1. Home
  2. Pre-existing condition visitors insurance

Visitors medical insurance covering pre-existing conditions

A pre-existing condition is a medical ailment that existed before the start of the visitors insurance cover. One of the biggest concerns for travelers and very important is to select pre-existing condition for medical insurance. It is recommended to to find good visitor insurance with Pre-existing conditions coverage, which is particularly important for older travelers and parents. Generally not all visitors insurance offer coverage for pre-existing ailments. Some travel health insurance plans offer coverage after the first year of coverage or a waiting period. Global long term insurance offer major medical coverage after the first year and also provide coverage for pre-existing conditions.
Best Visitors insurance plans for pre-existing conditions Visitors insurance for pre-existing conditions coverage reviews

Compare the best visitors insurance for acute onset of pre-existing conditions

1. Select Country / Countries where coverage is required ?

2. Visitor's /Traveler's Citizenship ?

3. Start date (mm/ dd/ yyyy)
4. End date (mm/ dd/ yyyy)
5. Traveler's Age*
6. Spouse's Age ? (If reqd)
7. Number of Dependents under 18 years
Next  

1. Coverage Limit (Maximum eligible medical expenses that the plan will cover)

2. Deductible

Deductible is the amount you must pay every year(either per person or per family) before your plan starts to pay its share of benefits. A 500$ deductible means you will have to pay first $500 for treatment and then the insurance company takes care of the rest of the payments. A 0$ deductible means you do not pay anything.

Higher Deductible -> Lower Premium.
Lower Deductible -> Higher Premium.

<< Revise Get Quote
Here we present short term visitor medical insurance plans that cover pre-existing conditions* and plans which only cover acute onset of Pre-existing ailments**

*General definition of pre-existing condition:

"A condition a person has been diagnosed with, is being treated for, or has with reasonable medical certainty before the start of the plan". So a person does not need to know they have the condition for it to be considered pre-existing (a diagnosis is not required).

**Acute onset of pre-existing condition:

Acute onset of pre-existing conditions means sudden, unexpected emergency due to a pre-existing condition that can be dangerous to life and the traveler cannot wait to get treatment in the home country but to receive treatment immediately. It should be noted that for acute onset coverage, treatment must be sought within the defined time period for the plan and chronic and congenital conditions may not be covered.

How do insurance companies determine pre-existing conditions for travel insurance?

Given the concern for pre-existing condition insurance plan for visitors, the common question among elderly travelers is how insurers determine what is considered a pre existing medical condition. No medical examination or doctor’s report is required to purchase short term health insurance. So, how can they know what is pre-existing? The insurance company will rely on information gathered from the care provider, such as, medications taken, onset of symptoms, etc.

pre-existing conditions

Precautions for travelers with pre-existing conditions

Those travelers with pre-existing conditions have to take extra care while in a foreign country to avoid possible medical emergencies. Visitors with medical history should always purchase a plan with pre-existing medical coverage, otherwise an emergency due to a pre-existing condition may NOT be covered by their insurance. There are some plans with coverage for acute onset of pre-existing conditions for all ages. You can compare the plans and select the one which best suits your unique situation.

Best long term travel insurance for pre-existing conditions in USA

We clearly explain the policies that provide international health insurance for pre existing conditions coverage and all the terms and conditions that go with it. These insurance plans are ideal for visitors or parents visiting from India. The best coverage of Pre-existing Conditions can be found with Major Medical plans which are under the Global health insurance section of our website. These plans are ideally suited to someone who wants long term insurance (12 months and above). For more clarifications please refer to the Pre-existing conditions travel insurance FAQ.
AVI customer service

NEED HELP? Contact Us
We are here to help you!

  +1-(877)-340-7910

Find out more about Pre-existing condition visitors insurance

Frequently asked questions about pre-existing condition visitor medical insurance?

What is a pre-existing condition for travel health insurance?
Simply put, a pre-existing condition is a disease or condition a person is already diagnosed with, being treated for, or has, with reasonable certainty before the start of the insurance policy. Companies use a "look back" period to determine if a condition will be considered pre-existing or not. Read more.
No , there are no medical tests required for purchasing visitor travel insurance to usa with pre existing conditions.
The short term visitor insurance plans usually do not cover pre-existing medical conditions, however some plans do provide limited coverage for acute onset of pre-existing conditions. You can compare the insurance plans that offer pre-existing condition coverage using our compare tool option.
Many people, although healthy and able to travel, particularly older travelers take medications for certain medical conditions. While these conditions can be called "normal" for a person of their age, not all people have these conditions and they will be classified as "pre-existing" by an insurance company. If you do NOT have coverage for it, then the policy will pay $0 for any incident of it, emergency or not. The coverage you can get is limited to "acute onset" of a pre-existing condition which can cover an unexpected life-threatening emergency of the condition which would then give you as complete coverage as you could get for your travels or visitor. This is why we offer some options with this coverage for nearly all ages of travelers. For more information, go here.
More visitors insurance for pre existing conditions FAQ's

Visitors Insurance Covering Pre-existing Conditions - Article

Insurance Coverage for older travelers with Pre-existing Conditions

Read more »

Pre-Existing conditions insurance for visitors - Review

Best of the Best Coverage for Pre-existing Medical Conditions

Read more »

Visitor insurance with pre-existing coverage

Get quote for visitor medical insurance with pre-existing coverage.

Read More »

Best pre-existing coverage plans

Popular pre-existing conditions for visitors to the USA plans which have coverage for pre-existing conditions.

Read More »

Compare visitor pre-existing plans

Compare pre-existing conditions insurance plans for US visitors and buy the best plan.

Read More »

Resourceful visitors insurance for pre existing conditions information

Pre existing conditions insurance resources

Choose visitors medical insurance with pre existing conditions for travel emergency while outside your home country.


Know more
Factors for travel insurance with pre existing conditions

Important factors to consider while deciding on the best vvisitors medical insurance with pre existing conditions.


Know more
Types of travel insurance for pre existing conditions

Understanding different types of Pre-Existing Conditions Insurance Plans for US Visitors, fixed benefits vs comprehensive coverage.


Know more
Travel insurance for pre existing conditions claims procedure

Visitors insurance covering pre-existing conditions claims process for getting medical care in a hospital.


Know more

Related Pre-existing insurance pages

Welcome to American Visitor Insurance  -  Online Chat
Name is required
Email is required Email is invalid
Contact is required