Travel insurance for Denver, Denver travel insurance

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Traveler's residence
Travelers (Age)
Trip cost($)/person

Destination
Trip start date
Trip end date

Travel insurance for U.S. citizens with trip protection coverage - Highlights

Trip cancellation

Reimbursement for loss of pre-paid, non-refundable payments.

Medical evacuation

Transportation to or between hospitals as needed.

Trip delay

Reimbursement of food and lodging expenses due to delay in travel.

Lost baggage

Pays sum for lost or delayed luggage by airline.

Medical expenses

Covers cost of treatment for sickness or injury during your vacation.

Age & Citizenship
Child
Residence
Destination
Start date
End date

Travel medical insurance with no trip protection - Highlights

Health care expenses

Covers medical costs for sickness or accidents during travel.

Doctor visit

Covers cost of clinic or doctor visit.

Pharmacy drugs

Expenses from doctor prescribed eligible medications.

Medical evacuation

Transportation to or between hospitals as needed.

Repat of remains

Return of moral remains to home country or local burial.

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Travel Insurance for Denver

Denver - The Mile-High City

Denver, the capital and the most populous city in Colorado is an excellent gateway to the Colorado Rocky mountains especially for nature and adventure loving people. Denver gets its nickname 'The Mile High City' for being literally a mile high in altitude from sea level at 1609.3 meters. Located at the intersection of Interstates 70 and 25 it is strategically located between the mid-western cities of Chicago and St Louis and the California cities of Los Angeles and San Francisco. The city is home to many research institutions like the University of Denver and the University of Colorado.

Lockheed Martin now has its headquarters in Denver which has resulted in a growth in defense and aerospace sectors. Other significant sectors include healthcare, finance, biotech and telecommunications. Tourism is also a significant part of the local economy with over 15 million visitors to the region annually. The city has a population of 2.75 million, having a median age of 36 with about 20 percent of them being millennials.

This young populace can be categorized as liberal, progressive, fitness focused and nature loving. Denver has quite a diverse population, having one of the largest Mexican American population in the US. It is also home to large communities of Hispanics, African Americans, Vietnamese, Chinese, Indians, Koreans, Japanese, Filipino, Burmese and Cambodians. The city is home to The Denver Broncos of the National Football League and is passionate about its sports. The suburbs of Aurora and Lakewood and the nearby university town of Boulder only adds to the charm of Denver. All these factors make Denver an exciting city to visit and live in, and the city has seen its population grow steadily since the 90's.

How much does health insurance USA for foreigners cost?*

Visitors health insurance USA cost

The cost for best travel insurance for USA visitors ranges from $16 to $150 a month The price varies based on the age of the visitor, medical maximum coverage, deductible for the plan, visitors coverage type (Fixed vs comprehensive coverage), and the visitors insurance coverage for pre-existing conditions.. For an average traveler, there are cheap travel insurance plans at less than a dollar a day.

In contrast to this, the cost of US healthcare is very expensive. The cost of a routine physician's visit is as high as $200. An echocardiogram can cost around $1,000 in Massachusetts and around $3,000 in New Jersey depending on the provider. The cost of common ailments like Diabetes Mellitus with Hyperglycemia admitted to an emergency room would cost around $2,500-$5,000. A Stroke resulting in ICU for about 10 days would cost $120,000. A Heart attack treatment with medical bills for ambulance, hospital emergency room, ICU, EKG and MRI heart scans and continuing care from cardiologists would cost at least $20,000. The average treatment cost of acute kidney failure in the USA is over $22,000.

Given this high health care cost, one simply cannot afford to be uninsured while in the US. Another important point to note is that the cost for any treatment in the US is much lower if you have the best travel health insurance and the hospital/healthcare provider is part of the PPO network. This is beyond the actual travel insurance coverage itself, so simply having visitors medical insurance reduces the bill substantially. For all these reasons, it is vital for visitors to buy travel health insurance USA for the US.

What is the best travel insurance for USA visitors 2024?

Average cost of medical insurance for travelers to USA
  • Patriot America Lite Insurance Comprehensive plan

    Coverage range

    $50,000 - $1,000,000

    Price range
    $95 - $177
    • Ideal for Non US citizens outside their home country.
    • $10,000 coverage per certificate period for travelers aged 80 years and above.
    • Available for US citizens living outside USA but visiting the US.
    • Patriot America Lite visitor visa insurance can be extended from a minimum of 5 days up to a 12 months period, until reaching a maximum of 24 continuous months.
    Plan details Brochures

    Patriot America Plus Insurance Comprehensive plan

    Coverage range

    $50,000 - $1,000,000

    Price range
    $96 - $177
    • Offers comprehensive medical insurance for non US citizens traveling individually or in groups to the USA.
    • Purchase for a minimum of 5 days up to 364 days and can be renewed for maximum 2 years.
    • Covers acute onset of pre-existing conditions till maximum limit up to 70 years.
    • The plan offers a benefit of copays of $25 for urgent care centers and $15 for walk-in clinics which are paid INSTEAD of the deductible each time these facilities are used (when the $0 deductible is selected.)
    • This also offers optional riders provide additional coverage for a minimal charge.
    Plan details Brochures

    Patriot Platinum Insurance Comprehensive plan

    Coverage range

    $2,000,000 - $8,000,000

    Price range
    $215 - $362
    • Ideal for both US and Non US citizens.
    • $20,000 coverage per certificate period.
    • Plan covers acute onset of pre existing condition up to the age of 70 for up to $1,000,000.
    • Patriot Platinum America can be used by green card holders as long as they maintain a residence outside the US.

    Visitors Protect Insurance Comprehensive plan

    Coverage range

    $50,000 - $2,50,000

    Price range
    $496 - $744
    • Availble for visitors traveling from their home country to the U.S., Canada, and Mexico.
    • The plan offers temporary medical coverage with pre-existing conditions up to 99 years.
    • Care Clix consultation is a benefit where you can access a doctor by different means like a video chat , mobile app, phone... and consult about non emergency issues.
    • Minimum purchase is 90 days.

    Visitors Care Insurance Fixed Benefit plan

    Coverage range

    $25,000 - $1,00,000

    Price range
    $25 - $54
    • It is a cheap visitors insurance for the US and is a fixed benefit insurance plan.
    • This plan covers Acute onset of pre existing condition up to the age of 70 for a maximum starting from $25,000 up to $100,000 depending on the selected policy maximum.
    • This plan is renewable for a maximum of 2 years unless there is a break in the coverage.
  • Safe Travels USA - Cost Saver Insurance Comprehensive plan

    Coverage range

    $50,000 - $1,000,000

    Price range
    $85 - $141
    • Available for non U.S. residents and non U.S. citizens, traveling to the USA.
    • Coverage may be extended up to 364 days.
    • The policy has medical maximum options for $50,000, $100,000, $250,000, $500,000, and $1,000,000
    • This plan is available for green card holders.

    Safe Travels USA Insurance Comprehensive plan

    Coverage range

    $50,000 - $1,000,000

    Price range
    $95 - $175
    • Cheap travel medical insurance that covers Non-US Citizens and Non-US Residents while visiting the USA
    • It offers comprehensive coverage for illness and accident and offer a Well Doctor Visit which pays up to $125.
    • Covers Unexpected Recurrence of a Pre-Existing Condition up to 89 years.
    • This plan is available for green card holders.

    Safe Travels USA Comprehensive Insurance Comprehensive plan

    Coverage range

    $50,000 - $1,000,000

    Price range
    $96 - $176
    • Offers excellent medical coverage for Non-US Citizens and Non-US Residents while visiting the USA
    • Covers Acute onset of pre-existing conditions up to age 69 years till the medical maximum limit, while any coverage related to cardiac disease is limited to $25,000.
    • This plan is available for green card holders.

    Safe Travels Elite Insurance Fixed benefit plan

    Coverage range

    $25,000 - $175,000

    Price range
    $24 - $68
    • Available for non U.S. residents and non U.S. citizens, traveling to the USA
    • Covers Acute onset of pre-existing conditions up to 89 years.
    • This plan is available for green card holders.
    • Coverage for minimum 5 days to maximum up to 364 days
  • Atlas America Insurance Comprehensive plan

    Coverage range

    $50,000 - $2,000,000

    Price range
    $116 - $234
    • US travel Medical Insurance for Non-US Citizens traveling outside their home country.
    • This plan covers Hospitalization, Prescription drugs, Trip cancellation, Trip Interruption, Travel delay and Evacuation and more!
    • Ideal visitor medical insurance for parents visiting USA.
    • Eligible for acute onset of pre-existing conditions coverage up to age 80. This includes a $25,000 lifetime maximum for emergency medical evacuation.
    Plan details Brochures

    Atlas Premium Insurance Comprehensive plan

    Coverage range

    $50,000 - $2,000,000

    Price range
    $196 - $329
    • Ideal for family, tourists, business persons, vacationers and adventure travelers.
    • Provides coverage up to $50,000 and $1,00,000 70 to 79 year old travelers.
    • Coverage of acute onset of pre-existing conditions available for travelers younger than 80. This includes a $25,000 lifetime maximum for emergency medical evacuation.
    • Trip Interruption coverage available for up to $15,000 not subject to deductible.

    VisitorSecure Insurance Fixed benefit plan

    Coverage range

    $50,000 - $130,000

    Price range
    $44 - $80
    • Available for people traveling to the US and abroad.
    • Visitor Secure plan provides coverage for hospital room and board. The price varies depending on the type of plan.
    • Plan provides coverage for acute onset of pre-existing conditions up to the age of 70.
    • This plan covers Inpatient and Outpatient treatment with price varying based on the type of plans.
  • Travel Medical Basic Insurance Comprehensive plan

    Coverage range

    $50,000 - $1,000,000

    Price range
    $99 - $172
    • Available for Non US residents and citizens traveling to the US or to other countries.
    • The maximum lifetime of the plan is 365 days and it can be renewed up to this time.
    • The policy maximum for this comprehensive insurance starts from $50,000 and provides up to $5,000,000. For people above age 80 years, they get a policy maximum of $10,000.
    • Covers acute onset of pre-existing conditions up to 79 years.
    Plan details Brochures

    Travel Medical Choice Insurance Comprehensive plan

    Coverage range

    $50,000 - $1,000,000

    Price range
    $136 - $249
    • Available for Non US residents and citizens traveling to the US or to other countries.
    • Covers Acute onset of pre-exisiting conditions upto 79 years.
    • The policy maximum for this comprehensive insurance starts from $50,000 and provides up to $5M. For people above age 80 years, the policy maximum is limited to $10,000
    Plan details Brochures

    Travel Medical USA Visitor Basic Insurance Fixed Benefit plan

    Coverage range

    $50,000 - $150,000

    Price range
    $54 - $67
    • Available for Non US citizens coming to the US.
    • This is a fixed benefit insurance plan with a policy maximum of up to $150,000 for people below 70 years. For people above 70 years up to the age of 99 this policy has a policy maximum of $100,000
    • Acute onset of pre-existing conditions is covered up to the age of 79 years. People below 70 years get $50,000 coverage and people above 70 years get $25,000 coverage for this benefit.

    Travel Medical USA Visitor Choice Insurance Fixed Benefit plan

    Coverage range

    $50,000 - $150,000

    Price range
    $81 - $98
    • Available also for Non US citizens coming to the US.
    • This is a fixed benefit insurance plan that provides a policy maximum of up to $150,000 for people below 70 years and for people above 70 years up to the age of 99 this policy can provide a policy maximum of up to $100,000
    • Acute onset of pre-existing conditions is covered up to the age of 79 years. People below 70 years get $75,000 coverage and people above 70 years get $25,000 coverage for this benefit.
  • Diplomat America Insurance Comprehensive plan

    Coverage range

    $50,000 - $1,000,000

    Price range
    $155 - $266
    • Available for Non US citizens and Non US residents visiting the US.
    • plan is available to US citizens visiting the US while living abroad. There is a requirement for a valid international address.
    • Plan is not available for citizens of Australia and Iran.
    • Covers pre-existing condition after 24 months of waiting period.
  • WorldMed Insurance Comprehensive plan

    Coverage range

    $500,000 - $2,000,000

    Price range
    $199 - $225
    • Available for people traveling outside their home country and is available to both US and Non US citizens.
    • This plan covers acute onset of pre existing condition up to the age of 70.
    • Deductible options are $0, $250, $500, $1,000 and $2,500.
    • Accidental Death and Dismemberment coverage is available for $50,000.

    Visit USA Insurance Fixed benefit plan

    Coverage range

    $50,000 - $250,000

    Price range
    $49 - $187
    • Available to Non-U.S. residents while visiting the U.S.
    • Coverage is available for the main insured party and spouse, unmarried adult dependent children, or for children traveling alone.
    • The policy maximum for accident and sickness medical coverage limits with Plan A is $50,000. For people above 80, the policy maximum is $20,000.
    • The deductible options in Plan A and Plan B are $0, $50, $100 or $250 per incident.
  • Voyager Choice Insurance Comprehensive plan

    Coverage range

    $50,000 - $1,000,000

    Price range
    $79 - $98
    • This plan avaiable for US residents travelling abroad
    • Pre-existing Conditions Covered: No waiting period. US primary health plan required.
    • Available from 1 day to 182 days
    • Applicant's age must be under 95 years

    Voyager Essential Insurance Comprehensive plan

    Coverage range

    $50,000 - $1,000,000

    Price range
    $70 - $79
    • This plan avaiable for US residents travelling abroad
    • Pre-existing conditions covered with 180 days exclusion
    • Available from 1 day to 182 days
    • Applicant's age must be under 95 years
    • No US primary health plan required.
  • INF Safe Traveler USA Insurance Comprehensive plan

    Coverage range

    $150,000 - $300,000

    • Coverage for Non-US Citizens visiting USA, Canada, Mexico and traveling outside their home country
    • This plan is not available to US residents and is only available to non-US residents.
    • Sickness & Accident Plan with 80% in network coinsurance.
    • Minimum purchase of 30 days is required for this plan.
    Plan details Brochures

    INF Safe Traveler USA 90 Insurance Comprehensive plan

    Coverage range

    $150,000 - $3,000,000

    • Covers 90% of eligibile medical expenses.
    • Minimum purchase of 30 days is required for this plan.
    • Coverage for Non-US Citizens visiting USA, Canada, Mexico and traveling outside their home country
    • This plan is not available to US residents and is only available to non-US residents.
    Plan details Brochures

    INF Elite Insurance Comprehensive plan

    Coverage range

    $150,000 - $1,000,000

    • Provides coverage for Non-US Citizens visiting USA, Canada, Mexico and traveling outside their home country
    • Coverage for Pre-Existing Conditions upto $1,000,000.
    • Minimum purchase of 90 days required to buy this plan.
    Plan details Brochures

    INF Premier Insurance Comprehensive plan

    Coverage range

    $100,000 - $1,000,000

    • Provides coverage for Non-US Citizens visiting USA, Canada, Mexico and traveling outside their home country
    • Coverage for Pre-Existing Conditions to $1,000,000.
    • Acute Onset treated like New Sickness.
    • Covers age up to 99 Years.
    Plan details Brochures

    INF Premier Plus Insurance Comprehensive plan

    Coverage range

    $3,000,000

    • Provides coverage for Non-US Citizens visiting USA, Canada, Mexico and traveling outside their home country.
    • Covers Full Pre-existing conditions up to 69 years.
    • Plan provides policy maximum $300,000 covers pre-existing condition maximum of $50,000/$100,000 with deductible $1,000/$5,000 for age 0 to 69 years.

    INF Elite 90 Insurance Comprehensive plan

    Coverage range

    $150,000 - $1,000,000

    • plan is available for Non-US Citizens.
    • Minimum Enrolment should be 90 days to buy INF Elite 90 Plan.
    • Covers 90% of elgibile medical expenses.
    • Covers Full Pre-existing conditions up to 99 years.
    Plan details Brochures

    INF Elite plus Insurance Comprehensive plan

    Coverage range

    $150,000 - $300,000

    • Not Available to US residents and is only available to non-US residents.
    • Acute onset is considered new sickness. 90% of eligible medical expenses.
    • Covers Full Pre-existing conditions up to 99 years.
    Plan details Brochures

    INF Standard Insurance Fixed Benefit plan

    Coverage range

    $50,000 - $150,000

    • Provides coverage for Non-US Citizens visiting USA, Canada, Mexico and traveling outside their home country.
    • Plan has a minimum purchase requirement of 30 days.
    • Covers accident & sickness while traveling to USA, Canada, and Mexico.
    Plan details Brochures
* Disclaimer:- We have done everything to the best of our ability to make the insurance information up-to-date and accurate. However this information does change periodically and we cannot guarantee 100% accuracy. Do review the product brochures for detailed plan benefits.

Factors to buy best travel medical insurance USA

Age of the traveler

The cost of medical insurance for travelers is directly proportional to the age of the traveler. The older the traveler and higher is the cost of the visitors health insurance.

Type of US travel health insurance

Comprehensive insurance provides exhaustive coverage but is more expensive than fixed benefit insurance which has a specified limit for each treatment.

Medical maximum coverage

The price of USA medical insurance for visitors is directly dependent on the maximum medical coverage and inversely proportional to the deductible of the plan chosen.

Region of coverage

Health insurance for USA visitors depends on the coverage region. The cost for visitor insurance for the United States is most expensive when compared to Europe or Asia.

Duration of travel insurance

The cost of trip insurance directly depends on the length of travel. The longer the duration of visitor medical insurance required, the higher will be the cost.

Any add on benefits

Additional add-on benefits to the basic insurance for tourist plan like adventure sports coverage, coverage for pre-existing conditions… will add to the overall cost.

Visitors insurance with pre-existing conditions coverage for Denver

Many older travelers who are visiting Denver are likely to have pre-existing medical conditions. It is very important for senior citizens to buy good visitor medical insurance with best available coverage for pre-existing conditions.

While many travel medical insurance plans do not cover any pre-existing conditions, some visitor insurance plans provide coverage for acute onset of pre-existing conditions, while there are a couple of plans with coverage for pre-existing conditions.

"Acute onset of pre-existing conditions" refers to the condition which is severe enough to life or lifestyle such that it must be taken care of right away and cannot wait until returning to one’s home country. Senior citizens should understand these coverage definitions well and buy the most appropriate visitor medical insurance with pre-existing conditions for their unique needs.

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Travel health insurance for foreigners in USA

Travel medical insurance to emergency medical expenses
Comprehensive coverage for pre-existing conditions/ailments.
Older traveler, Medicare international insurance
Medical insurance for green card holders in Denver
Health insurance usa for foreigners cost
Travel health insurance for frequent travelers

Visitors insurance for seniors

60

Visitor medical insurance for travelers above 60 years

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65

Visitor medical insurance for travelers above 65 years

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70

US Visitors insurance for travelers above 70 years

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75

Visitor medical insurance for travelers above 75 years

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80

Visitor health Insurance for travelers above 80 years

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90

US Visitors insurance for travelers above 90 years

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USA visa health insurance, Visitor visa health insurance USA

Student medical insurance for Denver

Denver is home to many universities and research centers which attracts a large number of international students. Given the high cost of health care in the United States, all international students should have proper student health insurance. Most Denver University student health insurance plans are prohibitively expensive, and to make it affordable to students, we offer similar student insurance plans which satisfy university requirements.

international student medical insurance in Denver
These International student insurance plans are comparable but cheaper when compared to university student plans. Click here to view popular plans »

New US Immigrant health insurance

The US authorities have made it mandatory for new US immigrants to have good US health insurance for the immigrant visa. The aim of this compulsory health insurance for immigrants is to reduce the burden on US hospitals and on US tax payers by uninsured new immigrants. American Visitor insurance offers immigrant health insurance which work well for prospective new US immigrants. After buying this insurance, customers will immediately receive the health insurance documents by email.

New US immigrant insurance

Customers can use this immigrant insurance document as proof of US health insurance while applying for the Immigrant visa. Given the very high cost of healthcare in the US, it is strongly recommended to buy medical insurance for new US immigrants.

New US immigrant insurance blogs

US Immigrant health insurance plans

Compare popular US immigrant plans suitable for immigrants regardless whether permanently in the US or traveling out or waiting for Green Cards

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Difference between visitors and immigrant Insurance

Find out the difference between US visitors insurance and new immigrant insurance. Compare and buy the best immigrant insurance for USA!

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US Health insurance mandatory for new US immigrants

The US government has made it compulsory for new immigrants coming to the US to have proper US immigrant health insurance coverage.

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Travel Insurance Denver, Tourist insurance Denver – FAQs

01.  Can visitors get health insurance?

Absolutely! Wherever you would like to travel in USA, Denver, Arizona or Alaska — you can get travel health insurance to cover you for unexpected illness or injury while you are there. Planning some adventurous activities? Make sure you are covered while participating in them as well (zip lining, safari, etc).

02.  Which visitor insurance is best?

There is no quick and easy answer to this question. The best visitor medical insurance is one that is just right for you and your travel situation. We have tried to develop our website to best assist our customers to answer this question and get the best price as well! Please use our compare visitor travel insurance tool to find the best price.

Visitor insurance for Denver

Travel insurance for USA resources
Short term health insurance Denver resources.

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Factors for vacation insurance
Factors for the best vacation insurance in Denver.

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Types of Denver tourist insurance online
Different tourist insurance options.

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Denver vacation insurance claims procedure
Vacation insurance claims process.

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Denver tourist insurance - Links

Temporary health insurance Denver FAQ

FAQs about travel medical insurance for Denver.

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Short term health insurance Denver Blog

Blog about travel health insurance Denver.

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Temporary health insurance Denver Forum

Customer Queries for USA travelers to Denver.

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Find the best US visitor insurance coverage - Blogs and Articles

Affordable travel insurance Online

Fixed benefit or scheduled benefit plans are the most affordable international travel insurance plans.

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Best international travel insurance

International travel insurance plans covering pre-existing conditions which many older travelers look for.

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Compare US travel insurance online

Compare quotes online for best travel insurance online, Fixed vs comprehensive travel insurance USA.

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Advantages of buying travel insurance online

Compare and buy the best travel medical insurance plans online.

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Buy cheap travel insurance

There are many cheap international insurance plans also known as visitor insurance plans.

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How does travel insurance work?

Coinsurance & Deductible - How visitor travel insurance works.

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Popular tourist destinations in Denver

Denver Art Museum

Denver Art Museum

The massive, fortress-like Denver Art Museum has a vast collection which includes American Indian, African, European, Asian, and Oceanic Art.

Denver Zoo

Denver Zoo

The Denver Zoo is beautifully laid out, with enclosures adapted to different species, from the polar bears' den to monkeys' island.

Denver Botanic Gardens

Denver Botanic Gardens

The Denver Botanic Gardens, first laid out in the late 1950s, is one of the largest botanical gardens in the United States, occupying 23 acres next to Cheesman Park.

Museum of Nature & Science

Museum of Nature & Science

The Museum of Nature and Science exhibits are the imposing dinosaur skeletons, remains of Ice Age animals, the collection of minerals presented by the Coors family.

Trip cancellation insurance for Non US residents

US Domestic Travel Insurance

Domestic travel insurance for your trip in the USA

Irrespective of whether you are traveling within the US or overseas, US travelers should have good insurance coverage for traveling. US citizens traveling within the USA can buy US travel insurance if they are going more than 100 miles from their primary residence. This insurance for travel is ideal both within the state as well as out of state.

Delayed flights due to inclement weather, crowded airports, increased security checks as well as loss of baggage or baggage delays are common. Unexpected travel or medical emergencies resulting in missed flights, hotel reservations as well need for medical evacuation to a good healthcare facility can happen while traveling outside one's familiar environment.

The financial loss due to these situations can be significant, especially if it involves an expensive planned vacation with airline tickets, hotel bookings or cruise booking. There are other situations beyond the control of traveler and the traveler is forced to change his or her travel plans. This can be due to the health of the traveler or that of an immediate family member or other work related conditions. These situations are also covered by Travel insurance with the cancel for any reason coverage benefit.

Along with disruption to travel plans, there is also the health of the traveler during the journey itself. An accident or an unanticipated health emergency while traveling will be covered by travel insurance even if one has regular health insurance. The best domestic travel insurance USA can be the secondary insurance and in some instances be the primary insurance and ensure that the travelers expenses is minimised.

American traveler insurance including trip cancellation coverage

US citizens should consider buying travel insurance especially if traveling outside their home state. The travel insurance plans are designed for US vacationers with coverage for insuring the health of the traveler as well the trip expenses cost. Some examples of coverage benefits are trip cancellation, trip delay, Covid quarantine travel insurance, medical evacuation, injury of family member, travel companion or pet, theft of passport, traffic accident, inclement weather resulting in delay or cancellation of common carrier.

Travelers can also include the Cancel for Any reason (CFAR) insurance which gives travelers the option of cancelling their travel and recouping most of their non-refundable trip expenses. This insurance provides coverage in the following ways:
  1. Non refundable cost of the trip.
  2. Unexpected medical expenses of the traveler.
  3. Loss or damage to the insured’s possessions.

Following are the trip insurance plans:

How much does travel insurance cost in 2024?

Estimate cost table for the trip cancellation insurance for US citizens

iTravelInsured Travel Lite

Trip Cancellation - Up to 100% of insured trip cost
Trip Interruption - Up to 125% of insured trip cost per person
Travel Delay - $500 ($125 per day after an inital delay of 12hours)

iTravelInsured Travel SE

Trip Cancellation - Up to 100% of insured trip cost
Trip Interruption - 150% of trip cost
Travel Delay - $2000 ($125 per day after an inital delay of 12 hours)

iTravelInsured Travel LX

Optional Cancel for Any Reason available in most states
Trip Cancellation - 100% of non-refundable insured trip cost
Trip Interruption - 150% of trip cost
Travel Delay - Up to $250 per day per person($2,500 max per person)

Safe Travels Voyager

Optional Cancel for Any Reason available in most states
Trip Cancellation - Up to 100% of Trip Cost Insured
Trip Interruption - 150% of trip cost Insured
Travel Delay - $3,000 including Accommodations ($250/day) (6 hours or more)

Safe Travels Explorer

Trip Cancellation - Up to 100% of Trip Cost Insured
Trip Delay - $1,000($150/day)(12 hours or more)
Baggage Delay Coverage - $200 (24 hours or more)

Safe Travels Explorer Plus

Trip Cancellation - Up to 100% of Trip Cost Insured
Travel Delay - $500 ($100/day) (12 hours or more)
Trip Interruption - 100% of Trip Cost Insured

Safe Travels Journey

Trip Cancellation - Up to 100% of Trip Cost Insured
Trip Interruption - 150% of trip cost Insured
Travel Delay - $750 ($150/day) (6 hours or more)

Safe Travels First Class

Optional Cancel for Any Reason available in most states
Trip Cancellation - Up to 100% of Trip Cost Insured
Trip Interruption - Up to 150% of Trip Cost Limit
Travel Delay - $1,000($200/day)(12 hours or more)

Safe Travels Single Trip

Trip Cancellation - 100% of Trip Cost (Up to a Max. of $15,000)
Travel Delay - Minimum Delay 12 hours; Maximum Limit $600 ($200 per day)
Trip Interruption - 150% of Trip Cost Limit (Up to a Max. of $2,500)

SafeTravels Armor

Optional Cancel for Any Reason available in most states
Trip Cancellation - 100% of Trip Cost (Up to a Max. of $15,000)
Travel Delay - $1K ($150 per day) 12 hours
Trip Interruption - Up to 150% of Insured Trip Cost

Safe Travels Protect

Trip Cancellation - 100% of Trip Cost (Up to a Max. of $14k)
Travel Delay - $300/$100 day/12 Hour Delay
Trip Interruption - 100% of the Insured Trip Cost

Safe Travels Defend

Trip Cancellation - 100% of Trip Cost (Up to a Max. of $45,000)
Travel Delay - Minimum Delay 12 hours; Maximum Limit $600 ($150 per day)
Trip Interruption - 150% of Trip Cost Limit (Up to a Max. of $2,500)

Safe Travels Rental Plus

Optional Cancel for Any Reason available in most states
Trip Cancellation - 100% of Trip Cost (Up to a Max. of $10k)
Travel Delay - $600 ($200 per day for delays 12 hours or more)
Trip Interruption - Up to 125% of Insured Trip Cost up to a maximum of $12,500

Safe Travels Flex

Optional Cancel for Any Reason available in most states
Trip Cancellation - 100% of Trip Cost (Up to a Max. of $45,000)
Optional Travel Delay - $2,000 ($200 Daily Limit)
Trip Interruption - 150% of Trip Cost Limit (Up to a Max. of $2,500)

Trip Protector Economy

Trip Delay - More than 8hrs, $100 per day, $500 max
Trip Cancellation - $5,000
Trip Interruption - 125% of trip cost

Trip Protector Preferred

Optional Cancel for Any Reason available in most states
Trip Delay - More than 6hrs, $200 per day, $2,000 max
Trip Cancellation - $50,000
Trip Interruption - 200% of trip cost

Trip Protector Classic

Trip Delay - More than 6hrs, $200 per day, $1,000 max
Trip Cancellation - $25,000
Trip Interruption - 150% of trip cost

Trip Protection Basic

Optional Cancel for Any Reason available in most states
Trip Cancellation - 100% of trip cost up to $30,000*
Trip Interruption - Up to 100% of trip cost
Travel Delay - $250($100 per day if delayed 12 or more hours en route to/from your trip)

Trip Protection Elite

Optional Cancel for Any Reason available in most states
Plan offers coverage for residents of Missouri, New York, Pennsylvania and Washington travelling in the United States /internationally.
Trip Cancellation - 100% of trip cost up to $30,000*
Trip Interruption - Up to 100% of trip cost
Travel Delay - $300($1,500 per day if delayed 12 or more hours en route to/from your trip)

Trip Protection Economy

Plan offers coverage for residents of Missouri, New York, Pennsylvania and Washington travelling in the United States /internationally.
Trip Cancellation - 100% of trip cost up to $20,000*
Trip Interruption - Up to 100% of trip cost
Travel Delay - $250($100 per day if delayed 12 or more hours en route to/from your trip)

Trip Protection Choice

Optional Cancel for Any Reason available in most states
Trip Cancellation - Tour cost to a maximum of $100,000
Trip Interruption - 150% of trip cost
Travel Delay - $250 per day up to $2,000

International travel insurance from Denver

Importance of international travel insurance

Traveling long distances has many unexpected and accidental incidents that need to be taken care in a professional manner in order to have an enjoyable experience. US travel Insurance very important while traveling which takes care of medical expenses due to sudden sickness or injury. In the US healthcare is closely linked to insurance coverage. US travel health insurance providers have preferred provider networks and the hospital billing is much lower for insured patients when compared to uninsured patients. Having the best US traveler insurance reduces hospital bill along with paying for the outrageous cost of healthcare in the US.

US travel insurance plans can also insure trip expenses along with insuring the health of the traveler. Trip cancellation Insurance cover trip cancellation, trip interruption, travel delay, loss of luggage, baggage delay... Cancel for any reason insurance is an additional benefit available which will refund 75% of the trip cost in case of trip cancellation if the traveler cancels the trip for any reason. These benefits are very useful for traveler who are not sure of their travel schedules so that they should do not need to lose their travel investment if they do not travel.

Long term Europe Insurance for US citizens

US citizens from Denver visiting Europe for more than 90 days are required by Schengen state consulates to buy Long term Europe travel insurance with a minimum of 30,000 Euros medical coverage for the Long term Europe travel visa. However, given that healthcare in Europe is expensive, and that US domestic health insurance and US Medicare plans offer little coverage outside US borders, it is recommended for US citizens traveling from Denver to buy proper Europe travel insurance even for short visits to Europe.
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Travel Insurance for US senior citizens on Medicare travelling abroad

US senior citizens having Medicare and travelling overseas from Denver need to be aware of the limited to no coverage by their health insurance outside US national borders. Older travelers are therefore advised to buy Medicare supplemental travel medical insurance to cover unexpected expenses from emergency sickness or injuries outside USA.

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US citizens with Medicare
International travel insurance for Medicare recipients
US seniors
Travel insurance for senior citizens with Medicare
Pensioners insurance
Travel health insurance seniors over 65

Cost of travel insurance

Factors to consider while buying travel insurance, trip cancellation.

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Factors to cost

Cost of travel medical insurance

Factors to consider while buying visitor travel medical insurance.

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Annual travel insurance

Compare and buy Travel insurance for Annual multitrip
Annual multi trip international travel insurance plans are ideal for businessmen and regular overseas travelers as there is no need to buy an insurance plan every time you travel and are cheaper than buying several single trip travel insurance plans. These plans provide coverage for a whole year, however there is a limit for each trip which is either 30, 45 or 70 days depending on the plan chosen.

Annual travel insurance (Multi trip insurance) for travel within USA

Travel Insure - Voyager Annual insurance

Voyager annual travel insurance plan is specifically designed for U.S. citizens or permanent residents who travel frequently for business or pleasure. Enroll just once a year and enjoy peace of mind knowing you have dependable medical coverage and assistance whenever you travel more than 100 miles from home. Go anywhere in the world, as often as you like, up to 90 days at a time during the year with Voyager Insurance.
  • Take an unlimited number of Covered Trips during the 364 day Policy period
  • Covers domestic and international trips - up to 90 days each
  • Offers two plan levels namely Silver and Gold offer options for different needs and budgets
  • Provides coverage for Emergency Accident and Sickness, Emergency Medical Evacuation, Baggage & Personal Effects, Baggage Delay, and Accidental Death and Dismemberment.
  • The Gold plan includes additional benefits like Trip Interruption and Political Natural Disaster Evacuation
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Annual travel insurance for travel outside USA - Annual travel insurance for US Business travelers

Business travelers and working professionals from USA travel abroad frequently, it is important to have proper annual travel insurance. The US frequent travelers can compare and purchase annual multi trip international travel insurance plan which covers them for the whole year.
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Overseas travel insurance for US residents

Best travel insurance for cruises

Going on a cruise vacation is truly exciting, however one must take suitable action to ensure that the cruise vacation is not a disappointment. Vacationers are likely to book for the cruise well in advance of the actual travel dates, and it is possible that one is not able to make the cruise as planned.

Best Cruise trip insurance ensures that vacationers can vacation investment should there be a disruption and one cannot make the cruise. Most cruises offers Cruise protection, but that is not the same as trip insurance for cruises.

A cruise protection usually gives vouchers for the traveler if they miss the cruise, but getting money back is not the norm, which is what trip insurance for cruises offer.

trip cancellation insurance for cruise
Vacationers can shield themselves best by purchasing the Cancel for any reason insurance benefit. This gives the flexibility of cancellation the cruise vacation for any reason, and the traveler can get reimbursed up to 75% of the non-refundable trip expenses. The cruise insurance protection offered by cruise lines provides very little benefits given their cost, this is particularly important for Seniors cruise vacationers who are most vulnerable and likely to need the benefits offered by the best cruise travel insurance plans.
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Popular travel destinations among Denver residents

Germany is on top of the list of global travel destinations among residents of Colorado. This is understandable since one fourth of Colorado residents are of German ancestry. Other popular international travel destinations among residents of Colorado are Iceland, Croatia, Britain (England, Wales, Scotland) and Italy.

Trip insurance vs Travel health coverage vs Global medical insurance

Confused whether to buy trip, travel or global health insurance? Understand the differences!

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Resources for US air travelers

Information about US mobile passport control and TSA pre check for US passport holders.

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Famous destinations in USA

04. Top Snowbird tourism destinations in USA

List of best visitors insurance companies in USA

You can find reliable US insurance providers like International Medical Group(IMG), Seven Corners, WorldTrips, Global Underwriters, Travel Insure, GeoBlue, HTH Worldwide and INF insurance.

List of best visitors insurance companies in USA


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