Tourist visas and travel medical insurance in the US
Answer these questions to find the best insurance plan for your needs (International travelers, students, all US visa’s and Schengen visa).
Visa Permit in the US
In order to visit the USA, one should get a visa issued from the US consulate. Foreigners who also intend to stay and work in the USA for an extended period should enter with an appropriate visa which enables them to work and stay longer. Depending on the nature of the visit travelers can apply for different types of visa's from the American consulate. Those who are visiting the USA for a temporary period be it for business, education, tourism... need a non-immigrant visa. Those visiting the US on a vacation or to meet family need the visitor's visa. People who want to be permanent residents in the United States without any time limitation should apply for different immigrant visas.
Visitors visa applicants must show that they qualify under provisions of the Immigration and Nationality Act of America. According to the presumption in the law every visitor visa applicant is an intending immigrant. Therefore, applicants for visitor visas must overcome this presumption by demonstrating that:
They are visiting the US for business, tourism or medical care.
Applicant will stay in the US for a specific period or limited period.
They have a residence outside the USA and binding ties which will ensure their return at the end of the visit.
Visitors Visa / B2 Visa Medical Insurance
Those who are applying for a tourist visa must pay the fees in US Dollars. The fees paid by the applicant is an interview fee to a US consulate and is charged for the interview with the Consular Officer who will determine if the applicant is qualified to receive a visa to travel to America. In case if the applicant is rejected the fee amount will not be refunded. Amongst the items included in the qualification decision are financial independence, adequate employment, material assets and a lack of a criminal record in the applicant's native country. These are the few steps that an applicant should undergo to seek tourist visa or B2 Visa.
Healthcare in the United States is very expensive and it is important to have proper health insurance when you are in the country irrespective of the length of your stay. Once the visa is issued, travelers can buy visitors visa insurance to get medical coverage while in the USA.
Visitors Medical Insurance
B1 and B2 visas are most common tourist visas. Those who are visiting the USA for exchange visitor program should apply for the J1 visa. There are other visas like H1, L1, K visa... for professionals, spouses... who are visiting the US. The F visa is issued to international students coming to the US.
Along with the Visa, visitors must also be aware of the health care system in the USA. Staying in America as an uninsured visitor is risky since medical emergencies and hospitalization can leave the victim with huge medical bills.
While outside your home country it is always advisable to be careful. To avoid such disastrous situations, travelers need a medical insurance coverage and that is the core reason for private insurers to design visitors medical insurance plans.
Visitors to the US can buy travel medical insurance plans while still in their home country. A quick and convenient compare facility allows visitors to evaluate different visitor insurance plans offered by prominent insurers and then make an informed choice.
Tourists visiting the US on a visitors visa should be aware of the expensive healthcare costs in the United States. Visitors on the B2 visitors visa are not eligible for domestic US health insurance and should buy good US visitor medical insurance which are specially designed for international tourists visiting the United States.
There are several different US visitor medical insurance plans available and US visitors should be familiar with the different factors to consider buying US travel health insurance. Tourists on the visitors visa should know about fixed benefits versus comprehensive visitor insurance plans. International visitors to the US should also be aware of insurance concepts like the deductibles and co-insurance as well as acute onset of Pre-existing conditions visitor medical insurance. An informed traveler on a visitors visa will make an informed decision while buying tourist medical insurance in USA.
Travel tips for international travelers
Travel tips for international travelers – Safety, Comfort and Wellness.