Best health insurance for parents visiting USA from India

Parents visiting the US or Canada need proper visitors medical insurance cover given the high health care costs here. Parents being elderly are vulnerable to needing medical care since they are in an unfamiliar location. Fill this best visitor medical insurance for parents visiting usa form to get quotes and choose the best visitor insurance for parents visiting usa from India.

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Travel insurance with Covid coverage and acute onset of pre-existing medical conditions
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Best health insurance for parents to USA with pre-existing conditions

Please explain the difference between full coverage for pre-existing conditions and coverage for acute onset of pre-existing conditions by US visitor insurance.

Most of the US visitors insurance plans for parents provide coverage for "Acute Onset of Pre-Existing Conditions". This basically provides coverage in the event of an existing medical ailment becoming life threatening and needing emergency medical care. This coverage will usually have exclusions for coverage of gradual or slow worsening of the existing ailment.

INF is one of the few companies which offers USA travel insurance plans for parents to the US with full coverage for pre-existing ailments. INF offers best travel insurance for pre existing medical conditions with full Pre-Existing conditions coverage. This means INF visitors insurance for parents with pre-existing conditions coverage insures any in-patient, out-patient, urgent care, specialist, doctor visits, anything related to pre-existing conditions. The INF plans treat the pre-existing conditions like any new sicknesses. Prescription Medications are also covered when prescribed for a recent medical incident caused by a pre-existing condition. However, maintenance medications like Lipitor are not covered under this plan. This also means INF will not have exclusions that are typical in 'acute onset of pre-existing conditions'. Some of the common pre-existing condition exclusions are:

  • A limit on the coverage for certain adverse medical events like a myocardial infraction, heart attack or other Cardiac events.
  • A limit on the number of occurrences within the insured period.
  • Explicit exclusions for certain ailments like Urinary Tract infections, Kidney infections or Bladder infections.

This also explains why 'Full pre-existing conditions coverage' is more expensive than coverage only for 'acute onset of pre-existing conditions'. However, please note the INF does not support medical tourism, where patients buy this insurance simply to get medical treatment for an existing ailment.

Why are INF Full travel insurance pre existing conditions plans more expensive than other travel insurance covering pre existing conditions?
The Full pre-existing conditions coverage plans treat any issue related to a pre-existing condition like a New Accident and Sickness, subject to the policy maximum and deductible limits. This explains why 'Full pre-existing conditions visitor insurance coverage' plans are more expensive than coverage only for 'acute onset of pre-existing conditions'.

Does INF travel insurance really offer coverage for all preexisting conditions?
In short the answer is Yes. INF insurance will cover any pre-existing conditions ranging from blood pressure, diabetes, to kidney complications and arthritis. All of these issues are all covered by the INF Premier & INF Elite Network best travel insurance for pre existing conditions..
Note: **Both the Premier plan and Elite plan have a fixed pre-existing condition maximum limit up to which the pre-existing condition would be covered.

Different types of Visitor Insurance for parents visiting USA

Fixed Benefit travel insurance for parents
A fixed benefit travel insurance plan is the cheapest travel insurance plan option available for parents. Fixed benefit travel insurance is affordable for parents because it has a fixed limit of coverage for different medical benefits.
Fixed benefit plans work well in case of small ailments but can be inadequate in the event of a serious medical ailment or hospitalisation, especially for parents who are typically older travelers.
Comprehensive travel insurance for parents
Comprehensive travel insurance for parents provide exhaustive coverage for health expenses up to the policy medical maximum amount. In contrast to fixed benefit plans there are no limit constraints for each benefit. Comprehensive travel insurance is more expensive when compared to fixed benefit plans but provides significantly better coverage in case of a medical emergency or hospitalisation. These plans work well for parents given that they are older.

Steps to buy US visitor travel insurance for parents online

Step 1: Finding the available US travel insurance for parents
Complete the travel medical insurance quote request form by providing details of the parents and their requirements/needs.
Step 2: Compare the different Parent travel insurance options
Compare the price and the benefits of the international parent travel insurance options to identify what fits your needs best.
Step 3: Buy the travel insurance that you like best
Purchase the plan that fits your requirements and budget best by using a credit card and completing the online application.
Step 4: Review the parents insurance plan documents received by email
Review the travel insurance for parents policy documents received by email closely for coverage details and relevant contact numbers.

INF travel insurance

INF travel insurance is popular among Indian parents visiting the USA. INF plans are ideal travel insurance for Indian parents visiting USA as it provides accident & sickness coverage as well has pre-existing conditions coverage that is especially important for parents and older travelers visiting family in the United States or Canada.

  • INF Premier Insurance:
    • COVID-19 Medically necessary testing & treatment covered as any other new sickness
    • Pre-Existing Complications from COVID-19 Covered
    • Covers All new medical conditions
    • Minimum Enrollment of 90 Days
    • Fixed Benefit Full Pre-Existing Coverage
    • Covers age up to 99 Years
    • Covers accident & sickness while traveling to USA, Canada, and Mexico
    INF Premier Insurance Plan Details Brochure Buy now
  • INF Elite Network Insurance:
    • COVID-19 Medically Necessary Testing & Treatment covered as any other new sickness
    • Pre-Existing Complications from COVID-19 Covered
    • Covers All new medical conditions
    • Minimum Enrollment of 90 Days
    • Comprehensive Full Pre-Existing Coverage
    • Direct Billing with Multi-plan Network
    • Covers accident & sickness while traveling to USA, Canada, and Mexico
    INF Elite Network Insurance Plan Details Brochure Buy now
  • INF Traveler USA Insurance:
    • COVID-19 Medically Necessary Testing & Treatment covered 100% as any other new sickness with no cost sharing
    • Direct Billing may be available from Multiplan Health Network PPO providers
    • Covers eligible accident & sickness (excluding pre-existing conditions) while traveling to USA, Canada, and Mexico
    • Available for non-US citizens ages 0-99
    INF Traveler USA Insurance Plan Details Brochure Buy now
  • INF Standard Insurance:
    • COVID-19 Medically Necessary Testing & Treatment covered as any other new sickness
    • Covers All new medical conditions including Virus Related Sickness
    • Fixed-Benefit Plan for Parents visiting the USA
    • Available for all Non-US Citizens
    • Fixed-Benefit Plan which covers all Age Groups 0-99+
    • Covers accident & sickness while traveling to USA, Canada, and Mexico
    INF Standard Insurance Plan Details Brochure Buy now

Extending the US visitor visa for parents stranded due to Covid19 Pandemic

The coronavirus (Covid-19) pandemic has stranded many parents in the US for lack of travel options. The international travel restrictions has forced many parents to cancel their return journey who are on temporary or short term US visas. These parents will now have to extend or renew their visa status in order to stay for longer durations in the US. The following is the procedure to extend the US short term visa:
  • Parents should complete the I-539 form for extension of a Non-Immigrant Visa
  • Parents should submit a letter stating the reason with detailed explanation for extension.
  • Parents should submit a copy of form I-94 that that he/she received on entry into the US
  • Parents should provide documentary evidence that the extended stay is temporary along with the booked return tickets
  • Parents should provide proof that the stay is completely taken care and he/she are financially covered and will not be a public charge in the United States.
  • Parents should confirm that if the applicant has received any state benefits after 11-Feburary-2020; they need to be supported with proof of documents separately. The applicant should not have accessed any monetary state benefits or supplementary income from state post this period.

Pay the required renewal fees

Pay $370 filling fees +$85 for biometric fees depending on the petition at the USCIS.

Visa extension processing

The USCIS will issue a receipt with 13-digit case number on submission of the extension application.
Parents should provide this case number to check the status of the application and its processing times (customer service number helpline number is: 1-800-375-5283).

While you are in the US in an unplanned situation thanks to COVID-19, it is very important to buy best travel health insurance for parents with Covid-19 coverage to secure yourself from unexpected illness. Travelers can compare popular travel health insurance to buy good US visitor insurance for parents with Covid-19 coverage.

Parents visitors health insurance in USA, Visitors insurance for parents from India


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  • Policy Maximum#1
  • Deductible#2
  • COVID19 Coverage
  • Key Features:  Acute onset of pre-existing conditions coverage of $10,000 for visitors up to 64 years and $5,000 for 65 to 74 years in USA.
  • Policy Maximum#1
  • Deductible#2
  • COVID19/Pre-existing Coverage
  • Key Features: Great coverage for a great price.
  • Policy Maximum#1
  • Deductible#2
  • Covers eligible costs related to COVID19 illness.
  • Key Features Coverage for sudden or unexpected recurrence of pre-existing conditions up to $2,500. Plan life - 5 days up to 12 months
  • Policy Maximum#1
  • Deductible#2
  • Covers eligible costs related to COVID19 illness.
  • Key Features: This plan is always eligible for purchase no matter what age and how long a person has been in the US

INF Standard

PER MONTH

by INF inf
  • Policy Maximum#1
  • Deductible#2
  • Plan covers COVID -19
  • Key Features: This plan has a minimum purchase requirement of 30 days. Fixed benefit plan that treats Coronavirus as a new sickness
  • Policy Maximum#1
  • Deductible#2
  • Plan covers COVID -19
  • Key Features: Visitor Secure insurance as an affordable scheduled benefit plan for visitors to USA. High maximum available.
  • Policy Maximum#1
  • Deductible#2
  • Plan covers COVID -19
  • Key Features: Safe Travels Elite is a fixed benefit plan that covers COVID19 expenses and treated as any other sickness

#1 Maximum Coverage is the maximum eligible medical expenses that the plan will cover.


#2 Deductible is the amount of expenses that must be paid out of pocket before an insurer will pay any expenses.

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INF parents visitors insurance for USA

INF Travel insurance plans are perhaps the best best insurance for parents visiting usa given the good coverage for pre existing conditions. There fixed and comprehensive plan options available. However, comprehensive plans are the most recommended due to their flexibility in benefit coverage.
  • INF Elite plan: This is a comprehensive plan and is the plan with excellent coverage. This plan covers all pre existing conditions including blood tess, doctor appointments, specialist care...for US and NON US citizens coming to the US, which is unheard of, when it comes to visitor insurance plans. This plan provides a maximum of $25,000 for pre existing conditions up to age 69 subjected to a deductible of $1,500. This plan need to be purchased for a minimum of 3 months. The Elite plan has a fixed pre-existing condition maximum limit up to which the pre-existing condition would be covered.
  • INF Traveler USA plan: This is another comprehensive plan from INF and unique feature of this plan is that it covers Urinary Tract Infections which is common among older travelers. This plan Provides a policy max option of $75,000 and $150,000 with a deductible of $500.This plan differs from the other INF comprehensive plans where it does not cover pre existing conditions.
Pre-existing Condition Coverage
travel insurance for parents visiting USA

US immigrant insurance mandatory for prospective Green card parents

The Donald Trump administration announced in October 2019 that the US immigration authorities will require on proof of good US immigrant health insurancecoverage without which potential Green card parents to the US will be denied visas. This rule is effective from November 3rd 2019. The US government states that new immigrants without proper health insurance in the US are becoming a burden to the US hospitals and US medical system, and finally adding the cost of their healthcare to the US taxpayers. Once this policy comes into effect, prospective new Green card parents would be asked for proof of immigrant health insurance. The visa to enter the US can be denied if the consular office is not satisfied by the provided proof of health insurance in the US.

The US short term health insurance plans offered here work ideally for prospective for prospective new US immigrants. After purchasing the visitor immigrant insurance plans on our website, customers will receive the immigrant insurance document by email. Customers can show this immigrant insurance document as proof of US health insurance while applying for the tourist visa or Immigrant visa.

The need for visitor health insurance for parents visiting USA from India

Parents often from India, Pakistan and Bangladesh visit their children and grandchildren in the USA or Canada. These parents visiting the US from India, Nepal, Pakistan or Bangladesh need good health insurance coverage as health care costs continue to rise every year. Even though you get sophisticated medical care, there are huge costs involved and visitors insurance usa for parents from India is a necessity.

Emergencies can occur when least anticipated and burden travelers with huge medical bills. To avoid this, you need US visitors medical insurance for parents. Care should be taken to understand visitors insurance for Indian parents options, as well as the coverage for pre-existing conditions, given that parents are elderly and likely to have existing ailments.

Which is the best travel insurance for parents visiting USA from India?

At American Visitor Insurance, we pride ourselves on working with reputed, competitive insurance companies who offer excellent prices and service for their (and our) clients. All insurance companies are rated by an outside independent agency and get a "grade" which focuses on the company financial solvency and health. You can compare these ratings (we use AM Best ratings on our website) to compare insurance companies. Another factor to consider is whether to purchase insurance from your own country or one from the US. A benefit of using an US-based company, particularly if you are traveling to the US, is that you can get direct billing with the provider and so, only have to pay your deductible and your portion of the bill instead of the entire amount up front.

Foreign companies may make you pay all costs up front and then you will have to submit a claim upon your return to your home country. This can hold up your reimbursement significantly. Also, the US company will pay US dollars to your provider which, generally speaking, is a fairly strong currency. The specific answer for you may be different than for another due to your specific situation and concerns. We provide easy access to comparison of plans by price and benefits to aid you in finding just the right fit for you! If you are overwhelmed by all the information we present, we also have friendly licensed agents which can assist you by phone or email. Customers can compare and buy best travel health insurance for parents visiting USA.

Is there an age limit to buy visitors insurance for parents?

For some visitor insurance for parents traveling to usa, and in some situations, yes, there is an age limit. For example, if you want a global medical policy, you must apply before you are over 65 years old. However, many short term travel health insurance policies are available for people of any age. What changes as you get older, particularly for people over 70, is the maximum available for you.

Most travel health insurance for parents visiting USA from India only offer $50,000 or less maximum coverage to customers 70+. If you are not seeing visitor insurance for parents traveling to usa on our website, lower the maximum coverage available and you may see more options for you to buy the best travel insurance for parents visiting the U.S.

Does travel insurance for parents visiting USA cost increase at age 65?

Many visitors insurance for parents do have a price difference between age 64 and 65. However, for persons under 70 years of age, they still get many great benefits and a wide range of maximum policy coverage limits available to them. Check out the best travel insurance for parents visiting the U.S. over 65 years to explore your options!

visitor insurance for parents

Can you get visitor insurance for parents if you are over 80 years?

Absolutely! There are many policies that we offer that are available as visitor insurance for parents traveling to usa over 80 years. You may have to reduce your maximum limit (we suggest choosing range between $26,000 to $50,000 to see the most options), but you should be able to find a good visitor health insurance for parents visiting USA from India. We offer the best travel Insurance for Parents Visiting USA over 80 years from top insurance providers.

Why American visitor insurance?

American Visitor Insurance works with reputed US travel insurance providers to give parents traveling to the USA a wide range of travel insurance options. We have nearly two decades experience in understanding the diverse requirements of parents visiting the US and in offering appropriate travel insurance options to them. Our typical customers range from older parents visiting family in the US to students, working professionals on H1B or J1 visas to US citizens traveling overseas who are looking for Covid travel insurance with quarantine coverage as mandated by certain countries.

Our licensed dedicated customer support team provide service at all times helping customers find the most appropriate senior citizen travel insurance for their needs as well as guide them when using the insurance in the event of a medical or travel emergency. We also provide answers to all international travel insurance for parents questions, reviews of different products, testimonials for customers as well as provide an user friendly travel insurance comparison tool where senior citizen travelers can compare different products based on price as well as the coverage benefits. All of these tools help parents make an informed decision while buying travel insurance.

Testimonials - From Our Customers

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Visitor insurance for parents in USA, Health insurance for Indian parents visiting USA

Visitor insurance resources

Visitor insurance resources

International travel insurance resources for travel emergency while outside your home country.

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Factors for travel insurance

Factors for travel insurance

Factors for travel insurance to consider while deciding on the best visitors medical insurance.

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Types of visitor insurance

Types of visitor insurance

Different types of US visitor health insurance options, fixed benefits vs comprehensive coverage.

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Claims Procedure

Claims Procedure

Helping travelers with the insurance claims process for getting medical care in a hospital.

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Green card holders who are in the US but also have a residence outside the United States can buy the following Covid19 health insurance plans. These are the top health insurance companies offering Covid-19 coverage for green card holders.

IMG green card health Insurance for Coronavirus

The Patriot America Plus and Patriot Platinum America insurance offer COVID 19 health insurance for green card holders up to the policy maximum. The Greencard holder should be living outside the US and have an international address.

INF Travel Insurance - Pre-existing Questions

Is Asthma a pre-existing condition for INF travel insurance?

If the Asthma condition has been stable for 12 months, it is NOT pre-existing in INF Elite or Premier. If it has been unstable (treatment required) in past 12 months- it IS pre-existing, and covered as a pre-existing condition.

Is Asthma covered in INF travel insurance?

Yes – INF travel insurance will cover the worsening of the condition, but not maintenance or preventive care.

Do I need to declare mild asthma for travel insurance?

No.

Is Arthritis a pre-existing condition for travel insurance?

If the Arthritis condition has been stable for 12 months, it is NOT pre-existing in INF Elite or Premier. If it has been unstable (treatment required) in past 12 months- it IS pre-existing, and covered as a pre-existing condition.

Do I have to declare rheumatoid arthritis on travel insurance?

No.

Does INF travel insurance covers arthritis?

Yes – INF US travel insurance will cover the worsening of the condition, but not maintenance or preventive care.

Is Diabetes considered pre-existing condition?

If the Diabetes has been stable for 12 months (no change in Medication / sickness related to diabetes), it is NOT pre-existing in INF Elite or Premier. If it has been unstable (treatment required) in past 12 months- it IS pre-existing, and covered as a pre-existing condition.

Is diabetes covered under INF travel insurance?

Yes - INF US visitor insurance will cover the worsening of the condition, but not maintenance or preventive care.

Do we have to declare pre diabetes on travel insurance?

No.

Does INF travel insurance cover heart attacks?

Yes- INF travel insurance for USA will cover a heart attack either as a new sickness or pre-existing condition, depending on how stable to insured’s condition was in the past 12 months.

Which INF travel insurance covers heart conditions?

Yes - INF visitors insurance for USA will cover the worsening of the condition, but not maintenance or preventive care.

Health insurance for foreigners in USA

In 2022 many countries have opened their borders again for international tourism. Unfortunately, there is still the threat of the Delta and Omicron variants which have become the dominant Covid19 variants across several countries. The CDC believe both these variants to be the more contagious and may even partially evade the antibodies made by the immune system after a Covid19 infection or vaccination.

Early studies indicate that the Delta and Omicron variants infects younger people in large numbers and even vaccinated people. After a steady decline in the number of cases, the Delta and Omicron variants has resulted in an increase in cases in many US states especially in areas where the vaccination rates are low.

However all international travelers flying in to the United States, including US citizens and permanent residents are also required to have a negative COVID19 test result no more than three days before travel. Alternatively they should have documentation of recovery from COVID19 within the past 3 months before boarding an US flight.

Travel Insurance with covid coverage for visiting USA

The coronavirus pandemic has brought limitations for the travel and tourism industry. As the world is fighting back to curb the covid -19 infection ,with vaccination drives travelers have seen a good opening .However there have been several Covid19 variants most recently the Delta and Omicron that keep evolving each time that bring about uncertainty and fear among the travelers .International travelers are more concerned about safety while traveling. There is a huge demand to include travel insurance cover by the international travelers and entry requirements by many countries to enter the country. Some of the travel insurance providers cover Covid19 this includes the Omicron and Delta variants just like any other illness that travelers could contract during the trip.

Regardless of the variant the Covid19 coverage will remain the same if contracted. Travelers need to check and understand the inclusions and exclusions regarding the benefits included in the Omicron Travel Insurance cover while purchasing it. Travelers traveling during the pandemic have additional concerns for traveling , on how the Omicron and Delta Plus variants affect individuals across all ages and fully vaccinated individuals too. To protect the trip it is advisable to get a medical insurance plan with wide benefits like, trip cancellation, cancel for any reason, travel delay or interruption, baggage or personal belongings loss, medical expenses of COVID19, emergency medical evacuation and repatriation etc.

At American visitor insurance travelers can choose from a wide range of choices that cater to various travel and medical needs. Travelers can compare and include the benefits as per their requirement including Covid19 coverage. Feel free to give us a call or email us and one of our customer support licensed agents will be able to help you.

Budget travel insurance with covid19 coverage for visiting USA

Trawick International insurance

Trawick International offers visitor medical insurance for coronavirus with their Safe Travels USA Insurance. The Safe Travels USA Comprehensive plan is ideal for travelers with pre-existing medical conditions even for travelers older than 70 years. You can compare Safe Travels USA Covid19 travel insurance plans and buy it online to get coverage as early as the following day. After buying the Trawick travel insurance, travelers can download a visa letter which indicates that Safe travels USA visitors insurance covers covid19 illness.

International Medical Group (IMG) insurance for Covid19

International Medical Group (IMG) travel insurance offers coronavirus insurance for USA. IMG's Patriot America Plus and Patriot Platinum insurance plans cover COVID19 like any other illness. The Patriot America Plus Insurance and Patriot America Platinum insurance include COVID coverage up to the policy maximum.

INF travel insurance

INF travel insurance offers coverage for coronavirus as any other new sickness. It is available for Non-US citizens or residents travelling to the US. INF Premier and INF Elite plans covers pre-existing complications from COVID19.

Global Underwriters US visitor insurance

Diplomat America visitors insurance by Global Underwriters offers coverage for covid19 as a new sickness. It is available for Non-US citizens or residents travelling to the US. Diplomat Long term Covid19 medical insurance must be bought for a minimum of 3 months and has a plan maximum options of $500,000 and $1,000,000 for medical expenses. You can compare Diplomat insurance for visitors to USA.

Seven Corners visitors medical insurance

Liaison Travel Plus Insurance offers best Seven Corners health insurance for visitors to USA. The Sevencorners visitor health insurance treatment benefit is available for COVID19 (the disease); SARS-Cov-2 (the virus); and any mutation or variation of SARS-CoV-2.

Please know we are here to help you make the best, informed decision to get coverage even for COVID19! Let us know how we can assist you. Feel free to contact us by email or phone at any time.

Travel insurance for Coronavirus Covid

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