Travel medical insurance for visitors stranded in the USA because of Coronavirus

It is heartbreaking that so many people are stranded due to COVID-19 with many borders closing and travel plans forced to be altered. At American Visitor Insurance, we are committed to getting you the best insurance coverage we can in these uncertain times. Of particular note, INF insurance is offering travel health insurance plans with coverage for Coronavirus in the USA, Canada and Mexica.
While many insurers are NOT covering COVID-19 and even voiding policies due to the global pandemic, INF insurance is a REAL option for travelers stuck in the US and needing insurance coverage. The INF travel insurance policy is good if you are replacing an existing travel policy that has expired or maybe you didn't have an insurance policy to begin with. International students in the US, Snowbirds from Canada or the UK, tourists from European nations, even US green card holders can purchase these plans. Note that the INF Traveler USA visitors insurance plan ONLY offers coverage in the US, while the INF Elite Network Insurance can be used in the US, Canada, and Mexico (even by US citizens who ordinarily reside outside the US). The INF Traveler USA is quite affordable and many travelers and students are even buying this plan to complement their existing insurance option if it has limitations in coverage for COVID-19. Please know we are here to help you make the best, informed decision to get coverage even for COVID-19! Let us know how we can assist you. Feel free to contact us by email or phone at any time.

Home
Blogs
Visitors
US citizens visiting USA

Travel insurance coverage for US citizens visiting USA

US Citizens Overseas Expatriate Compare Factors to consider Forum Entries

There are hundreds and thousands of travelers traveling to the US from all parts of the world through out the year. Among them we often come across US citizens residing abroad coming to the US for short term for various reasons. Considering that travel insurance or health insurance as a critical requirement while you are traveling to the US, it gets a little tricky to the US citizens residing abroad coming to the US to get a suitable travel health insurance for their short term stay in the US. This is true because many companies will not provide insurance for US citizens while in the US regardless of where they live most of their time. Please note that this includes people with dual citizenships. For US citizenship, it is better to be on the safe side and purchase a policy suitable for this situation and enter the US passport information on the application so that there are no issues. There are however options available for US citizens residing abroad and coming to the US for short term with the intent to return to their home countries outside USA.

Very recently, IMG has updated their plan eligibility requirements such that US citizens who reside abroad can purchase either the Patriot America or the Patriot America Plus plans for their travel into the US (assuming they intend to return to their foreign address). Please note that US citizens relocating to the US, should apply for domestic coverage right away upon arrival or the “window” for their application may close until the start of the new year. The Patriot Plans offer excellent economical choices either with coverage for pre-existing conditions for persons under 70 (Patriot America Plus plan) or without this coverage (Patriot America).

INF travel insurance:-
Non-US Residents who are visiting the United States but are US Citizens can enroll in an INF plan.
NOTE: If the non US residents (who are US citizens) are in transition to move back to the US until the end of the year (domestic plan enrollment) or employer plans kick in, then these plans cannot be used as a gap insurance for US Citizens.
Following are the list of US travel insurance plans:

So, while options are more limited for US citizens, there are options available to these travelers. If you have any questions or concerns, we encourage you, as always, to consult with one of our friendly agents who can guide you through all the details. You should be able to make your purchase from wherever you may find yourself in this large world as long as you have a credit card and internet access!

If you are a US citizen coming back home to a more permanent situation, you should qualify quickly for domestic insurance. Most states will cover children nearly automatically with special programs. Furthermore, you may be able to purchase a high deductible, emergency-only policy from most regular insurance companies (Farmers, State Farm, etc) until you are eligible for other coverage. Please call your state’s Health Department to get the details and options available to you. The policies we offer are strictly for short term coverage to cover accident and sudden illness only.

As ever, we wish you safe and happy travels!

Travel insurance for US citizens visiting USA

Click here

US Citizens Overseas Expatriate Compare Factors to consider Forum Entries