Best health insurance for parents visiting USA from India

• Complete the form and get quotes.
• Compare the plans that fit your needs.
• Click here to find pre existing condition plans
• Select a plan that suits your requirements.
• Click on Buy Now to complete the purchase.
• You will get the plan ID card online and/or by mail.

• Cloths: The climate conditions in the country you are visiting are extreme and very different from your home country. You must carry cloths that will be suitable to wear during both summer and winter. Do not forget to carry sweaters, muffler, scarf, jacket, gloves, caps...
• Medicine: Those who are having asthma, blood pressure, sugar... will be taking medicines regularly. While going to a foreign country, make sure there is enough stock with you till you return to home country.
• Document: Make photocopies of all important documents like the passport, travel insurance and other important documents and keep with you. Give a set of these photocopies to your children or grandchildren to keep it safely for you.
• Phone: Having a mobile phone can bring you lot of peace of mind while abroad. You can speak to your close ones whenever and wherever you think of them However, international call rates will be higher compared to the local calls.
• General: In your free time, you can go for walk, jog or spend time at home knitting, reading books... If you are stepping out of the house, make sure you inform family members. Carry mobile phone even if you are going for a stroll.

• Cost of insurance: Though the prices of Indian insurance plans may be cheaper at times, the coverage will also be limited (fixed vs comprehensive plans). US insurance plans are recommended as you can get comprehensive coverage even for older travelers. US visitor insurance plans also have better recognition in US hospitals.
• Health condition: Do not risk having your parents uninsured even though they are healthy. Your parents are in a new environment and health care is very expensive in America.
• When to buy: These plans should be ideally purchased as they start their journey, but can also be purchased after arriving in the USA.
• Pre-existing condition: Only few insurance plans cover your parents for pre existing medical conditions. Please make sure you look at the policy details to under the exact coverage details.
• Buy one or two plans: Buying two separate insurance plans for for both parents might be advantageous. The cost will not vary, and it gives you the flexibility of getting different coverage (if they are in different age categories). It also helps should one of them travel back to India earlier than the other.

The following are some common ailments that travelers can experience. We have provided some suggestions which can help you while traveling.

• Common Ailments
• First Aid

Common Ailments

• Allergies
  While on vacation you should take same health related precautions just as you would at home. Take the medicines with you while traveling and use it on regular basis. It’s good to carry an antihistamine in case of exposure to a substance that triggers an allergic reaction. Ensure that you have the appropriate inhalers if you are asthmatic.
• Arthritis
  During long trips you might get an inflammation of the joints that can occur with arthritis and can restrict movements. Take frequent breaks to walk around and relieve stiff joints while traveling. Aspirin, anti-inflammatory drugs, or any prescription medications that you normally use should be carried.
• Blood Pressure
  Its good to have your own self-measuring medical devises for Blood Pressure (BP). Electronic BP measuring device can be useful and its easily available in the market.
• Blood Sugar (Diabetes)
  Patients who have history of blood sugar should purchase some home testing kits. There are several of them and you can seek help from your doctor in choosing the best for you. At a low cost you can find blood glucose meter. Check your blood sugar level and stay safe when you travel.
• Motion Sickness
  This is an hugely unpleasant issue for some travelers. There is medication available for motion sickness which you can use to combat on your own while traveling.
  Try to sit in the front of the car, avoid reading during any journey and when flying sit near the wing of the airplane. Ear plugs can help.
  If you are on a cruise ship then choose to sit in the middle of the vessel and look straight.
• Extremes: Heatstroke and Hypothermia
  Stay out of the sun to avoid heatstroke for prolonged periods of time. You should also avoid unusually cold water to prevent hypothermia.
• Dehydration
  In the excitement of the vacation you may get dehydrated. Make sure you stay hydrated by drinking sufficient water and don’t wait until you are thirsty. Avoid drinking too much of caffeinated drinks, which can dehydrate you even more.
• Diarrhoea
  It can be miserable to fall sick while traveling and many destinations have diarrhoea as risk to travelers. This can be easily avoided provided you take some precautions. Avoid uncooked meat, raw fruits and vegetable, unpasteurised milk, tap water… If you feel tired and sick then you must rest and drink tea or water.
• Overactive Bladder and Irritable Bowel Syndrome
  In case you have overactive bladder or irritable bowel syndrome then you may have to go to the toilet frequently during long trips. Anti-diarrheal medications are often helpful for the latter and there are prescription medications available for people who may experience more severe symptoms. Avoid stress, caffeine and certain high fat food.
• Animal and Insect Bites
  If you get bitten by animal it’s advisable you visit doctor as soon as possible. Many animal bites need immediate tetanus shot and, in certain cases, a rabies shot. In case you get bitten by a snake then lie as still as possible so not to spread the venom that may be present.
  If you find any ticks on your body remove it using tweezers and watch the area for next few weeks. Visit your doctor if you develop abdominal pain, diarrhea, fever, rash, cough or weight loss.

First Aid Kit
It’s a good idea to keep a first-aid kit handy for any emergencies that may arise during your trip. It should include:

Basic First Aid
Carry first aid kits and have some basic knowledge of first aid. Refer to some of these basic first aid techniques that everyone should be aware.

• Respiration: Give artificial breathing if it is weak and failing - mouth to mouth or mouth to nose.
• Bleeding: You should quickly arrest the bleeding and protect the wounded area. Cover with a dressing; apply a pad and a firm bandage. Elevate the wound site and keep at rest.
• Fractures:
  You have to immobilize the victim with a well-padded stiff support reaching the joints on either side. Apply bandages on either side of the area and at the joints.
• Burns & Scalds: This can be due to dry heat and a scald by moist heat like steam or very hot water/oil. Cool the area immediately with cold water for 15 minutes till the pain reduces. Never break blisters or apply anything on the burns. Cover the area with a sterile and clean cloth or bandage and give victim fluids.
• Nose Bleeding: Make the victim face breeze and head slightly forward. The patient should breath through mouth and not using nose. Apply cold compress over the nose. You can pinch close the soft part of nose with fingers for 10 minutes. . Cold application on the back of the neck and forehead may help.
• Bee Sting:
  You should not press the back of the sting. Use forceps to remove the sting and apply cold or weak ammonia.
• Animal Bites: Use soap and water to wash the wound then may be apply loose bandage and get quick medical aid.
• Snake Bites: Victim should not panic. Use plenty of water and wash with soap. Never rub the area very hard. Use constrictive bandage on the heart side of the bite (not to be applied continuously for more than 20 minutes). Never attempt to suck the wound but get medical aid quickly. Identify the snake to give appropriate medication.
• Fainting: Lay the victim down and loosen the clothing around chest and waist and turn the head to one side. Raise the leg little and do not give any solids or liquids. On recovery a small quantity of drink may be given.
• General: If you do not have idea what to do it is better not to do anything as you may cause more damage than helping victim.