There is no one way to compare travel insurance plans. That is why we, at American Visitor Insurance, put so much information into the search engine results when you enter information and ask for a quote. It really depends what is more important to you. For example, if you are going on a family vacation with grandma and you are worried about grandma’s health situation and feel if she is not well and cannot travel, then you should purchase a trip cancellation policy for the whole group of you. That way, should something happen before the trip, you can get your money back and reschedule some other time OR you will have coverage for everyone while you go on your trip for peace of mind. In another example, maybe you just need health insurance to satisfy some visa requirements.
In that case, you probably just want to meet bare minimum requirements (maybe you have a primary insurance plan already) for visa purposes. OR maybe you are going on an adventure trip to Tibet to do mountaineering and want to make sure you have coverage for emergency airlifts and medical care should you be injured while doing your mountaineering. In that case, you will want coverage for adventure sports and high amount of coverage for emergency medical evacuation. So, every situation is a little different and what you want or need in a plan is different. That is why there is SO much information to look over. The important thing is to figure out what is most important to you and focus on those options. If you are in a bind as to which one to choose, you can always call us and we can give you some guidance on finding the best international travel insurance!