Venbrook Basic Insurance
Cheap comprehensive travel insurance for travelers to USA.
Cheap comprehensive travel insurance for travelers to USA.
VenbrookBasic insurance offers Comprehensive benefit medical insurance for non-citizens coming to the USA or USA and other countries. Offers coverage for Hospital Stays, Emergency Room Visits, Urgent Care, Doctor's Office Appointments, Prescription Medications, and Accidental Death & Dimemberment.
Underwritten by Crum & Forster SPC with a rating of A (Excellent) by AM Best Company 2024 is most popular visitor medical insurance among international travelers visiting USA. This plan offers coverage from 5 days to 364 days.
The VenbrookBasic cost per month ranges from $39 to $291 . This is dependent on a few factors namely the age of the traveler, the plan maximum and the deductible.
The cost of Venbrook Basic insurance is higher for senior travelers as they are more likely to need healthcare while traveling. Also the higher the plan limit, the higher will be the premium, while the higher the deductible the lower will be the premium. Travelers up to age of 64 years can choose maximum limits of $50,000, $100,000, $250,000, $500,000, $1,000,000. Travelers aged 65 to 69 years can choose $50,000 , $100,000 and $250,000 coverage. Travelers aged 70 to 79 years can choose $50,000 or $100,000 coverage.
For Example here we are showing VenbrookBasic travel insurance cosr per month with deductible of $250.
| Age of traveler | Medical Maximum | ||||
|---|---|---|---|---|---|
| $50,000 | $100,000 | $250,000 | $500,000 | $1,000,000 | |
| 18 – 29 years | $39 | $46 | $50 | $60 | $67 |
| 30 – 39 years | $47 | $61 | $69 | $73 | $80 |
| 40 – 49 years | $70 | $84 | $93 | $108 | $122 |
| 50 – 59 years | $116 | $140 | $171 | $193 | $211 |
| 60 -64 years | $140 | $173 | $227 | $246 | $270 |
| 65 – 69 years | $160 | $198 | $263 | ||
| 70 – 79 years | $235 | $291 | |||
| Hospital room and board help | Up to Age 70: The average semiprivate room rate For Ages 70+: The average semiprivate room rate to a maximum of $20,000 |
| Intensive care unit help | Up to Age 70: The average semiprivate room rate For Ages 70+: The average semiprivate room rate to a maximum of $20,000 |
| Physician’s Non-Surgical Visits help | Up to the maximum limit |
| Physician’s Surgical Visits help | Up to the maximum limit |
| Assistant Physician’s Surgical Expenses help | 20% of the primary surgeon’s eligible fee |
| Anesthesiologist Expense help | Up to the maximum limit |
| Ancillary Hospital Expenses | Up to Age 70: The average semiprivate room rate For Ages 70+: The average semiprivate room rate to a maximum of $20,000 |
| Urgent Care Clinic help | $50 copay for urgent care center. |
| Emergency room visit help | $200 Additional deductible per visit |
| Emergency Room Injury/Accident or Illness help | Up to the maximum limit |
| Outpatient Medical Expense help | Up to the maximum limit |
| Physiotherapy / Physical Medicine / Chiropractic Expense help | Limited to $50 per visit, one visit per day and 10 visits per policy period |
| Radiology / X-ray help | Up to the maximum limit |
| Prescription Drugs and Medications help | Up to a policy maximum of $50,000 per policy period, subject to a 30-day maximum supply per prescription. |
| Dental Treatment for Injury, For Pain to Sound Natural Teeth help | Up to $150 maximum per Policy Period |
| Emergency Eye Exam - Accident Only help | Up to $50 maximum per Policy Period |
| Ambulance Service Benefits help | Up to the maximum limit |
| Emergency medical evacuation help | Up to $500,000 per Policy Period |
| Medically Necessary Repatriation help | Up to $15,000 per Policy Period |
| Local Burial / Cremation help | $5,000 per Policy Period |
| Return of minor children help | $25,000 per Policy Period |
| Natural disaster evacuation help | $5,000 per Policy Period. Up to $250 per day to a max of 10 days for reasonable expenses |
| Emergency reunion help | $25,000 maximum per Policy Period Maximum of $250 per day to a max of 10 days for Reasonable Expenses |
To file a claim with Venbrook Basic Insurance, follow these steps:
The Traveler can purchase an optional rider at the time of application. The optional riders provide additional coverage for a minimal charge.
Covers up to $25,000 per policy period
If optional Sports coverage is purchased, this benefit provides coverage up to the maximum as stated in the Schedule of benefits if the Covered Person suffers an Injury due to an Accident while performing, practicing, or participating in Interscholastic Sports, Bodily Contact Sports, Recreational Sports, or Intramural Sports.
Covers up to $25,000 per policy period
This benefit provides coverage up to the maximum as stated in the Schedule of Benefits if the Covered Person suffers an Injury due to an Accident while performing, practicing, or participating in Adventure Activities, Mountaineering, or Rock Climbing.
Accidental Death and Dismemberment will apply to Covered Accidents incurred by a Covered Person while this coverage is in effect
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Acute onset of pre-existing conditions means sudden, unexpected emergency due to a pre-existing condition that can be dangerous to life and the traveler cannot wait to get treatment in the home country but to receive treatment immediately. It should be noted that for acute onset coverage, treatment must be sought within the defined time period for the plan and chronic and congenital conditions may not be covered.
To buy the VenbrookBasic insurance, you will need the travel dates and passport details of the traveler.This will include the name of the traveler, the date of birth, the passport number and the travel dates.
You can get the quotes and make an instant purchase of VenbrookBasic travel insurance online with a credit card on American Visitor Insurance.This can be done without the need of any paperwork or medical exam.
VenbrookBasic Insurance is available only for non-citizens coming to the USA or USA and other countries.
No. This plan does not offers coverage for pre-existing conditions
Yes. Venbrook Basic have $25 cancellation fee after the effective date.
Yes. Provides coverage up to the maximum as stated in the Schedule of Benefits if the Covered Person suffers an Injury due to an Accident while performing, practicing, or participating in Adventure Activities, Mountaineering, or Rock Climbing.