.
  • Policy Maximum#1
  • Deductible#2
  • Covers eligible costs related to COVID19 illness.
  • Key Features Coverage for sudden or unexpected recurrence of pre-existing conditions up to $2,500. Plan life - 5 days up to 12 months
  • Policy Maximum#1
  • Deductible#2
  • Covers eligible costs related to COVID19 illness.
  • Key Features: This plan is always eligible for purchase no matter what age and how long a person has been in the US

INF Standard

PER MONTH

by INF inf
  • Policy Maximum#1
  • Deductible#2
  • Plan covers COVID -19
  • Key Features: This plan has a minimum purchase requirement of 30 days. Fixed benefit plan that treats Coronavirus as a new sickness
  • Policy Maximum#1
  • Deductible#2
  • Plan covers COVID -19
  • Key Features: Visitor Secure insurance as an affordable scheduled benefit plan for visitors to USA. High maximum available.
  • Policy Maximum#1
  • Deductible#2
  • Plan covers COVID -19
  • Key Features: Safe Travels Elite is a fixed benefit plan that covers COVID19 expenses and treated as any other sickness

#1 Maximum Coverage is the maximum eligible medical expenses that the plan will cover.


#2 Deductible is the amount of expenses that must be paid out of pocket before an insurer will pay any expenses.

American travel medical insurance, American travel health insurance

visitors insurance

Visitor insurance resources

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Types of travel insurance online

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Visitors insurance factors

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Travel insurance claims procedure

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Best health insurance for tourist in USA, Best travel insurance for USA

Which is the best visitors travel insurance in USA?

Best health insurance for visitors to USA - Comprehensive plans
  • Safe travel USA Comprehensive Covid insurance offers coverage for coronavirus.
  • Covers acute onset of pre-existing conditions up to policy maximum.
  • It offers coverage for visitors up to 89 years.
  • Atlas America Covid insurance offers coverage for coronavirus illness.
  • Covers acute onset of pre-existing conditions till maximum limit (up to 70 years).
  • Patriot America Plus Covid insurance offers coverage for coronavirus illness.
  • Covers acute onset of pre-existing conditions till maximum limit (up to 70 years).
  • Available for US citizens visiting USA
  • Liaison Travel Plus Covid insurance offers coverage for coronavirus sickness
  • Covers treatment of acute onset of pre-existing conditions (up to 75 years)
  • Diplomat America Covid insurance offers coverage for coronavirus sickness
  • Available for US citizens visiting USA
  • INF Elite Network Covid19 insurance offers coverage for coronavirus.
  • Treats Coronavirus/covid19 as a new sickness & covered by the plan
  • Best comprehensive plan that covers all pre-existing conditions up to 99 years.
  • Visit USA Covid insurance offers coverage for coronavirus sickness
  • Visit USA travel insurance is an excellent medical insurance for tourists and holiday travelers, parents of students studying in the United States, new immigrants and visiting scholars in the USA
Best travel insurance for USA – Fixed benefit plans
  • Safe Travels Elite Covid insurance covers coronavirus illness.
  • Covers acute onset of pre-existing conditions up to 89 years.
  • It offers coverage for acute onset of pre-existing conditions up to 70 years.
  • Plan can be renewed up to 364 days.
  • Optional pre-existing conditions rider offers coverage for Stroke or Myocardial Infarction (heart attack) for travelers of any age.
  • Plan can be renewed up to 2 year.
  • Offers coverage for acute onset of pre-existing conditions up to 79 years.
  • Renewable up to 364 days
  • INF Premier Covid insurance covers coronavirus illness.
  • Covers all pre-existing conditions, this means doctors, appointments, blood tests & labs, specialist care, urgent care visits, & hospital stays are all covered for pre-existing conditions.
  • Renewable up to 364 days

International Travel Insurance - FAQ's

How to buy travel insurance ? How to find the best international travel health insurance ?

There are many international travel health insurance plans for coverage both in the USA as well as around the world offered by US insurance providers. Given the several travel insurance international options, it can be confusing to find the best health insurance for international travel for your needs. What is very useful in making this decision is to compare travel insurance USA of different companies. The travel insurance comparison allows travelers compare prices as well as coverage benefits in an objective manner.

The traveler can change relevant factors like the medical maximum coverage required, the international traveler insurance deductible, any international travel health insurance plans with coverage for pre-existing ailments, travel insurance international coverage for Covid19 ... The global travel insurance comparison also allows travelers to buy the best travel insurance based on ones needs by completing an online application and paying using a credt card. One completing the purchase the travel insurance plan is emailed to the customer.

What is the best health insurance for international students in USA? What is the cheapest health insurance for international students in USA

There are different factors for buying best student insurance for USA students. While the best student insurance for USA varies from students to students, the following list can be considered the best student insurance for students to USA based on their popularity.

International travel insurance for global destinations

International travel insurance for USA

Travel insurance for USA
  • J visa insurance for US Exchange scholars and their dependents (J1 visa insurance and J2 visa insurance)
  • Snowbird travel insurance for USA travelers from Canada and the UK (for warmer USA weather during winter)
Tourists
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International
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Cruises
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Schengen
Covid19 Europe Schengen Visa Insurance
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Annual
Covid19 Quarantine Trip Insurance
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Covid19 Trip cancellation insurance
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US Immigrant green card
Covid19 US Green card insurance
US immigrant /Green Card Covid insurance. Know more »

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