Starting at just $1.63/day - Comprehensive Travel Medical Coverage for Non-U.S. Citizens
Venbrook Premier Insurance is a top-rated Comprehensive travel US travel medical insurance plan designed for international travelers and non-U.S. citizens visiting the United States. It provides enhanced medical and travel protection, ensuring you’re covered for unexpected illnesses, injuries, or emergencies during your U.S. trip.
As Venbrook’s Premier visitor insurance plan, it offers great coverage for the acute onset of pre-existing conditions, including cardiovascular and chronic medical events, giving travelers added peace of mind while in the U.S.
Key Features of Venbrook Premier Visitor Insurance for USAWith its affordable daily rate, flexible coverage options, and trusted underwriting, Venbrook Premier Visitor Insurance is one of the most popular visitor medical insurance plans for travelers visiting the USA.
Venbrook Premier Travel Insurance offers flexible medical coverage options for visitors to the USA, allowing travelers to choose the protection level that best fits their needs and budget.
The policy maximum is the total dollar amount of benefits available under your Venbrook Premier plan. Once the chosen policy maximum is reached, no additional medical or travel benefits will be paid.
Travelers visiting the United States can select from the following Venbrook Premier coverage limits:
With Venbrook Premier Visitor Insurance, international travelers can enjoy customizable policy maximums, affordable premiums, and reliable U.S. medical protection tailored to their trip duration and needs.
In Venbrook Premier Travel Insurance, the deductible is the amount you pay out of pocket before your insurance coverage begins to pay for eligible medical expenses. It helps travelers customize their plan based on their budget and comfort level while visiting the United States.
Choosing a higher deductible can help lower your premium, while a lower deductible provides faster access to benefits with minimal upfront cost.
Venbrook Premier Visitor Insurance offers a range of deductible options for international travelers visiting the USA:
With Venbrook Premier Travel Medical Insurance, you can easily choose the deductible and coverage level that fits your travel plans, ensuring affordable and reliable visitor insurance for the USA.
Coinsurance in Venbrook Premier Travel Insurance refers to the percentage of eligible medical expenses that the insurance company pays after the deductible is met. It determines how medical costs are shared between the insured traveler and the insurance provider.
Here’s how Venbrook Premier Visitor Insurance coinsurance works for international travelers visiting the USA:
Here’s how Venbrook Premier Visitor Insurance coinsurance works for international travelers visiting the USA:
With Venbrook Premier Travel Medical Insurance, international travelers can enjoy 100% coverage after deductible within the PPO network making it one of the best visitor insurance plans for the USA offering both value and reliability.
The cost of Venbrook Premier insurance starts from $49 and can go up to $775 per month, based on:
Older travelers have higher premiums due to increased medical risk. Choosing a higher maximum increases the premium, while a higher deductible lowers it.
Example: Below is the monthly cost of Venbrook Premier insurance of coverage with a $0 deductible, provided by American Visitor Insurance.
| Age of traveler | Medical Maximum | ||||
|---|---|---|---|---|---|
| $50,000 | $100,000 | $250,000 | $500,000 | $1,000,000 | |
| 18 – 29 years | $49 | $59 | $67 | $81 | $91 |
| 30 – 39 years | $58 | $76 | $90 | $95 | $104 |
| 40 – 49 years | $77 | $92 | $105 | $122 | $138 |
| 50 – 59 years | $129 | $157 | $195 | $219 | $240 |
| 60 -64 years | $176 | $221 | $294 | $320 | $350 |
| 65 – 69 years | $205 | $253 | $340 | ||
| 70 – 79 years | $352 | $437 | |||
| 80 – 89 years | $352 | $437 | |||
For senior travelers above 90 years, the cost is $775, with a maximum coverage of $20,000 and a deductible of $250.
| Hospital room and board help | Up to average semi-private room rate |
| Intensive care unit help | Up to the maximum limit |
| Physician’s Non-Surgical Visits help | Up to the maximum limit |
| Physician’s Surgical Visits help | Up to the maximum limit |
| Assistant Physician’s Surgical Expenses help | 20% of the primary surgeon’s eligible fee |
| Anesthesiologist Expense help | Up to the maximum limit |
| Ancillary Hospital Expenses | Up to the maximum limit |
| Cardiovascular Event | Up to policy maximum per policy period for ages up to 64; $25,000 per policy period for ages 65 to 69; $15,000 per policy period for ages 70 and over |
| Urgent Care Clinic help | $30 copay for urgent care center. |
| Emergency room visit help | $200 Additional deductible per visit |
| Emergency Room Injury/Accident or Illness help | Up to the maximum limit |
| Outpatient Medical Expense help | Up to the maximum limit |
| Physiotherapy / Physical Medicine / Chiropractic Expense help | Limited to $50 per visit, one visit per day and 10 visits per policy period |
| Radiology / X-ray help | Up to the maximum limit |
| Prescription Drugs and Medications help | Up to a policy maximum or $250,000, subject to a 60-day maximum supply per prescription. |
| Dental Treatment for Injury, For Pain to Sound Natural Teeth help | Up to $300 maximum per Policy Period |
| Emergency Eye Exam - Accident Only help | Up to $150 maximum per Policy Period |
| Well Doctor Visit | Up to $250 maximum per Policy Period |
| Ambulance Service Benefits help | Up to the maximum limit |
| Emergency medical evacuation help | Up to $1,000,000 per Policy Period Limit of $25,000 maximum per Policy period for any condition covered under Acute Onset of a Pre-existing Condition Benefi |
| Medically Necessary Repatriation help | Up to $50,000 per Policy Period |
| Local Burial / Cremation help | $5,000 per Policy Period |
| Return of minor children help | $50,000 per Policy Period |
| Natural disaster evacuation help | $10,000 per Policy Period. Up to $250 per day to a max of 10 days for reasonable expenses |
| Emergency reunion help | $100,000 maximum per Policy Period Maximum of $500 per day to a max of 15 days for Reasonable Expenses |
| Pre-Existing Conditions help | Charges resulting directly or indirectly from or relating to any Pre-Existing Condition are excluded from coverage under this insurance. |
| Acute Onset of Pre-Existing Conditions help | For ages up to and including 69 the limit is up to the Medical Policy Maximum purchased per Policy Period, subject to any sub-limit or restriction as outlined here in the Policy. |
| Pre-Existing condition medical evacuation | $25,000 maximum limit for emergency medical evacuation |
| Accidental death & dismemberment - 24 Hours help | Insured: $25,000 Principal Sum Spouse / Domestic Partner: $25,000 Principal Sum Dependent Child: $10,000 Principal Sum Maximum benefit paid $250,000 per family $5,000 Principal Sum |
| Accidental Death & Dimemberment - Common Carrier help | Insured: $50,000 Principal Sum Spouse / Domestic Partner: $50,000 Principal Sum Dependent Child: $25,000 Principal Sum Maximum benefit paid $250,000 per family $5,000 Principal Sum |
| Accidental Death & Dismemberment - Felanious Assault, Violent Crime, and Terrorist Incident help | Insured: $50,000 Principal Sum Spouse / Domestic Partner: $50,000 Principal Sum Dependent Child: $25,000 Principal Sum Maximum benefit paid $250,000 per family $5,000 Principal Sum |
| Coma Benefit | $10,000 per policy period |
Our support team is ready to assist you.
American Visitor Insurance has developed comparison tools to help travelers compare prices and benefits of different Venbrook Premier plans and to make an informed decision of the best Venbrook Premier travel insurance plan for your specific requirements. American Visitor Insurance's licensed customer support staff help customers by providing answers to any queries while buying Venbrook Premier travel insurance. The customer support staff are available at all times to help you with the online application process and to extend the travel insurance or even cancel the plan if travel plans change. American Visitor Insurance’s staff can also help customers while filing for any insurance claims if needed
Venbrook Premier Travel Insurance provides exceptional coverage for the acute onset of pre-existing conditions, making it one of the best visitor insurance for pre-existing conditions. This coverage is especially valuable for non-U.S. citizens who may have stable chronic health conditions such as diabetes or hypertension.
Below are examples of how Venbrook Premier Insurance handles coverage for certain acute medical events:
Diabetes and Acute Onset of Pre-Existing ConditionsAn acute onset claim could be denied in these situations:
To file a claim with VenbrookPremier, follow these steps:
Download Form
Get claim form online
Call Support
888-207-1694
Email Help
VenbookTravel@RobinAssist.com
The Traveler can purchase an optional rider at the time of application. The optional riders provide additional coverage for a minimal charge.
Covers up to $50,000 per policy period
If optional Sports coverage is purchased, this benefit provides coverage up to the maximum as stated in the Schedule of benefits if the Covered Person suffers an Injury due to an Accident while performing, practicing, or participating in Interscholastic Sports, Bodily Contact Sports, Recreational Sports, or Intramural Sports.
Covers up to $50,000 per policy period
This benefit provides coverage up to the maximum as stated in the Schedule of Benefits if the Covered Person suffers an Injury due to an Accident while performing, practicing, or participating in Adventure Activities, Mountaineering, or Rock Climbing.
Covers up to $50,000 per policy period
This benefit Provides coverage for injury or sickness that occurs during an incidental trip back to your home country or for covered expenses incurred in your home country for conditions first diagnosed outside your home country and treated during your policy period. You must purchase 30 days of coverage to add this benefit
Acute onset of pre-existing conditions means sudden, unexpected emergency due to a pre-existing condition that can be dangerous to life and the traveler cannot wait to get treatment in the home country but to receive treatment immediately. It should be noted that for acute onset coverage, treatment must be sought within the defined time period for the plan and chronic and congenital conditions may not be covered.
To buy the VenbrookPremier insurance, you will need the travel dates and passport details of the traveler.This will include the name of the traveler, the date of birth, the passport number and the travel dates.
You can get the quotes and make an instant purchase of VenbrookPremier travel insurance online with a credit card on American Visitor Insurance.This can be done without the need of any paperwork or medical exam.
VenbrookPremier Insurance is available only for non-citizens coming to the USA or USA and other countries.
Yes. The Venbrook Premier plan offers excellent coverage for the acute onset of pre-existing conditions for travelers up to 70 years of age. It provides broader protection by covering one sudden and unexpected episode of a pre-existing condition, provided the traveler receives medical treatment within 24 hours of the first symptoms. Non-cardiac events are covered up to the policy maximum for ages up to 70 years, while cardiac-related events are covered up to the policy maximum for ages up to 64 years, up to $25,000 for those aged 65 to 69 years, and up to $15,000 for travelers aged 70 and over.
Yes. Venbrook Premier have $25 cancellation fee after the effective date.
Yes. Covers up to $50,000 policy maximum and Provides coverage up to the maximum as stated in the Schedule of Benefits if the Covered Person suffers an Injury due to an Accident while performing, practicing, or participating in Adventure Activities, Mountaineering, or Rock Climbing.
Yes, Venbrook Premier covers heart attacks and other cardiac emergencies as part of its full pre-existing condition coverage, which applies to insureds up to age 99. Eligible treatment related to pre-existing heart conditions is included, subject to the plan’s policy limits and deductible.
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Yes, Venbrook Premier provides coverage for arthritis and related joint conditions under its comprehensive pre-existing condition benefits, available for travelers up to age 99. Eligible treatment for arthritis flare-ups or complications is included, subject to the plan’s policy limits and deductible.
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