Travel insurance coverage for US citizens visiting USA
There are hundreds and thousands of travelers traveling to the US from all parts of the world through out the year. Among them we often come across US citizens residing abroad coming to the US for short term for various reasons. Considering that travel insurance or health insurance as a critical requirement while you are traveling to the US, it gets a little tricky to the US citizens residing abroad coming to the US to get a suitable travel health insurance for their short term stay in the US. This is true because many companies will not provide insurance for US citizens while in the US regardless of where they live most of their time. Please note that this includes people with dual citizenships. For US citizenship, it is better to be on the safe side and purchase a policy suitable for this situation and enter the US passport information on the application so that there are no issues. There are however options available for US citizens residing abroad and coming to the US for short term with the intent to return to their home countries outside USA.
Very recently, IMG has updated their plan eligibility requirements such that US citizens who reside abroad can purchase either the Patriot America
or the Patriot America Plus
plans for their travel into the US (assuming they intend to return to their foreign address). Please note that US citizens relocating to the US, should apply for domestic coverage right away upon arrival or the “window” for their application may close until the start of the new year. The Patriot Plans offer excellent economical choices either with coverage for pre-existing conditions for persons under 70 (Patriot America Plus plan) or without this coverage (Patriot America).