Short term travel health insurance is designed to provide coverage for individuals visiting the U.S. for a limited period, typically up to 364 days. They are designed to provide short term coverage for international travelers to the US on new immigrants in the US who are waiting for employer coverage to begin, or who need coverage for a short period for any other reason. It covers unexpected medical expenses, emergency treatments, medical evacuation, repatriation, and other essential services, helping ease the burden of high healthcare costs in the U.S.
Here are some key benefits of short-term travel medical insurance include:
When considering short-term travel health insurance, it's essential to compare different plans on American Visitor Insurance for coverage benefits and prices, and to carefully review the policy details, including coverage limits, deductibles, exclusions, and any additional benefits or services. This will help you find and select the plan that best meets your specific travel needs and budget.
Before buying short-term international medical insurance, it’s important for travelers to consider key factors such as:
By considering these factors, you can select the right plan and enjoy peace of mind throughout your trip. At American Visitor Insurance, you can easily compare and buy the best Short-term travel insurance with medical coverage.
The cheapest short-term travel insurance for the USA is Safe Travels Advantage plan, starting at around $20 per month. Other affordable short term travel insurance options are the Venbrook Essential plan from Venbrook International, starting at $25 per month and Visitors Care plan starts at $27 per month based different coverage options on American Visitor Insurance. These average cost of short term medical insurance are based on a 40-year-old traveler. All three plans provide essential medical coverage for travelers, making them cost-effective choices for temporary stays in the USA.
* The price shown is for a 30-day trip with a $25,000 maximum coverage and a $0 deductible for a 40-year-old traveler.
The best short-term medical insurance for international travelers to US will vary from visitor to visitor depending on their unique needs. There is no single short term medical travel insurance which will work best for all visitors to the US. Some of the top recommended comprehensive plans are Patriot America Plus by International Medical Group, Atlas America from WorldTrips, Safe Travels USA Comprehensive from Trawick International. These plans are well-suited for international travelers, offering robust medical coverage along with benefits for the acute onset of pre-existing conditions.
Another excellent option is Venbrook Premier which is a comprehensive visitors insurance plan for the USA with coverage for acute onset of pre-existing conditions for travelers under 70 years. It also offers benefits for hospital stays, emergency room visits, urgent care more, starting at around $77 per month for a 40-year-old traveler.
It is recommended to compare different insurance plans based on price as well as the different benefits coverage options. If you need help in figuring out your requirements please contact American Visitor Insurance at 877-340-7910 or email us and one of our licensed agents to get help finding the best short term medical travel insurance.
Age: 40 years | Plan: $50,000 | Deductible: $250
The cost of visitor insurance depends on several factors:
For an average traveler, there are cheap travel insurance plans at less than a dollar a day.
Fixed vs Comprehensive Visitor Insurance Plans
The most affordable visitor health insurance USA starts from $20 per month with options up to $191 per month. The average cost of fixed benefit visitor travel insurance for the USA is calculated based on one-month quotes.
| Plan Name | Plan max range | Deductible | Age 40 | Age 60 | Age 70 |
|---|---|---|---|---|---|
| Safe Travels Advantage | $25,000 - $150,000 | $0 | $20 - $58 | $39 - $102 | $60 - $166 |
| Visitors Care | $25,000 - $100,000 | $100 | $25 - $47 | $40 - $75 | $66 - $152 |
| Safe Travels Elite | $25,000 - $175,000 | $0 | $26 - $76 | $50 - $134 | $109 - $155 |
| Venbrook Essential | $25,000 - $150,000 | $0 | $26 - $81 | $49 - $124 | $68 - $147 |
| Visit USA Budget | $50,000 - $150,000 | $250 | $32 - $56 | $49 - $86 | $84 |
| VisitorSecure | $50,000 - $130,000 | $100 | $34 - $62 | $55 - $76 | $96 - $139 |
| Travel Medical USA Visitor Basic | $50,000 - $150,000 | $100 | $42 - $52 | $79 - $94 | $173 - $191 |
The best travel insurance cost for USA ranges from $58 to $353 per month. The average cost of comprehensive travel insurance for the USA is based on one-month quotes with a $250 deductible.
| Plan name | Plan maximum | Age 40 | Age 60 | Age 70 |
|---|---|---|---|---|
| Atlas Essential | $50,000 - $1,000,000 | $58 - $109 | $131 - $266 | $263 - $328 |
| Safe Travels USA Cost Saver | $50,000 - $1,000,000 | $71 - $117 | $139 - $250 | $237 - $299 |
| Venbrook Premier | $50,000 - $1,000,000 | $77 - $135 | $176 - $346 | $352 - $437 |
| Patriot America Lite | $50,000 - $1,000,000 | $72 - $130 | $153 - $289 | $252 - $337 |
| Atlas America | $50,000 - $2,000,000 | $78 - $154 | $177 - $378 | $355 - $444 |
| Patriot America Plus | $50,000 - $1,000,000 | $77 - $139 | $164 - $311 | $287 - $434 |
| Travel Medical Basic | $50,000 - $1,000,000 | $80 - $138 | $167 - $314 | $252 - $337 |
| Safe Travels USA Comprehensive | $50,000 - $1,000,000 | $90 - $168 | $172 - $351 | $294 - $470 |
| SafeVista Protect | $100,000 - $1,000,000 | $93 - $127 | $215 - $248 | $320 |
| Diplomat America | $50,000 - $1,000,000 | $125 -$214 | $229 - $301 | $353 |
For a 60-year-old traveler, the cost of USA visitor insurance for 6 months typically ranges around $122 to $1,050, based different coverage options, medical needs, and traveler’s budget on American Visitor Insurance.
The best 6 month USA travel insurance is the one which is affordable, reliable and allows the traveler stress free.
The cost of short term travel medical insurance can vary based on several factors, including:
The GeoBlue Voyager Essential travel medical plan is an affordable option for U.S. citizens and residents traveling internationally, with costs starting around $39 per month for a 30-year-old (based on a $50,000 medical maximum and $250 deductible). It offers comprehensive coverage, including no hospital pre-certification penalties, coverage for pre-existing conditions (when purchased within the specified timeframe), and maternity benefits for pregnancy complications. With access to a global network of trusted healthcare providers, this plan ensures U.S. travelers have the protection and peace of mind needed while exploring the world.
Safe Travels Protect from Trawick International is one of the most affordable trip cancellation insurance plans available for U.S. residents traveling domestically or internationally. It covers trip costs up to $14,000 and includes benefits such as emergency medical, dental, trip delays, and cancellations. For example, a 30-year-old U.S. traveler taking a 15-day trip with a $1,000 insured trip cost can get this coverage for just $28.
Short-term visitor insurance includes emergency medical expenses, like hospital stays and doctor visits and emergency medical evacuation. Most plans will also cover emergency dental expenses and some limited pre-existing conditions, but it is important to review the policy details and limitations. Some comprehensive plans may provide trip interruption insurance as well.
Popular providers offering short-term travel medical insurance include:
Complete the travel insurance quote request form by providing details of the traveler and insurance requirements.
Compare the price and the benefits of the different travel insurance options to identify what fits your needs best.
Purchase the best plan that fits your requirements and budget best by using a credit card and completing the online application.
Review the international travel health insurance policy for coverage details and relevant contact numbers
Temporary visitor health insurance is best suited for a range of travelers, such as tourists, business professionals attending international conferences, students studying abroad, and expatriates on short-term work assignments. It is especially important for those traveling to the USA with high healthcare costs and varying medical standards. Temporary medical insurance for tourist is also beneficial for travelers engaging in adventurous activities, those with pre-existing medical conditions, as well as senior travelers who face higher health risks abroad.
Some short term health insurance for visitors to USA plans offer very limited coverage for pre-existing conditions under an acute onset of a pre-existing condition clause. This means they would be able to cover sudden and unexpected medical emergencies associated with a pre-existing condition, but routine care, maintenance, or known complications are usually excluded. It is, therefore, important to go through the policy details to know how much is covered. Most plans limit this benefit to travelers under 70 years, and fewer options exist for older travelers. Reading the plan brochure helps ensure the chosen insurance meets your needs.
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Most short-term travel health insurance plans include coverage for emergency medical evacuation. This ensures that you will be transported to the nearest appropriate medical facility or back to your home country if necessary.
Yes, short-term travel health insurance often includes coverage for the repatriation of remains in the event of death during your travel. This coverage includes the necessary arrangements and transportation costs to return your remains to your home country.
Yes, you can cancel or change your short-term travel health insurance policy, but the process and potential refunds depend on the specific terms of your policy. Most insurers allow cancellations at any time, but if you cancel before the policy's effective date, you may receive a full refund. If you cancel after the policy has started, the refund amount will vary based on how long you've been covered and whether you've filed any claims. It's important to notify your insurer and follow their cancellation procedures to ensure a smooth process. Always check the cancellation policy details for your specific plan to understand any fees or conditions that may apply.
When selecting a short-term travel health insurance plan, consider factors such as coverage limits, deductibles, exclusions, pre-existing conditions, emergency services, and cost. Compare multiple US short term travel insurance plans for quotes and coverage benefits on American Visitor Insurance and choose the one that best suits your specific travel needs and budget.
In the event of a medical expense during your travel, contact your insurance provider's claims department as soon as possible. This information will be available on the policy documents, and they will guide you through the claim process, which typically involves submitting necessary documentation such as medical receipts and reports.
Some short-term travel health insurance plans offer the option to extend coverage if your travel extends beyond the initial coverage period. You can get the relevant information by calling our licensed agents at 877-340-7910 or email us at American Visitor Insurance regarding extending your coverage.
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Choose international travel insurance resources for travel outside your home country.
Explore »Important factors to consider while deciding on the best travel medical insurance.
Explore »Understanding different US short term travel medical insurance options.
Explore »Travel insurance online claims process for getting medical care in a hospital.
Explore »Review and compare the best temporary health insurance for travelers.
You can find reliable US insurance providers like International Medical Group(IMG), Seven Corners, WorldTrips, Venbrook International, Global Underwriters, GeoBlue, HTH Worldwide, Trawick International, Travel Insurance Services, INF insurance, Travelex and BlueCross BlueShield Global Solutions.
