Ideal for international travelers visiting the U.S., Starting at just $1.30/day
Venbrook Basic Insurance is a budget-friendly comprehensive travel medical insurance plan designed for international visitors to the United States and other countries. It provides essential and reliable medical coverage for unexpected illnesses, injuries, and travel emergencies making it one of the most affordable or low-cost comprehensive visitor medical insurance options for non-U.S. citizens.
This plan is perfect for tourists, parents visiting family, business travelers, and students who want low-cost travel insurance for USA trips with dependable protection.
Key Features of Venbrook Basic Travel Insurance:Underwritten by Crum & Forster SPC with a rating of A (Excellent) by AM Best Company 2024 is most popular visitor medical insurance among international travelers visiting USA. This plan offers coverage from 5 days to 364 days.
A deductible is the amount you must pay out of pocket before your Venbrook Basic Travel Insurance begins to cover medical expenses.
For international visitors traveling to the USA Venbrook Basic offers flexible deductible options to suit different budgets:
Choosing a higher deductible usually lowers your Venbrook Basic Insurance premium, while a lower deductible gives immediate first-dollar coverage for medical expenses.
Coinsurance refers to the portion of eligible medical expenses shared between you (the insured traveler) and the insurance company after the deductible has been met.
For example, with Venbrook Basic Travel Medical Insurance, if you receive treatment within the PPO network in the U.S., the plan pays:
This structure helps travelers visiting the United States get affordable and reliable protection for unexpected medical emergencies.
The cost of Venbrook Basic insurance starts from $39 and can go up to $291 per month, based on:
Older travelers have higher premiums due to increased medical risk. Choosing a higher maximum increases the premium, while a higher deductible lowers it.
Example: Below is the monthly cost of Venbrook Basic insurance of coverage with a $250 deductible, provided by American Visitor Insurance.
| Age of traveler | Medical Maximum | ||||
|---|---|---|---|---|---|
| $50,000 | $100,000 | $250,000 | $500,000 | $1,000,000 | |
| 18 – 29 years | $39 | $46 | $50 | $60 | $67 |
| 30 – 39 years | $47 | $61 | $69 | $73 | $80 |
| 40 – 49 years | $70 | $84 | $93 | $108 | $122 |
| 50 – 59 years | $116 | $140 | $171 | $193 | $211 |
| 60 -64 years | $140 | $173 | $227 | $246 | $270 |
| 65 – 69 years | $160 | $198 | $263 | ||
| 70 – 79 years | $235 | $291 | |||
| Hospital room and board help | Up to Age 70: The average semiprivate room rate For Ages 70+: The average semiprivate room rate to a maximum of $20,000 |
| Intensive care unit help | Up to Age 70: The average semiprivate room rate For Ages 70+: The average semiprivate room rate to a maximum of $20,000 |
| Physician’s Non-Surgical Visits help | Up to the maximum limit |
| Physician’s Surgical Visits help | Up to the maximum limit |
| Assistant Physician’s Surgical Expenses help | 20% of the primary surgeon’s eligible fee |
| Anesthesiologist Expense help | Up to the maximum limit |
| Ancillary Hospital Expenses | Up to Age 70: The average semiprivate room rate For Ages 70+: The average semiprivate room rate to a maximum of $20,000 |
| Urgent Care Clinic help | $50 copay for urgent care center. |
| Emergency room visit help | $200 Additional deductible per visit |
| Emergency Room Injury/Accident or Illness help | Up to the maximum limit |
| Outpatient Medical Expense help | Up to the maximum limit |
| Physiotherapy / Physical Medicine / Chiropractic Expense help | Limited to $50 per visit, one visit per day and 10 visits per policy period |
| Radiology / X-ray help | Up to the maximum limit |
| Prescription Drugs and Medications help | Up to a policy maximum of $50,000 per policy period, subject to a 30-day maximum supply per prescription. |
| Dental Treatment for Injury, For Pain to Sound Natural Teeth help | Up to $150 maximum per Policy Period |
| Emergency Eye Exam - Accident Only help | Up to $50 maximum per Policy Period |
| Ambulance Service Benefits help | Up to the maximum limit |
| Emergency medical evacuation help | Up to $500,000 per Policy Period |
| Medically Necessary Repatriation help | Up to $15,000 per Policy Period |
| Local Burial / Cremation help | $5,000 per Policy Period |
| Return of minor children help | $25,000 per Policy Period |
| Natural disaster evacuation help | $5,000 per Policy Period. Up to $250 per day to a max of 10 days for reasonable expenses |
| Emergency reunion help | $25,000 maximum per Policy Period Maximum of $250 per day to a max of 10 days for Reasonable Expenses |
Our support team is ready to assist you.
American Visitor Insurance has developed comparison tools to help travelers compare prices and benefits of different Venbrook Basic plans and to make an informed decision of the best Venbrook Basic travel insurance plan for your specific requirements. American Visitor Insurance's licensed customer support staff help customers by providing answers to any queries while buying Venbrook Basic insurance. The customer support staff are available at all times to help you with the online application process and to extend the travel insurance or even cancel the plan if travel plans change. American Visitor Insurance’s staff can also help customers while filing for any insurance claims if needed
To file a claim with Venbrook Basic, follow these steps:
Download Form
Get claim form online
Call Support
888-207-1694
Email Help
VenbookTravel@RobinAssist.com
The Traveler can purchase an optional rider at the time of application. The optional riders provide additional coverage for a minimal charge.
Covers up to $25,000 per policy period
If optional Sports coverage is purchased, this benefit provides coverage up to the maximum as stated in the Schedule of benefits if the Covered Person suffers an Injury due to an Accident while performing, practicing, or participating in Interscholastic Sports, Bodily Contact Sports, Recreational Sports, or Intramural Sports.
Covers up to $25,000 per policy period
This benefit provides coverage up to the maximum as stated in the Schedule of Benefits if the Covered Person suffers an Injury due to an Accident while performing, practicing, or participating in Adventure Activities, Mountaineering, or Rock Climbing.
Accidental Death and Dismemberment will apply to Covered Accidents incurred by a Covered Person while this coverage is in effect
Acute onset of pre-existing conditions means sudden, unexpected emergency due to a pre-existing condition that can be dangerous to life and the traveler cannot wait to get treatment in the home country but to receive treatment immediately. It should be noted that for acute onset coverage, treatment must be sought within the defined time period for the plan and chronic and congenital conditions may not be covered.
To buy the VenbrookBasic insurance, you will need the travel dates and passport details of the traveler.This will include the name of the traveler, the date of birth, the passport number and the travel dates.
You can get the quotes and make an instant purchase of VenbrookBasic travel insurance online with a credit card on American Visitor Insurance.This can be done without the need of any paperwork or medical exam.
VenbrookBasic Insurance is available only for non-citizens coming to the USA or USA and other countries.
No. This plan does not offers coverage for pre-existing conditions
Yes. Venbrook Basic have $25 cancellation fee after the effective date.
Yes. Provides coverage up to the maximum as stated in the Schedule of Benefits if the Covered Person suffers an Injury due to an Accident while performing, practicing, or participating in Adventure Activities, Mountaineering, or Rock Climbing.
