VenbrookPremier Insurance
Coverage for Acute onset of pre-existing conditions for travelers to USA.
Coverage for Acute onset of pre-existing conditions for travelers to USA.
VenbrookPremier insurance offers Comprehensive benefit medical insurance for non-citizens coming to the USA or USA and other countries.VenbrookPremier US visitors insurance offers coverage for acute onset of pre-existing conditions for visitors aged under 70 years and also ffers coverage for Hospital Stays, Emergency Room Visits, Urgent Care, Doctor's Office Appointments, Prescription Medications, and Accidental Death & Dimemberment.
Underwritten by Crum & Forster SPC with a rating of A (Excellent) by AM Best Company 2024 is most popular visitor medical insurance among international travelers visiting USA. This plan offers coverage from 5 days to 364 days.
The VenbrookPremier cost per month ranges from $49 to $775 . This is dependent on a few factors namely the age of the traveler, the plan maximum and the deductible.
The cost of Venbrook Premier insurance is higher for senior travelers as they are more likely to need healthcare while traveling. Also the higher the plan limit, the higher will be the premium, while the higher the deductible the lower will be the premium. Travelers up to age of 64 years can choose maximum limits of $50,000, $100,000, $250,000, $500,000, $1,000,000. Travelers aged 65 to 69 years can choose $50,000 , $100,000 and $250,000 coverage. Travelers aged 70 to 79 years can choose $50,000 or $100,000 coverage.For travelers 80 to 89 years only $20,000 maximum coverage is available.
For Example here we are showing VenbrookPremier travel insurance cosr per month with deductible of $250.
| Age of traveler | Medical Maximum | |||||
|---|---|---|---|---|---|---|
| $50,000 | $100,000 | $250,000 | $500,000 | $1,000,000 | ||
| 18 – 29 years | $49 | $59 | $67 | $81 | $91 | |
| 30 – 39 years | $58 | $76 | $90 | $95 | $104 | |
| 40 – 49 years | $77 | $92 | $105 | $122 | $138 | |
| 50 – 59 years | $129 | $157 | $195 | $219 | $240 | |
| 60 -64 years | $176 | $221 | $294 | $320 | $350 | |
| 65 – 69 years | $205 | $253 | $340 | |||
| 70 – 79 years | $352 | $437 | ||||
| 80 – 89 years | $352 | $437 | ||||
For senior travelers aged 80 to 89, the cost is $775, with a maximum coverage of $20,000 and a deductible of $250.
| Hospital room and board help | Up to average semi-private room rate |
| Intensive care unit help | Up to the maximum limit |
| Physician’s Non-Surgical Visits help | Up to the maximum limit |
| Physician’s Surgical Visits help | Up to the maximum limit |
| Assistant Physician’s Surgical Expenses help | 20% of the primary surgeon’s eligible fee |
| Anesthesiologist Expense help | Up to the maximum limit |
| Ancillary Hospital Expenses | Up to the maximum limit |
| Cardiovascular Event | Up to policy maximum per policy period for ages up to 64; $25,000 per policy period for ages 65 to 69; $15,000 per policy period for ages 70 and over |
| Urgent Care Clinic help | $30 copay for urgent care center. |
| Emergency room visit help | $200 Additional deductible per visit |
| Emergency Room Injury/Accident or Illness help | Up to the maximum limit |
| Outpatient Medical Expense help | Up to the maximum limit |
| Physiotherapy / Physical Medicine / Chiropractic Expense help | Limited to $50 per visit, one visit per day and 10 visits per policy period |
| Radiology / X-ray help | Up to the maximum limit |
| Prescription Drugs and Medications help | Up to a policy maximum or $250,000, subject to a 60-day maximum supply per prescription. |
| Dental Treatment for Injury, For Pain to Sound Natural Teeth help | Up to $300 maximum per Policy Period |
| Emergency Eye Exam - Accident Only help | Up to $150 maximum per Policy Period |
| Well Doctor Visit | Up to $250 maximum per Policy Period |
| Ambulance Service Benefits help | Up to the maximum limit |
| Emergency medical evacuation help | Up to $1,000,000 per Policy Period Limit of $25,000 maximum per Policy period for any condition covered under Acute Onset of a Pre-existing Condition Benefi |
| Medically Necessary Repatriation help | Up to $50,000 per Policy Period |
| Local Burial / Cremation help | $5,000 per Policy Period |
| Return of minor children help | $50,000 per Policy Period |
| Natural disaster evacuation help | $10,000 per Policy Period. Up to $250 per day to a max of 10 days for reasonable expenses |
| Emergency reunion help | $100,000 maximum per Policy Period Maximum of $500 per day to a max of 15 days for Reasonable Expenses |
| Pre-Existing Conditions help | Charges resulting directly or indirectly from or relating to any Pre-Existing Condition are excluded from coverage under this insurance. |
| Acute Onset of Pre-Existing Conditions help | For ages up to and including 69 the limit is up to the Medical Policy Maximum purchased per Policy Period, subject to any sub-limit or restriction as outlined here in the Policy. |
| Pre-Existing condition medical evacuation | $25,000 maximum limit for emergency medical evacuation |
| Accidental death & dismemberment - 24 Hours help | Insured: $25,000 Principal Sum Spouse / Domestic Partner: $25,000 Principal Sum Dependent Child: $10,000 Principal Sum Maximum benefit paid $250,000 per family $5,000 Principal Sum |
| Accidental Death & Dimemberment - Common Carrier help | Insured: $50,000 Principal Sum Spouse / Domestic Partner: $50,000 Principal Sum Dependent Child: $25,000 Principal Sum Maximum benefit paid $250,000 per family $5,000 Principal Sum |
| Accidental Death & Dismemberment - Felanious Assault, Violent Crime, and Terrorist Incident help | Insured: $50,000 Principal Sum Spouse / Domestic Partner: $50,000 Principal Sum Dependent Child: $25,000 Principal Sum Maximum benefit paid $250,000 per family $5,000 Principal Sum |
| Coma Benefit | $10,000 per policy period |
The Traveler can purchase an optional rider at the time of application. The optional riders provide additional coverage for a minimal charge.
Covers up to $50,000 per policy period
If optional Sports coverage is purchased, this benefit provides coverage up to the maximum as stated in the Schedule of benefits if the Covered Person suffers an Injury due to an Accident while performing, practicing, or participating in Interscholastic Sports, Bodily Contact Sports, Recreational Sports, or Intramural Sports.
Covers up to $50,000 per policy period
This benefit provides coverage up to the maximum as stated in the Schedule of Benefits if the Covered Person suffers an Injury due to an Accident while performing, practicing, or participating in Adventure Activities, Mountaineering, or Rock Climbing.
Covers up to $50,000 per policy period
This benefit Provides coverage for injury or sickness that occurs during an incidental trip back to your home country or for covered expenses incurred in your home country for conditions first diagnosed outside your home country and treated during your policy period. You must purchase 30 days of coverage to add this benefit
To file a claim with Venbrook Premier Insurance, follow these steps:
Contact our customer service team, we are here to help you!
Acute onset of pre-existing conditions means sudden, unexpected emergency due to a pre-existing condition that can be dangerous to life and the traveler cannot wait to get treatment in the home country but to receive treatment immediately. It should be noted that for acute onset coverage, treatment must be sought within the defined time period for the plan and chronic and congenital conditions may not be covered.
To buy the VenbrookPremier insurance, you will need the travel dates and passport details of the traveler.This will include the name of the traveler, the date of birth, the passport number and the travel dates.
You can get the quotes and make an instant purchase of VenbrookPremier travel insurance online with a credit card on American Visitor Insurance.This can be done without the need of any paperwork or medical exam.
VenbrookPremier Insurance is available only for non-citizens coming to the USA or USA and other countries.
No. This plan offers coverage for acute on set of pre-existing conditions up to 70 years of age.
Yes. Venbrook Premier have $25 cancellation fee after the effective date.
Yes. Covers up to $50,000 policy maximum and Provides coverage up to the maximum as stated in the Schedule of Benefits if the Covered Person suffers an Injury due to an Accident while performing, practicing, or participating in Adventure Activities, Mountaineering, or Rock Climbing.